The total population of the entire RB is 128 million. Among them, the good pachinko accounts for 6% of the total population. This shows how huge the cash flow in the pachinko industry will be.

It stands to reason that people like them who run pachinko shops can operate legally while secretly lending money to people who lose money and then flipping through the books.

Actually, it is absolutely not allowed, that is to break the established rules. In this regard, Kishimoto knew very well that he could never do it like an underground casino.

After all, RB law says that pachinko is video game entertainment, and gambling is also illegal at RB at this time.

It's just that it's a little bit of a workaround, using the small steel balls won by a specific machine to automatically count them, and then get the kind of cards that indicate how many cards. Finally, the person takes this kind of card and exchanges it for the corresponding cash.

In the early days, it was not possible to exchange cash directly in the store, but to go to another related store outside to exchange cash. Now, this one is loosened and can be exchanged for cash directly in the store.

Even if Pachinko is legal on the surface, he secretly has a more or less complicated relationship with the gangs on the road.

The vast majority of the practitioners who run pachinko only want to do legal and legitimate business, and they are unwilling to have too much to do with people in the rivers and lakes from the bottom of their hearts.

Just like the most classic lines spoken by the character in the movie "Underworld" played by Louis Koo, it is the voice of many people who can't turn back.

At the beginning, I was bullied when I was selling fruit on the street, but I joined the club because I didn't want to be bullied anymore. Now, I don't want to be a troubled boy, I just want to do a legitimate business.

This involves gambling, involving a lot of money, everything will not become simple and simple, which is why most countries in the world ban gambling, after all, it will also involve some public officials, as well as corruption of government officials.

The reason why the pachinko industry will transfer part of the interest of lending money is that it has avoided some necessary disputes and contradictions.

Underground bank, usury...... Since ancient times, the industry has been controlled by people in the rivers and lakes. Borrow money, then go to these trades, and these trades are completely illegal.

The pachinko industry distanced itself from them, both to demonstrate its legitimacy and to demonstrate its cooperative attitude with the government.

Gamblers who lose money in a pachinko shop and become out of money, will definitely go to underground banks, loan sharks, etc. to borrow money. When they have money, they gamble again.

If you lose, you have no money, and you will borrow again, which forms a so-called "virtuous circle" and achieves a win-win situation for each other. Therefore, everyone did not interfere with the river water in the well water, and there was nothing to do with each other.

At this time, the branch president, who fell into silence, naturally did not fully believe it because of this side of Kishimoto's words.

If the other party really does the business of underground money banks and usury, once it is exposed, not only is Kishimoto justice, but also along with him, it will be miserable. At that time, I will definitely not be able to mix in the pachinko industry anymore.

"If you're short of money, I can lend you some. "The branch president has adopted the most insurance strategy, which is not only not to take risks, but also to make high interest on loans.

Masayoshi Kishimoto did not refuse. He can understand the other party's unease. The lending relationship between acquaintances is completely within the scope of normal private lending, so it is completely suspected of not breaking the established rules or anything.

"It seems that you still can't trust me. After some careful consideration, Kishimoto decided to puncture the thin layer of window paper between the two of them before continuing to talk frankly.

"It's not that I can't trust you, it's that you've done it in our business. Although you are no longer doing it, there is no guarantee that no one will make trouble.

Nowadays, you also know that the business of our industry is so hot, how many people are red-eyed, but they can't do it.

Why? There is no legal license to operate. They want to catch any of us at fault so that they can take their place. The branch president put his heart in his heart.

Kishimoto nodded, understanding that this was true. For now, I am afraid that it will be difficult for me to raise money from them in the same way that he said before.

When this craze has completely subsided, and it has returned to the blandness of the past, it will be easier to talk about today's content.

But the tree dies, and the man lives. What's more, his soul is Chinese, and Chinese are the most flexible people in the world.

"How much is the interest?" asked Kishimoto solemnly.

"First of all, we have to be law-abiding. Secondly, I'm not a loan shark either. Finally, we are in a borrowing relationship between acquaintances, so the annual interest is 36%, which is 3% per month.

Interest is billed on a monthly basis. In the twelfth month, you pay it back with interest. I'll only lend you a year at most. "The branch president talked about the matter.

Kishimoto knows that this is the highest interest for the private sector under the current law of RB. In China, the interest rate on loans of banks in the same period is 4 times the legal interest, instead of 36%. Twenty years later, China's maximum annual interest rate of 36% may also be borrowed from RB.

"How much can you lend me?" Kishimoto Masayoshi groaned, but he didn't think it was high, but he was pushed to the ceiling of private legal loan interest by the other party.

In order to minimize its own risks, the other party has adopted the method of monthly interest collection, rather than the repayment of principal and interest after the expiration of one year.

In the same way, he did not use the method of equal principal and interest to make a collection. To a certain extent, it is also trust in oneself.

Or rather, the branch president knows that he still has a house in Taito District. After the expiration date, if you can't pay the money, you will be taken by him.

In fact, the other party did not know that he had already mortgaged the house to Mitsui Bank in Taito City for two years. Even if the monthly interest rate is 3%, you can make a lot of profit from it.

The person who really suffers is not himself, but the branch president. His original investment project was to extract a certain percentage of the commission, but the other party took the most conservative and primitive way to make a profit.

"How much would you like to borrow?" the branch president asked rhetorically.

"One trillion yen is not too much, and 100 million yen is not too little. "Kishimoto justice is currently a "Han Shin soldiers, the more the merrier".

The branch president smiled, and in his heart he was also calculating how much the market price of the other party's house could sell at least. He raised three fingers with his right hand back to him and said, "Thirty million yen." ”