Andrew was invited to the Royal Yacht Club on time and met Shen Bi. Under the guidance of Shen Bi, he met more than a dozen other Oxford alumni and exchanged contact information, including two female Oxford alumni.

The older one is Ms Mary, a professor at the University of Hong Kong. Similar in age to Andrew is Miss Catherine Chan, a senior sister who is three years older than Andrew and is now a lecturer at the University of Hong Kong.

The two of them, who are of the same age, naturally get together and talk about interesting things about Oxford in recent years. Catherine Chen, who has a straightforward, cheerful and outgoing personality, is a little dull in her makeshift relationship, but Andrew, who is very wise, and the atmosphere of the two is very tacit and harmonious.

Everyone arrived, chatted a little, and got ready to go to sea.

Andrew's yacht is piloted by the yacht pilots provided by the Royal Yacht Club and follows the yachts of a group of Oxford alumni as it heads to its destination, Po Toi Island.

More than an hour later, I came to Po Toi Bay, which at this time still maintained a pristine environment, with only a small convenience store and snack bar, and no electricity.

After a brief lunch, everyone went out to form a team and have fun.

Andrew and his senior sister Catherine Chan got together in a group, got ready to set up, and at sea, the bow of the boat played diving and diving.

After that, the two took a motorboat and circled the sea. Under the blue sea and blue sky, both of them shouted excitedly, feeling the pleasure of riding the wind and waves.

As the circle gradually expanded, the two of them were the most extensively in everyone's play circle.

And after a burst of excitement, the two who calmed down both felt it, and the current intimate posture was a little awkward. Andrew sat in the back seat, his hands around Catherine's waist, the two were close together, with the ups and downs of the waves, the limbs of the two were regularly intimate with each other, and an ambiguous atmosphere came out.

Two young men and women with strong blood and vigor, such an intimate touch, will inevitably have a physiological reaction. What is not good to describe is that Andrew is sitting in the back seat, and the motorboat is breaking the waves at high speed, Andrew has to hug Catherine's waist, but now Andrew's physiological reaction appears, so he can only squeeze into the space behind Catherine. And with the ups and downs of the waves, this feeling of rhythm is very wonderful, which makes the two intoxicated.

After making a few more circles, Catherine parked the jet ski in the sea away from everyone's eyes and turned around. The two who have a good impression of each other, in this ambiguous atmosphere, naturally kiss each other.

By the time the two returned to the public eye, it was already half an hour later, and when they returned to their respective yachts, Andrew rinsed off the salted seawater, put on a straw hat and sunglasses, and closed his eyes at the bow of the boat to rest and think.

The intimate kiss with Catherine just now, although there was an unexpected factor, but because of the basis of the previous mutual affection, in the subconscious, Andrew did not reject the intimate contact between the two.

Although such an accident happened, Andrew's heart love is his girlfriend Emma who is far away in the UK. But somehow, I can't let go of Catherine's shadow in my heart. Andrew could only comfort himself and find a self-justifying reason: This is a destiny destined by God! I and other mortals can't resist it, so we can only accept it. But what to do next, it's really a brain-burning thing. Let's save it for later.

Dinner was on the beach by the sea, with a few bonfires, and everyone barbecued seafood. Facing Catherine again, Andrew was a little restrained and ran to Shen Bi's side to fight for wine. And Catherine's mentality, on the surface, remained very calm, as always, playing with everyone.

After the campfire dinner, everyone returned to their respective yachts and began to sail home.

Back on Hong Kong Island, everyone greeted each other and said goodbye.

Back home, it was nearly ten o'clock, the phone in London was not easy to contact now, it was 3 o'clock in the afternoon, and Emma was still in class at this time. Andrew hesitated for a moment, but still made a phone call to Catherine and told each other that they were safe. After a little chat,

Andrew: That's it, Catherine, good night!

Catherine: Andrew, good night!

At night, Andrew had insomnia. The figures of Emma and Catherine alternately haunted in their minds.

The next day, Andrew got up late, with a pair of panda eyes, his spirit was a little sluggish, and he was so helpless to have insomnia last night!

Andrew decided to put aside his children's affection for a while and find something new to distract himself.

The company's affairs can't be messed around, once messed up, it will affect Andrew's prestige. You can only think about your own personal movements.

Andrew found a stack of fashion magazines and flipped through them one by one at home, celebrities, clothing, private jets, luxury yachts, luxury cars, these can be followed, but not considered for the time being.

When he flipped through an island scenery photography book, Andrew's mind flashed with inspiration, the current island private purchase, not very popular, the purchase price should be relatively cheap, now I can select some better quality islands to start first and reserve. Some of the best quality islands are developed and retained by themselves, and others are considered to be sold or rented when private island tours and purchases are popular.

In the memory of the previous life, after the new century, private island tourism was very popular, and those rich people had famous cars, mansions, airplanes and yachts for a long time, which was not a new thing, and then they became obsessed with this high-end game of capturing private islands. At that time, the price of the better quality islands was more than hundreds of millions of dollars!

The trend of creating a new life is still very fulfilling. But after Andrew's personal thoughts, after some hard work, he became famous. It has to be said that when people reach a certain stage or a certain age, "phobia" will become more and more serious, and they will pursue quietness and privacy more when living or traveling.

Being on a private island sounds like a very advanced way to play, but many wealthy people are not looking for a show of wealth, but for the experience itself. There is no hustle and bustle of crowds, there is not too much interference from commercial behavior, return to a simplicity, get along with yourself, or "in the world, there is only you and me". The island is full of simple and pristine texture, blending with the sky, sea, beach and rainforest. This unique sensation will have a special aftertaste in the future fermentation.

With this in mind, Andrew contacted his team of thinkers and arranged to visit a private freehold island.

For the purchase of private islands, Andrew preferred the Bahamas, a newly formed Commonwealth country, which was easier for Andrew to deal with. It is also a tax haven, a financial paradise in the future, which will be patronized by many wealthy people, and is a potential market for private island sales in the future.

After sending back the preliminary investigation report, the second group of personnel will bring some professional staff involved in building exploration to the Bahamas to investigate and evaluate in detail the hydrogeological conditions, development possibilities and difficulties of the islands to be purchased.

Andrew was busy with the purchase plan of the private island, and just wanted to relax and rest, Shen Bi called, HSBC's investment assessment plan came out, and Shen Bi asked Andrew to meet at his house tonight to discuss the cooperation strategy.

That night, Andrew came to Shen Bi's house. Shen Bi introduced HSBC's investment ability assessment plan to Andrew.

That is, under the same funds, the two candidates, using formal and legal financial means, within two years, look at the investment effect score. Based on the previous management ability scores, the winner will be selected and appointed as the HSBC senior class.

After listening to the inquiry, Andrew asked Shen Bi what the specific assessment time was, and where to start.

Shen Bidao: It will start next month.

Andrew: What is the total amount of funds for the assessment?

Shen Bidao: A capital of 100 million Hong Kong dollars per person.

Andrew: But there's a question, my investment plan is going to be in the second half of next year, so what do you do with that for the first half of the year?

Shen Bi arched his hand and said: I just don't have a good idea, so I want to ask you to help me think about it, and see how to deal with this empty period from the perspective of the whole investment plan.

Andrew: You have to think about it, it's impossible to think about it at this time, and I'll contact you when I go back and think about it. Oh, and also, how many times can you use the leverage of your LDUM deferred trade, the guarantee gold account?

Shen Bi: If the transaction capital is very large, it is generally 5 times, and if you apply for a special application, you can magnify the multiplier. But the borrowing rate will have to be raised. The two sides can discuss how much to improve the specifics.

Andrew: Can you handle this matter of borrowing interest rates?

Shen Bidao: It can be done completely. In fact, if you want to invest in London gold, if the amount is not large, you can also trade in Hong Kong. Since last year, Hong Kong has liberalized its control over gold and silver, and Hong Kong's gold trading market is gradually expanding. In terms of trading gold in Hong Kong, it is easier to operate in terms of borrowing interest rates.

Andrew: yes, I see! That's all for tonight's discussion, and we'll talk about it again after Andrew has thought through the whole plan.