I thought that borrowing someone else's car to show off was something that was only done by that micro-businessman, but this successive encounters were all for showing off, which made Xing Yu really difficult to accept.

The words that used to judge the customer's purchase intent did not work for these people.

I thought that a single customer would be okay like this, but who wants to meet two companies and start borrowing chickens and eggs.

Xing Yu, who was sorting out the detailed inventory list that day, suddenly received a call from Zhang Fengyang, who had not contacted him for a long time.

After the greetings.

He said that he had a new mortgage company that was laying out the market, and that the new merchant was benefiting a lot.

To his old subordinates, Xing Yu has always had an attitude. Unconditionally supported, Zhang Fengyang's mortgage agent has done well in the past two years, occupying almost the entire local market.

did not start from the capital, but chose to start in the surrounding market first, such a judgment also made Xing Yu admire.

The struggle on the main battlefield is too fierce, and it is not a good choice for the countryside to surround the city.

Why companies now like to recruit experienced people, job skills are only one aspect, the company values more about the interpersonal relationships behind these people.

Now it's not like the earliest period, when there was no opponent, you could worship one by one, even if you didn't agree the first time, the second time you didn't agree.

Three times, four times...... When everyone around you is cooperating, you also have to choose to cooperate.

The market is still such a big market, there are countless opponents, and the one that has cooperated for a long time, the one that is easy to use, and the one that has a good relationship.

People also have a certain inertia, they have been working together for many years, and they have long been accustomed to it, and you want to share the cake in a new company, unless your profits are particularly high and the procedures are particularly simple.

But can the procedures continue to be simplified now? The procedures for two certificates and one card have been reached, and if they continue to be simplified, I really don't dare to think about how to judge the risk control behind it.

Everyone is compressing their own costs, and there is still the existence of losing money and making money, and increasing profits can only treat themselves badly.

Xing Yu has always believed that everyone comes out to make money, and if you can't think of a company's future earnings, then 70% of this company is a liar.

If you can't take advantage of the time and place, you can only play people and this card.

So now that the new company has entered, it is basically the old man who was in charge of it. There are even a few people who were dismissed from the old company by Xing Yu because of their business ability, and now they are all mixed with the status of general manager of a certain company.

When it was close to lunch, Zhang Fengyang brought his friend with him.

"Hey, yes, my Mr. Zhang, I haven't seen you for a while, the cars have been changed, what if I sell your car? Why don't you look for me for the replacement? Don't you like me for giving less?" Seeing that Zhang Fengyang had changed cars, Xing Yu couldn't help but joke.

The implication is obvious, what, you let me take care of your business, don't you take care of my business yourself?

"Boss Xing, stop kidding. My car is now used for other business purposes, and my car is a recovered mortgage, do you want it?"

Avoiding Zhang Fengyang, he walked in front of the person who walked together, gave birth to his right hand, and Xing Yu continued: "Hello, you are the Tang Xingxing introduced to me by Mr. Zhang earlier, Mr. Tang, I have heard the name for a long time......"

Seeing that the relationship between the two was so good, Tang Xingxing felt at ease. After introducing himself again, he came to the office with Xing Yu.

Continue to boil the kettle with hot water and make tea.

Tang Xingxing took out his company's promotional materials from his briefcase.

After reading carefully, Xing Yu found that this product did not have any advantages, and the rebate was even a little lower than that of other companies.

While looking through the information, Tang Xingxing also gushed about his company.

"Let's talk about the advantages, those are the same, there is nothing to understand. Xing Yu interjected.

"We approve and disburse loans quickly. The information is complete, and the pick-up will be completed within half an hour. ”

"Boss Xing, this house is really fast, not like we used to, just publicity. "It seems that Zhang Fengyang has a really good relationship with the other party, and they all help to talk here.

But this advantage can no longer be regarded as an advantage. Others are slow, and they are two or three hours slower.

Moreover, Xing Yu believes that this speed is aimed at those high-quality customers.

This is still the kind of trick played before, the model is the cheapest one, and the customer is the best quality one.

Calculate a good price and a low repayment amount. Start promoting, the ads look attractive, and when you meet customers, all this is not guaranteed.

handed Zhang Fengyang a look that you understand, and saw that the other party's reply was very firm.

Xing Yu continued to ask an irrelevant question: "Oh? Do you have any new audit methods?

The risk control and business of a financial company are two independent departments, and the two groups of people can be described as loving and killing each other.

One focuses on the loan amount, and the other focuses on the security in the later stage. I've heard that one of the best companies in the business is now, and the bosses of the two departments will exchange positions on a regular basis, and they can successfully complete their respective jobs.

There is a saying in martial arts, the left hand is to defend against damage, and the right hand is to attack and knock down the opponent.

If this sentence is applied to the field of financial companies, the left hand is risk control, and the right hand is business expansion.

If the risk control is strong and the business is weak, the company will not make money.

If the business is strong and the risk control is weak, the company will not have any money left.

In accordance with the previous provisions, the letter and examination can be separated. The people in two departments of a company are left hand and right hand, and they do not give in to each other, and they cannot spend money.

The left hand says the right hand, which is rigid and rigid, hinders development and innovation, and hinders making money.

The right hand says the left hand, regardless of the risk, there is no basic bottom line, and the loss is profitable.

At the beginning, Xing Yu was miserable by this kind of left-right fighting. Now I think that there is a company that can solve this problem, and I am very curious.

But Xing Yu thought too much, Tang Xingxing and his company still did not solve this problem, but only added a big data query to make up for the defect that the loan materials were not enough to judge the customer's qualifications.

What has been the hottest thing in the past two years? That is, "big data" and "cloud" claim that as long as you have a little information, you can find out your ancestors for 18 generations.

After listening to Tang Xingxing's introduction to the big data model, Xing Yu couldn't help but sigh, it's not that I don't understand, it's that the world is changing too fast.

Maybe they had a good chat, Tang Xingxing said after lunch: "Mr. Xing, the store has been open for more than a year, and some things in the exhibition hall are already a little old, why don't I apply for it and get you some details of the decoration." ”

Other companies spend money to renovate and renovate themselves?

This is a standard 4S store like those puppets, so that you can enjoy the benefits given by the manufacturer.

This is also one of the internal rules of the automotive industry, those OEM channel managers, in order to increase the adhesion between themselves and customers, often in the car dealership decoration, when there are major activities, give a certain subsidy, this is not in vain, when you decorate, get a little more advertising of your own products, the next time you set the assessment, more performance...... There is no such thing as a free dinner.

"It's not cooperative yet, I'll take advantage of you, isn't it not very authentic. Xing Yu, who had thought clearly about the key points, still wanted to reject this suggestion.

"Don't worry about it, even if you don't have any performance, I'll do this for you. Tang Xingxing patted his chest and promised.

continued to glance at Zhang Fengyang and found that he didn't have any bad hints, so Xing Yu agreed.

Within three days, the hanging flag on the roof of the car dealership was replaced, some publicity advertisements inside, and the knife flag at the door...... Places where advertisements can be seen have been replaced.

If it weren't for the high price of the door design, it would have almost been replaced.

When Xing Yu was showing off to Wei Xiao that he had completed part of the replacement without spending money, Wei Xiao was not happy at all: "What is this, why is our logo so small and other people's logos so big? ”

"People made it for me for free, can't you let others have some small requests? Don't you look at these updates, are they more beautiful than before?" Xing Yu replied disappreciatively......

After a few consecutive smooth orders, Tang Xingxing sent more various trinkets, and the pen holder on Xing Yu's desk was replaced with one printed with their company's logo.

Until one day, I received a call from Xue Guodong: "What's the matter? Your car dealership has been sold? If you want to sell it, you should contact me first, I will look at that place." ”

Once Xue Guodong said that the outside is scorched and the inside is tender. Why didn't I know?

After continuing to understand, Xing Yu realized that he was really greedy and suffered a big loss.

This routine is still the same old routine.

In the past, there was an unknown liquor company in China, and almost overnight, advertising was overwhelming, and many supermarket doors were replaced by them.

Spending a huge amount of money, just to have a small advertisement of your own on the front of someone's door, is this a money-losing business?

No, an originally unknown brand, relying on these advertisements and the design of its own product personality, quickly occupied countless markets, and these costs are far lower than the cost of TV advertising.

Tang Xingxing's company is playing this routine, Xing Yu finished decorating here, and the photos he took were used as a template to show to others.

It didn't take long for the doors of many businesses in the market to be replaced.

When customers choose a car, intentionally or unintentionally see these advertisements, go back to the mobile phone to check, oops, this is still a big company, the car source is much more than what they see, the price is also preferential, and the mortgage handling fee is also preferential, so why should you buy it in the branch?

It's good to place an order directly online, and you can save so much money.

What's more, Xing Yu Car Dealership is an independent exhibition hall, and the door has not been replaced, but Tang Xingxing has replaced the door on the Internet, and not only Xing Yu's family, the doors of several independent exhibition halls have been replaced with people's logos on the Internet.

There are dozens of large showrooms, hundreds of salespeople, and thousands of models. The people who don't know the truth of the melon eat are convinced of the strength of this company for a while.

Coupled with the deliberate propaganda slogan, it is no wonder that Xue Guodong misunderstood, Xing Yu has already sold the company.

"It's a thief, Lao Tzu has been robbed again......" Xing Yu, who knew the truth, scolded angrily.