Day 2, Morning:

"How is it?" Ah Fang hurriedly asked when he saw Ah Wei come back, but saw his dejected face, and fell silent again.

Ah Wei sat on the bed in the room—the only place in the house where he could get his ass.

At the same time, he also lit a cigarette, and soon, the room was filled with smoke.

Ah Fang smelled the smoke in the air and couldn't help frowning, but didn't say anything more.

"It's nothing at work, and my boss knows why I'm taking leave, and just deducts my salary for the past few days. Ah Wei said after taking a few puffs of his cigarette.

Ah Fang was immediately relieved after hearing this, and said, "That's good, just work fine." ”

"That's also because I've been working in the company for more than ten years and have some technology, otherwise, I don't think there will be any good fruit to eat this time. Ah Wei explained: "In recent months, many capable people are preparing to emigrate overseas, and it has been difficult for factories to recruit engineers of some level recently. ”

Ah Fang nodded and said, "That's fine, without these people, maybe you can be promoted." ”

"Let's talk about it later, has the money been put away?" Ah Wei asked.

"I put it in the rice cooker, and now the most important thing is to deposit the 50,000 yuan in the bank, where we live, it's too dangerous to put so much cash at home. Ah Fang said with some worry, he had lost 10,000 yuan of interest due to misjudgment, and if there was another problem with the principal, then he would really not be able to live!

In Xiangjiang, the ultimate dream of all ordinary people is to have a house of their own, and the same is true for their family, for more than ten years, the husband and wife have worked hard to make money, but they can't keep up with the speed of rising housing prices, and a little hard-earned money can only be deposited in the bank.

At present, their family lives in a low-rent house provided by the government, where the place is naturally not a high-end community, there are often some cases of thieves and thieves, even if the police are called, no one cares, so much money just taken out, it is too unsafe to put it here, if it is known by some special people, I am afraid it is not to steal!

"Yes, tomorrow I will go to HSBC and Standard Chartered to see which one has the highest interest, and we will save which!" Ah Wei nodded and said.

Ah Fang hesitated for a moment and said, "Husband, I just received a call from Hang Lung Bank, and they want us to deposit this money in their bank again!"

"What? You still want us to save, I have lost so much, how can I still choose them?" Ah Wei was suddenly angry, although all his actions were his own choices, he still didn't want to go back.

Ah Fang said: "The current Hang Lung Bank is not the same as before, the scale of the Bank of East Asia is much larger than that of Hang Lung Bank, and the boss behind it is the richest man in Xiangjiang, in terms of assets, but it is comparable to HSBC, our money is deposited, there should be no more problems." ”

"How do you know this?" Ah Wei asked strangely, the basic situation of some rich people in Xiangjiang, the people in the market generally know one, two, three, but due to limited culture, it is generally only these people who are rich, but the specific situation is difficult to say clearly.

Ah Fang said: "That's what the person on the phone just said just now. ”

"I won't go, HSBC is the central bank of Xiangjiang, this is the real stability. Ah Wei shook his head and refused, the four words of Hang Lung Bank have become a thorn in his heart, and he does not want to have any dealings with this bank in his future life.

Ah Fang said: "Don't worry, I haven't finished speaking, the people from Hang Lung Bank just said on the phone, because many depositors have withdrawn their fixed deposits in the bank and suffered heavy losses, so their bank has proposed a compensation strategy." ”

"Compensation?" Before his wife could finish speaking, Ah Wei interrupted: "What compensation?

Ah Wei also knew that there was almost no possibility, but he still asked subconsciously.

Ah Fang shook his head and said: "Of course it can't be, but our people will be classified as preferential customers by their bank, if we want to take out loans, transfer money, buy funds, and invest, there will be great discounts, but the premise must be that we will also deposit the money we take out." ”

"I'll just say, the wool comes from the sheep, and this group of capitalists doesn't have a good thing. Ah Wei said as a matter of course: "What they said sounded good, but in fact, it was just for us to save money again!"

Ah Fang was silent for a moment and asked, "Husband, have you ever thought about buying a house of our own now?"

"Now?" Ah Wei was stunned for a moment, and then said in a depressed mood: "I want to too, but how can I buy it? Our 50,000 yuan is not even enough for a down payment, not to mention that even if I don't lose my job, we can't afford to pay the subsequent loan repayment!"

Although the housing prices in Xiangjiang have decreased a lot in the past year, and many places have even been cut in half, they are compared to the peak of the bubble, and for most ordinary people, even if the housing prices are cut in half, they still can't afford it.

In other words, they dare not buy, traditional Chinese are largely afraid of incurring huge debts, and have been hesitant to buy a house, and it is easy to miss the best time when housing prices rise, and when housing prices fall, they are worried that housing prices will fall further after buying.

50,000 cash, with the current house price, is actually enough for a down payment, but as an ordinary person, their income is not enough to pay the monthly payment for the next few decades, so they naturally dare not buy a house.

Ah Fang said: "Just now the manager of Hang Lung Bank said on the phone that their bank has a batch of high-quality commercial housing, which can be processed at a low price to internal customers, and our group of people who have suffered losses because of early withdrawal of money are given priority, and there can also be a big discount in terms of bank loan interest, I also said the current situation of our family, but the other party still insists that we meet their conditions." ”

"Then where is the house he is talking about, and how big is the area?" Although he did not believe that the capitalist would be so kind, he was still a little moved.

"The minimum area is 500 square feet, the location is unknown, the other party just said that it is not clear on the phone, and hopes that we can go to their bank to have an interview with him. Ah Fang said.

"500 feet. ”

Ah Wei was a little moved after hearing this, the 500-square-foot house in Xiangjiang is already a medium-sized suite, if he can have one, then he will be satisfied in this life!

"Okay, then go and see, there's nothing to lose anyway. Ah Wei thought for a moment and decided to go back again.