Chapter 475 Build a third-party payment platform

"Mr. Hu, this is our recent planning, we plan to carry out the construction of the last mile of the logistics system in major cities in China, and be sure to deliver the goods directly to the hands of customers. ”

Liu Qiang and Lin Yan came to Hu Yang's office together, and also brought their latest plans.

"Well, that's a good idea too. With a convenient and fast logistics system, there will be a thriving e-commerce. Mr. Liu, Mr. Lin, you let it go, I support you. ”

Hu Yang carefully read the planning book and felt that this was the prototype of JD logistics in the future.

At present, JD Mall mainly sells 3C products online in a self-operated way, especially home appliances, which are large in size and weight, and if there is no good logistics, it is difficult to cultivate customer consumer groups.

"Mr. Hu, at present, the company has built the company's three major logistics centers in Beijing, Modu and Yangcheng, and we are very confident in the development of logistics. However, there are temporary difficulties in the means of payment, and most people are not used to using online banking.

Mr. Liu recently began to try to carry mobile POS machines for door-to-door card swiping services in Yangcheng, Modu and Beijing, and the response was quite good. ”

Lin Yan is quite proud of this, after all, she and Liu Qiang have opened a precedent for domestic e-commerce.

Hu Yang was stunned for a moment, then laughed out loud and said, "Yes, you really know how to find a way." However, this method is difficult to scale up, requires too many people, and the cost of supervision and management is too great. ”

Liu Qiang also smiled: "Yes, this is also an attempt of ours, which can be regarded as a product of the transition stage." Recently, I am planning to hold a promotion with online banking, and the future payment method will depend on them. ”

Hu Yang smiled, no squeak.

In the future, online banking will not be an advantageous means of payment. Almost dominating the domestic mobile payment market are third-party payment companies such as Moubao and Weixin Pay.

Hu Yang did not force e-commerce to develop its own third-party payment products, because the company's technical strength was not enough to support this idea.

But now it's not just Ma Baba, but also ponies who can see this market.

After Pony became a shareholder in an e-commerce company, he also did some research on this aspect. He found that e-commerce companies and third-party payment companies are currently in a symbiotic relationship, and it will be obvious that they will promote each other's development.

He had the idea to make a difference in third-party payments.

For this reason, Pony also came to Hu Yang's office to discuss this issue with him.

"Mr. Hu, I want to set up a third-party payment company, which is similar to the newly established treasure in the general direction, but I still need to carefully consider the specific details. ”

After careful analysis, he came to the conclusion that with the current technical strength of the deep sea take-off, it is fully capable of developing a third-party payment application platform.

Hu Yang didn't feel very surprised, some things naturally have his internal logic, for Xiao Ma, sooner or later he will enter the field of third-party payment.

"Mr. Ma, I agree with your idea. But what are you going to do with this company?"

The meaning of Populus euphratica is very clear, do you want to play alone, or do you plan to bring everyone to play?

"Mr. Hu, if you are interested, you can let the e-commerce company participate in the shares, and I can set aside 15%-20% of the shares for them. ”

Pony understands that third-party payment is not a big problem in terms of technical development. The key issue is application, and this has a natural connection with e-commerce companies.

"It's easy to talk about this, you go back and send someone to talk to Mr. Liu of e-commerce. ”

Hu Yang smiled slightly, feeling that the pony's proposal was really timely rain.

At present, the biggest shortcoming of e-commerce companies lies in the means of payment, Taowang has developed a treasure, if the pony can develop similar products as soon as possible, it will definitely complement the online shopping business of JD Mall.

After the pony left, Hu Yang made a phone call to Lin Yan and asked her and Liu Qiang to actively participate in the third-party payment company initiated by Penguin. It doesn't matter how many shares you have, the purpose is to form a close strategic cooperative relationship with the other party.

After receiving this news, Liu Qiangle was broken, which was simply drowsy and someone sent a pillow.

In two days, Huijia Holding E-commerce Co., Ltd. reached an agreement with Shenhai Tengfei: Penguin Payment Network Technology Co., Ltd. was jointly funded by both parties, with a registered capital of 1 billion yuan.

Among them, Shenhai Tengfei invested 850 million yuan, accounting for 85% of the shares. Huijia Holdings E-commerce invested 150 million yuan, accounting for 15% of the shares.

The newly established company is backed by the big tree of the Penguin Empire, and has obvious advantages in terms of technical strength and corporate credibility.

When the company launched the "Penguin Wallet" product, the third-party payment platform had already been built.

After testing, this product is very safe and easy to use, and it can be perfectly matched with online shopping.

Late summer and early autumn.

Taowang and JD Mall have started a new round of promotional activities, and the generous shopping subsidies have begun to attract customers who are willing to try it.

With the influx of customers, the loss of JD Mall began to increase. According to Liu Qiang's estimates, according to the current subsidy policy, JD Mall will lose about 10 million yuan per month. And that's without taking into account the cost of logistics.

The situation on Taowang is similar, but the other party adopts the model of merchants and platforms, which means that they have to attract both customers and merchants, so the loss is larger.

Hu Yang has not paid much attention to this "e-commerce war" recently, he knows very well in his heart that the money-burning game of losing money and making money has just begun, and the difficult days are still to come.

"Assistant Wu, you go to apply for a route, I have to go to the capital in the next two days. ”

In the past two days, Liu Jin called and wanted to talk to Hu Yang about the project of the sixth-generation TFT-LCD production line of Oriental Technology Company.

It just so happened that Hu Yang was also very quiet, so he promised to go to the imperial capital in person.

"Chunchun, we won't stay too long on this trip, are you going to bring all your clothes for spring, summer, autumn and winter?"

Hu Yang went to the imperial capital except to meet Liu Jin, and there was nothing more to do. He simply called Tian Sichun together, and regarded it as a vacation.

But he was stunned when he saw the six big suitcases that Tian Sichun had packed out.

"Ah Yang, the weather in the north is changeable, so it doesn't hurt to bring more clothes. ”

Tian Sichun's face was a little proud, indicating that he was very thoughtful.

"Ahem, whatever you want, just be happy. ”

Hu Yang was suddenly defeated, and said in her heart, she loves it.

Two days later.

Hu Yang took Tian Sichun, as well as Wu Xinhui, Li Jie and Lu Dacheng, and flew to the imperial capital.

It was Ye Chong who greeted him at the airport. There were five vehicles that came to pick up the airport alone.

"Mr. Hu, I have arranged lunch at the hotel. After you have checked in, let's go to dinner. Do you think that's okay?"

Ye Chong has never had any problem arranging such a thing.

Hu Yang nodded, indicating that he would obey the other party's arrangement.

"Manager Ye, how is the progress of the construction of the Kyoto Building?"

Huijia International Investment (Beijing) Co., Ltd., the largest investment project at present is this Kyoto Building. When Hu Yang saw Ye Chong, he naturally expressed concern.

"Mr. Hu, the Kyoto Building can be topped out before the end of the year, and it will be put into use in the middle of next year. ”

Ye Chong replied cautiously.

Poplar calculated, the progress of this project is really not fast. However, he is not in a hurry, there is no need to rush too hard, and it will be fine in the middle of next year.

"The progress of the project is okay, Manager Ye, you still have to strictly control the quality, it doesn't matter if you are slow. ”

Hu Yang said casually, and then stopped talking.

The group came to the hotel, and Ye Chong was about to open the room for three days first, but let Hu Yang stop him. He will then go to the courtyard house he bought to have a look, and then add some items with Tian Sichun, and move in tomorrow.

After eating, Tian Sichun shouted that he wanted to go and see the courtyard house that Hu Yang had bought.

Naturally, Populus euphratica would not refuse, so a group of people did not take a lunch break and went directly to the destination by car.

"Mr. Hu, this courtyard company has always been assigned to take care of and maintain it, and at this time, there are people on duty. ”

When he walked to the door, Ye Chong hurriedly called the staff on duty inside, and after a while, the door opened from the inside.

"Mr. Ye, hello. ”

The staff on duty didn't know Hu Yang, but he knew Ye Chong, and he was a little nervous standing there.

"There's nothing wrong with the house, right? you take us inside and see around, and then you can get off work." You don't have to come here these days, just wait for my notice. ”

Ye Chong is very concerned about several suites of Populus euphratica, because Populus rarely comes to the capital, if there is no special person to maintain it, the house will have problems in a short time.

Hu Yang took Tian Sichun in and took a turn, everything was clean and clean, and no damage was found.

"Yes, Manager Ye bothered. I'm going to stay in the capital for a few more days, and I'll be staying here from tomorrow. ”

After the renovation of the whole house was completed, Populus euphratica had not yet come in to live in. He asked Tian Sichun and Wu Xinhui to take a good look at what items were still missing in the house, and they would buy them back once they went out in the afternoon.

"Ah Yang, the house is full of appliances, various facilities and furniture. All you need to add are small things, so you don't have to worry about it. In the afternoon, I want Dacheng and Assistant Wu to accompany me to the street, you go and do your business, okay?",

Tian Sichun knew that Hu Yang had some work to do when he came to the capital this time, so she took over the errand of shopping on the street.

"It's okay, Assistant Wu, Dacheng, you follow Sichun to go shopping in the afternoon. Applejack, let's take a trip to Oriental Technology in a moment. ”

There are two cars parked in the underground garage of the courtyard, and Ye Chong usually sends people to maintain them, and the poplar can be used immediately when he arrives in the capital.

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