Chapter 314: The property market turmoil

Chapter 314 Property Market Turmoil

"Hello, Mr. Hu! I'm Feng Ziming, it's a pleasure to meet you. ”

Feng Ziming was full of smiles, and Chen Jialin on the side was always expressionless.

Hu Yang knew that Chen Jialin was a little knotted with Feng Ziming, so he didn't say anything at the moment, and took the initiative to say that he didn't want to take a walk anymore, so the three of them returned to the house together.

"Lao Feng, I didn't say you, even if the funds can't be turned over for a while, you should discuss it with me. This is silent, throw the collateral to me and show up, what's the matter?"

Chen Jialin sat down in the living room, drank a few sips of juice, and his anger disappeared a lot, but he still counted Feng Ziming two sentences.

"Yes, yes, it's all my fault. Chen Shao, I didn't watch the housing prices in Xiangjiang fall so much, so I thought about buying some and waiting for appreciation, who knows if I bought it at the end of last year will still fall this year. Hey, it's stuck for now. In this way, I won't talk nonsense, I plan to sell this manor, and then exchange your money, do you think?"

Feng Ziming still looked smiling, and what he said was also very reasonable, and Chen Jialin's face looked better.

"Lao Feng, didn't you say that a long time ago, and it was over?

"Chen Shao, I'm not as miserable as you say. I still have several properties in Bangkok, and this one is sold first, which is equivalent to changing the property in Xiangjiang. ”

Feng Ziming was actually reluctant to sell this property, but he tried his best, but he still couldn't get enough money to pay off the debt, so he gritted his teeth and came to see Chen Jialin.

"Okay, you can mortgage it to me first, and then slow down the repayment of the money. Lao Feng, we used to be friends, and we will be more open in the future. ”

Chen Jialin is a typical knife-mouthed tofu heart, and at this time, his heart is soft again. To be honest, this bit of money is not even a drizzle for him, what he cares about is Feng Ziming's attitude.

Hu Yang also saw on the side that this Feng Ziming was really not a debtor. I probably didn't have the money to repay the debt before, so I was embarrassed to come to see Chen Jialin.

Anyway, such a big manor was thrown to Chen Jialin, and Chen Jialin was a little angry at most, but it would not affect the friendship.

"Thank you Chen Shao! But I still want to sell, because I want to raise more funds this time, I think the real estate in Xiangjiang will bottom out soon, and this time I want to fight big." ”

Feng Ziming said slowly, but there was a taste of madness in what he said. Maybe he's sure, maybe he's a real gambler.

Hu Yang glanced at Chen Jialin, no matter what kind of mentality this Feng Ziming had, but at least he made the right bet this time.

Chen Jialin didn't say anything, and then borrowed some money from Feng Ziming. Anyway, Feng Ziming owes him money, just enough to buy a manor like this at a low price, and he doesn't bother to think about whether the other party can repay the money.

Feng Ziming said goodbye and left, he walked on the front foot, and the phone of Hu Yang rang on the back foot.

Hu Yang went outside to answer the phone, and only came back after a while, his face was not very good-looking.

"What's the matter, Brother Hu?"

Chen Jialin felt a little strange, before answering the phone, wasn't Populus euphratica okay?

"It's Qiqi's call, she has made some money in the past two years, and she has taken it all back to Xiangjiang to speculate in real estate. No, housing prices have plummeted recently, and she's going bankrupt. ”

Hu Yang shook his head, he felt that all he had heard recently was the news about Xiangjiang real estate.

"It's not going to be bankrupt, is it? Could it be that she has added leverage? Hey, this is really a hard work, and she has returned to a state of abject poverty overnight, why is she looking for you? Want you to help her?"

Chen Jialin unfortunately said that Liang Shuqi really increased leverage in real estate speculation, the down payment was very low, and most of the funds were bank loans.

Again, Liang Shuqi is too greedy and borrows money to invest beyond a certain limit. As soon as this house price fell, the capital chain was broken.

Chen Jialin's impression of Liang Shuqi is not bad, at least this person's character is fine.

"Well, it doesn't matter if you help her, I just didn't expect her to dare to bet like that. ”

Hu Yang is not the kind of person who doesn't talk about affection at all, he used to tell Liang Shuqi about the judgment of Xiangjiang real estate, but unfortunately she didn't fully listen to it. It's a pity.

"Chen Shao, Mr. Hu, what are you two talking about? Xiao Chunchun said that she wants to go outside for a walk, why don't we go together?"

Liu Jia and Tian Sichun walked down from upstairs, and Hu Yang and Chen Jialin stopped the topic.

After a few days of playing in Bangkok, Hu Yang and others returned to the deep sea.

Liang Shuqi's matter was easily resolved, Hu Yang made a phone call to Xia Bing, and Huijia International Investment redeemed Liang Shuqi's debt from the bank in the name of an affiliated small company.

Liang Shuqi mortgaged the property in her name to this company again, and continued to repay the loan according to the same amount in the future.

That way, no matter how house prices fall, she doesn't have to worry about being repossessed. When the house price rises one day, she will naturally be able to get rid of it or make a profit.

In fact, Hu Yang can lend her a sum of money, which is tens of millions of Hong Kong dollars. However, he didn't want to get used to Liang Shuqi's problem, how could investment be so aggressive?

If Liang Shuqi didn't make money for investment, but bought a house for self-living, Hu Yang would not have operated like this, and just helped her directly.

Afterwards, Liang Shuqi went to Shenhai to thank Hu Yang in person, and said that she would never increase leverage to invest in the future.

This matter is a trivial matter for Populus euphratica.

However, because of this, he also thought of an aspect that he had been negligent.

"Mr. Xia, I have an idea, the company should still buy some residences in Xiangjiang. As far as I know, many of our employees of Huijia International Investment do not have their own housing. Isn't that a question to be considered?"

Hu Yang's domestic companies have solved the housing problem for their employees. Although there are some restrictions, as long as you can do a good job and don't do anything that harms the interests of the company, sooner or later the housing will be owned by the individual.

Therefore, whether it is Huijia Holdings or Huijia International Investment's Shenhai and Pudong companies, they will never worry about recruiting talents.

But at the headquarters of Huijia International Investment on the Xiangjiang side, employees do not have this treatment.

"Boss, do you really have this plan? Ahem, even if the housing prices in Xiangjiang have fallen a lot, they are much higher than those in China. ”

After Xia Bing took office, he also used his brains in this regard. Later, the investment was too great, and she didn't mention it to Hu Yang.

It wasn't until today, when she was recalled to the deep sea by Populus euphratica, that she touched on the issue again.

Some of the staff of Walker International Investment are returnees, some are "Hong Kong drifters" from the mainland, and the last part are locals.

Comparatively speaking, the first two parts of the staff need to have a relatively better place to live.

"Well, then, the size of each house is capped at 50 square meters. In addition, for the time being, the matter of joint ownership is not considered, and the property rights of the house are owned by the company. The company can rent the housing to the employees, and the rent can refer to the current market price of 30%. ”

Hu Yang does not think that he can solve the problem of employees buying houses in the long term, especially in Xiangjiang. However, it is a practical way for the company to buy a part of the house and provide housing for the employees.

"Okay, I see. Mr. Hu, if the company's house is rented, can it be based on the number of years of service to the company? In this way, how many new employees can live in one room, and old employees can rent one set with their families.

Xia Bing also opened her mind at this time, she said that she was not asking Populus euphratica, but talking to herself.

"When you go back, come up with a plan as soon as possible. As for the purchase of a house, if you want to start it immediately, you should buy 100 sets in the name of the company's staff dormitory. ”

Hu Yang made up his mind to buy a house, and Xia Bing immediately returned to Xiangjiang.

100 sets of 50-square-meter houses, not too much, no less, Xia Bing took people to many places, and finally bought a real estate that was about to be delivered.

Although the house price has fallen a lot, the average price of these houses is still 410,000 Hong Kong dollars per square meter, and the total price is 20.5 billion Hong Kong dollars.

Soon, Xia Bing came up with an implementation plan.

Because it does not involve the issue of property rights, the plan is relatively simple, and the most important one is that you can only apply for a single house after three years of service in the company.

Single dormitories, divided into quadruple rooms, twin rooms and single rooms. Single rooms, the company's middle-level and above employees can apply, two-person rooms and four-person rooms according to the length of service and the level of the position.

Last time, Hu Yang transferred 500 million US dollars to Huijia International Investment (Deep Sea) Company, and the company still had 1.6 billion US dollars in its US dollar account, 3.3 billion Hong Kong dollars in its Hong Kong dollar account and some fraction of the normal expenses for a year.

After that, it cost 200 million Hong Kong dollars to buy a one-story office building, and another 20.5 billion Hong Kong dollars to buy 100 residences this time, and to help Liang Shuqi use some funds, and there are still 2.5 billion Hong Kong dollars and some fractions left in the company's Hong Kong dollar account.

Walker International Investment Co., Ltd.'s funds are still abundant.

In December, something big happened. After 15 years of arduous negotiations, the country finally formally joined the World Trade Organization.

This is a sign that the mainland has since been integrated into the world's multilateral trading system.

In the same month, the expansion of the science and technology incubation park was completed ahead of schedule and will be put into use by the end of December.

The charm manufacturing in the far magic capital has also come with good news. The building of the new plant has been completed, and all the equipment is being installed and commissioned.

The R&D team led by Sa Hongli is making a final evaluation of the manufacturing process, and after the equipment is installed and commissioned, it can be put into trial production.

"Mr. Hu, the team led by Lao Sa is really good. In such a short period of time, Toshiba's technology was digested and absorbed. And on this basis, it has also taken a big step forward and further narrowed the gap with international advanced technology. ”

Yan Hanzhang had just returned from the magic capital, and he came non-stop to report the good news to Hu Yang.