812.The Man Who Fell into Confusion (5K)
"It's over, if the chairman can't open an order, I will really be blamed!"
Cai Qiang kept imposing psychological hints on himself, and then he was really panicked.
In his opinion, even if Chen Jin really has the ability to do millions of sales a month, he also needs to have customers to accumulate, right?
Like this, take the listing list and look at it for a while, and then say that you have gone out to see the house?
I must have felt that I couldn't hold my face, so I had to go outside to stay! Now it's a hot day outside......
Cai Qiang seemed to be able to think of the scene of Chen Jin standing at the door of a small roadside shop, drinking a bottle of ice Coke, and scolding himself for being the manager's garbage......
Thinking of this, he hurriedly got up and came to the door of the store, looking outside, but at a glance he saw that Chen Jin had already walked across the road, talking to a middle-aged couple who looked like a middle-aged couple......
"Is there really a customer?" Cai Qiang was shocked!
But then he saw a few people from Zhongyuan Real Estate, who had just made a big conflict, also standing at the door and staring at Chen Jin with an unkind face.
"It's ...... Snatched someone else's customer? I'm afraid I'm going to fight again?"
Cai Qiang added a lot of drama in his heart in an instant, and he was uneasy!
............
Across the road, Chen Jin smiled at the middle-aged man in front of him: "Are the two of you here to see the house?"
As he spoke, he directly handed over the listing form in his hand, and then said: "I am the agent of Tiankun Real Estate, this is the most cost-effective batch of properties we currently have, if you are interested, you can take a look." ”
“............”
Cao Wenkai glanced at his wife, then looked at Chen Jin with some confusion, and said puzzledly: "Hello, how do you know...... We're going to buy a house?"
"Just try your luck. Chen Jin pretended to smile bitterly: "My performance this month is not good, and if I don't open a bill, I will be fired, so I will send a list on the street......"
It is impossible for most customers to know the difference between a "flyer" and a "listing".
So Cao Wenkai looked at the listing list in his hand and accepted Chen Jin's explanation. At the same time, he also thinks that this thing is quite a coincidence.
Today he did take advantage of the weekend to go out with his wife to see the house. It's just that he is still just walking around the community to look at the environment, and he doesn't have a clear goal.
Since there is fate to meet this young man, it doesn't hurt to let him introduce him.
So he smiled and said, "Okay, do you have any recommended houses?"
Chen Jin nodded, stretched out his hand and pointed to the set that had been marked on the listing list: "How about this golden garden community?"
"127 square meters, 12 million. The unit price is less than 100,000 yuan, and the price is not expensive if it is calculated as a sub-river view room. ”
Hearing this, Cao Wenkai frowned and said: "I have also checked on the Internet before, and the average price of Donghai Yipin and Jiangjing No. 1 around here is indeed more than 100,000, but Golden Garden, even if it is a well-decorated house, is the price of more than 90,000 yuan, right?"
"Moreover, the price of tens of millions of dollars in this vicinity, more than 100 square meters, the added value of decoration is negligible. ”
"The price is a little higher...... We'll ...... again."
Chen Jin immediately said, "Sir, I still suggest you take a look at this house." Even if you don't buy it, it's good as a reference for the same type of house, right?"
"After all, looking at the house and standing outside the community is completely different from standing in the house and looking outside!"
Cao Wenkai was still hesitating, but his wife beside him said: "Wenkai, I think what he said still makes sense." Anyway, at the end of the day, we're going to have to look at the house. ”
Seeing that his wife said so, what else could Cao Wenkai do? Of course, it was a choice......
Listen to my wife.
He nodded at Chen Jin, followed Chen Jin to cross the road again, and walked towards the Golden Garden Community.
Whether it was Cai Qiang, who had been staring at Chen Jin, or those people in Zhongyuan Real Estate, they all had round eyes and an expression of disbelief!
They all watched Chen Jin look at him, stopped two people casually on the road, and went directly to see the house!
This probability is smaller than being stoned to death by money while walking on the road!
But that's what happened right in front of my eyes......
............
On the way, Chen Jin and the couple informed each other of their names, but he only said that his surname was Chen.
While talking, he also learned a little about the two of them.
As seen on the live point radar, Cao Wenkai and his wife are both teachers at Jitong University in the East China Sea. Cao Wenkai's own title is a professor, while his wife is an associate professor.
It stands to reason that as professors and associate professors of Jitong University, a well-known university in China, the income level of the couple should be very high.
However, after more than 20 years, the couple together only saved more than 3 million down payments.
Chen Jin did a little calculation in his heart and found that they could only save less than 200,000 yuan a year on average. If you think about some other university professors, even if they are not professors at a well-known university like Jitong University, it is as easy as playing to earn millions of dollars a year.
What's more, there are academic giants like Wenzi Chief, who may have more assets than many successful entrepreneurs. After all, the office building that Chen Jin helped him sell alone is worth hundreds of millions!
This is also the most important reason why he decided to find this couple!
...............
"Previously, we lived in the university's faculty dormitory. Cao Wenkai said as he walked, as if complaining and complaining: "Actually, if it weren't for the fact that the child is 5 years old and about to go to elementary school, we wouldn't have considered buying a house." ”
Chen Jin was a little puzzled: "Professor Cao, Jitong University should have an affiliated middle school and a primary school, right?
“............”
Cao Wenkai didn't know how to face Chen Jin's problem for a while.
His wife said coldly on the side: "Don't mention this." All in all, we spend our own money, buy our own house, and enroll in school, and no one can stop us!"
Hearing this, Chen Jin's heart moved, and secretly said that although Cao Wenkai is a big professor in school, in terms of interpersonal relationships, it is very likely that he is still at the level of a primary school student, right?
In any case, a professor in his 40s can be regarded as a pillar of the country! He has been reduced to the point that it is so difficult for his own children to enroll in school......
Thinking of this, Chen Jin also had a plan in his heart.
He opened the topic, talked about some common sense about market policies, and then went to the Golden Garden.
This community, like several nearby neighborhoods, does not occupy a large area. After all, the land by the Huangfu River is too precious, and every piece is sky-high.
Correspondingly, developers can only sell their buildings back and make a profit if they build them extremely high. Therefore, the total floors of the surrounding communities are at least 40 floors or even higher.
The set selected by Chen Jin is on the 36th floor. The total floor height of the Golden Garden is 50 floors, so it is considered very high.
After showing the "Power of Sale" written by the owner a long time ago, they entered the community smoothly.
As soon as they walked into the community, Cao Wenkai and his wife immediately felt different......
A row of trees is planted next to the fence, which isolates the view from the road and the community, and protects the privacy of the residents on the lower floors.
Just this little trick made Cao Wenkai feel quieter in his ears, and he felt good in his heart.
Further inside, there is a small commercial area in the community, which includes a small supermarket, a small vegetable market, a small pharmacy, and two or three restaurants and flower shops.
And in addition to one fast food, the other are dessert shops, private dishes, and a shop specializing in the production and sale of bird's nest, which fully reflects the style of the high-end community.
"Wen Kai, I have to say that this community is much better than the ones I have seen before. My wife said beside her, and she couldn't help but look at the flower shop.
Chen Jin smiled: "That's right. After all, it is a location at this price, and the people who live there are high-income people. So in addition to the basic needs of life, spiritual needs are actually more important. ”
Cao Wenkai nodded and asked, "Which one is it?"
"It's right ahead. Chen Jin pointed to the innermost building facing the central garden and said: "This house is the location of the king of the building, and it is also the only building in the entire community that can directly see the Huangfu River." ”
So saying, he led the two of them upstairs.
Whether it's the foyer, the elevator, it's very luxuriously decorated. It's just that after entering the house, there is a little bit of "original form" feeling, because the decoration is indeed a little too bad......
There is a lot of dust in the house, and there are some stains in the kitchen and bathroom after long-term use, which is not very good.
The only thing that stands out is the view from the balcony!
The location of this building is just right for people to see the Huangfu River rolling east through the Donghai Yipin and Jiangjing No. 1 blocking in front.
Although the river water is muddy and yellow, it makes people's hearts feel more heavy!
If you have a certain understanding of the history of Donghai City, you can feel that this river that has been flowing for thousands of years carries the dreams of many people, and how many people's bones have been washed underneath!
............
Cao Wenkai stood on the balcony, looking at the Huangfu River flowing in the distance in a daze, and stood for a long time!
After his wife walked around the house, she looked at her husband, silently walked to his side, grabbed his arm, and didn't speak.
Chen Jin, who was still standing in the living room, did not disturb their tranquility at this moment.
But he was too curious, so he began to observe Cao Wenkai's emotional value......
The result was completely opposite to what he imagined, Cao Wenkai's mood did not fluctuate in the slightest at this time, and he entered a state of complete emptiness!
"What the hell is a scholar!" Chen Jin sighed secretly.
Only in this way can people who can have no distractions be able to sink down and study, right?
Of course, it is this kind of personality that is likely to lead to his failure in interpersonal communication.
Doesn't it please look at others...... I can't help but say it......
Chen Jin's inertia began to analyze, but he heard Cao Wenkai suddenly speak: "Xiao Chen, is it possible that the price of this house is a little cheaper?"
"12 million, although it is in line with the market price, but it is beyond my affordability, but I really like it!"
Chen Jin was a little surprised and said, "Professor Cao, have you decided? Don't think about it anymore?"
Cao Wenkai nodded: "Let's just leave the price problem." Can you help me talk to the landlord?"
"That's ......" Chen Jin thought for a while, and didn't respond immediately, but asked: "Mr. Cao, let's do it, I'll help you roughly calculate the down payment, mortgage and handling fees first, how about it?"
"It's fine. Cao Wenkai responded.
Chen Jin nodded, and counted on the remaining shabby coffee table in the house.
After a while, he took the list and said to Cao Wenkai: "Professor Cao, the houses around here are all less than the year, so the taxes are relatively heavy, you should know." ”
"How much?" his wife asked hurriedly, far less indifferent than Cao Wenkai.
Chen Jin paused, handed them the list and said: "In terms of taxes and fees, the taxes generated by various real estate transactions, plus intermediary service fees, are about 1.1 million ......."
"If you calculate it in this way, you need to prepare a down payment of 3.6 million, plus 1.1 million taxes and fees, for a total of 4.7 million. ”
And then ...... Loan of 8.4 million ...... The monthly repayment amount is probably between 55,000 and 60,000. However, considering your age, you should not be able to take out a loan for 30 years, so the monthly repayment should be more than 70,000 yuan. ”
After listening to Chen Jin's words, they also happened to finish reading the various names and amounts listed by Chen Jin.
Originally, Chen Jin thought that their first reaction would be to bargain with themselves and let their intermediary fees be discounted.
But Cao Wenkai's wife said to Cao Wenkai: "Wenkai, it's too expensive! Although we can barely afford the monthly repayment, we can barely get ......."
"But the down payment ......"
"These are not problems!" Cao Wenkai suddenly responded: "For the down payment, I can borrow it from my parents." In fact, when I heard that we were going to buy a house, my parents said that they would take out their pensions to support us. ”
"Monthly repayment, it's great that I'll go to a few business units, there's nothing to be ashamed of, anyway, everyone does it. ”
"Wen Kai......" his wife frowned: "Don't do what you don't like to do, for the sake of the house, there is no need to ......"
Chen Jin listened on the sidelines, and there were some doubts in his heart.
Cao Wenkai is a customer searched by the live point radar, and the pertinence is very strong.
In other words, as long as he sees this house, it is basically a must-buy result. But in front of him, Chen Jin was a little puzzled!
They are a husband and wife, and they don't have enough money!
How to buy?
"What is missing?" Chen Jin thought, then thought about it for a while, and suddenly woke up: "Professor Cao, in fact, the down payment is one thing, and the key is the loan ......."
"Can your income certificate and turnover match so high?"
"A monthly income certificate of about 150,000 yuan is required, as well as a corresponding bank statement certificate. ”
Hearing this, Cao Wenkai was stunned: "150,000?"
His wife's face also changed, as if she remembered something not very good.
After getting Chen Jin's information, Cao Wenkai didn't delay, but after thinking about it, he took out his mobile phone and stood on the balcony and dialed out......
"Hey, Dean Jiang? Yes, yes, I'm Xiao Cao. ”
"I want to ask, if I want to buy a house, I need to open an income certificate, can the school open it?"
"Amount~~~Relatively high~~~"
"Probably, you need to open 150,000!"
After Cao Wenkai finished speaking, he turned around and listened carefully......
After a while, he responded: "Okay, I understand Dean Jiang, you let me think about it!"
After that, hang up, and fall into deep thought.
............
Chen Jin could clearly see that Cao Wenkai's mood swings were very big at the moment.
Unwillingness, humiliation, embarrassment, anger......
Almost all the negative emotions exploded at this time, but his face remained calm.
Because his wife was still looking at him by his side, frowning.
There are some things that it is good for men to fight, and there is no need to worry about the family.
After a long while, Cao Wenkai sighed softly, forced a smile and said to Chen Jin: "Xiao Chen, in this way, you can help me make an appointment with the landlord, I want to try it, can I negotiate the price again." ”
"If you can save a little, it's just a little. ”
"Professor Cao. Chen Jin said: "The school ...... Can you get such a high income certificate?"
"If I say yes, I can do it. Cao Wenkai said toughly.
His wife's brows furrowed even deeper, and she said seriously: "Wen Kai, what's going on?"
Cao Wenkai: "............"
"You say!" his wife was a little anxious.
Cao Wenkai responded: "Jiang Qin told me that he could help me open this income certificate, and he could also help me dredge up with the school and contact some affiliated enterprises...... If I use several certificates as collateral, it is conservatively estimated that I will have an income of at least 1 million yuan per year. ”
"Wouldn't it be easier for us to buy a house?"
"Jiang Qin would be so kind?" his wife questioned, "Hasn't he always been ......"
As soon as the words came out, she reacted: "What did you promise him?"
"Nothing. Cao Wenkai said open-mindedly: "It's nothing more than that in the future, my papers will be listed as the first author." And then...... Just merge my research group into his lab. ”
"I don't agree!" his wife said angrily, "In this way, doesn't it mean that all your achievements will become his?"
"Besides, your research group grants so much money every year. If it is merged, it will be in his hands!"
"He's still going to support your project?
Cao Wenkai patted his wife's shoulder and said, "Isn't this also for the sake ......of the child being able to study?"
"But we can also choose other areas!" his wife said hurriedly: "You don't necessarily have to buy such an expensive house! Donghai City is so big, isn't there any other house?"
Cao Wenkai pursed his lips and said seriously: "I like it here!"
As he spoke, he glanced at Huangfu Jiang in the distance again, but he didn't know what he was thinking.
As his wife said, they have more than 3 million on hand, and they have changed to key school district houses in other areas, as long as it is not a luxury house like a river-view house, it is completely easy to buy, and there is no need to compromise.
But Cao Wenkai seemed to be stunned......
"Xiao Chen, you can help me make an appointment with the landlord!" he smiled at Chen Jin.
Chen Jin nodded, took out his mobile phone, and called the landlord......
。 Sogou