Chapter 447 Credit Cards

The twenty-first century is just a few months away.

It has been almost nine years since Su Mu came up with the hypertext link technology, which integrated the various LANs that were originally high above and began to enter thousands of households.

During this period of time, after several years of exploration in the early days, in the last two or three years, various novel programs and websites have appeared, and some people used to think that the Internet was useless, and now, if any large company does not have an online homepage to introduce itself, it is embarrassed to say that it is a large company.

The number of Internet users in the world is expected to be as high as 310 million, and it is likely to exceed 400 million by the end of this year, because Huaxia officially began to promote personal computer education courses in primary and secondary schools across the country, and the order was taken down by Su Mu, and the assembly plant of the computer company is located in Huaxia, which has a great advantage compared with the United States peers.

This large-scale promotion has led to a substantial increase in the number of netizens, and the software developed by Su Mu specifically for Huaxia is still in the stage of free promotion for the time being, and the high price of desktop operating systems and office tools has become an important factor in raising the overall price of computers.

Microsoft is very "considerate" and has lowered the genuine price of indos95 in China to 49 yuan, which is much cheaper than that in the United States.

The reason for this is also the forced choice Su Mu told them that if they don't reduce the price, then all use Apple's Mac-OS operating system, Microsoft is unwilling to give up this huge market, and it is better to make less money than not to make money, and when signing the contract, Microsoft's product director also said that Su Mu was a robber.

Since the comprehensive improvement of Apple's operating system, I have initially seen the benefits of acquiring Apple, developing software and hardware at the same time, plus as many as thousands of patents, to avoid making him subject to others, just like the competition with Microsoft, if Microsoft does not agree, then all Apple products will be promoted in China, anyway, it is not worse than INDOS, it can only be said that each has its own merits.

Initially relieving from the wave of the collapse of the Internet bubble and falling into a slow bull state, the key points to stimulate the growth of stock prices mainly lie in whether the number of users has increased, whether the performance has increased, and also depends on the recently launched products, and the company's reputation is equally important.

Having already suffered a loss, shareholders and investment institutions are beginning to become cautious, and Su Mu's company is slowly climbing little by little in this situation, and several companies are trying to break even and avoid falling into a shortage of funds.

The amount of investment is too large, so that Su Mu does not have much liquidity in his hands, and he is trying to slowly repay the bank loan, because the assets are far higher than the liabilities, the bank is also willing to give him lenient services.

As soon as he returned to the office, Su Mu received a call from the 24-hour personal assistant of **** bank, and the other party asked him: "Mr. Su, do you know that your credit card is in France and costs 269 million US dollars?"

"I'm in the U.S., but my wife is in France, you wait, I'll call her. ”

This kind of super-large amount of funds is transferred out, the bank must call to ask, the **** people know that Su Mu has money, and they don't think that he can't take out so much money, but they are worried about whether there is a problem, so they call him as usual and ask him.

Some time ago, **** bank customized a credit card with a limit of five billion US dollars for him, which was inlaid with diamonds, and the production cost of this credit card alone was as high as more than 300,000 US dollars, which is unique in the world, and it can be regarded as a reward to Su Mu, a big user.

Such a high quota means that as long as Su Mu is willing, he can completely brush away more than 20 Boeing 747s from Boeing, which is the real top rich man.

Because the personal debt ratio is only 16%, so that Morgan Bank believes that he can afford to pay back, the only thing to worry about is how to let him borrow money from **** bank to spend, this world's unique "Diamond Galaxy Card" was born in this situation.

After Su Mu got the credit card, he felt that he had no place to use it, so he handed it to Lily casually, so that she could use the money to make some investments when she had time, as long as she outperformed the interest on bank loans, she would not lose, and from the current global economic situation, it is not difficult to do this.

He called Lily and asked her, "Did you pay by credit card?" and the bank called me and asked me, it's already night in Europe, right, what does it cost so much to buy, and it's still in France?"

"I bought a very beautiful hotel, Villa Les Cedres, we read about it in the magazine, and you said it was beautiful, borrow your money first, and I'll help you pay it back later, okay?"

"Of course, as long as you are happy, I will have a place to rest when I go to France in the future, and I will look for you when I am busy for the next few days." Or let me help you pay off the money, our family has a lot of houses, Los Angeles, New York, Silicon Valley, Miami, Hawaii, the United Kingdom, France, Switzerland, Huaxia, Xiangjiang, I don't remember how many sets, buy less, investing in fixed assets is not as good as investing in companies. ”

Su Mu's tone was calm, investing in a hotel in France is very promising, it is a fixed asset to buy a hedging value, how can there be complaints, the most important thing is that the wife is happy, not to mention that the hotel is very beautiful, the location is also very good, and it has a rich historical heritage.

Lily replied, "I insist, I don't need you to help me pay it back, I have my own money, and you will come over in a few days?"

"Okay, maybe I will go, and when the time comes, it depends on the mood, I just thought of a very interesting theory, which is very helpful for my Internet business, and I am going to summarize it first. ”

What Su Mu said was Li Ping'an's set of "bad movies add up to the number of hits, which is better than good movies", and he thinks this idea is very interesting and extremely suitable for use in the online shopping industry.

If the idea proves to be viable, it will change the long-term development plan he has formulated for this company and several other Internet companies, from winning by quality to coexisting with quality and quantity, so that many plans will be overturned.

......

After hanging up the phone, he asked people to find all the sales data of Maple Leaf Shopping Network this year.

The secretary didn't understand what the boss wanted to do, but he still went over there and asked the staff to print out the documents he wanted.

At the same time, another visitor came to Sumu's office, a middle-aged white man named Mark Benioff, who founded the customer relationship management software company SAFTS......