Children will be poorer than usZhang Baotong 2018.8.16

Yes, the consumption level of many young people has reached a high level of consumption in wearing and using famous brands, but famous brands are very expensive, and if they want to buy a house or a car, how much will it cost to add up? However, what is the situation of the salary income of the majority of young people? The wages of many workers in state-owned enterprises are only two or three thousand yuan, and most of the private enterprises are not as good as state-owned enterprises, and they often fail to pay their wages. I often go back to my hometown in Miluo, Hunan, where there are basically no enterprises, and the more developed ones are businesses, and there are shops everywhere. A little girl standing at the counter only had a salary of 12,300 yuan a month, plus a commission. However, the commission can only be obtained during the New Year's holiday. Hunan people talk about eating and drinking, and they talk about pomp and circumstance, such as housewarming, birthdays, marriages, funerals, children's full moons, and college admissions, etc., all of which are to give money and gifts, and to say the least, they also want to give 2300, and those who are close to each other will give 4500. Therefore, the salary of more than 1,000 yuan is often not enough to entertain others. But people have formed this kind of atmosphere, children must have a house and a car when they get married, if there is no car, the house must be had, and the house over there is not cheap, how to say that a new house costs four or five hundred thousand. But where will the money come from? Except for a few people who are capable and capable, most people will not have enviable jobs and stable incomes. So, these burdens are naturally passed on to their parents. However, most of their parents are ordinary salarymen, and many of them are laid-off workers and have no formal employment. This is very difficult for their parents.

In the past, we used to pay attention to how much money you have, so that you can think about how much you have to spend, and you have to have a surplus in case of emergency. However, the employment situation and income situation of young people are not optimistic, and they must pay attention to eating and dressing well, and they must have a house and a car as soon as they get married. This kind of life is bound to continue to eat more than you can make ends meet, and the end can only be a debt piled up, getting poorer and poorer, and there will never be a day to get ahead. US President *** said, "If Chinese live the life of Americans, it will be a disaster for the world." This means that the lavish lifestyle of the Americans is a disaster for a developing country that is not yet rich. Now, however, China's young people are following the same path that the Americans have taken.

The reason why I say that we were poor in the past, but at that time it was an era of low consumption, and although we only had thirty or forty yuan a month, we generally did not buy anything other than food and clothing, and even if we had money, we might not be able to buy it. It costs nothing to see a doctor or go to school, and the most expensive things are bicycles, sewing machines and watches, which are less than 200 yuan at the most expensive. Radios and cameras are only available in a few homes. The house is divided, although it is only 30 square meters, but it can make do with it.

But what about the children now? Who gives them a house? They have to buy it themselves, but can they afford it? In the past, when we got married, how could there be any bride price and fanciery? It was already nice to sprinkle some fruit candy on my colleagues. But now not to mention getting married and giving a bride price, it will cost 10,000 or 20,000 yuan just to take a wedding photo, and then you have to buy a house and a car, and you can't get it without 500,000,000 or 7,000,000 or 800,000 yuan. However, how much can we earn in this life? I roughly calculated that in the 43 years from the age of 17 to the age of 60, the average monthly salary in the first 10 years was 40 yuan, the average monthly salary in the second 10 years was 800 yuan, the average monthly salary in the third 10 years was 2,000 yuan, and the average monthly salary in the fourth 10 years was 3,000 yuan, making a total of more than 600,000 yuan. The wife's income is about 300,000. The two of us made less than 1 million in total. And we have spent almost half of our money on food, clothing, housing and various consumption in the past few decades. The children went to college, got married, bought a house and bought a car, which cost us at least nearly 500,000 yuan, of which the house and car alone cost more than 300,000 yuan. If this house and car are bought by his son, it will cost seven or eight hundred thousand. Without our funding and subsidies, he would have almost nothing. However, the child has been working for almost 10 years, and he should be able to earn two or three hundred thousand yuan, but when he got married, he was empty-handed, and everything depended on us to get money.

We have a son, and we want him to live a better life, let him go to college, ask him to find a job, and hope that he can live a better life independently. He is not without hard work, and he has endured a lot of hardships and hardships, but he has always been unable to live the way we want to, and no matter how much money he has, he can spend it quickly. Most of them are what we think we shouldn't spend. However, there is no way, he can't have some money in his hand, and he will spend some money for you. This is the opposite of how we live. Our austere and frugal lifestyle didn't work for him at all, on the contrary, he was more influenced by his buddies or friends who were in business. His ability to earn money is not great, but his ability to spend money is not small. Therefore, I think he is destined to be poor in this life. However, this is almost the case with young people today.

For those of us of the older generation, whether they were employed or laid off in the past, they have almost reached retirement age, and they can get a pension of two or three thousand or four or five thousand, and the husband and wife add up to four or five thousand or seven or eight thousand, and they can live quite well. But the situation of our children is really tormenting us. Their house, their car, and the electrical appliances and furniture in the house were all bought with our money, and the little money they earned was always not enough for them to spend on themselves, and when they got married and had children in the future, what should they do? They can't rely on us for the rest of their lives, right? Therefore, they don't dare to think about their future days, and they can't sleep at night when they think about it.

Recently, it has been seen that the country wants to relax fertility and allow people to have two and three children, but having children is a risk for young people. First, can you afford to have a child? I read a Beijinger's statistics that say that it takes more than 1.3 million yuan to raise a child. That's not much, more than 3 million. However, what kind of concept is this 1.3 million yuan for these young generations, who are already very poor? Therefore, people are worried about having a second child and a third child, even having a child. Let's think about it, in our parents' days, life was so difficult, and they could have three or four, five or six or seven or eight children, but now why do young people work for two people and don't even want to have a child? The reason is that people's attitudes have changed now. In the past, people lived for their children, but now young people live for themselves. In the past, people didn't have to worry about insecurity, whether you were a worker or a farmer, you would have something to eat. The life of having one child is much different from the life of having several children, and raising one more child is just an extra mouth to eat. It's like two people eating, but now it's three people, plus a pair of chopsticks and a bowl. How much does that cost? But now children are eating imported milk and nutritional supplements. It will cost three or five hundred to see the second disease. In particular, children should go to kindergartens, elementary schools, middle schools, and high schools, and let children learn to sing, dance, English, and mathematics. This adds up to a total of 1.3 million, and I'm afraid 1.3 million is really not enough.

Chinese have always had the habit of saving, from the storage of grain in the agricultural era to the storage of currency in the industrial age, according to public information, in September 2013, China was already the country with the largest amount of savings in the world, but also the country with the most per capita savings, China's per capita savings have exceeded 30,000 yuan, and the resident savings rate at that time exceeded 50%, far exceeding the world average. But in the past few years, our concept of money has changed 180 degrees, and many post-80s and 90s generations have begun to live in debt. As of 2017, the ratio of household debt to disposable income in China was as high as 107.2%, which means that many households in China have reached a state of making ends meet.

However, we can only worry about our children, and we can only try our best to help them, and we have to let them follow their own path of life. Actually, some of our worries and worries are also superfluous, because even if we are no longer alive, they will still continue to live, and as for how they live, I am afraid you don't even know what they do. There is an old Chinese saying: there must be a road before the car reaches the mountain. There is also a saying: there is no endless road. Because everyone has their own way of survival. Just like there are many poor people in China, but who will starve to death? Maybe after experiencing the hardships and tribulations of life, they will become mature and rational, and they will know how to consume and live.