317 3 billion loans
Time flies, and a month flies by in a flash.
The Bank of East Asia has also grown rapidly, with the support of abundant capital, and the opening of more than 20 bank branches in some commercial cores of Hong Kong Island and Kowloon.
Through a series of advertising campaigns and cooperation with internal companies and affiliates, the bank's internal deposits soon reached the threshold of HK$10 billion.
With the rise of stored funds, it has become inevitable for BEA to seek cooperation with large companies, otherwise it is impossible to lend so much money in a short period of time with only some small customers, and the longer it is kept at home, the greater the loss caused by deposit interest.
The headquarters of the Bank of East Asia is also located in the Hutchison Building for the time being, so it will be much easier for the various companies to communicate with each other, and although it is a little crowded, it can be managed for the time being.
"Xu Sheng, there is something I need to report to you. In the office on the top floor of the Hutchison Building, Yuan Tianfan reported on the development of the bank during this period.
Xu Zhi asked, "What's the matter?"
"According to your instructions, I have cleared out all the loan contracts related to Jianing Group in the bank, but this morning, the Secretariat received a phone call that Bao Fuda of Hongkong Land Group and Chen Songqing of Jianing were trying to seek a huge loan from our bank. Yuan Tianfan reported: "Because it involves the Hongkong Land Group, and the loan amount is huge, I can't be the master, Xu Sheng thinks how to deal with this matter?"
"Hongkong Land. Xu Zhi frowned and pondered, in Xiangjiang, the investment in large-scale real estate projects is very large, often billions of Hong Kong dollars, even if you can use bank leverage, but the capital requirements are still too high, so many consortiums will join forces to participate in a project.
This can not only reduce the demand for funds, but also reduce the risk, and at the same time, the strong alliance, resources can cooperate with each other, and it is also very convenient when financing from the bank.
Hongkong Land and Jianing, an old British capital and an "emerging Chinese capital", it is normal for the two to join forces.
"Did they say what the project was and how much money they needed to borrow?" Xu Zhi then asked, if it was only the Jianing Group to borrow money, he would not lend out a copper plate, but now with the addition of Land, it is different.
"No, Bofforda didn't say anything specific, he asked to meet with you in person to talk to you in detail. Yuan Tianfan said helplessly, although he is currently the president of a bank with assets of more than 10 billion Hong Kong dollars, it is an unattainable existence for some small companies. However, in front of some real tycoons, he still can't get on the table, after all, he can't make decisions about large investments in banks.
Xu Zhi nodded and said, "Okay, then make an appointment, I want to see what the hell they are doing together." ”
......
Hong Kong, 2 Queen's Road, Central:
This is one of the most famous hotels in Xiangjiang: the Hilton Hotel. Developed in the late 50's and officially opened in 1961, the 26-storey, 750-room building has been one of the few high-end hotels in Hong Kong.
And its owner, Hutchison Whampoa, signed a 50-year management agreement with Hilton in the 50s.
In later generations, there was no Hilton Hotel in Xiangjiang City, because in 1994, Hutchison Whampoa terminated the contract early at a cost of 125 million Hong Kong dollars, and then closed the hotel, and then demolished it to build the headquarters of the later Cheung Kong Group - Cheung Kong Group Center Building!
Although Hutchison Group has been integrating its property assets, the Hilton Hotel Building is located in a prime location, and there will be no plans to deal with it in a short period of time.
"Please sit down!" In an elegant single room, Xu Zhi received Bao Fuda and Chen Songqing with a smile.
Compared with Bao Fuda, Chen Songqing was obviously more enthusiastic, and said with a smile: "Xu Sheng is extremely chic during this time, and he has continuously acquired many large companies in the world, which has added a lot of face to the people of Xiangjiang!"
"Where, Chen Sheng is currently a celebrity on the Xiangjiang stock market!" Xu Zhi also praised each other, anyway, how to blow it.
"Haha......" Chen Songqing smiled, the stock price of his company has increased several times this year, and it has long become the object of pursuit by countless shareholders, and now his words can trigger hundreds of millions of Hong Kong dollars in the entire stock market, making countless people make a windfall or bankrupt, he likes this feeling very much.
The waiter quickly served the food and drink, and Bao Fuda asked: "Xu Sheng, the two of us asked you out today, there is a project, we hope that we can work together?"
Xu Zhi took a sip of tea and asked, "What project?"
Bao Fuda said: "Does Xu Sheng know about the development of the old wing of the Miramar Hotel?"
"Of course I do. Xu Zhi nodded and said that the Miramar Hotel is one of the most famous hotels in Xiangjiang, located opposite Kowloon Park, and its chairman Yang Zhiyun is the most famous Chinese hotel tycoon in Xiangjiang.
In the 60s, when the Kowloon Peninsula was still a poor place, Yang Zhiyun took 10,000 Hong Kong dollars as a deposit, and then obtained a loan from Hang Seng Bank to buy the current Miramar Hotel, after 20 years of development, it has become the only Chinese-owned hotel among the three blue-chip hotels in the Hong Kong Hang Seng Index, with 1,300 rooms, more than twice as much as the Hilton.
But the best thing is that the hotel, together with a large area of green land next to it, is in a prime location on the Kowloon Peninsula and is a delicacy in the eyes of all real estate developers.
"We are planning to join forces to acquire the entire Miramar Hotel, and then demolish the hotel to build a high-end commercial building," Bao said.
Xu Sheng also knew that the land was huge, there were many competitors, and at the same time, the subsequent demolition and reconstruction also required a lot of funds, and at present, Xu Sheng's Bank of East Asia has abundant capital, so he hopes that Xu Sheng can give some help in financing. ”
Xu Zhi asked, "How much money do you need?"
Bao Fuda said: "According to the current land price, if you want to buy the Miramar Hotel, you need at least 2 billion Hong Kong dollars, and the subsequent reconstruction project should not be less than 1 billion Hong Kong dollars." ”
"3 billion!" Xu Zhi smiled and asked, "Why don't you go to HSBC, Hang Seng or Standard Chartered?"
Chen Songqing took over and said: "Originally, we were going to find HSBC to cooperate, but I heard that Xu Sheng's new bank business is very prosperous, and the people are lining up to deposit, I think Xu Sheng must urgently need to lend out the funds now, so we came!"
"Chen Sheng is really powerful enough. Xu Zhi smiled and said, "I can agree to the loan, but what do you two use as collateral?"
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