As soon as he heard Chen Jin's self-introduction, the landlord sitting opposite the disabled couple immediately spoke.

He said impatiently: "It would be nice if one of you came forward! It's really unlucky, but your broker guaranteed and guaranteed that the loan was okay, so we sold it. And now it's like this......"

"Mr. Tian, don't be impatient. Chen Jin responded: "I'd better understand the situation in detail first." ”

After he finished speaking, he nodded to the agent who was obviously nervous and said, "You tell me about the process of opening this order, be careful." ”

Mr. Tian, the landlord, sighed and lit a cigarette for himself.

"The leader is good~" Because he didn't know him, the agent could only shout: "My name is Gu Zide." This one, hey...... It was like this at first......"

Gu Zide slowly began to speak.

It turned out that the disabled couple was running a small massage shop for the blind a few hundred meters away from the store. Gu Zide's cervical spine has some minor problems, so he often goes to patronize it, and he has become familiar with the couple after coming and going.

The blind man's name was Xing Xiang, and the one-armed woman's name was Zhu Yan. Both husband and wife are disabled, and they couldn't find a partner at first, but later they became husband and wife with the help of the Disabled Persons' Federation.

Xing Xiang learned the craft of massage in the Disabled Persons' Federation, first worked in someone else's shop, and by chance, met a kind person who funded him a little capital, so he opened his own shop.

Such an opportunity to change his life is something that Xing Xiang cherishes very much. And he was also very grateful for the help of the Disabled Persons' Federation, so he accepted a few blind apprentices and gradually set up a small massage parlor.

The fee is indeed not high, a person according to the project, 30 yuan starts, 80 yuan cap, but the craftsmanship is good, the people are real, and the surrounding residents are also willing to take care of such self-reliant disabled people, and there are many patrons.

And his wife Zhu Yan is cooking for everyone every day, collecting money to find money, working together, and the days are slowly stabilizing.

According to Xing Xiang's own statement, they can have about 100 guests every day, the average customer unit price is about 50 yuan, the daily turnover is about 5,000, and there are at least 100,000 a month, and occasionally close to 200,000, which is really good.

So several of his apprentices also followed him to get a monthly salary of more than 10,000 yuan, and he himself saved a deposit.

It just so happened that at this time, Zhu Yan became pregnant.

The disabilities of the two people are all acquired, not congenital, so the diligent couple decided to give birth to this child......

It was from this time that Xing Xiang began to ask Gu Zide about buying a house.

After all, when there are no children, the two of them live in the attic of the small shop, which is very convenient. But once you decide to have children, you must have your own house.

Gu Zide first admired the disabled couple for their self-reliance, and they were willing to help sincerely, so they began to contact various banks to consult about loans for the disabled......

And the problem lies in this loan!

"Leader, that's about it. Gu Zide said helplessly: "At the beginning, the loan officer promised me well, saying that as long as there is a real source of income and a bank deposit statement, then the loan will be treated equally...... But ......"

Chen Jin frowned: "But what?"

Gu Zide responded: "I confirmed that I could take out a loan, and then I started to help Brother Xing and them find a house to see the house, and then the deal was closed." As a result, after the transaction, we signed the contract normally, and then went to the bank to submit the information, but the bank ...... I won't accept anything!"

The explanation given was a private commitment from the loan officer. In fact, their bank's rules do not accept loans for people with disabilities. Or their vice president in charge of credit came forward to say it himself. ”

"I can't get the loan, and Brother Xing doesn't have the ability to pay in full, so I can't be angry...... I called the TV station, trying to find media exposure to put pressure on them......"

Speaking of this, the landlord, Mr. Tian, was displeased and said: "Now that the bank does not give the loan, you still want to terminate the contract without responsibility......?" How is this possible?"

"We sold the house in order to replace the school district house, and we were in a hurry. It's been more than half a month, and it's about to delay enrollment in the second half of the year......

Chen Jin also frowned, not because he was embarrassed, but because he was equally angry!

The reason why he paid attention to this matter was because Zang Jun told him after seeing the news, otherwise with his busyness, where would he have the time to watch TV?

Now that the cause and effect of the matter are understood, Chen Jin sighed lightly and asked the landlord, Mr. Tian, "Landlord, what do you want now?"

"Nothing to ask for. The landlord said, "Just follow the contract exactly." ”

Hearing this, Chen Jin took the sales contract handed over by Gu Zide, but saw that it was clearly marked: "If the transaction cannot be completed due to the purchase of the house, it will be regarded as a breach of contract." ”

Traditionally, the penalty is 10%. And the house they sold was 136 square meters, with a total price of 3.2 million.

320,000 liquidated damages......

"Brother Tian. Xing Xiang stood up at this time and bowed, "I'm really embarrassed about this incident." Causing you such a big inconvenience. ”

"Xiao Gu, hey...... In the final analysis, it is our husband and wife who are beyond their means, otherwise, according to what Brother Tian said, we will compensate him for liquidated damages......"

When Mr. Tian heard this, he was about to agree, when he heard someone shouting, "No!"

Chen Jin looked at Gu Zide in surprise, only to see that his store manager was also pulling him, his face full of displeasure.

"The customers have agreed, what are you shouting?" his store manager said softly.

But Gu Zide was a little careless and said, "Brother Xing, how can you pay for it?"

"If you really want to say dead, the problem with this list is on the bank's side. Why don't you accept a loan if you say it's good?"

"You can't just let them deal with the past. Brother Xing, don't worry, I have checked the relevant management regulations, and if you don't accept your loans, they are discriminatory and illegal. ”

"Stop shouting, shouting something. Chen Jin stopped his anger, turned to the landlord and asked, "Mr. Tian, Xiao Gu is right, it is unreasonable for the bank to do this. As long as we give us a little time, we will definitely be able to handle Mr. Xing's loan through the higher regulatory authorities. ”

When Mr. Tian heard this, he was also very embarrassed!

He said helplessly: "Actually, we are not unreasonable people. Merely...... Our children are indeed going to school in the second half of the year. When will we get the money?"

"I'll tell you the truth, I've been to the couple's shop a few times. The reason why I agreed to sell it to them in the first place was because I wanted to help them. Didn't think about it...... It's good intentions to do bad things......"

The landlord's words came to this point, and Chen Jin really couldn't persuade anything more.

It is not easy for Xing Xiang and his wife, but who is so easy? Living in this suburban area, the landlord is certainly not a rich and wealthy person, and he cannot afford time and money.

"Can I change banks?" Chen Jin asked Gu Zide again: "It can't be only this bank, right?"

Gu Zide shook his head: "Other banks...... They were all said at the beginning that they would not be accepted. And at that time, it was considered that as long as the bank had good customer credit, the interest rate could be discounted by 9 percent......"

"There's no reason~" Chen Jin asked: "It's impossible for a loan officer to be unfamiliar with his bank's regulations, how could something suddenly happen?"

Gu Zide was stunned, a little confused. This is something he didn't think about.

It was his store manager who answered: "That's right, I asked the loan officer in private later." It is said that their vice president in charge of credit has just been transferred. Because the non-performing loans of their branch were too high, the vice president forcibly refused to accept them for the sake of indicators......"

"The loan officer can't help it. ”

Hearing this, Chen Jin finally completely figured out the cause and effect......

When a new official takes office, he naturally has to make some achievements. In addition to the loan index, the non-performing deposit ratio is also an extremely important assessment indicator for this part of the bank credit business.

If that's what it is...... The behavior of the deputy governor is understandable.

But while it is understandable, it does not mean that it is acceptable!

…………

"Hey...... Forget it!" Xing Xiang said: "Everyone, Xiao Gu is also kind to this matter, I can't cheat him if something happens, Brother Tian is also kind enough to help me, so he sold the house to me, it is a big deal for other people's children to go to school, I can't drag it out." ”

"It's better for me to lose money~ Eat a trench and grow a wisdom~"

Hearing him say this, the landlord, Mr. Tian, blushed......

He couldn't help but want to speak, but he shouted "Oops~", and then glared at his wife beside him!

"Everyone Xiao Xing has promised to lose money, what nonsense are you talking about?"

"............" Mr. Tian was aggrieved and silent.

Chen Jin didn't know if a blind person could really have a sense of hearing and touch beyond ordinary people after he lost his sight.

But Xing Xiang's expression did stiffen after the landlady said this.

Eyes are the windows to the soul, and now that he doesn't even have the only way to express his emotions, God knows what he will feel in his heart?

Zhu Yan nodded with a wry smile, echoing her man's words and said, "Don't worry too much about it, who made the two of us in this situation, this is our fate, don't say it again." ”

"I'll come forward to negotiate!" Chen Jin said: "Gu Zide, you said that you have checked the relevant regulations and regulations, do you have any text materials?"

But the store manager was a little embarrassed: "Leader, this ......"

Chen Jin hurriedly said: "There is nothing wrong with this! If it is indeed our fault." The company will bear the amount of money it should lose!"

"But in this list, the buyer and seller plus our Tiankun Real Estate have done nothing wrong. So since the fault lies with the bank, we have to seek justice for this. ”

"Leader......" The store manager still said carefully: "It's Donghai Puda Bank......"

He was kindly reminding him!

Puda Bank is a large local commercial bank in Donghai City, with branches in various cities across the country.

Moreover, Puda Bank is currently the most important cooperative bank of Tiankun Real Estate. Basically, all the business loan orders are made in Puda Bank.

Not only that, but Puda Bank is also an important partner of Zhongyuan Real Estate Group and several other large intermediary companies.

In other words, even if you can go to the bank today, even if you get justice, this list will be done.

But...... And the beam was settled.

After all, the volume of Tiankun Real Estate is not small, and the cooperation is with the Donghai City Head Office of Puda Bank!

Hearing this, Gu Zide also stopped......

In the industry, he deeply understands that banks are a strong party for intermediary companies. In case someone wants to embarrass you......

There is no need to block you! Each order will give you a delay of ten days and half a month, and then increase the difficulty of approval a little, which is enough for you to drink a pot!

"Go print the materials!" Chen Jin ordered: "What about Puda Bank? Our Tiankun Real Estate is backed by Jinhan Group. I'd like to see if they dare to do it!"

…………

…………

"Where did he get the confidence?"

Shen Xinyue, who had been carrying her bag and standing silently behind Chen Jin, frowned and thought.

Based on her work experience, she has a deep understanding of the strength of banks.

If a company wants to go public, it can't have a bad relationship with the bank. A large number of corporate loans, as well as capital flows, are realized through banks.

Moreover, because it was speculated that Chen Jin was preparing to be packaged and listed, Yang Jingfang had already checked the relevant information......

Jinhan Group is currently working on several projects, that is, it has the most contact with Puda Bank. After all, it is the largest and highest bank in terms of cash flow and loan amount, and it is not an exaggeration to say that it is a "bully" in Donghai City.

Even, even the project of Jinhan Group in Dongjiang City, as well as the 500 billion loans, a large part of them come from Puda Bank!

So Shen Xinyue didn't understand......

really offended Puda Bank, not to mention Tiankun Real Estate, and even the foundation of Jinhan Group may be shaken.

I've never heard of a developer who would dare to offend a bank?

"Don't be in a daze, let's go!" Chen Jin called out of her thoughts, and followed him into the car of the regional manager Yuan Feida, the landlord drove by himself, Gu Zide took the customer to take a taxi, and the group set off directly towards Puda Bank.

It took more than half an hour for them to arrive at the head office of Puda Bank in Donghai City, located in the center of the city.

It's a 50-storey building!

Because in addition to the head office of Donghai City, the part above the 20th floor is the national headquarters of Puda Bank.

The gate alone is three stories high, demonstrating the temperament of one of the top commercial banks in China.

Chen Jin took the lead and led a group of people into the lobby, and the lobby manager immediately greeted him, looking solemn, and asked, "What business do you need to handle?"

As he spoke, he glanced at Gu Zide on the side.

A few days ago, it was this agent who led the TV station to the door. The words have been put down above, this person must be blocked no matter what!

"Find your vice president......" Chen Jin replied.

"Which vice president is it?" asked the lobby manager knowingly.

Chen Jin asked Gu Zide, "What's your name?"

"Ge Tao. Gu Zide was also a little dignified.

Chen Jin turned his head and looked at the lobby manager, his eyes were not too friendly!

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