376. It's not hard to deal with, don't want to deal with it!(Tip plus 4, ask for subscription!)
"Manager Chen, what do you mean by this?" Mr. Niu also saw that Chen Jin was the leader of Huang Mian, so he still had to listen to him.
Chen Jin sighed and said: "Mr. Niu, now in the second-hand housing transaction in Dongjiang City, all taxes and fees are borne by the customer, you should know this unspoken rule, right?"
"Of course I do. Mr. Niu nodded and said: "The wool is out of the sheep, even if the landlord bears it, he will increase the price backhanded, the same reason." Not only Dongjiang City, but the whole country is like a bird, and those who buy houses suffer losses. ”
Chen Jin saw that he understood, so he said: "Mr. Niu, since you know, then I think you should not be willing to help the landlord pay six or seven hundred thousand taxes in order to buy a house of 2.4 million, right?"
"What? 670,000 yuan?" Mr. Niu couldn't help but be surprised: "How is it possible? Even if it is a house with double tax, the tax is equivalent to about 10% of the house price, where is the 670,000 yuan?"
"Mr. Niu. Chen Jin said seriously: "The personal income tax of this house needs to pay 20% of the total price of the house. ”
"Damn, don't think I don't understand!" Mr. Niu said unhappily: "There are two ways to calculate personal income tax......
Chen Jin immediately answered: "1% of the transaction price or (sale price - purchase price) × 20%. ”
I've heard from a colleague I've bought a house that you can choose between these two ways to pay your taxes. He just bought a new house that was sold at a loss, and he used the second one, but the multiplication was negative, and it was impossible for the tax bureau to give you the money backwards, right? ”
Mr. Niu said very confidently: "The house in Qingheyuan will definitely not lose money, so it is good to choose 1%, isn't it more than 20,000?"
Chen Jin couldn't help laughing and said, "I didn't expect Mr. Niu to have such a clear understanding of the taxes and fees that need to be paid for real estate transactions?"
"Well, of course. Otherwise, if you ......" Mr. Niu seemed to think that it was not good to call them liars directly in front of the two of them, so he didn't say it.
Chen Jin explained: "Mr. Niu, what you said is right. But the house was given to his grandson by the old man, and it had not been long since the ownership. ”
Mr. Niu was stunned for a moment, and finally asked, "So what?"
Although he has seen a lot of houses and knows a lot, he really doesn't know how the donated houses are traded, because this is really rare in the market.
Chen Jin explained to him: "Because the business tax is calculated according to the real estate certificate for 5 years, the new real estate certificate that was made not long ago is of course less than 5 years, so 5.6% of the business tax has to be paid, which is 134,400 according to the calculation of 2.4 million." ”
Chen Jin continued: "Moreover, because it is also a gifted house, there is no transaction price for this house, so naturally there is no way to choose the tax payment method of '1% of the transaction price', so you can only use another one." ”
"Mr. Niu, do the math yourself. 2.4 million minus 0, multiplied by 20%, that's 480,000. There is also a 1% deed tax and an intermediary fee of more than 30,000 yuan, so if this house is sold, the taxes and fees that need to be paid will be more than 670,000 yuan. ”
Chen Jin had already calculated the numbers in his heart, and he reported it directly at this moment.
After hearing this, Mr. Niu frowned, the corners of his mouth moved slightly, and suddenly the whole person was not good!
The total price he can afford is around 2.3 million to 2.4 million. So a house of 2.4 million, plus normal taxes and fees, you have to grit your teeth to buy it.
But when he heard that the additional taxes and fees were as high as more than 670,000, his heart suddenly cooled!
"You guys are really funny! Why don't you figure this out in advance? Cause me to run for nothing!" Mr. Niu couldn't help but say angrily, and then shook his hand and was about to open the door and go out.
However, it happened that at this moment, the door opened, and it was Deng Youlun who came back.
He and Mr. Niu collided at the entrance, staring at each other for a moment, and then Deng Youlun saw Chen Jin and Huang Mian inside, knowing that it was a customer, and then smiled: "How about it? Do you like my house? The price can be negotiated." ”
"Forget it, I can't afford this kind of house. After Mr. Niu finished speaking, he turned his head and glared at Chen Jin, and rushed out of the door.
Deng Youlun was also displeased: "I can't afford 2.4 million, what house are you going to look at in Heyuan?"
Fortunately, Mr. Niu didn't have the same knowledge as him, just when Deng Youlun just came up, the elevator was still on this floor, and when he pressed the button, he entered the elevator and flashed.
Huang Mian was on the side, blinking, a little puzzled why Chen Jin used such a high tax to drive Mr. Niu away?
In his mind, as long as the boss is willing to find a way, this order may not have the possibility of a deal!
At this time, Deng Youlun turned around, frowned at the two of them and asked, "What kind of customer are you looking for? ”
Huang Mian was stunned, not knowing how to answer, but Chen Jin stepped forward and smiled: "Mr. Deng, I'm really sorry, the customer thinks the decoration is too old-fashioned, so he didn't like it." ”
When Deng Youlun heard this, he snorted with a pout: "What the hell." Customers who come at a price of 2.4 million, can they still care about decoration?"
Chen Jin reacted as soon as he heard it, and Deng Youlun himself has done market research, and he is very clear about what kind of price can attract customers and promote transactions the fastest.
As long as the price is low to a certain extent, all the problems are not a problem.
"Da Da Da!" the door slammed again.
Deng Youlun shouted: "It's coming!"
So saying, he turned and opened the door.
It was Zhang Ye who came in first, and behind him was a newcomer in the Qingheyuan store that Chen Jin had never met, with a shy look and a little curiosity at the same time, it seemed that it was the first time to see a house.
Zhang Ye nodded at Chen Jin and said hello, after all, it was normal to meet in the house with the company.
Then he smiled at Deng Youlun and said, "Mr. Deng, I'll take the customer to see the house." ”
Deng Youlun's previous displeasure disappeared in an instant, and he said with a smile: "Welcome, welcome." ”
The customer brought by Zhang Ye was a young couple who were just about to put on shoe covers, Deng Youlun smiled: "No, no, just walk in." ”
As he spoke, he ran over and opened the curtains all at once, and the sunlight instantly filled the house, so startled that the old man who had fallen asleep looked up unhappily, squinted and saw that it was his grandson, then he sighed, closed his eyes again, didn't smell, didn't ask!
Then Deng Youlun took the initiative to act as a narrator very enthusiastically and began to introduce the situation of the house to the customer.
Zhang Ye was happy to be idle, let the newcomer follow the customer, and he leaned over to Chen Jin and asked softly, "What about your customer?"
"Just left, didn't you see it when you came up?" Chen Jin responded.
"Just the one with an angry face?" Zhang Ye was a little surprised: "What's the situation? It's not your level." ”
As soon as he asked this question, Huang Mian on the side was so moved that he almost cried, because Zhang Ye helped him ask the question he wanted to ask, but didn't dare to ask.
Chen Jin sighed and replied, "Grandpa's house, which was given to his grandson, has only been transferred for less than two months. ”
In a word, he told Zhang Ye all the key information.
Zhang Ye's experience in making orders is much richer than that of Chen Jin, and he immediately understood, he raised his eyebrows and groaned for a moment, and exclaimed: "I'm almost 700,000 in taxes?"
"So, the customer didn't want to take it and left. Chen Jin said.
Although he had already told Zhang Ye the most important reason, Zhang Ye was still a little puzzled: "In this case, I remember that I taught you, it's not difficult to deal with!"
"I don't want to deal with it!" Chen Jin said with a pout.