Chapter 70 There are many friends who come to borrow money

Meng Yao, are you still adapting to this time?"

Lu Yan asked casually, and the latter laughed and said, "It's okay, what's wrong brother-in-law?"

"I just want to ask you, do you have any ideas in terms of career planning?"

"I don't have any ideas, I'm so young and I don't know much, so I just want to follow my brother-in-law, open my eyes, and learn something!"

"You can't run errands for me all the time!"

"Of course it's impossible, but I'm not young now, I'm just about to graduate! It's already a rare experience to be able to run errands for a big boss like you!

You don't know that Qian Xiaoru is miserable, she entered an accounting firm for an internship, and she is called by her boss every day, and she is about to go crazy!"

Lu Yan smiled and didn't answer the words.

arranged Ruan Mengyao back and forth between the two companies, that was her sister-in-law, and others couldn't say anything.

But if even my sister-in-law's friends and classmates can easily get jobs, then there is no need to think about the personnel work below.

Seeing Ruan Mengyao say this, Lu Yan stopped mentioning this stubble.

After dinner, there were various meetings.

At about three o'clock in the afternoon, Zhou Xiaoqing called and asked Lu Yan if it would be convenient?

Knowing that she had something to talk about, she said, "In my own room, what do you say?"

"That's right, my dad's side, I want to use some money...... As you know, this year's house is particularly hard to sell!"

Of course, Lu Yan knows that 14 years is the real estate market, which is a rare correction period.

Since the fourth quarter of this year, both the stock market and the property market have entered a period of recovery.

"How much do you want to use?"

"800 million, the interest is easy to say, the mortgage is also available, and I can provide a guarantee for this loan!" Zhou Xiaoqing said in a deep voice.

In fact, she was very reluctant to involve Lu Yan in borrowing money, and she was dissatisfied with her father all the year round.

But after all, it is my own family business, which will be difficult to finance, so I can't take a look at it!

Fortunately, he said on the other end of the phone: "It's okay, just have a mortgage, and the guarantee is not needed! In this way, I will take the evening flight back to Jinling!"

Zhou Xiaoqing hurriedly said: "Then you will send the flight time later, and I will pick you up!"

After hanging up the phone, Zhou Xiaoqing, who was standing in front of the floor-to-ceiling window of the office, felt a little trance.

A few years ago, Lu Yan was still a part-time salesman in her company's sales office, but she didn't expect that after a few years, her own business would rely on blood transfusions from the other party.

In fact, China's economy has not been developing easily in recent years.

After 14 years, some people have the illusion that the Chinese people really have money and their consumption has been upgraded!

But in reality, it's just a false boom after the release of credit cards and various lending software.

For front-line employees in all walks of life, excluding the shrinkage of purchasing power caused by inflation and rising prices and housing prices, in fact, many people at the bottom of the society really have no purchasing power.

But after one or six years, more and more people in society dare to spend money, and consumption is booming.

Merchants began to curry favor with consumers and the main consumer force of the whole society, the female group.

After all, this is an era of overcapacity!

......

After hanging up the phone, Lu Yan used his mobile phone to book a ticket on Ctrip and took a flight back to Jinling in the evening.

Zhou Xiaoqing drove over to pick it up and talked about the current situation of the next billion city real estate company.

It turned out that Yicheng had been studying "Bi Guiyuan" in the past two years, and it also took a high turnover mode. However, because of the trough in the industry, a large number of houses are backlogged and cannot be sold.

It's even harder to want to reduce the price, and some debts are due, and they are a little dumbfounded in an instant.

Chairman Zhou was helpless and recently looked around for money. On her daughter's side, she naturally has to make a strong contribution.

Lu Yan didn't have anything to say, he was able to start a business, and the two of them contributed a lot, one was willing to lend three million to Zhou Xiaoqing, who was still in school, and the other was Bao Bufan, who asked Lu Yan to operate the private equity fund.

Besides, there is a mortgage and interest, so it is natural to lend it.

It took a few days to get the loan done.

As a result, Bao Bufan also called and borrowed 200 million.

Within a few days, Chen Yishan, who had not been in contact for a long time, met him and borrowed 80 million yuan for capital turnover.

Fortunately, he didn't have many friends like him, so his father-in-law, Ruan Qinghe, called him again to borrow money.

The real estate market in Jinling is sluggish, and there is no need to mention Bincheng.

It has always been a very depressed state, and it was not until 17 years that it began to skyrocket, and many real estate projects did not take long to double in price, and you have no temper at all!

"Lu Yan, the company has a debt due, borrow some to turn around!"

When I open my mouth to borrow money from my son-in-law, I can't hang it up. But this real estate company, Lu Yan took the lion's share, and Xiao and Ruan scraped together some money to get it.

Although Lu Yan later withdrew his shares, everyone felt that there was still Lu Yan's business, and there was no money to take care of!

Lu Yan really cared about it, and asked, "How much do you use?"

"Why do you have 300 million!"

"How did you get it?"

"The house is not easy to sell, and the current buyers are all waiting and seeing, and they are not sold with 0 down payment!"

Lu Yan hurriedly said: "Let's not do this kind of policy sidekick, it's really not good, I'll go back......

He can understand the joke of ridiculing Ma Yun, but who let everyone know that he is rich!

After a while, Lu Yan took another plane and returned to Bincheng. First went to the real estate center of Xiao and Ruan.

Because it is a weekend, there are still a lot of people who come to the sales office to see the house, but most of them have a wait-and-see mentality.

Suddenly, seeing a young man surrounded by the stars and the moon, as if the leader had come up to inspect, the people who watched the house were stunned, and immediately recognized it as Lu Yan.

A man in his thirties, holding a bag, and a man in the style of a government unit stepped forward and asked, "Hello, Mr. Lu!"

"Hello, do you have a plan and floor in the photo?"

The man smiled, "It's okay to look at it, just take a look first!"

Lu Yan smiled: "When you meet me today, if you want to have a match, I'll let them give you a discount!"

The man naturally did not doubt the authenticity of these words, but said: "But my recent news, reports, policies or something, I feel that this housing price is going to fall!"

Lu Yan laughed and said, "In this way, you bought the house in this real estate project." Five years later, the price of this property will be less than 30 percent, and I will buy it at a premium of 50 percent!"

When the man heard this, he was amazed and delighted. With Lu Yan's net worth, as long as he goes bankrupt within five years, he will definitely not deny it.

This should be used as a financial management, and it is also suitable!

What's more, he waits and sees, it's really not bad money. Purely because of the various analysis articles now, I feel that China's property market is going to collapse.

There is a big expert and economist named Xie Guizhong, who has been a big short for many years, and once threw out the astonishing remarks that the property market in China's first-tier cities will be cut in half, and housing prices will fall below two months' wages.

Recently, he published an article entitled "The Largest Real Estate Bubble in History Will Burst in the Near Future", resolutely bullishing China's property market.

Not to mention, it still affects many people.

At least the one in front of him told Lu Yan the opinion of Expert Xie, and then asked Lu Yan what he thought!