After the meeting, Song Zhichao gathered Xiong Yaohua, Udon and others together and asked them about the major banks in the mainland.

As a real estate developer, Xiong Yaohua has the most say on this topic, after all, he is doing real estate development, and he can't get around the cooperation with banks at all. And now the reason why his capital chain is broken is also because the bank no longer continues to lend to him.

Udon and others are also in business, and they can't avoid dealing with banks, but they are not like Xiong Yaohua, the stalls are too big, and they are not pinched by the bank, but whether the bank is looking for them and asking them for savings.

At this time, in line with the principle of mutual benefit, Udon and others will save the spare money they have in hand to tide over the difficulties. When they start a new business, they will take out the money and take out a loan by the way.

It can be said that the relationship between these merchants and banks is fundamentally the relationship between the ship and the passengers, getting on the ship, getting off the ship, and going back and forth.

After listening to their explanations, Song Zhichao already understood the behavior of most of the mainland banks.

---In this era, the work of banks adheres to the principle of "more is better than less", and would rather work steadily than "high-risk investment" as long as it can only increase the savings rate.

After listening to the suggestions of Xiong Yaohua and others, Song Zhichao suddenly asked Xiong Yaohua which bank was the one that cut off his loan?

Xiong Yaohua did not hide it, and said the name of a big bank.

In fact, a little calculation of the fingers in China shows that the four major banks --- industry, industry and agriculture.

Among them, Xiong Yaohua dealt with CCB.

At the beginning, after Xiong Yaohua spent a lot of money to auction the land, CCB was originally ready to cooperate with him and lend him a loan to develop the land together and build it into a building for sale, but it was disrupted by Long's Long Jianfei, and CCB re-examined the cooperation plan and felt that the loan amount was too large, mainly because Long Jianfei threw out the forged evidence of Xiong Yaohua's "shortage of funds", which directly frightened CCB, thinking that Xiong Yaohua did not have the strength to develop huge real estate at all.

At the beginning, Xiong Yaohua also had too much hope for CCB and did not formally sign a cooperation agreement, so that after CCB unilaterally reversed itself, Xiong Yaohua had no choice but to hang himself on a tree alone.

Now Xiong Yaohua's land is still on hold, but the foundation is simply dug up, because there is no money to hire workers to start work, and a lot of sand, cement, and bricks that were originally bought can only rot on the construction site.

After hearing this, Song Zhichao said to Xiong Yaohua: "In this case, do you still want to develop that piece of land now?"

Xiong Yaohua has been waiting for this sentence for a long time, originally the reason why he defected to Song Zhichao was to save his own business, but after he followed Song Zhichao, he found that this Song boss was too shrewd, not the kind of Hong Kong businessman who was easy to fool. He began to hesitate whether he should ask for financing, and if Song Zhichao refused, then his real estate company would be completely finished.

But now---

Immediately, Xiong Yaohua did not hesitate anymore and nodded directly, "Of course I look forward to continuing to develop that land, as long as Mr. Song is willing to raise funds, the house will be built in the future in terms of profit sharing......"

Without waiting for Xiong Yaohua to finish speaking, Song Zhichao stopped him and said, "Let's talk about the profit sharing in the future, how much money is your company lacking now?"

Seeing that Song Zhichao seemed to be coming to Zhenge, Xiong Yaohua was excited, and thought in his heart that the company was saved, and said: "There is almost a shortage of 200 million." ”

Song Zhichao nodded, "I came out with 200 million, but it was CCB that cooperated with you at the beginning, and they loaned you 200 million, right?"

Xiong Yaohua nodded, "That's right, I will take the land and borrow 200 million yuan from them for cooperative development." ”

"So now you invite the people from CCB over, I want to sign a contract with you in person, they must be a witness, you know, what if they regret it, after all, they signed the contract first. Song Zhichao said with a serious expression.

Xiong Yaohua: "......"

The people of CCB also want to be embarrassed, how can they regret it again.

But Song Zhichao had already said this, Xiong Yaohua could only call and invite a person in charge of CCB to come over, saying that there was something important to discuss.

……

The person in charge of CCB is the director of the loan department, surnamed Liang, and his name is Liang Yongfa.

Leung is 40 years old this year, and he is on the rise in his career, so he is extremely cautious. As the head of the loan department, Liang Yongfa has a nickname called "dripping water", which means that he always puts the safety of funds first when reviewing the partners he works with.

If according to the orthodox concept, Liang Yongfa's approach is correct, after all, he is in charge of the loan work of the Zhonghai City Construction Bank and the Huanghe Road Branch, and every time he lends out, it is hundreds of thousands, millions, or even tens of millions, and he must be cautious.

Especially last time, Xiong Yaohua cooperated with their branch and wanted to borrow 200 million yuan to develop real estate, Liang Yongfa felt that this risk index was too big, in case the boss Xiong didn't build the house well, or directly absconded with the money, then their branch would suffer heavy losses, and he, the director, would have done it.

Therefore, Liang Yongfa couldn't sleep well during those days, and it was at this time that he got the news from Long Jianfei that the bear boss had insufficient funds on hand, and he was simply in the "white wolf with empty gloves"--- is this worth it?

Liang Yongfa was immediately frightened, and immediately called Xiong Yaohua, and found a lot of excuses, saying that the loan was difficult, and canceled the intention to cooperate with Xiong Yaohua.

Although this seems a bit unauthentic, Liang Yongfa is glad that he used his cheekiness to protect bank loans and protect national assets.

From an ideological perspective, he Liang Yongfa stood on a very high moral height--- serving the country and the people, and was willing to become an untrustworthy person.

However, this matter did not end like this, and the sequelae soon came out, that is, the "unbeatable" bear boss kept chasing after his ass and begging.

First of all, please eat and drink by yourself, and go to high-end places such as karaoke and nightclubs---

If you eat public food, will you go? Can you go?

I'm a principled person!

After rejecting wave after wave, this bear boss still didn't give up, and even blocked his door and cried poor--- a huge man even shed horse urine.

If you are an ordinary person, it is estimated that your heart will be soft, but Liang Yongfa thinks that he is not an ordinary person, he is a person who values the interests of the country more than anything else, so if you cry, cry, don't cry in front of me.

In this way, Liang Yongfa began to avoid this Xiong Yaohua, hiding around and doing it like a hide and seek.

I don't know what happened, I finally stopped for a while in the past few days, this Xiong Yaohua didn't entangle himself anymore, but today he called again.

Liang Yongfa didn't want to answer the phone, but after thinking about it for a while, he still met to cut off this "bad fate", --- it's not a way for you to hide from me like this.

So Liang Yongfa answered the phone, but unexpectedly, before he took the initiative to ask to meet and settle each other's affairs, the other party said that someone was ready to finance him to build a house, and he no longer needed a CCB loan.

Why？

Liang Yongfa's mind didn't turn for a while.

Abandoned yourself?

Not needed?

So what else are you calling?

Demonstrations?

Soon the answer was given on the other end of the phone, and the financier wanted Liang Yongfa to testify on behalf of the branch, that is, the branch had nothing to do with their real estate company.

This one...... Uh, understandable.

After all, there are many things in business where "predecessors" and "successors" tear apart.

So, Director Liang Yongfa Liang generously left a sentence: "Make an appointment with the location, I will arrive on time!"