388 Kill three birds with one stone
Ah Fang said: "Let's go in the afternoon, with so much money at home, I don't dare to sleep at night." β
Last night, she stayed up all night, one because she lost a huge amount of interest, and the other was afraid that something would go wrong with the money, no matter what bank it deposited, she would deposit it first.
"Good. Ah Wei nodded in agreement.
Looking at the time, the two of them warmed up some dry rice and pickles, and ate them alive, the children are not at home, just eat some casually, fortunately, it is not yet summer, and the vegetables are generally salty, which can be eaten and kept for a longer time, killing two birds with one stone.
After eating, Ah Wei drank two glasses of cold boiled water to dilute the salty taste, Xiangjiang people like light and sweet food, but this has nothing to do with the poor, the poor have no choice.
After finishing the packing, the two got on the bus, changed the bus and came to Hang Lung Bank, which had just left yesterday.
Compared with yesterday's two rows of people on the road, today here is much colder, but there are also many people gathered, Ah Wei did not directly enter the bank, but stood next to this group of people, listened for a while to know that these people are the original people who have successfully withdrawn deposits a few days ago, and now know that Hang Lung Bank has turned the corner, and immediately regret it, and come here to see if there are any remedial measures, but obviously, Hang Lung Bank does not pay attention to them, and the security guards have begun to restrict the behavior of this group of people, so as not to affect the normal banking business of othersγ
Although it was a little strange why his family was able to get special care, Ah Wei was not stupid, he didn't say a word, just listened to all kinds of useful information over there.
After 15 minutes, Ah Wei also got some information, he already knew that the benefits and discounts mentioned in the phone call at his home were indeed true, but it was limited to that, obviously, Ah Wei's family received higher preferential treatment.
"Hello, I'm looking for Manager Shen, I've made an appointment with her, my surname is Zheng. Ah Wei quietly left the group and came to the front desk counter.
"Okay, please wait, Zheng Sheng. The front desk immediately dialed Manager Shen's office, and after getting a positive reply, he said to Ah Wei: "Please wait a while, Manager Shen and will be here soon." β
"Thank you. Ah Fang also politely replied.
After waiting for a while, a 40-year-old middle-aged man came to the bank hall, and under the instructions of the front desk, Manager Shen found Ah Wei and his wife and said, "Two, there are many people here, let's go to my office." β
"Okay, no problem. The husband and wife nodded in agreement.
Dr. Shen took the two of them around a few corners and came to his office and said, "Two, I have already introduced the general information on the phone, if you have any questions, you can just ask." β
"Manager Shen, I would like to know if you can elaborate on the property you said on the phone before. Ah Wei asked directly, nothing is as important as the house.
Manager Shen smiled and said: "Okay, let me briefly explain this matter, since yesterday, Hang Lung Bank has been officially acquired by the Bank of East Asia, and we have officially received the order of the new company, in addition to maintaining normal operations, we will also launch corresponding preferential services for customers who have withdrawn a large amount of money before, so as to reduce the loss of customers."
One of them, aimed at a group of eligible customers, our bank can provide very preferential real estate loan services, as long as you buy a designated property!"
Although the run on Hang Lung Bank has been running for less than a week, the deposit loss is as high as 500 million, and if it were not for the rapid mobilization of funds after the acquisition of BEA, and the fact that it relied on its own fame to suppress the further run on depositors, the bank would have gone bankrupt.
Although more than 500 million deposits have been lost, the original deposit interest of these funds does not need to be paid, and this one alone saves the bank 60 million Hong Kong dollars in interest expenses.
After BEA took over Hang Lung, the first task was to check all the previous accounts, but this took time and the bank itself had to operate, so in order to win back its former customers, Hang Lung Bank decided to provide some quality services to attract depositors who had already withdrawn their funds to return to the bank.
Many of the policies offered are indeed attractive, but the wool is out of the sheep, and only by saving the money back can you get the benefits, and no matter how big the benefits are, it is impossible for the bank to post a penny.
"Which property?" asked Ah Wei.
Manager Shen smiled: "Cathay Garden, have you heard of it?"
"Haven't you heard of it?" said Ah Wei and Ah Fang both shook their heads.
"Then the two of Evergrande Real Estate Company know, right? This Cathay Pacific Garden is the real estate of Evergrande Company, which is located in Tin Shui Wai, New Territories. Manager Shen added.
"Tin Shui Wai?" Ah Wei immediately changed color after hearing this, although he can't afford to buy a house, he usually likes to find some newspapers and books about real estate whenever he has time to learn about the current situation of real estate in Xiangjiang.
Tin Shui Wai is located in the northernmost part of the Hong Kong River, far away from Hong Kong Island and the Kowloon Peninsula, the economic center of the Hong Kong River, in the past few years, the housing prices in Hong Kong have skyrocketed, many people have set their sights on the suburbs, but most of them choose Hung Hom, Yuen Long, Tseung Kwan O and other areas, Tin Shui Wai This kind of place, is not even willing to go to the real estate company, there should be some people who fled Hong Kong in the memory of Ah Wei, the main residents are also local aborigines, most of them are mainly agriculture and fishery.
Ah Wei shook his head and refused: "Manager Shen, I'm sorry, we don't plan to buy property in Tin Shui Wai. β
Manager Shen understood the thoughts of the two in front of him, and said: "You don't have to worry, I also know the situation in Tin Shui Wai very well, under normal circumstances, no one would go there to buy a house, let alone at this time."
But this time, our bank is serving the head office, and although our head office has real estate business, it will definitely not only pursue the sale of real estate, but we are pursuing a win-win situation for both parties.
There are many people who withdraw money from Hang Lung Bank this time, but very few people are recommended by us to buy a house in Tin Shui Wai, Zheng Sheng, your conditions meet our requirements, so we will give you this opportunity. β
"What's special about me?" Ah Wei was a little puzzled.
Manager Shen smiled: "Zheng Sheng's profession is equipment maintenance engineer, which meets our requirements, in Tin Shui Wai, our head office not only has a real estate company, but also several large factories, these factories also need professionals like you, so our recommendation is mainly a recommendation for work, as long as you get the position of our head office factory, then you can buy real estate near the factory at a discounted price, and at the same time, our bank can also provide you with a preferential low-interest policy, isn't it a triple win?"
"What kind of factory is there over there in Tin Shui Wai?" Ah Wei asked.
Manager Shen opened the drawer, took out a bottle of Taurus canned drink, and said, "This is the factory that produces this drink!"
"Golden Bull!" Ah Wei's eyes lit up, this drink has been on the market in Xiangjiang for more than a year, but the price is quite expensive, although he can afford it, but there is no need, so he has never drunk it.
Manager Shen smiled: " The production plant of Taurus is Tin Shui Wai, as far as I know, the current sales of this drink overseas are good, Xiangjiang is preparing to expand the production base on a large scale, it is the time to urgently employ people, there are many ordinary people in Tin Shui Wai, but there is still a certain gap in technicians like Zheng Sheng, and you also know that our boss is the richest man in Xiangjiang, his company, the treatment of employees is very good, and now the Tin Shui Wai factory is expanding too fast, and the production task is urgent, otherwise, it is not so easy for you to get in. β
"Do I have to buy a house to enter their company?" Ah Wei asked with some confusion, the treatment of the company owned by the richest man in Xiangjiang is at least much higher than the average in the whole Xiangjiang, and because the company is large enough and the welfare insurance is very perfect, if he can enter this company, he is afraid that he will wake up with a smile in his dreams, but if he can only enter on the condition of buying a house, then the risk is too great for him.
"No, these are two things. Manager Shen said: "As long as your ability meets the requirements, you can go to Tin Shui Wai for an interview, whether to buy a house near it or not, it is your personal freedom, but if you want to buy, with the identity of an internal employee, our bank can give you a very high preferential policy."
Of course, I personally suggest that you consider carefully, now the housing prices in Tin Shui Wai are very cheap, and the thousand-square-foot house is only in the early 100,000s. β
"Even if I want to think about it, it should be after I can enter the factory in Tin Shui Wai!" Ah Wei said helplessly.
"yes, I'm thinking too far. Manager Shen patted his leg, took out a business card from the business card holder, and said, "Two, this is the phone number of the personnel department of Jinniu Beverage Company, if you have any ideas in this regard, you can contact him." β
"Can I go in too?" asked Fong, gesturing to herself.
"Of course, now the Golden Bull Beverage Factory is very welcoming to husband and wife employees. Manager Shen nodded and said.
Ah Wei and Ah Fang glanced at each other, turned their heads and said, "Okay, thank you Manager Shen." β
"Haha, I hope the two of you will be able to find your own suitable position. Manager Shen said with a smile.
"Thank you. Ah Wei nodded and said, "But what should I do with this money?"
Manager Shen thought for a while and said: "In this way, the two of you are also in line with our preferential policies, this money is put in your bank account first, considering that the two of you may need to be used as a down payment for the purchase of real estate, I will save the money on a regular basis, but in terms of interest, it can be calculated according to the regular term, but there is only one month, and after a month, the two of you will decide how to use the money." β
"Thank you, Manager Shen. Ah Wei Ah Fang smiled and thanked.