"300 million Hong Kong dollars!" Xu Zhi also frowned, and then asked: "What is the name of the chairman of this Yida Group?"

Zhong Zhengwen. Yuan Tianfan replied that he had already checked all the information of the entire bank when he accepted the Bank of East Asia, and as one of the largest debtors of the bank, Yida Group was naturally very aware of some of the situation of the other company.

"Zhong Zhengwen?" Xu Zhi suddenly remembered this character, he had also read all the information of the Bank of East Asia before, and the loan project of Yida Group was also among them, but the scale of this company was not very large, and the bank described it as a high-quality loan customer, so he did not ask about the specific situation of this company, and naturally he did not know who its chairman was.

It was only at this moment that I found out that Yida Group was actually Zhong Zhengwen's, and this person played an extremely important role in a series of frauds of Jianing Group.

Strictly speaking, Zhong Zhengwen is the Bole of Chen Songqing, chairman of Jianing Group.

Chen Songqing arrived in Heung Kong in the early 70s, and his first job was as a civil engineering manager in the Zhong family's company, and later Chen Songqing set up his own business, developed several projects with the Zhong family, and won the first pot of gold in Heung Jiang.

It's a pity that in order to speed up the development speed, he went into the crooked and evil way, desperately increasing his fame, and did everything he could.

In Xiangjiang, Xu Zhi's major companies are very well-known, but in fact, they are far away from ordinary people.

Midea focuses on exports, and although its series of products have created at least 20,000 jobs in Hong Kong, many people do not feel this obviously.

The scale of Evergrande has been able to reach the top 10 of Xiangjiang Real Estate, but unlike the Chinese-funded real estate company Wuhu, which vigorously develops residential buildings, Evergrande's main business holds commercial buildings for rent collection and development of its own land, and never participates in real estate auctions.

As for the other Hutchison Group, although it has great influence, after all, it is a company that existed a hundred years ago, and the people have long been accustomed to it, and there is not much news recently, so it has not attracted much attention.

In 1980, through dozens of dazzling mergers and acquisitions, Jianing Group quickly became the most legendary company in the history of Heung Kong's business.

At the beginning of the 80s, Jianing Group acquired Hongkong Land's Golden Gate Building for HK$1 billion, and the price of this transaction has caused a sensation throughout Hong Kong.

In July, Jianing Group suddenly announced that negotiations on the sale of Gammon Tower had entered the substantive stage, with a price of about HK$1.5 billion.

In August, it was announced that it would sell a 75% stake in Golden Gate Tower for HK$1.18 billion, and the buyer had already paid a deposit.

In October, it was announced that the entire building was about to be sold, with a price of HK$1.7 billion.

In other words, in less than a year, Jianing Group made a profit of 700 million Hong Kong dollars by selling Golden Gate Building.

The market value of the entire Jianing Group's stock was about HK$500 million at the beginning of the year, but by the time the building was closed in October, the market value had reached HK$3.6 billion.

It was during this period that Xu Zhi sold the Jianing shares in his hands in batches and made a profit of more than 200 million Hong Kong dollars.

But Mr. Chen's madness had only just begun, announcing in September the formation of a shipping company and a stake in a five-star hotel chain in Thailand.

In November, it acquired Straplink, a subsidiary of the Cheng Yutong family, and in December, it acquired a 21% stake in Nikko Group, Japan's fifth-largest film company.

As for the other plans to develop various types of real estate, there are countless more.

But these investments are true and false, false and true, transaction profits are fake, and stacking stock prices is real.

In Xiangjiang, in addition to the use of land or real estate as collateral, there is also a means of using the market value of the company as collateral.

Under normal circumstances, banks are willing to lend half of the market value of listed companies, Chen Songqing seized this loophole and began to desperately create all kinds of false news, piled up Jianing's stock price, obtained a huge amount of liquidity from the bank, and then used this money to develop properties, and then repay debts after making a profit.

If the real estate market has been thriving, this model may really be successful, but in the second half of 82, the real estate crisis broke out, and the capital chain of the entire Jianing Group was broken, and the so-called 10 billion consortium was broken.

Xu Zhi pondered for a while and asked, "What is the collateral for this loan?"

Yuan Tianfan replied: "It is the stock of Yida Group. ”

"Can we transfer this loan to another bank?" Xu Zhi then asked, and sooner or later there would be problems with this kind of stock mortgage.

"Yes, yes, but Yida Group is a listed company, and the transfer of creditor's rights must be notified to their company. Yuan Tianfan explained.

Xu Zhi said: "It doesn't matter, our bank has just had an acquisition transaction, and it is not surprising that there are changes to the business. ”

"Okay, then I'll get ready right away. After Yuan Tianfan agreed, he was about to leave.

"Wait. Xu Zhi said with a smile: "If HSBC is interested, we will give priority to transferring it to them, even if we lose a little, it will be fine." ”

"Okay, I see. Yuan Tianfan nodded and said, he didn't know why, but there were some things that the employer said to do it, and there was no need to ask why.

After Yuan Tianfan left, Xu Zhi slowly sorted out the information he knew, he had paid attention to some world-renowned commercial scams in his previous life, and the Jianing case was one of the more famous.

In the second half of 82 years, because of the oil crisis that had just broken out for a few years, the global economic recession, and the mainland's reform and opening up to attract Hong Kong investment, under the double blow, the industry of Hong Kong began to enter a serious period of decline.

Although the current housing prices are crazy, the proportion of industry in the economy of Xiangjiang is still very large, and the industrial malaise has led to a large number of workers losing their jobs or reducing their incomes, and the consumption of the entire Xiangjiang has shrunk, which is a fatal blow to business and real estate.

The question of the future of Xiangjiang surfaced, and Margaret Thatcher fell in Beijing for a historic time, and then the property market and stock market plummeted.

However, Chen Songqing is not so easy to defeat, regardless of whether your external economy is good or not, anyway, he will make false accounts, announce or "accidentally leak" some fake news, and the stock price is still high.

But Zhong Zhengwen's Yida investment is different, and after a series of radical investment failures, Zhong Zhengwen fled in a hurry, leaving behind a debt of HK$2.1 billion and a bank loan of HK$1.6 billion.

Subsequently, the entire Yida Group was liquidated, and the Independent Commission Against Corruption also found a large number of cooperation materials with Jianing in Yida Group, but an in-depth investigation revealed that all of them were fake, which also led to the failure of the shocking scam of the entire Jianing Group.

But in fact, Zhong Zhengwen is also a victim, he has never been clear about Chen Songqing's details, and only found out the problem after many times of cooperation, but he has fallen deeper and deeper, and was finally dragged into hell by Chen Songqing, although he successfully ran away from home and hid, but the Xiangjiang Court sent his son to Stanley Prison according to the "Money and Debt Law".

As early as the end of last year, after cashing out Jianing shares at the highest price, Xu Zhi was no longer willing to have anything to do with Chen Songqing, but he didn't expect that the acquisition of a bank would be related again.