Chapter 044 Private Lending

"You should have asked me to take the house as collateral?" Kishimoto said as soon as he heard the number, confirming what he thought.

"All you have to do is write an IOU and say that you won't be able to pay me back in a year, and you'll have to transfer the house to me. The branch president did not hide his meaning at all, and said bluntly.

It would be great for Masayoshi Kishimoto to see that he didn't want his own real estate certificate. Actually, I can't take it out myself, after all, it's already in the hands of Mitsui Bank in Taito Ward.

He is not afraid of a house and two mortgages, after all, the information of the two parties is not compatible. If you can, you still want to have a one-house three-mortgage, four-mortgage......

Masayoshi Kishimoto might as well play a trick on this and said, "Yes." However, I want 50 million yen. At the end of the year, I will pay you 68,000,000 yen with interest at an annual interest rate of 36%. ”

The branch president stretched out his hands towards him, and thus wanted to retreat and said, "If you do this, I'm afraid we won't be able to talk anymore." ”

Masayoshi Kishimoto stood up, walked directly to his desk, bent forward, put his hands on it, and said, "Why don't I bet on my own hands again?" If you can lend me 100 million yen, I will bet you on my own head. ”

Before he could finish speaking, he put his head on the other party's desk as he spoke.

The branch president laughed and said, "I understand your determination." Do as you say, 50 million yen, for a period of one year, with an annual interest rate of 36%. After the expiration date, I was repaid 68 million yen with interest.

Let's be a gentleman first, then a villain. At that time, you will not be able to repay the money you borrowed from me, and I will not only take your house, but also sell you to the Russians so that they will take you to the waters of Kamchatka as a fisherman. ”

"We're sure of it. Masayoshi Kishimoto straightened up again.

"Do you want it now, or do you come over tomorrow with an IOU?" asked the branch president pointedly.

"Do you have a pen and paper here? I'll write you an IOU in person." Masayoshi Kishimoto took out the private seal he had with him and put it on the other party's desk.

The branch president opened a drawer in the middle of the desk in front of him, took out a pen and paper, and placed them in front of Kishimoto.

He watched with his own eyes that the other party had written the IOU, signed his name, and stamped his private seal, and then carefully looked at it twice. I folded it myself and put it in the right jacket pocket.

Just when the branch president felt that everything was fine, he got up and walked to his safe. He inserted the key first, then entered the password, and after the correct password "ding", he used his right hand to rotate the key to open the door of the safe.

He mentally counted the numbers and took out fifty stacks of cash. Each stack is 100 sheets of 10,000 yen "Fukuzawa Yukichi", which is 1 million yen.

The branch president got up and put it on the desk several times with this large pile of money, and then opened the rightmost drawer, took out a large briefcase from there and put it on top of the money casually and said, "You count." ”

In front of him, Masayoshi Kishimoto picked up a stack of coins and began to count. He counted fifty stacks one by one, and none of them were missing, and it was only then that he put them all into the large briefcase.

"Do you need me to arrange for two people to escort you to the bank?" said the branch president.

"If I was robbed, I really suspect that you were secretly arranging someone to do it. Kishimoto couldn't help but say half-jokingly, half-seriously.

The branch president laughed and said, "Why don't you personally accompany you to the bank?"

"I'm just talking about a joke, so why should you take it seriously?" Kishimoto said with a laugh.

"Then I won't keep you any longer. Goodbye!" said the branch president.

After Kishimoto responded to a "goodbye", he turned around and left with the big briefcase in both hands. He walked out of the gate and went straight to the nearest Mitsui Bank branch to deposit money.

On the way, Masayoshi Kishimoto was not overly nervous, but he was pondering in his head, the branch president couldn't be persuaded by himself, so should he try again with another person?

In any case, it is normal for the branch president to be an elderly person after all, and it is difficult to keep up with the current trend of the times.

As the saying goes, a 3-year difference is a generation gap, and they are completely two generations. It's not surprising that I didn't talk to each other today.

Kishimoto knew that the money in his hand was a private loan, not an investment from the other party. His company is a private equity fund, so it is natural to attract investment from others.

He then uses the money invested in him to operate and invest in other potential entities to make a profit. At the same time, investors also benefit.

Masayoshi Kishimoto began to search his memories for the young men in the pachinko peers. In addition, it is better to have a little friendship with yourself.

Even if there is no friendship, you must at least have an impression that each other knows each other's surnames and who's names. Soon, he found such a suitable person from memory.

The man was about the same age as himself, and the basic situation was about the same, and he also inherited the family business from his father. It's just that the other party is not in Taito Ward, but in Adachi Ward.

Adachi Ward is not a good place. It is one of the poorest of Tokyo's 23 wards.

Not only that, but it is also the place where the most delinquent teenagers gather, and the largest slum in the whole RB, Mitsuya, is also there.

Kishimoto knew that if he wanted to open up the situation of the pachinko industry and let it go in the direction he wanted as a whole, then he had to erect a model first.

He wants to be typical of other people to see that investing in his company will make a lot of profits, that is, let the other party play a good lead.

After all, the daily cash flow and annual net profit of the pachinko industry are too tempting for the other side of Kishimoto.

If he can make good use of this money, will he still worry that his company will not be able to grow rapidly?

Masayoshi Kishimoto went to a Mitsui Bank smoothly, and then he went through the process to get the number and queue up. There were few people at the moment, and after a while, I heard my number read on the loudspeaker.

This time, instead of depositing the money into his own private account, he deposited the money into his company's account.

After a series of bank tellers' work, he deposited the 50 million yen he had borrowed from the branch chairman.