Children will be poorer than usZhang Baotong 2018.8.16

Our generation is a generation full of disasters and hardships, when we were growing up, we encountered natural disasters, when we were in school, we encountered the Cultural Revolution, when we should go to work, we encountered going to the mountains and going to the countryside, we should get married, we encountered advocating late marriage, it was time to have children, we encountered family planning, and it seemed that all kinds of bad luck had happened to us. We are not only the unfortunate generation, but also the generation that suffers from poverty. When we came out of the countryside, we had nothing but one job. Because I had been sending 20 yuan a month to my family, and the remaining 20 yuan was used as living expenses, by the time I got married, I still had nothing but a single dormitory provided by the school. When I got married, I only spent 20 yuan to rent a minibus, pull my wife and her family to a hotel, set up a banquet, and considered me married. Two years later, I was assigned a unit of more than 30 square meters, and I lived there for nearly 20 years. Our generation suffers from poverty and wants our children to live better, but we find that our children are even poorer than we are.

We were never willing to spend money for ourselves, and the clothes we wore were all bought for thirty or fifty yuan, and the most expensive clothes did not exceed two hundred yuan. We don't go to a restaurant to eat easily, even if we go, we eat a bowl of noodles for a few yuan. The mobile phones used are also the cheapest. We usually go out by bus, if there are no special circumstances, we will never take a taxi, and we don't travel much. Now we have two new houses, but we still live in the old two-bedroom house that we bought for 100,000 yuan. Let the children live in a new house and rent out the other. It can be said that in this life, we have been frugal and frugal, and almost all the money we saved has been used on our children.

After graduating from university, I never wanted to join a state-owned enterprise, because the situation in state-owned enterprises was not very good at that time, and there was only one or two thousand yuan a month. He is too little, not even enough to smoke and drink, because it costs three or five hundred or seven or eight hundred to buy a dress, and he wants to make a career in the private company. However, the work in the private sector is very hard, and the commute is also very long, always going out before dawn in the morning, returning after dark, and often going on business trips to other places, once out of work it is ten days and a half months. Although he can earn three or four thousand a month, he doesn't know where the money is spent, he eats and lives at home, but he never pays us a penny. Later, I learned that he had many friends in that line of work, and everyone had to get together to eat and drink for three days and two days, and eat so many times a month, almost spending ten days and half a month's money. Later, they began to talk about the object again, and it would cost them about 30,000 or 40,000 or 40,000 yuan to talk about an object; the two of them talked for a year or two, but somehow it didn't work again, so they would have to find and talk again, and in this way, they would have to spend another 30,000 or 30,000 or 40,000 yuan. So, it has been tossed like this for almost seven or eight years. Until he got married, he still didn't have a penny in his hand.

We gave him the best high-rise building that was demolished and resettled as a wedding house, and he also had to buy a car. Originally, we wanted to spend 180,000 yuan to buy him an ordinary domestic car, because we had paid tens of thousands of yuan in handling fees for the two new houses that were demolished and resettled, and spent another 70,000 or 80,000 yuan to renovate the two new houses, and we only had this money in our hands. Moreover, we will have to spend another thirty or fifty thousand yuan to marry him. However, he insisted on buying a car worth more than 200,000 yuan, saying that he wanted to do some other business in his spare time. Because we thought he was too tired and hard in a private company, and he traveled too much, we asked someone to arrange him in a state-owned enterprise. Although the state-owned enterprises are more leisurely, the salary is relatively small, so he is still doing some business with friends and colleagues. I don't approve of his approach, because I don't think he's spending enough money, but he's spending it indiscriminately. If he spends like this, let alone three or four thousand a month, even thirty or forty thousand is not enough for him to spend. However, he insisted on the more than 200,000 yuan car, and felt that the 180,000 car would be lost when he drove out, because his friends around him were all in business and liked to be arrogant. We had no choice but to borrow another 100,000 yuan to buy him a car. However, after buying the car, because of the change in national policies, he could not continue to do the business in the past. The car became his means of transportation to and from work.

However, in the past two years, the efficiency of his unit has not been good, and the whole factory has stopped working, because he is in the office and has to insist on going to work, so he can still get a salary of 2,000 yuan a month. It costs 1,000 yuan a month just to commute to work, and the remaining 1,000 is his living expenses for a month. But how can he live with this thousand yuan?

We are very worried about our child's situation, although he has been working and earning money all these years, but it seems that he has been spending our money. Because of schooling, buying a house, buying a car, and getting married, all the pitiful savings of our lives were spent. Now we are retired. But the efficiency of his unit is not good, which makes us very worried. In fact, if you look at some of the surrounding families, except for those families with daughters, it will be better, and there will not be so many burdens and worries, while those families with sons, except for those who have sons with relatively high incomes, almost all face the same burdens and worries as us. That is, without the subsidies and subsidies of our older generation, children will live very poorly, and may even not be able to live. This is not only the case in our neighborhood, but also in the county town and countryside of my hometown of Hunan. It seems that our generation is alive and busy just for the sake of children. This is almost a common phenomenon in society.

In this case, I believe that first, the country's economic situation is getting worse and worse, the pressure on employment is getting stronger and stronger, and it is becoming more and more difficult to earn money; second, the consumption concept and consumption level of the next generation are already different from those of our generation. I witnessed the annoyance of two good friends, one of whom had an overdrawn $8,000 credit card and the bank forced them to repay it. This friend has just undergone surgery to remove cancer, 40,000 or 50,000 yuan, and is undergoing chemotherapy, and her husband has been ill all the year round and has not gone to work, and the family is very poor, and her daughter has caused this kind of thing to them, why don't they be extremely angry. Another rural friend's niece was only 18 years old, and she came out of the countryside to work, and before she could earn any money, she fell in love with someone else and used her credit card to overdraft 7,000 yuan. Because my niece's parents are in the countryside, I entrusted him to help pay back the money to the bank first. But he didn't have much money, so he had to borrow money from others to help his niece pay back the money to the bank.

I give these two examples to show that the consumption concept of modern young people is not the same as that of our generation, and our generation, like their parents, always saves money little by little and keeps it in the bank, so that when they encounter major events, they will take it out and use it, and they will never do such a thing as eating food. However, these two teenage girls dared to use their credit cards to overdraft seven or eight thousand yuan before they could earn any money. This sounds really surprising to our generation. There are also some boys whose families are relatively poor, and before they have earned a few dollars, they ask their parents for a house and a car, which makes their parents sigh and frown all day long.

We know that there are many things in this world that can't be helped. We are frugal and frugal in order to make our children's lives better. And the children know that the money we save is reserved for them, so this breeds their dependence on their parents. Because the money is not earned by them, they will not value their parents' money. Moreover, young people's consumption concepts are very advanced. Not to mention young people, even those boys and girls who are in middle school must be famous brands in terms of clothing and shoes. One of my nieces was in school, and she had to buy an Apple for her mobile phone, and the year before last, she bought an Apple mobile phone for 4,000 yuan and lost it, and asked her father to buy her an Apple for 5,000 yuan. However, my parents are working here and there to pay off the mortgage. But they don't think about the situation and difficulties of their parents, but about the famous brands worn by their classmates and colleagues, so I should also use famous brands in terms of wearing. No amount of reasoning you can tell them will work.