Chapter 5: The Gentleness of That Collision
The process of convincing Fei Yang did not take much time, and the maturity that Ding Le showed at the morning meeting that did not match his age completely conquered him.
The two talked, Fei Yang was actually three months younger than Ding Le, Fei Yang belongs to the kind of person who looks heartless on the outside and is very careful in his heart, so after getting acquainted with it, he called Ding Le Brother Le.
Ding Le turned on the computer and logged in to the management system, called up the list of loan dues for the last month, picked out the details that the account manager was Gao Haifeng, and began to study them one by one.
In the morning, Ding Le contacted nearly 10 customers, called them one by one to introduce themselves, and at the same time understood the customer's willingness to repay the loan, recorded the intention, and the next step will be to carry out a door-to-door investigation.
When he was busy, time always slipped away, and when Fei Yang asked Ding Le to go to the cafeteria to eat together, Ding Le looked up and saw that it was almost twelve o'clock, he twisted his neck, stood up and went downstairs with Fei Yang.
When they walked to the eaves of the back corridor, the two patronized and chatted, Ding Le didn't care about the front, only to see a figure suddenly rushing down from the staircase, and hit Ding Le's body heavily, he hugged the figure, and staggered back a few steps in a row to stabilize, almost both of them fell to the ground.
Ding Le looked down at the woman in his arms, shoulder-length hair, the skin on his neck was as delicate as snow, and a faint fragrance was refreshing, just when he was still in a trance, the figure pushed Ding Le away.
The two pulled away a few steps, and just when they were embarrassed, Fei Yang said beside him: "Xia Xiao, you came back from vacation, you bumped into Ding Le, you just came to report yesterday, you weren't there yesterday, you can get to know each other!"
Ding Le looked at the woman in front of him, with a white face, long eyelashes, a pair of clear and bright eyes, the eyes were slightly flustered, the bridge of the nose was high, and the faint red lips, he thought: "I finally met you, the real person is much more beautiful than the one in the photo, since I came to the Taiping Branch, I must change the unfortunate ending of my previous life!"
Xia Xiao's face was still full of embarrassment, and he bent down slightly to apologize: "I'm really sorry, I was in a hurry to go to the business room to take over the shift, I didn't notice you, didn't I bump into you, right?"
Ding Le waved his hand to indicate that everything was fine, thinking that with your small body, although he is not as perverted as Chang Dong's animal, he usually exercises regularly, and he is really going to be injured by you, isn't it a joke. He politely said to Xia Xiao: "It's okay, you better hurry up and go to the shift, meet for the first time, please take care of me in the future!"
Xia Xiao saw that Ding Le really didn't have anything, so she left and continued to walk in the direction of the business room, she had taken three days off before, and she was supposed to come this morning to hand over to Zhang Linli, the accounting supervisor, but because of trivial matters at home, she didn't arrive at the branch until noon, she put her luggage in the dormitory and hurried downstairs, but unfortunately bumped into Ding Le at the staircase.
The scene of Ding Le's confrontation with Wu Kewei at the morning meeting in the morning, several people at the counter soon knew that everyone was very keen on gossip news, and the branch was so big that it was not easy to hide it. Everyone said that the newcomer Ding Le looked like Sven, but he didn't expect to be very bold, and he was probably a person with a background, otherwise he wouldn't be so strong, and even the branch president had to stand on his side in the end.
Now the scene of Ding Le holding Xia Xiao happened to be seen by several tellers in the business room, and everyone sighed that this kid was really lucky, and he actually hugged the beauty of the flower Xia in their Taiping branch.
Chen Xiaohui, Cheng Dongxia, and Fang Meijuan are all married people, and they are not taboo when they joke, Xia Xiao was ridiculed by everyone for a while, and her blushing face was oozing.
Ding Le didn't know what the female comrades at the counter were saying and ridiculing him behind his back, and he and Fei Yang chatted casually while eating. He was a newcomer, even though he had more than ten years of experience in his previous life, but he didn't know much about many details of the Taiping Branch, so he wanted to inquire more through Fei Yang, which was conducive to adjusting and improving his plan.
Fei Yang poured beans into a bamboo tube, and exposed all the shady scenes he knew about the Taiping Branch.
After Ding Le heard this, he couldn't help frowning, the actual situation of the Taiping Branch was even worse than he imagined, but since he had already come, there was no arrow to turn back when he opened the bow, and he had to wade to the end of this troubled water no matter what.
In the previous life, the corruption nest case of the Taiping branch occurred after the robbery incident, and now it seems that Ding Le must take some measures to promote the corruption nest case to break out in advance, and then he has no worries to deal with the robber.
If you want to expose these people, you don't just rely on your mouth, you need evidence, only if you have sufficient evidence, can you report to the Discipline Inspection Commission of the head office, and Wang Yonggui and others have also worked for many years, and their social relations are complicated.
Because the Taiping branch is a town branch, 12 o'clock to 1 o'clock at noon is the closing time, Ding Le and Fei Yang finished eating, dispersed, and went back to the dormitory to rest.
Ding Le returned to the dormitory and did not rest, but turned on his laptop and looked at today's market trend.
At this time in his previous life, Ding Le was still a rookie who had just entered the stock market, and during his internship, he often listened to the account managers of the internship branch talking about the stock market, and he couldn't help the temptation in his heart, and he secretly went to Huatai Securities to open an account, and the account was opened for less than a month.
Ding Le turned on the computer, logged in to the client of Huatai Securities, and couldn't help but smile helplessly when he saw the account holdings and balance.
China Merchants Bank, 600036, 2000 shares, cost 7.25 yuan, it is really a typical small scatter. At this moment, the Shanghai Composite Index is still from the unprecedented peak of 6,124 points in October 2007, and there is still some time and space, and China Merchants Bank will have several times the increase by the end of next year.
He knows that a super bull market has been coming, but the start-up capital is still very small, even if he catches a daily limit every trading day, it is estimated that he will not make much money by October next year. Moreover, he only knows the general trend, and does not have the ability to remember the trend of all the stocks in the stock market as clearly.
At the moment, the top priority is to get as much initial capital as possible, and then buy a big bull stock in the impression, and then sell it before October next year, and then you can enjoy the harvest moment.
In his previous life, as a veteran account manager who became the president of the branch, Ding Le had many ways to get out of the bank, but at this moment he didn't seem to step on the red line, he came to the Taiping branch for a higher goal, and making this kind of mistake at this moment outweighed the loss.
The only thing Ding Le can think of is his parents, they have a deposit of 100,000 yuan in their hands, which they have accumulated over the years, and it is also for Ding Le's future marriage, how to persuade them to take out this money is something he needs to consider in detail.
Ding Le looked at the time, closed his laptop, walked to the bathroom with a towel, and washed his face. No matter how much you think about it, the afternoon work still has to go on.
In 2006, people were not yet devastated by harassing phone calls, and when they saw strange calls, they were generally happy to answer them. In half a day in the morning, Ding Le had already contacted more than 10 customers who had the intention of renewing their loans. In the afternoon, he continued to make phone calls, and today his goal is to identify 20 interested customers.
When he was about to get off work, Ding Le called up the list of 20 interested customers from the system, and then roughly sorted them according to the comprehensive customer cooperation history, credit history and other conditions, and went to the door for due diligence in the next few days.
Wang Yonggui and Wu Kewei went to the head office for a meeting, it seems that they will not come back, he held a meeting today, which surprised everyone, thus determining his advantage, but in the next few days, it will not be so easy. Wu Kewei will not underestimate him anymore, and he will definitely stumble on him.
He must collect the corrupt materials of these two people as soon as possible in order to make himself invincible as soon as possible. Much of the information that Fei Yang gave him was just gossip, but there was not enough evidence.
As for the many problems mentioned by Fei Yang, Ding Le can be roughly summarized into three categories: one is the problem of financial expenses, Wang Yonggui used his status as the head of the branch to divert the branch expenses for personal use many times, and usually did not even have reimbursement vouchers, but directly transferred funds from the unit's financial account to his own personal account, and at the end of the year, when the head office examined the account expenses, he asked Zhang Linli, the accounting supervisor, to collect invoices everywhere and make fake reimbursement vouchers; second, he accepted customer benefits, although the branch president did not directly handle the business, but in the process of loan review, he had a veto power, so many times, some customers bribed the account manager in order to obtain bank loansand also to reward Wang Yonggui, and the water in it will be deep; The third is nepotism, Wu Kewei has obvious moral problems, in the process of handling business, wantonly accept customer finances, which has a certain relationship with the connivance of Wang Yonggui, the head of the branch, of course, he also put a lot of money on Wang Yonggui, so he will have such a lenient treatment.
If Zhang Linli, the accounting supervisor, is also involved in corruption and dereliction of duty, then the entire management team of the Taiping branch will be finished and will collapse collectively.
Ding Le still had a big head when he thought about it, knowing that there was a problem with the branch manager and the credit director, but he didn't have enough evidence, he thought that he must catch them in a short time.
Thinking of yesterday's customer Gao Dagang came to make trouble, this may be an opportunity, since he is a celebrity in the town, I believe that there must be a lot of people who know his situation, Ding Le himself in the process of customer visits, can also collect some Gao Dagang's background information. When Wu Kewei submitted the loan to the collective association, he gave a strong sniper, and if the evidence was sufficient and sufficient, Ding Le believed that the loan collective would definitely not be able to pass. At that time, Gao Dagang would not easily spare Wu Kewei, and once the contradiction broke out, there would definitely be an unexpected result.