Xu Jia followed Li Chenghao to the community, and there were many residents who came out for a walk after dinner, so he had to lower his voice and ask Li Chenghao: "Mr. Li, if you really want to give benefits... Why are you looking for so many people?

There are a lot of people, just in case~"

"No in case. Li Chenghao replied seriously: "First of all, 3000000000000000 is not a small amount, and no bank, unless it is a provincial head office, does not have the ability to supply such a large amount of funds." But that level is too high, so it's really easy to get into trouble. ”

"So we found a few more banks to make a joint loan, and each one only needs to provide an average of 600 million yuan, so the municipal business department has full authority to approve it. ”

"Secondly, there is no such thing as a lot of people. We don't do business with them more than once, and they don't just do business with us. Once something is bad, you can't make money, and your reputation is light. If this kind of thing gets out, they will only be worse than us..."

When Xu Jia heard this, he suddenly remembered Hang Songting's sentence "The binding of interests is the strongest relationship"!

Even, he later added, "In addition, family, friendship and love, all kinds of relationships, most of the time, are vulnerable in front of interests." ”

At that time, Xu Jia wanted to refute his words immediately, but after thinking about it, he reluctantly chose to remain silent.

......

Li Chenghao led Xu Jia to the northernmost position of the community, this building is located on the central axis of the community, and the south is an open fountain garden and a swimming pool, so this building has become the so-called "building king position".

When he came to the door, he took out an access card and swiped the door, and then the elevator also restricted the floor, and the card needed to be swiped.

"Whose house is this?" asked Xu Jia.

Li Chenghao smiled slightly: "This real estate has been developed by Zhonglian for some years. At that time, the two sets on the top floor were deliberately left to open up and made into a private restaurant. My dad got it... Then, the two floors downstairs were bought by their own people. ”

When Xu Jia heard this, he couldn't help but sigh with emotion: "In order to deal with the policy, you really used a lot of countermeasures." ”

"People take food as the sky, full of warm thoughts, all of which are human nature. Yu Jing interjected coldly, as if he was saying something as simple as "1+1=2".

After finally walking into this so-called "private restaurant", Xu Jia really had an eye-opening feeling!

Needless to say, the decoration in the house is extremely luxurious, and according to his superficial experience, the cost of decoration alone may be as high as millions.

The most β amazing thing is that on the terrace outside the east house, a miniature version of "small bridge and flowing water" has been made on the roof!

A small rockery stands in the center, and below the rockery is a short and winding flowing water, a small bridge that is only two or three meters long, and it is a square pavilion...

Xu Jia looked at it dumbfounded, in disbelief!

In addition to these, the two duplex mansions also made four large suites, which, according to Li Chenghao, were occasionally used to receive friends from other places.

After all, whether it is his father Li Jianshuo or himself, there are many friends who are inconvenient or unwilling to stay in hotels.

And Li Chenghao also told Xu Jia that there is more than one place like this in Lake City!

After visiting this leisure club-like house, Xu Jia finally saw the tip of the iceberg of the so-called "happiness of rich people you can't imagine......

Before the guests arrived, the four of them sat down in the living room, eating fruit and chatting.

"Xiao Xu~" Li Chenghao gnawed on a piece of croissant honey and asked vaguely: "Longgang over there, have you contacted it?"

Xu Jia nodded: "I have already contacted the executive vice president of the Longgang Chamber of Commerce, and he has been contacting the local department in the past two days."

At present, the plan is for the authorities to act as witnesses to register those enterprises that have been verified by the industrial and commercial and tax departments, which are operating in good condition but are only shrinking in cash flow, and conduct an asset survey, and then determine the amount of money that can be borrowed. ”

"Is it the same as the authorities interfering and unifying the overall planning?" Li Chenghao nodded: "It's pretty much the same." That is, Yuzhou, in other parts of the country, it is difficult for the authorities to do this kind of witness for enterprises. I estimate that the Longgang authorities are also forced to be very miserable, and if the core industry goes bankrupt on a large scale, it is estimated that the leaders of the authorities will also be laid off. ”

"That's right. And we also need to get ready, I will soon set up a consulting agency and sign a formal contract with Zhonghui. Then I will ask the Longgang side to send a delegation over and sign a tripartite contract. ”

Xu Jia's words were taken for granted, as if they were flowing smoothly, which made Li Chenghao laugh and said: "I found that when it comes to money, you are also quite thick-skinned? Aren't you afraid that if we know that it is Longgang, we will skip you to contact them directly? 20% profit sharing, hundreds of millions!"

"Ha~" Xu Jia chuckled: "Mr. Li, hundreds of millions! If you leave me alone, I can't do anything about you, so I really have to go to the Economic Investigation Brigade to report Zhonghui Company..."

During the conversation, he looked directly into Li Chenghao's eyes, his eyes were playful and mocking, which made Li Chenghao frown suddenly!

"Will you?" Li Chenghao asked slowly, "Or do you always have other bosses, but you just didn't tell us?"

"No, I'm just a hard worker. Xu Jiaying said: "Like you said, when it comes to money, I have a thick skin. What's more, I have nothing to lose, if the fish dies and the net is broken, you will definitely suffer more!"

Li Chenghao was dumbfounded, stunned for a moment, and said incredulously: "Aren't you afraid that I will be cruel to you?"

"Please!" Xu Jia really laughed this time: "Lake City is the smartest city in the country, not to mention anything else, you have registered a green code before, right?

In a society governed by the rule of law in the information age, do you think slogans are shouted and played?"

Li Chenghao couldn't help but re-examine Xu Jia, and said in his heart that he was not very old, but his courage was really not small. Not only is he not timid, but he also has a deep understanding of some things that is different from ordinary people.

In fact, the vast majority of people like him, who have stood at the finish line since birth, are not as vicious as others think.

On the contrary, they are the most desperate. Otherwise, wouldn't that amount of money be in vain?

"Cow β!" he could only give Xu Jia a thumbs up.

{It seems that he should be a good pair of gloves, as long as the matter can be finalized today, I can indeed take him to meet Brother Zhou once.} ｝

"Brother Zhou?" Xu Jia looked at his thoughts, a little curious, this so-called "Brother Zhou"...

If even Li Chenghao wants to call him "brother", I'm afraid it will be a big deal?

And, gloves?

Xu Jia said "hehe" in his heart...

He doesn't mind being Li Chenghao's glove, but he won't always be willing to be just a glove.

......

After a few more people chatted about the details of the business, the guests invited by Li Chenghao finally arrived.

Although these people are the heads of the city-level investment departments of major commercial banks, it is also the first time to come to the Li family's private restaurant in the circle, which only heard the sound in unison and did not see the fact, so they were all under the enthusiastic leadership of Li Chenghao, and they seemed to have to go around to see the freshness, especially after seeing the small bridge and flowing water on the rooftop, they were even more surprised.

Usually, it is the bigwigs of the provincial bank who are qualified to be invited here by Li Jianshuo. It is rumored that the chefs here are all top chefs of the hotels under the Zhonglian Group on duty, and the level is definitely not comparable to the ordinary hotels outside.

After everyone sat down, Li Chenghao began to introduce Xu Jia one by one, and finally opened the table.

Xu Jia is a rough person, but he doesn't think there is anything special about these dishes, and they are not as appetizing as white rice poured with gravy, so he doesn't have much appetite, but just carefully observes those people...

{The loan should be a sure deal, but they earn more depending on how much they're willing to give up.} ｝

{Heh~ Recently, Pufa has opened a bunch of branches, it seems that he is very ambitious in Lake City! I can't let them have a good time, I have to find a way to batch a little more and grab a larger share. ｝

{Guangda has always been very low-key, only doing some small mortgages, and the investment involves less pledges, but this time it is also here?}

{Seeing that Li Chenghao attaches so much importance to it, if the interest rate is raised a little, he should gladly accept it, right?}

（...... ）

Xu Jia took a look around and found that as Li Chenghao said, loans are not a problem at all, the problem is only how to feed these people!

......

After three rounds of wine, five flavors of food, the atmosphere is in full swing, and the topic has finally shifted from wind and snow to the main topic.

Pu Fa coughed lightly and said, "Mr. Li, regarding your loan application this time, it is said that since even Mr. Zhou is involved in it, we must be happy to cooperate." It's just that although the amount is large now, the pledge loan is still a bit sensitive, not to mention the pledge of creditor's rights..."

"We have the same concerns on our side. Seeing that someone had started, Huifeng immediately said: "Our business in Lake City has never been large, and compared with the loan business, we actually pay more attention to the achievements in the investment field. So in terms of interest..."

Both of them stopped in the middle of their words, deliberately hooking up with Li Chenghao to open his own conditions.

The other three people chose to wait and see very wisely, and two of them were tentative enough, and they could wait for Li Chenghao to make a statement...

However, Li Chenghao turned his head and glanced at Xu Jia.

Xu Jia understood and said, "What we pledge is all the creditor's rights. I have to say that this is a sure-fire business for you. The value of the debt alone has reached at least 3.5 billion yuan, and if it is only a loan of 3 billion yuan...

No matter how you calculate it, I think you should pray that it is better for us not to repay the loan, and then make that 500 million, which is 16% of the income all of a sudden. ”

Hearing this, several bank representatives looked at Xu Jia and were a little surprised.

Li Chenghao only introduced them to Xu Jia before, but did not introduce Xu Jia to them...

Everyone couldn't figure out the identity of this young man, so they looked at Li Chenghao again.

"He's my partner and the mastermind of the business... In other words, in fact, he is the operator, and I am just doing things. Li Chenghao smiled teasingly, and sold Xu Jia happily.

After his answer, Guangda's one quickly asked, "Mr. Xu, I don't know how much interest you are going to charge after you release this loan?"

Xu Jia raised his eyebrows and asked, "Does this have anything to do with you?"

"Eh~" The man was stunned for a moment, his eyes were full of puzzlement, but he still stubbornly responded: "I need to know your returns, so as to estimate the risk..."

"Risk?" Xu Jia snorted: "Haven't I already made everything clear? This is a pledge, not a credit, what risk can you have?"

"That's not what I said... Hey~ Mr. Li, do you see this?" The man could only ask Li Chenghao for help.

But Xu Jia rushed to say: "I really don't adapt to the way you speak like this, don't you all want to make money?

"Let's go straight, you..." Xu Jia nodded to a few other people: "And you, how much share do you want?"

As his words fell, the atmosphere became awkward for a moment, and the air suddenly became quiet!

Generally speaking, everyone is accustomed to talking about this kind of thing a little more obscurely, and talking and laughing about business without a trace is the realm of pursuit.

Who knew that this mysterious young man was going to tear off the mask of hypocrisy as soon as he came up?

Isn't that excessive?

On the contrary, Li Chenghao's eyes lit up, and he had an indescribable appreciation for Xu Jia's directness.

"Mr. Li, Mr. Xu!" The light-haired one who had not spoken suddenly spoke: "Since the two of you want to be more straightforward, then I'll find out first." At the very least, we have to tell us the rate of return before we can make a decision. If you want more, you are uncomfortable, and if you want less, we are uncomfortable. Mutual benefit..."

"That's pretty much it!" Xu Jia snorted and said: "30 billion, one cent, five to two cents, that is, 20%-24% annualized interest." Conservative estimates, at least 600 million or more earnings. ”

"Hiss~~~"

Several people gasped instantly!

It's ruthless!

The interest on the loan they gave to Zhonghui Investment is about 3% per month, and the interest is more than 100 million points a year. But after being poured out like this, Zhonghui Company can net more than 500 million?

How else do you say that middlemen make money?

This is too cruel, isn't it?

But now that I know the specific estimated returns, several people's minds suddenly come alive...

"I can give 2.8% interest, but I have to invest 1 billion!"

It's cake grabbing!

Their bargaining capital, that is, the lower the interest rate and the higher the capital contribution, the higher the profit for the business, and therefore the more they can demand!

"You're not kind! Why do you come up with 1 billion? I still want to come up with 1 billion!" Guangda said unhappily: "Besides, even if there is no you... How many of us can also come up with 30000000000000000000000000000000000000000

"That's right. Huifeng responded: "Everyone is a peer, no one should think about taking advantage." How to decide in the end, it has to be decided by Mr. Li and Mr. Xu!"

Hearing this, several people also stopped arguing and turned their heads to look at the two of them...... Of course, the main thing is to look at Li Chenghao.

Li Chenghao feels amazing at this moment!

These people usually come and go, and they are always five or six, pretending to be high-end gold-collar temperament, pursuing personable and elegant conversation.

But after Xu Jia ripped off the mask, his true face was exposed......

It's too much fun for Nima, isn't it?

"Mr. Xu~" He deliberately laughed: "You say, how to decide?"

{Brother Zhou said that on the bank's side, a maximum of 8% will be given.} Xu Jia wants 20% to give, but the premise is that he has to deal with this matter well, which can be regarded as a test for him... ｝

{But if Xu Jia's gift exceeds 10%, it will be unqualified!}

Hearing Li Chenghao say this, they turned to Xu Jia again...

Xu Jia looked at them, smiled slightly, turned his head to a few people in the bank, and asked seriously: "How many people, can they all get 10 billion?"

When several people heard this, they hurriedly responded, saying that 1 billion was no problem.

"Is it...?" asked Huifeng, "Are you going to increase the loan amount?" but the pledged assets can't reach 50 billion, right?"

"Who told you that I want to add?" Xu Jia shook his head: "It's very simple, 2% of the family, 10 billion, I only choose the three with the lowest interest! Now, within 10 minutes, give me a clear answer!"

Several people were stunned!

Usually, some small loan business is begged by others to ask their grandfather to tell their grandmother, just hoping to raise their noble hand and wave a big pen...

But now it's the other way around!

Not only do you have to rush to send money to the other party, but you also have to desperately lower the interest, otherwise you will be kicked out!

But...

There is always a 2% income, at least more than 10 million! Even if you have to share the account with your own boss, at least you can make millions at once!

As for the interest earned by the bank, does it have anything to do with your own half a dime?

So, this time there was no need for Xu Jia to urge again, they immediately got up separately, found a corner and started making frantic phone calls.

Seeing this, Li Chenghao couldn't help but nodded at Xu Jia and exclaimed: "You still have a way, and you are indeed ruthless enough!

"Go back and introduce a little bit of other loan business to the people in the bureau, or give them some benefits. Business is business, love is love, the relationship is stiffened~" Xu Jia's tone is like an adult educating a child.

Li Chenghao was stunned for a moment, pretending to be annoyed and said: "Are you teaching me to do things now? You kick people out, and I will pay you to wipe your ass? I'm afraid you're not teasing me!"

"Otherwise?" Xu Jia pouted: "Even if each family is pressed to 1.5%, the five families will have to divide 7.5%, and now they only need to divide 6%... 1.5% is nearly 10 million! I helped you save so much money, what's wrong with letting you pay some money?"

"You're so quick to settle accounts!" Li Chenghao laughed: "But, clever enough! That's you, even me... I don't dare to kick people out easily, and if I can invite them, it's already a face. ”

"I'm afraid it's not your face to lose, right?" asked Xu Jia playfully.

Before Li Chenghao could answer, the doorbell rang with a "ding dong......

Li Chenghao was a little surprised, here is obviously only arranged for his own game today, who else will come at this time?

He got up and went out, and a moment later, he led a middle-aged man in.

As soon as they saw that person, Ma Rui and Yu Jing also hurriedly got up, and even greeted him with some flattery: "Mr. Zhou is good!"

"Xiao Xu, let me introduce you, Zhou Xi, just call Brother Zhou. Li Chenghao said seriously, and then asked Zhou Xi, "Brother Zhou, why are you here?"

"I couldn't let go of this matter in my heart, so I came over to take a look. Zhou Xi's smile was very friendly, and he stretched out his hand to Xu Jia: "Xiao Xu, hello, my name is Zhou Xi!

Xu Jia also smiled, knowing that he was Li Chenghao's "Brother Zhou".

However, just as he looked at the other party, trying to see through his true thoughts...

The system only gives a message:

{The level of discerning observation is not enough to detect the other person's thinking!}

Xu Jia was stunned for half a second, and his heart was already shocked!

He had always thought that reading other people's minds was a permanent function, but he didn't expect that it was closely related to ability points?

The fatal shortcomings were finally exposed at the most critical time......