842.A Little Effort!(5.4K,1/2)
"Wait a minute! I'll get in touch. ”
The lobby manager casually summoned the business director in the other lobby and instructed, "Take a few of them to the VIP room to rest first." ”
"Okay, please come with me. The guide smiled professionally and led the group into the VIP room.
Seeing this, the lobby manager at this end hurriedly ran to the office, picked up the phone and called......
"What? again?" Ge Tao frowned when he received a call from the lobby manager.
The last time Gu Zide led the TV station was here, it was originally going to be "exposed". Fortunately, his network of contacts is quite wide, and in the end, under the active operation, some of the content was edited out when the actual TV was broadcast, so that the bank would not be too passive.
And things like this are generally not reported a second time, so Ge Tao has already forgotten about it.
Running again today?
"Did you find any media again?" he asked hurriedly.
"I didn't see any camera or recording equipment, this time it seems that the landlord came with him, and there is another one, which may be the leader of Tiankun Company. Thinking of Chen Jin's aura, the lobby manager guessed.
Ge Tao breathed a sigh of relief, it would be good to have no media.
Nowadays, the Internet is so billed, and various functional departments, especially the office halls of banks or various units, are taken and posted on the Internet out of context by people at every turn, and the image is already very poor.
From a regulatory point of view, it is indeed very beneficial. There is even a saying that those who hold iron rice bowls today are not as tough as self-employed, because you are serving the people.
But who can understand his difficulties?
Ge Tao was originally a middle-level in the administrative system of the national head office, but now he has been transferred to the Donghai City head office as the vice president, which can be regarded as a promotion, but it is the first time he has faced the actual banking business.
The non-performing loan ratio of the head office in Donghai City is already very high, and he is now under great pressure. So after seeing the list of loans for disabled people, I didn't even think about it, and I didn't accept it.
One thought!
But it is no longer accepted, so it can only be discontinued. Otherwise, do you want to save face?
Is it difficult to take back the notices sent by those branches?
So Ge Tao can only stand hard.
Fortunately, there is no media coming over today, so it is still easy to solve~
"You tell them I'm in a meeting and I don't have time to meet today. He answered.
"Understood. ”
After hanging up the phone, Ge Tao thought about it, since the leaders of the other party had already come, he still had to put a little pressure on him from another level.
So he picked up the phone again and dialed ......
............
In the VIP room below, the guide poured water on everyone and left.
Chen Jin could only wait patiently.
As a result, there was no movement after more than twenty minutes, and the lobby manager continued to work as if nothing happened, completely ignoring that there were still people waiting.
"Xiao Gu, go and ask. Chen Jin commanded, and the mobile phone rang.
It was Qi Huichuan who called, and the first sentence made Chen Jin angry: "Mr. Chen, the new vice president of Puda Bank called just now, let me take care of my employees and don't make trouble for him all day long." ”
"I checked it and it was a dispute ticket. I asked the regional manager and store manager to find out that you were personally handling the ......"
Chen Jin: "Yes, I see. I'll take care of it, you don't care. ”
"Understood. Qi Huichuan hung up the phone without hesitation.
Chen Jin has come forward by himself, is there anything else that can't be handled?
Qi Huichuan doesn't believe it!
............
"Leader~" Gu Zide came back a little embarrassed and responded: "The lobby manager said that Ge Tao is in a meeting, and there is no time to meet guests today, so let's have time to come again." ”
"Why didn't he say it earlier?" Mr. Tian, the landlord, was anxious and wanted to go to the lobby manager to reason, but was stopped by Chen Jin.
"Meeting?hum~" Chen Jin sneered, and just said, "Follow me." ”
When the lobby manager outside saw them coming out of the VIP room again, he smiled secretly in his heart: I didn't bring the media here, who cares about you?
Before he could finish his thoughts, he found that Chen Jin was leading the way, and he had no intention of leaving, but went straight to the elevator.
He hurried forward......
"What are you doing?" the lobby manager said angrily, "It's all said, President Ge doesn't have time to meet customers......
"No, he has. Chen Jin said coldly: "He is sitting in the office, alone." ”
"Uh~~" The lobby manager was stupid.
Chen Jin continued: "You do your own work, it's not something you can manage. Be careful not to shoot your ass well, and your job will be smashed. ”
Hearing this, the lobby manager was stunned!
In all fairness, Chen Jin was telling the truth. They didn't make trouble and didn't spill, they just had to go upstairs, and they couldn't stop it.
In case they really find Ge Tao, they will find the media to make trouble, and then they will be involved......
In desperation, the lobby manager had no choice but to watch them enter the elevator.
"Leader~ How do you know that Ge Tao is not in a meeting?" After the elevator door closed, Gu Zide asked curiously.
Chen Jin smiled and didn't answer, just took out his mobile phone and sent a text message......
............
............
After Ge Tao finished calling Qi Huichuan, he thought that he had directly warned the other party's boss, and the matter should be settled, right?
If it really doesn't work, just suspend the cooperation with Tiankun Real Estate for a month?
It's not that he looks down on Tiankun Real Estate, and thinks that Qi Huichuan can't find other cooperative banks.
However, in terms of the amount of loans, the speed of disbursements, and the amount of loans, he knew very well that no bank in Donghai City could have more advantages than Puda Bank.
Naturally, the loan amount of the big four banks is extremely large. However, the bloated system of state-owned banks determines that they are not competitive in the speed of processing their business.
Thinking of this, Ge Tao felt that he should be stronger......
"Click~"
The door to the office was pushed open, and without knocking, a crowd of people poured in!
"Who are you?" Ge Tao stood up in shock, thinking that he was going to be beaten.
Chen Jin stepped forward and said with a smile: "President Ge, it's really not easy to see you~ There are several Guangmen gods." ”
"Let me introduce myself, I am the ...... of Tiankun Real Estate"
As soon as he heard that it was someone from Tiankun Real Estate, Ge Tao knew that the lobby manager had not stopped anyone, and shouted: "Nonsense!
"This is a bank, a place to work, not a place for you to pick quarrels and provoke trouble!"
"If you don't go out, I'll call the security guard!"
"Call it~" Chen Jin shrugged, not afraid at all: "I want to see how powerful your security guard is, and you dare to kick me out?"
"I'm afraid you're tired of being the head of the bank, aren't you?"
Ge Tao was shocked all of a sudden!
There are seven or eight people in front of you, and God knows if there will be undercover reporters mixed in?
In case your attitude is photographed......
I already communicated with the TV station once last time, but this time they may not go through the TV station, and it will be bad if they post it directly on the Internet!
Ge Tao, who thought he had thought of the key, immediately made a 180-degree turn in his attitude, and said with a smile: "Where, where, I mean...... It's too small here, so could you please sit in the conference room?"
"Good. ”
After the group moved to the conference room, Ge Tao sat down and said to Chen Jin: "You are the leader of Tiankun Real Estate, right?
"I see. Chen Jin responded: "Don't worry about it for now, I brought the customer and the landlord over today, just to ask President Ge, why don't you accept the customer's loan?"
"Leave it alone?"
Ge Tao looked confused.
"If I'm not mistaken, Qi should be yours...... General Manager, right?" he asked.
Chen Jin nodded: "Yes, don't worry about that for now." Now it's time to discuss the issue of loan processing for our customers. ”
"I have inquired carefully, and in this transaction, the client, the landlord and our agency are all at fault. ”
"The fault is that after your bank's loan officer confirmed the terms of the loan, you kicked him back. ”
"In a sense, this is the dishonesty of your bank as a fourth party!"
"Since it's a breach of trust...... You have to give an explanation, right?"
Ge Tao collapsed!
The young man in front of him is obviously a stunned young man!
Qi Huichuan must have contacted him, but he chose to continue to entangle......
Ge Tao had no choice but to respond: "Don't give us a bank hat, what is a breach of trust? It is just a verbal confirmation, and it cannot be regarded as an agreement." What's more, the loan officer has been transferred out of the credit department. ”
"Moreover, our bank has also issued relevant regulations to all branches, and it is not that loan applications for people with disabilities will not be accepted, but that they need to be guaranteed by a common repayer. ”
"As long as the conditions are met, we will still accept it. ”
............
"Really?" Chen Jin frowned and said, "But our intermediary company has not received any relevant notices. ”
"That's your own problem. Ge Tao said impatiently.
Chen Jin nodded and responded: "Okay, this is what you said personally." ”
He then beckoned to Gu Zide on the side, took a document and handed it to Ge Tao......
"President Ge, although there are no relevant laws and regulations for loans in China, you can take a look, this is the "Interim Measures for Personal Loans" issued by the China Banking Regulatory Commission in 2003, and the "Donghai City Bank Loan Management Regulations" issued by the Donghai Municipal Government in 2009. ”
"This is the most relevant regulation that can be found in line with the current situation, however, it is clearly stipulated that the loan conditions are the same for vulnerable groups such as people with disabilities. ”
"President Ge, could you please explain, why do you need our customers to find a guarantor?"
Ge Tao is completely big now!
He never expected that this matter would be caught with such a sore foot?
The relevant regulations that Chen Jin took out can basically declare Puda Bank in violation.
Sure enough, I only heard Chen Jin continue: "President Ge, if you can't give me a satisfactory explanation, then wait for the summons from the court!"
"Wait, wait!" Ge Tao said helplessly: "I'm scared, can't you?
As he spoke, he walked up to Xing Xiang and Zhu Yan, shook hands with Xing Xiang and said, "Comrade, this time it is true that we have not done our job well and made you feel wronged. ”
"I'll explain to the credit department right away, and we'll accept your loan. Please forgive us!"
"We will handle your list as quickly as possible. Submit the information immediately, and the review will be completed within one working day. As long as the warrants are delivered to the bank, the money will be released within half an hour!"
After speaking, a stone in Ge Tao's heart fell to the ground.
Because he could feel the obvious tremor of Xing Xiang's hands......
"Thank you~ Thank you, leader! Thank you, President!" Xing Xiang said with some excitement.
Ge Tao's promise means that he can buy this house smoothly! I thought that he could give his wife and children a stable place to live and a harbor to shelter from the wind and rain!
Even if his eyes are blind and he has become a disabled person, the responsibilities and responsibilities of being a man are exactly the same as those of an able-bodied person!
He couldn't help but say to his wife beside him: "Yanzi, we can buy a house!"
The landlord on the side also laughed. Can the promises of the bank presidents be fake?
With such speed and efficiency, they will also get their money much faster.
At this point, it seems that the matter has been settled perfectly......
Xing Xiang, a strong couple, can buy a house, and the landlord can get the house payment as soon as possible.
In fact, the wish of two families sometimes only requires the bank to be able to do things according to normal regulations.
Harmony is really not difficult, the difficulty has always been discordant people's hearts!
............
............
"Governor Ge, do you think this is enough?" Chen Jin spoke again.
Ge Tao frowned and said, "Then what else? Didn't I agree to it......
"What about us?" Chen Jin took a step forward and looked directly at Ge Tao: "Second-hand housing transactions have always involved four parties. Even if the landlord and the client are okay, our company's reputation has been lost!"
"Don't forget, the content reported by the TV station blames our Tiankun Real Estate for the responsibility, saying that our agent is irresponsible and signed the bill without understanding the loan requirements!"
"President Ge, you're really good at moving!"
Ge Tao pursed his lips, and said in his heart, as long as the client landlord doesn't make trouble, what else does the intermediary company do in front of him?
He asked coldly, "Then what else do you want?"
"It's very simple!" Chen Jin said: "Apologize publicly!
Ge Tao: "............"
Chen Jin's request is tantamount to letting him slap himself.
And more importantly, if this matter cannot be solved on a small scale, and then it becomes an open problem, then Xing Xiang's example will be opened......
Who knows how many disabled people will come to Puda Bank next to apply for loans?
However, not all disabled people are like Xing Xiang, who can provide proof of income and can indeed repay the loan. What to do with the bad debts of the bank?
The impact is too great!
"No, I can't promise you!" Ge Tao said strongly: "Now that the matter has been resolved, if you don't want to be entangled again, I will personally talk to you President Qi." ”
As he spoke, he took out his mobile phone and made a gesture to call, waiting for Chen Jin to stop him.
But Chen Jin didn't move, just said: "President Ge, you seem to be the largest cooperative bank of Zhongyuan Real Estate, right?"
Ge Tao paused, hung up the phone, and said solemnly: "What do you mean?"
"It's not interesting. Hehe~ It's just that as the vice president in charge of credit, you have a heavy burden on your shoulders!" Chen Jin shrugged and spread his hands.
Just then, the office door was pushed open again!
"Mr. Hu!" Ge Tao was stunned and hurriedly bowed down to say hello.
The person who came was a middle-aged man, and he didn't pay attention to Ge Tao, but looked around suspiciously, and finally fixed his eyes on Chen Jin, a little confused.
Chen Jin smiled: "Mr. Hu, it's me, Chen Jin." ”
"Mr. Chen, what are you...... Oh~~ Disguise signing?" he laughed.
Chen Jin nodded.
Listening to the conversation between the two, everyone present was dumbfounded!
"Chen Jin!"
Recently, Tokai City has been thundering with names!
And Shen Xinyue, the only one who knew Chen Jin's identity, was even more shocked than the others!
Because the person who came was none other than Hu Fuqiang, the current general manager and vice president of the head office of Puda Bank.
This is the God of Wealth who doesn't know how many people in the entire Donghai City!
Shen Xinyue had only heard of this person before, but had never seen it. Even her former boss was not qualified to meet someone of Hu Fuqiang's rank.
I didn't expect to meet under such circumstances? And it seems that he seems to be polite to Chen Jin?
Shen Xinyue suddenly remembered the text message that Chen Jin sent in the elevator just now......
I saw Hu Fuqiang step forward and shake hands with Chen Jin and said, "Mr. Chen, what's the matter, why don't you just give me a call?"
"Mr. Hu is busy with official business, and I'm embarrassed to bother. It's just that it's all here, so I thought I could meet you and talk to you. ”
Hearing this, Shen Xinyue was completely sure where Chen Jin's confidence came from.
He has such a good relationship with Hu Fuqiang, it is definitely for the listing of Jinhan Group!
This is a very important message!
............
Hearing Chen Jin say this, Hu Fuqiang turned his head to Ge Tao and asked, "Xiao Ge, have you helped him with Mr. Chen's affairs?"
Ge Tao blinked, his face was bitter, he couldn't speak, and he was stunned!
It wasn't until Hu Fuqiang asked again that he whispered a report.
Hu Fuqiang bowed his head and said to Chen Jin: "Mr. Chen, this public apology...... Isn't that ......?"
"You have spoken in person, what else can I say?" Chen Jin smiled: "You don't need to apologize, but it must be Tiankun Real Estate who actively communicates with customers and reaches an agreement." ”
"Of course, this isn't necessarily all bad for your bank. Pull a hair and move the whole body!"
Hu Fuqiang thought for a while and said with a smile: "Thank you Mr. Chen for reminding me! So ...... now?"
He looked around at the crowd around him.
Chen Jin said to Gu Zide: "Xiao Gu, it's okay." Since the bank can accept it normally, this matter is settled. You take the client and the landlord back first......"
"By the way, let's take a picture first. Chen Jin smiled: "I almost forgot." ”
He walked up to Xing Xiang and said, "Brother Xing, I'm going to trouble you to cooperate this time." After the loan is completed first, and after the normal loan is disbursed, our company will pay back your down payment and help you settle the loan in one lump sum. ”
"What...... What?" Xing Xiang suddenly didn't understand what Chen Jin meant.
The landlord on the side said loudly: "Brother, thank you quickly! Mr. Chen is going to give you a house for nothing!"
"Ah......h
Xing Xiang and Zhu Yan were so excited that they couldn't speak!
Even the process of taking pictures was completed in the clouds.
In the end, Xing Xiang choked up and said, "Leader, you don't owe us anything...... This, we really ......"
"Brother Xing!" Chen Jin held his arms and said, "I really don't owe you anything, but this society owes you a lot. ”
"I'm just doing my part. Next, there may be a few things that you and your husband need to cooperate with......"
"I don't have big skills, but within the scope of my ability, I'm willing to try to change some things!"
None of the others on the side understood what Chen Jin was saying, only Hu Fuqiang couldn't stop smiling bitterly......
He said in his heart: What has changed is not just "something"!