"What do you mean by debt ratio?" Li Ge and Huang Zhen didn't understand.

"It is to develop the money I borrowed from the bank, and if I don't pay it back, the bank will take it back, and I borrowed more than 10 million from the bank. Liu Yi said lightly, he didn't tell the truth, it was too much, and it was estimated that Li Ge would also consider it. "At the beginning, I invested about four million in Huatian real estate, after buying two pieces of land, I borrowed from the bank, I think the real estate will develop quickly, but now it seems that there will be a period of low tide, to the bank loan to repair the house, after the house is good, to sell it to be able to make money, the whole real estate company is still in the loss stage, so I went to the United States to contact the investment company to buy the shares in my hands, in order to give the three companies a strong backing, to ensure that in the later development will not be due to financial problems and bankruptcy。 ”

Listening to Liu Yi's feelings, they really didn't expect Liu Yi, who had opened three companies, to make a helpless choice, and dare to do this when he owed money to the bank. "Then the investment company is not afraid that you will not be able to do well?"

"So I signed a gambling agreement with them for a period of five years, and if I didn't do a good job, I would take the money out to buy the original shares and repay the money they invested, but if the development is good, I can continue to operate like this. In order to ensure that the money of the two of you will not be lost, I specially explained to them how to maintain the value of your shares before signing the contract, follow me, I will definitely not let you lose. Liu Yi's words are sincere.

Huang Zhen now understands a little, Liu Yi is gambling on his future, if he succeeds, he will become a big boss, if he fails, he will lose nothing, and Huang Zhen They can still get their money back, and it is not a loss. "Thank you, brother. ”

"As long as you understand me. Liu Yi was a little embarrassed, he was deceived, but he had to cheat for some things, "For my future, I can only continue to work hard to do a good job in the company, with money, everything is much better, no matter which company will not be short of money, they promised me at least 200 million US dollars to invest, so you don't have to worry at all, but please also help me develop the company well, don't let me sell to an investment company for the rest of my life." ”

"Don't worry, if there is a problem in the future, I will give you a bite if I have it. Huang Zhen said very seriously, he used to think it was very unfair, why Li Ge could invest, but he couldn't, and now when he heard Liu Yi's words, he was secretly glad that he had left a little money, at least a little guarantee for himself to keep his life. Li Ge now also understands Liu Yi's difficulties, he is now equivalent to working for others, because if he doesn't wait hard, he will go bankrupt and repay the money for a lifetime, so Liu Yi is forced to keep moving forward.

"Me too, no matter how difficult it is, I am willing to carry it with you. ”

"Thank you, brothers,. Liu Yi was moved to drink a glass of beer, Liu Yi was not worried about this thing at all, he now has money, and he firmly believes that there will be no changes in the future development. "If you want your money not to depreciate, I suggest you buy a house in a provincial capital, the price of a house in a provincial capital will definitely increase in price in the future, and you must not sell it within ten years

It will definitely increase in value in ten years. ”

"Okay, then we'll listen to you, as long as we have money, we will buy a house, buy a set of ten or eight. Li Ge said.

"Then you're going to be a multi-millionaire. Liu Yi said with a smile.

Huang Zhen was also very happy, shouting songs happily, Liu Yi accompanied them to shout, and replied to several girls' text messages at the same time, it was not easy to meet, but because Liu Yi was busy, he didn't have the opportunity to be together, which was somewhat regrettable. After a night of roaring, Huang Zhen's voice was hoarse, and the next morning happened to be Luyuan's meeting, Huang Zhen and Li Ge were hoarse and couldn't speak at all.

For the transfer of shares, Jiang Yingjie also asked in detail, and finally found that Liu Yi was indeed impossible to leave, they were relieved, although Liu Yi usually does not participate in the management of the company, but some decision-making big things still need a bold person like him to be at the helm to be safe, he is more like a Dinghai Shen Needle, and now Luyuan has entered Huatian Supermarket, occupying a large counter, and the way of operation is gradually changing, the same is a signal, in the supermarket can give greater play to the advantages of Luyuan, so on the day of the opening of Huatian Supermarket, the business of their counter increased greatly, and he can't imagine how Liu Yi owns a real estate company like Huatian Real EstateAt present, Liu Yi's own net worth, just Huatian is enough to make him a huge rich, and the supermarket in Jingcheng City will open soon, and Luyuan has also obtained a large counter, Jiang Yingjie now understands what Liu Yi means, if Huatian Supermarket continues to develop, then in addition to having their own stores in the country, they also have the largest and most stable flow of supermarket groups, they will definitely develop rapidly, because it is the same boss, Huatian gives very favorable conditions, in the way of renting and selling, by collecting rent, the counter will be transferred to them for free in about ten years, and what makes Jiang Yingjie even more excited is that the rent does not rise for ten years, which will leave a lot of money. If Liu Yi left, he really felt that the entire green source was hopeless.

After getting the exact news that Liu Yi was not leaving, Jiang Yingjie immediately began to report their results, " At present, we have 45 shops in the provincial capital, of which 32 have been opened for operation, the profit margin is about 20 percent, the rest of the shops I think should be developed in the local area and then set up the shop will be more secure, the province has all the prefecture level we have covered, each city has our shop has also been opened, the profit margin is about 16 percent, at present in Beijing we have purchased 40 shops, the next step may be expanded to about 80, currently open 20 shops, because of transportation, the profit margin is about 22 percent, in GuangzhouWith the introduction of Jiang Yingjie, Liu Yi has a general understanding of the entire layout, they now have more than 200 shops in the country, that is to say, they spent about 50 million on the shop, the value of the money, the agricultural production base is now five, can no longer meet the needs of the current expansion, Huang Zhen is also a little clearer, Li Ge has not been very concerned with the company's affairs, suddenly heard the news, only to find out how much money Liu Yi has invested in the company, the value of the shares in their hands has risen fivefold, and according to Liu Yi's plan, the next step is to increase investment, they may be formal in the country

The front flowering, according to the current valuation, soon their market value will exceed 100 million, and will expand rapidly, the current headache is that the development of the production base is seriously lagging behind, they still need time, the current capital is not a difficult point of constraint.

Listening to Jiang Yingjie's introduction, the company's situation is generally clear, due to Liu Yi's insistence on investment, and the company's own capital flow, they currently have no debt, and there are more than 20 million liquidity, this is a good situation, Liu Yi is very happy that Jiang Yingjie will be the company to this extent, he is indeed a talent.

"We are doing a good job, the development of Luyuan is benign, the goal remains the same, slightly remote places to buy shops temporarily, do not do capital investment, we now need to wait for the development of the production base, we need to establish a relatively complete industrial chain, the second step is to cooperate with Huatian, especially the Ministry of Commerce, to begin to establish our own logistics network, first of all, the construction of our province is completed first, and then in Beijing, Shanghai and other places to complete the layout. From the first line to the second and third lines, all logistics are centered on the provincial capital. The third is to establish our own supply network, the future investment to buy the software company will do this, we need to think about the main structure, how to be able to make the entire production and marketing run quickly in the most efficient way, as well as the allocation of our materials, changes in prices around the country, etc., all need a huge database support, we have to think about this framework by ourselves, software companies will only do software, they do not understand the process, can be added on the basis of the original OA system, increase the functions we need, here I want to explain again, the purpose of our system is not to increase the burden of employees, but to reduce the burden of employeesTo make the operation of the company more efficient, not for their own use, good supervision, but for the operation of the company, just like a person, this brain is very important, needs a very clear idea, can quickly and accurately transmit instructions to the hands and feet, and can respond as quickly as possible when the hands and feet are injured, this is what I want, I have said before, the assessment can only be carried out in the background, never let the front-line workers waste time on it, they can know, understand, but do not need to be busy for it。 ”

Liu is one of the people who likes the easy way," Here I also have a suggestion, that is, the collection of customer information, I plan to collect the customer's face, establish a database, and then use the customer to carry out terminal feedback, one is to understand the sale situation of our various terminal stores, and more importantly, in order to provide sufficient database support for the development in the future, do the statistics of the flow of people, the future market will definitely change, people's needs will become more complex and diversified, we need to use more special services to carry out, the Internet will be a very important opportunity。 Liu Yi plans to establish the same supply model as it will be more than ten years later, so that the Internet can truly change the company and reduce the company's operating costs. That's what he set up logistics for.

"Internet mode?" Jiang Yingjie didn't understand.

"Yes, it is very likely that the future purchase will be a physical part, the network will account for a large part, people will have less and less time to have freedom, and the demand for services will increase without limit, which is just the opportunity. ”