Chapter 37: Killing Three Birds with One Stone
The husband is not guilty, but he is guilty!
Since ancient times, the Chinese have understood the truth that wealth is not exposed, and that wealth is made in a muffled voice.
Han Hao's transfer of the equity of Minsheng Bank this time unexpectedly attracted the covetousness of many people, and it may even affect the smooth development of his future career.
However, he had already prepared a countermeasure in his heart, and he decided to bring in a powerful third-party force to act as his talisman.
In the headquarters building of the National Social Security Fund Council, Han Hao quietly appeared, and he took the initiative to contact the other party to discuss cooperation matters.
Who is the biggest in China?
Of course the government is the biggest!
Even those "officials" in the new era are doing things under the banner of some high-ranking government officials, but compared with the institutions that truly embody the will of the government, they can only be said to be shrimp soldiers and crab generals in a specific historical period.
Unfortunately, Han Hao also belongs to one of the common people, and he doesn't have enough strength to fight the other party. Even if he belongs to the leading figure among the common people, it is not a good way to resist head-on.
Han Hao's countermeasure is very simple, that is, to introduce an investment fund that reflects the will of the state to resist the covetousness of people with bad intentions.
He does not cooperate with a single person or force, but only with the national government.
In the 80s, many township enterprises had to take the initiative to wear "red hats", and Han Hao now understands their hardships. Before the market economic system is perfected, this is a kind of self-protection behavior of entrepreneurs.
However, Han Hao was luckier than them, because he belonged to the active market-oriented behavior, and he also met a suitable person for help.
In August 2000, the National Social Security Fund was formally established, and China had the first state-led investment security fund, which reflects the national will.
Employees can not meet the increasing requirements of social security expenditures by paying every month, and the social security fund must find ways to maintain and increase its value, and it can not beat inflation by eating bank interest alone. Therefore, the foreign investment of the social security fund with huge capital has become inevitable, as evidenced by its quiet becoming one of the shareholders of China Group in the stock market.
In addition, there are constant calls for China to set up a national sovereign wealth fund, so much foreign exchange to buy US Treasury bonds has limited returns, it is better to learn from the global financial operation of Singapore's sovereign fund Temasek Company, and obtain fruitful returns through continuous investment.
The national team, headed by the social security fund, only makes financial investment, does not interfere with the normal operation of the enterprise, and is guaranteed by national credit, which meets Han Hao's requirements.
Han Hao, the richest man, came to visit in person, and of course was warmly received by the National Social Security Fund Council, and the topic of discussion between the two sides was the transfer of equity of Minsheng Bank.
The equity transfer of up to 10 billion yuan is an astronomical amount for ordinary people, and many "officials" can't take out the money at all, but hope to borrow bridge funds to get the equity and then mortgage the settlement, but this is only a small amount for the social security fund.
Han Hao decided to sell the equity of Minsheng Bank to the Social Security Fund, first, they can replace their own role after entering Minsheng Bank, and stabilize the management of the existing bank; second, the national team such as the Social Security Fund can take over the market, which can block everyone's mouth, because no one dares to snatch food from the mouth of the state; third, Han Hao has obtained a new talisman, and the national team will personally support him, fill the vacancy, and dispel the illusions of some people's ill intentions.
Fools know that this deal must be profitable, otherwise it would not have attracted such fierce competition from multiple parties. In addition to the equity of Minsheng Bank, Han Hao also reached a memorandum of strategic cooperation with the other party. The two sides agreed that in the future, if the conditions are suitable, they may cooperate with each other to establish investment funds and jointly invest abroad.
After this statement came out, all the forces that were originally actively operating and wanted to take the equity of Minsheng Bank wilted, and the national social security fund was not the object they could compete with.
The Social Security Fund took over 7.8% of the equity of Minsheng Bank in the hands of Han Hao at a reasonable price of 11.5 billion, which is much lower than many bidders.
At the same time, Han Hao, who was on the cusp of the storm, was temporarily relieved and was no longer remembered by other people.
"I can't imagine that the richest man in Han played this hand, no one will give face, and offending everyone is equivalent to not offending anyone!
Selling equity to the social security fund is equivalent to giving money to the state, so that no one can speak. Invisibly, he also took the national team as a backer.
It's really clever to deal with it like this, it seems that there are masters behind him to guide him!"
A representative of the "official downfall" who was originally determined to win rechecked and reasoned after learning the outcome of the matter.
"Think about it, it is impossible to make a township enterprise into the largest automobile group in the country.
I thought I would make a lot of money this time, but I didn't expect to be put out of my shell by the richest man in Han, Jin Cicada. But on the other hand, it's not too bad. It shows that in the future, we still have many opportunities to follow the richest man in Han to develop, and he can't find the social security fund to save the scene every time, regardless of size, right?
As time goes on, there will come a time when we get our chance!"
Another energetic person replied reluctantly.
The Minsheng Bank incident sounded the alarm for Han Hao, and he immediately began to look for suitable strategic investors for his investment funds, and the investment platform of the local government became the first choice.
Jiangzhou City Investment Company became the first investor to enter, they did not invest real money, but actually gave two pieces of land at a discount, which can be regarded as supporting Han Hao.
Soon, the Dinghai and Haizhou municipal governments, which had financial surpluses, used part of the original shares of Zhehai Bank to exchange shares, and also entered Han Hao's investment fund and became the latter group of investors.
In addition, other prefecture-level cities in Zhejiang Province have also followed suit and are interested in joining as one of the strategic investors.
These local government investment platforms do not have a large stake, but they are also a force to be reckoned with.
According to Han Hao's investment vision, he actually took them to earn money, and the price was to get another talisman.
China's banking reform has been a wonderful feast for foreign financial circles, with the five major state-owned banks choosing strategic partners, leaving other foreign banks with only a handful of investment options to choose from. When Zhehai Bank announced its preparations, many well-known international banks immediately approached to become strategic investors.
The management level of China's domestic banks is low, and the introduction of endorsements from well-known foreign banks and the use of their management experience to transform and learn can make the market accept it as soon as possible, so as to complete the listing task. The successful listing of Bank of Communications and China Construction Bank has illustrated this point.
Dutch Commercial Bank (ING), BNP Paribas, Deutsche Bank, and OCBC Bank of Singapore have thrown olive branches in the hope of squeezing into the ranks of candidates for Zhehai Bank.
It is important to know that Zhejiang Province is the most developed economic region in China, and with the richest man Han Hao taking the lead, Zhejiang Bank has gathered three high-quality urban commercial banks in Dingzhou, Haizhou and Jiangzhou to reorganize, and is recognized by the industry as the strongest regional bank in Chinese mainland with the strongest strength and potential. Even Hujiang Bank and Metrobank, which are in the limelight, cannot match the edge of Zhehai Bank.
After some comparison, Han Hao finally chose ING as the only overseas strategic investor in Zhehai Bank, and they invested 4.2 billion yuan to subscribe for a 19.9% stake in Zhehai Bank.
Thanks to the successful overseas listings of Bank of Communications and China Construction Bank, the rise in their share prices has further boosted the valuation of Chinese commercial banks.
With ING's successful shareholding, the opportunity for the newly established Zhehai Bank to land on the A-share market is certain, and it is expected to become the first local bank to pilot reforms.
After ING took a stake in Zhehai Bank, he learned that Han Hao had opened its investment fund and also applied to join.
"We have studied the personal information of Han's richest man, and the name of Han Hao alone is worth 500 million! In fact, our investment mainly depends on the people first, and then the project. ”
The head of ING's investment department said that he trusted Han Hao when he talked about why he wanted to join.
When conducting a background check on Zhehai Bank, they interviewed Han Hao, a business leader, to come to the above conclusion.
Originally, Han Hao didn't want to allow foreign forces like ING to come into his investment fund, but the words of financial officer Yin Qingxun made him choose the lesser of two evils.
"Why do we want to open up the fund, isn't it just for the sake of a talisman? Whether you admit it or not, foreigners enjoy superior treatment in China.
If you introduce ING, you can get an extra talisman, and those people don't dare to bully foreigners easily.
And when it comes to venture capital, ING is more experienced than we need and can really take us on a ride. ”
In this way, ING also joined Han Hao's investment fund and became another emerging force. Now that ING is here, Singapore's Temasek, which has a keen sense of smell, has also heard the news, and they are also optimistic about Han Hao and China's development.
Lice are not afraid of too much, Han Hao's heart is crossed, and he also agreed to Temasek's shareholding, but they don't have much share.
Later, the social security fund also came to intervene, after all, so many investment giants are optimistic about Han Hao, and they have no reason not to join.
In this way, Han Hao has the triple talisman support of the national team, the local government team and the foreigner team, and at least has the ability to defend his own turf.
The "officials" who originally wanted to hitchhike on the Zhonghua Group changed their goals one after another and rushed to other targets that could be attacked, and some even learned Han Hao's way to start financial operations, all in all, Han Hao escaped this big trouble.