"What is the opinion of the big leaders in the city?"

After Ding Le listened to Yu Jiankang's introduction, he didn't immediately give advice, but he first asked the big leader's attitude towards this matter.

"The big leaders are very open-minded, the government has always been actively guiding, although the SASAC is a major shareholder, but for the selection of restructuring plans, the design of the top-level system, have given our working group great support. ”

Since there is the full support of the government, what is there to worry about? It is nothing more than the question of how to distribute the cake, thinking of this, Ding Le has a plan in his heart.

"I support the top 10 merger model of Bank of Jiangsu, which fully adopts the market-oriented operation mechanism, merges the shares held by the shareholders of all parties according to their respective asset clearance and capital verification reports, and then replaces them with the shares of Xinhaizhou Bank according to the asset appraisal report and the final confirmed share conversion ratio. ”

Yu Jiankang didn't expect Ding Le's attitude to be so distinct, and after hearing this, he was silent for a moment.

"To adopt market-oriented operation, we must first consider how to dispose of non-performing assets. Several rural commercial banks in the county and district have pointed out that the government cannot allocate all their high-quality assets to the Haizhou Bank, and must also consider their non-performing asset burden!"

As Yu Jiankang spoke, he took out a material from the briefcase beside him and handed it to Ding Le.

"This is the non-performing loan data of several banks, and the city has agreed to their demands, Haizhou Bank will undertake 80% of the non-performing assets, and the current preliminary estimate will be 1 billion yuan. ”

Ding Le was not surprised by the decision of the Municipal Party Committee and Municipal Government, Haizhou Bank really wanted to take over the high-quality assets of several rural commercial banks in urban areas and parks without paying any price, which is called a strange!

Ding Le quickly skimmed through the materials in his hand, and after pondering for a moment, he thought of an operational plan that could solve the problem.

The Haizhou SASAC can take the lead in setting up a trust company to undertake non-performing assets through the establishment of a trust plan.

After Haizhou Bank packages and transfers the 1 billion non-performing assets to the trust company, the trust company can issue special trust products to the public or specific institutions, and then digest the non-performing assets through continuous collection and disposal.

At that time, Qiandai.com can come forward and subscribe to these trust products with preconditions. This precondition is that Galaxy Investment has a stake in the newly established trust company.

After Ding Le explained his plan and inventory, Yu Jiankang couldn't help but applaud the case secretly. Although this was a win-win plan, he did not dare to agree rashly.

"I will report your plan to the superior as soon as possible!"

Of course, in Yu Jiankang's report, the proposer of this plan is definitely not Ding Le, and it is also a once-in-a-lifetime opportunity for him to enter the special working group this time, otherwise he would not have worked so hard.

Ding Le didn't mind Yu Jiankang's calculations in his heart, Yu Jiankang asked him to talk about this in the teahouse, which was a hint in itself, and everyone didn't come out to mix with society on the first day, and he still had a clear idea of this routine.

On the one hand, he proposed this plan to help Yu Jiankang, and on the other hand, it was also for his own profit.

Galaxy Investment has successfully participated in Haizhou Bank, and if it takes the opportunity of the restructuring of Haizhou Bank to successfully participate in Haizhou Trust, then its financial empire will be expanded.

Collecting seven dragon balls and summoning a dragon should be a dream that every Secondary 2 teenager has had.

Ding Le hopes that one day, Galaxy Investment will be able to collect the seven major financial licenses of banking, insurance, trust, brokerage, fund, futures and leasing like those big conglomerates.

Reorganization is a huge project, involving a wide range of work, the content of the work is complicated, in the specific operation process, there are many problems that need to be solved, the slightest improper, the plan may fail.

Of course, in this process, the most important thing is how to balance the interests of all parties.

Restructuring involves the interests of the bank's senior management, employees, shareholders, local governments and other parties, and how to level out a bowl of water is related to the key to the failure of the reorganization.

The board of directors and senior management are mainly concerned about whether the management rights are weakened, the employees are mainly concerned about future income changes, the shareholders are mainly concerned about whether the original share capital is reduced, and the local governments are mainly concerned about whether the local loan investment and tax revenue are reduced, and whether the personnel rights are reduced.

Looking at Yu Jiankang's pale temples, he naturally knew how hard this thing was.

In his previous life, at this point in time, he had already retired to the second line because he was on the wrong side. Now, he gives people the feeling that he is old and ambitious.

"In order to be able to balance the interests of all parties, I have one more suggestion......"

As soon as Ding Le's words came out, Yu Jiankang was overjoyed, he hurriedly put down the teacup in his hand and looked at Ding Le with anticipation.

"It is to launch the IPO plan at the same time as the reorganization!"

“IPO？”

"That's right, only if the cake is made bigger, the person who divides the cake will not have an opinion!"

Ding Le's words were concise and to the point, but the truth was easy to understand, and Yu Jiankang naturally knew what he meant.

"Isn't the CSRC suspending the IPO now? No one knows when it will be restarted!"

Ding Le's words seem to have opened a new window for Yu Jiankang, but the current regulatory policy still makes him have some concerns.

In the past history of A-shares, there have been a total of 7 IPO suspensions. Last year, after Lehman Brothers filed for bankruptcy protection, the financial crisis erupted in full swing. In order to save the market, the regulator announced another suspension of IPO applications.

"The current market situation is different, A-shares have risen by 30% from the lowest point last year, and the gem promoted by the regulator has also entered the stage of substantive operation, I think there is a high probability that the IPO will be restarted this year. ”

In June this year, the China Securities Regulatory Commission will launch the IPO again, and Ding Le, as a reborn person, is naturally clear, but this can only rot in his heart.

The reasons briefly described by Ding Le made Yu Jiankang very excited, but to start the IPO, there is more preparation work behind it, and it is by no means something that he can decide alone.

"When I report the plan to the superiors, I will give you all the suggestions and let the leaders make decisions!"

Back in Haizhou, Ding Le naturally wanted to go to Jumei Technology to have a look, and every time he came back, he could feel the rapid changes of the company.

In February, Jumei Technology's sales exceeded 30 million yuan for the first time, which was another breakthrough after last year's "Double 11" promotion.

With the sudden rise of the group buying website Groupon in the United States and the launch of each group of Wang Xin in China, group buying has gradually become well-known in China.

Jumei.com, a beauty group buying model specifically for women, has also been accepted by more consumers.

"This year, we have upgraded the entire product system, and at the same time, in accordance with the 28th law, highlighting the marketing of key products, it is expected that the company's monthly sales will reach a new level in the second half of the year. ”

At the company's senior management meeting, Sun Yutong reported the latest work trends to Ding Le, and also focused on the latest product upgrade system.

When Jumei was first launched last year, it mainly relied on low-price promotions, although it won a certain market for Jumei in a short period of time, but due to the low profit of the product, it affected the company's further development.

The number of electronic billboards hanging on the homepage of Jumei's website for donations for the Shuchuan earthquake has not yet exceeded 10 million, which can also reflect the fact that Jumei's products have meager profits.

After Sun Yutong's report, Xu Jing handed Ding Le an analysis report written by a professional consulting company in the industry, and the data in this report made her very excited.

"Last year, the transaction scale of the national cosmetics shopping market reached 6.02 billion yuan, ranking third in the entire online shopping market, second only to clothing, shoes and bags and 3C home appliances. According to the prediction of industry experts, the transaction scale of cosmetics will exceed 12 billion this year, a year-on-year increase of more than 100%, and the growth rate will be maintained in the next three years.

After listening to Xu Jing's introduction, Ding Le was also very surprised, the overall expansion of the market is undoubtedly a great benefit to Jumei.com......

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