Chapter 61: A Habitual Routine!

Looking at Xu Jia's embarrassed expression, Yu Zhe's anger exploded in an instant!

"This kid is just a broken intermediary, why should he laugh at Lao Tzu? What qualifications do you have to laugh at Lao Tzu? I was actually ridiculed by an intermediary?"

The unbearable sense of humiliation erupted from the bottom of his heart, making Yu Zhe's blood surge, losing his mind, and raising his fist towards Xu Jia's face...

"Smack!"

Xu Jia slapped his fist away like a fly.

Yu Zhe's eyes were red, and he threw another punch...

"Smack!"

Once again, his fist was easily slapped open, still as simple as a fly.

Although Xu Jia does not have Wu Xiongda's majestic figure, but in the face of Yu Zhe, who is in his early 160s, has a fat body, and moves slowly, his advantage of long hands and feet is immediately displayed!

The two attacks in a row were easily defused by Xu Jia, making Yu Zhe almost crazy, and the whole person collided directly towards Xu Jia: "Damn! Lao Tzu fought with you~"

"Looking for abuse!" Xu Jia sneered, raised his "long legs", kicked him in the chest, and directly kicked Yu Zhe to the ground, and snorted!

The rolling posture made Xu Jia almost burst into laughter~

He shook his head and said disdainfully: "You save it, if you continue to make trouble, I will even report you!"

Yu Zhe, who wanted to continue to rush up desperately, was stunned for a moment, and subconsciously asked, "What can you report me?"

{Could it be that he knew about my illegal approval of loans and private custody accounts?Impossible, I did it so secretly!}

"Illegal approval of loans!" Xu Jia was not sure before, but Yu Zhe's true thoughts had already betrayed himself: "There are also private supervision accounts...

Tut-tut~Mr. Yu, I really admire you! You're too bold, aren't you?

In fact, when Xu Jia heard Gu Xianhe say "Yu Zhe is usually taking care of himself", he had doubts in his heart!

Although banks never make it clear, the intermediary company in which the customer closes the transaction will actually become one of the reference factors for some banks to approve customer loans.

If it is a large-scale company that has the ability to cover the situation in the event of an accident, then even if the customer's credit report is flawed, the bank can still smoothly approve it after communicating with the intermediary company and understanding the specific situation.

But if it is a black intermediary, then there is no doubt that the customer will definitely be directly PASSED by the bank!

In order to avoid this situation, Gu Xianhe is likely to collude with Yu Zhe and take advantage of the convenience of his work in the bank to engage in some illegal mortgage approval and capital supervision...

Only in this way can we explain why the two of them are so familiar with each other, and Gu Xianhe doesn't dare to make a penny at all!

It is precisely because of this that Yu Zhe is so disdainful and arrogant to the people in the intermediary company!

Although this kind of list is certainly not much, it is precisely because there are not many that Yu Zhe dares to take risks... If there are more of them, they will be easily exposed.

......

Yu Zhe couldn't have imagined that Xu Jia would hit his death hole all at once!

Once this kind of problem is reported, it will be dismissed at least or jailed!

"How do you know?" he asked with some horror, and then looked at Xu Jia's eyes, which were already full of fear.

Xu Jia shrugged his shoulders and pointed to his head: "With your IQ, it's hard for me to explain it to you." ”

"Eh~" Yu Zhe was stunned, calmed down, thought like lightning, quickly weighed the pros and cons, and a flattering smile instantly appeared on his face, and said humbly: "Xiao Xu, everything is easy to discuss, if you have any requirements, just mention..."

"Heh~" Xu Jia sneered, and thought seriously in his heart.

Report Yu Zhe?

Considering his status as a local... Although Yu Zhe is not very old, he has considerable authority in a certain bank, and I am afraid that he also has a bit of a background.

In this case, just approving loans in violation of regulations and privately opening regulatory accounts may not be enough, and it will not be able to drive him into the abyss all at once, and at best he will be expelled.

In this way, not only did he not do himself any good, but he also formed a mortal enmity with Yu Zhe.

Even if you are not afraid, it is a very tiring thing to be vigilant everywhere in the future.

What's more, keep Yu Zhe, maybe it can come in handy in the future.

After all, I am engaged in this industry, and there will only be more and more opportunities to deal with banks in the future.

Xu Jia thought about it again, opened the system screen and took a look...

Transaction Score: 70%!

In other words, Yu Zhe was taken care of by himself?

In that case, there is nothing to hesitate about.

So Xu Jia said: "It's okay if you don't report it, you can buy this house honestly." ”

"Really?" Yu Zhe was overjoyed.

"I'm not done!" Xu Jia snorted: "In addition to the normal commission, I don't want you to pay a penny, but if I have anything in the future..."

Yu Zhe nodded hurriedly: "No problem! If you have anything to tell you in the future, it's not me who brags, I still have some friends in the bank in Shanqu District." ”

"By the way~" Xu Jia suddenly changed the topic, frowned and asked: "How much money can you make by doing this kind of thing with Gu Xianhe?

"Hiss~" Yu Zhe's cheeks twitched twice, hesitated for a moment, and thought that the handle was still in Xu Jia's hand, so he could only answer: "Although he doesn't charge much intermediary fees, but for customers with bad credit, I will ask customers to match 1%-3% of the loan amount according to the situation...

The so-called insurance of this kind of mortgage~ You know, I collect the insurance premium, as long as I don't pay the bill..."

Xu Jia nodded: "Understood~"

Then he scolded: "It's too easy for you to make money!"

The so-called loan with insurance is actually the usual routine of most banks when facing customers with credit defects.

To put it bluntly, the customer contributes a little insurance performance to the loan officer, and the loan officer turns a blind eye to let the customer take out a loan...

Saying that it is insurance is actually more like a disguised "meaning meaning", and the content clause of insurance is almost impossible to trigger, which customers also understand in their hearts.

The two sides will maintain a tacit understanding that "God knows, you know, I know".

It's just that Yu Zhe is very bold, if he only collects money and doesn't issue bills, all the money will go into his private pocket!

The insurance of 1%-3% of the loan amount, calculated based on the average price of the surrounding second-hand houses, as long as it is made into a single order, at least tens of thousands of dollars will be paid.

Yu Zhe made a bitter face: "Now that he has been reported by you, I won't have to make any money in the future." ”

Xu Jia snorted coldly: "Do you still want to continue?"

"Don't do it, don't do it, don't do it. Yu Zhe hurriedly shook his head, but said a little helplessly: "After all, I am not a big head, and I can't swallow that money alone." ”

Xu Jia was stunned when he heard this...

He knew that what Yu Zhe said was true, but those things were no longer something he could manage!

"I said~" Xu Jia sighed and said: "Instead of relying on this method, it is better to really find a few real estate or formal intermediary companies to cooperate, as long as the performance is produced, the loan quota will naturally rise, not to mention your results." ”

Yu Zhe listened to his words, couldn't help laughing and immediately held back, without responding.

Because of the method that Xu Jia said... It's so hard!

Xu Jia didn't bother to continue to discuss this kind of issue with him, just waved his hand and said, "Let's go, take you to buy a house!"