Chapter 492: Loans

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Anzhong opened a small shop in an old house in his family, mainly dealing in electronic products such as various audio equipment and communication equipment.

The room is not big, about a dozen square meters. There is only one sales counter in the small shop, and the rest is the shelves that are crowded with goods.

There were two people in the store at once, and it suddenly became a little crowded.

"Hello. An Zhong smiled a little uneasily: "I'm sorry, the store is a little smaller, and there is no place to sit." Why don't I ask the two comrades to find a place to drink tea?"

"No, I haven't introduced it yet, I'm Bao Dai, the acting consultant of the sales office of Xiucheng Electronic Computer Company. This is my colleague, Mullen. ”

Bao Dai is a young girl in her twenties, and it seems that she has been influenced by Ran Ni, and all the women in the computer company are very strong. Be proactive at work and never lose to your male colleagues.

And with Ranni, the immediate boss, as an example, the organization department certainly did not dare to organize someone's promotion because of gender issues.

Over time, a department like the sales office, which was originally completely occupied by men, turned out to be in harmony with yin and yang.

And gradually, the sales office also tasted the benefits of this. Not only is the female image more suitable for sales, but there is also the bonus of "men and women match, and they are not tired of work".

Nowadays, for such an expatriate job, the company will basically send two pairs, one man and one woman. Of course, necessary oversight is indispensable.

Bao Dai and Ma Lun handed out their business cards, and An Zhong wiped his hands before taking them. On the plain white hard expanded cardboard, the names, positions and work numbers of the two people are clearly and crisply printed, and the end is full of foreign atmosphere.

"I don't have a business card here, so I'm really embarrassed. An Zhong smiled awkwardly, then patted his head, and kicked out two cans of drinks from the counter: "Drink water, drink water, Jianlibao, good things!"

"Thank you. Bao Dai pushed the drink back and said with a friendly smile: "We brought our own water when we went out, and we can't eat and drink here if we have discipline." ”

"Ahh

"Mr. An, we don't have much time, see if you can cooperate with us first. ”

"Ahh

"That's right. Bao Dai seems to be the main person in charge of this operation, and he also took the initiative in the conversation: "After a series of investigations, we Xiucheng Electronic Computer Company believe that you are more in line with our requirements for the selection of agents. ”

"However, my shop is small and I don't have much money......

"You don't have to worry about that. Bao Dai waved his hand: "If there is such a condition, of course it is the best." But even if you can't meet these two conditions, you have other advantages. Because you meet our expectations in terms of creditworthiness, education level, motivation, etc., just not enough funds, which is why we are here today. ”

"Actually, Ma Lun and I have already conducted some investigations on you in Lin'an, and I beg your forgiveness for this. ”

An Zhong waved his hand again and again, as if nothing had happened on his face, and he couldn't help but be surprised by the importance that the computer company attached to him.

"Well, we should say that we are quite satisfied with the results of our investigation. Bao Dai continued: "In your past study, work, and life, the people around you have been very good. Economically, there has been no misconduct, and the business has a good reputation among customers and peers. It should be said that you are a decent person. Of course, because your sister is a good researcher and soldier, we also took this into account. ”

"Oooh......"

An Chong's face was slightly red, but he didn't expect to borrow his sister's light in the end.

"We're here today to work together to solve your funding problems. ”

"This ......" An Zhong asked cautiously, "how to solve it?"

"Loans. ”

Bao Dai gestured, and Mullen took out a thick stack of documents from his bag and placed them on the counter.

"This is a financial plan designed especially for you based on the information you have left behind. If you lack funds, you can borrow from China Railway Construction Investment Bank, which cooperates with our computer company, and borrow from this bank, and our company also has some supporting policies. ”

The basic accounts of the computer companies are opened in the China Railway Construction Investment Bank -- of course, almost all the enterprises that can make money in the northeast are basically opened in the China Railway Construction Investment Bank.

But if Anzhong agrees to this loan, then it will be the first investment of China Railway Construction Investment into Lin'an.

China Railway Construction Investment chose to support the plan of the computer company, and also planned to penetrate its tentacles into all parts of the country.

At present, although there are no agents who can assume responsibility in China, the method chosen by the computer company is very simple, that is, to support a group of agents on their own.

Select relatively reliable locals in various places, develop tailor-made agency programs for them, and supplement their lack of capital in a targeted manner.

For example, Anzhong has been engaged in the individual industry for three or four years, and its business reputation is well reflected in the local area. You have a certain amount of capital and can pay a part of the deposit. Then the funds for the purchase will be directly exchanged for the goods by the loans of China Railway Construction Investment.

The local stores in Lin'an were purchased and renovated by computer companies, and then leased to Anzhong.

In this way, basically Anzhong does not need to invest too much, and can get more than 100,000 yuan of goods and more than 100 square meters of renovated stores. Using his reputation and network in the local area for many years, he quickly expanded the market for chrysanthemum pagers.

When such a document was placed in front of An Zhong, he had to hesitate.

The conditions are very sincere, and to be honest, the interest rate of the loan is also very conscientious compared with the four major state-owned banks. However, is this a debt of more than 100,000 yuan, do you really want to sign it?

To be honest, Bao Dai has seen a lot of such a situation, and An Zhong is not her first customer, nor will she be the last. She knows that Chinese are reluctant to borrow money.

"Mr. An, you don't need to worry about debt. The deposit of 20,000 yuan, as long as you do not violate the rules in the operation, we will not use it. And the payment of 100,000 yuan, you can also rest assured. Any time you choose to return the goods, we will refund you the purchase price at that time. In other words, even if the business is not doing well, you choose to close the door. As long as the item is not sold, you don't owe anything when you return it. The only thing that is non-refundable is the rented faΓ§ade rent. ”

"Ah!" An Zhong carefully looked at the terms pointed out by Bao Dai, and finally breathed a deep sigh of relief: "So that's the case, then I'm relieved." ”

"Mr. An, there is an old saying in our Northeast called ugly words ahead. I must remind you that it is necessary to comply with our requirements for agents in the course of doing business. If your deposit is deducted due to non-compliance, it will not be refunded to you. ”

"Don't worry, to be honest, I've never seen such a responsible and sincere company from you. I believe that my cooperation with the computer company will definitely go smoothly. ”

"I hope so. ”

In the face of the support conditions put forward by the computer company, few people can say a "no", because this is almost a gift of money to invite them to develop their careers.

It's a win-win situation for agents to grow, and computer companies to gain access to channels that are extremely valuable in this era.

In the first half of 1988, the computer company began to build its own business network with all its might. With the completion of a chrysanthemum brand store, chrysanthemum brand pagers began to become popular in cities with paging.

Not only pagers, as this network began to spread to other cities, chrysanthemum electronic products gradually appeared in the sight of Chinese.

For example, the chrysanthemum game machine is somewhat similar to the red and white machine, but there is absolutely no infringement, and the chip used inside is completely different.

At the same time, game console cartridges have also begun to appear in some informal markets in these cities. As for which company transcribed these game cartridges, it is not known.

The killer product of the red and white machine alone is enough to make the chrysanthemum brand deeply rooted in the hearts of the people.

Pagers, game consoles, computers, portable cassette players. There are also some small things that make people laugh, such as electronic watches with calculators, which are quite popular with elementary and middle school students......

It is said that the computer company is also working on new products, such as a programmable calculator that simulates the Sharp PC-1500 and a home learning machine that simulates the Laser-310.

Even computer companies took advantage of this channel and really began to produce and sell their own assembled Chrysanthemum brand computers. Although most of the parts are imported from abroad, there are also some technologies that they have already mastered.

For example, in the motherboard design of the 386 computer, in addition to some parts that need to be imported, the domestic production rate has exceeded 80%, and the keyboard and mouse have all been localized.

Although they are all localized with low technical content, the price of chrysanthemum brand computers is still much lower than that of the same industry, and it has successfully killed a market in the PC industry with excellent channels.

As a result, abstract chrysanthemum symbols bloom in thousands of households throughout China. It is said that the brand name was given by Ran Ni after accepting the suggestion of Meng Zhengfeng, director of the communication division of Xinke.

Meilan bamboo chrysanthemum, chrysanthemum is the four gentlemen in the flower arrogant frost, symbolizing that Xiucheng Electronic Computer Company will take a road full of thorns and loneliness.

As for what strange meaning the name later came to become......

This is really beyond Comrade Ranni's expectations!

(To be continued.) )