"Boss, how much money do you have there?"

The younger brother Guan Xiaowei called, and the first thing he said was to ask directly about the money.

"What's wrong? ”

"Zhewa wants his 100,000 yuan, I can't open it here. ”

"Let him slow down! I still have more than 30,000 yuan in my credit card this month, and I haven't settled it yet! When I return my credit card, I'll find a way for him. ”

"Okay, then I'll figure it out. ”

Guan Xiaowei glanced at Wang Zhe who was sitting on the sofa, and said with some embarrassment: "I'll think of a way for you again, or you can go back first!"

Wang Zhe pulled a face and said, "It's okay, I'll just wait here, you ask again, see if there are any others?"

Guan Xiaowei had no choice but to pick up the phone again, flipping through the phone book, not knowing who to call.

The second sister Guan Yaping's business failed, and there were many bad debts that could not be recovered, although the court judgment was made, but the implementation was not effective, resulting in difficulties in capital turnover.

Guan Yaping is engaged in the auto trade business, the cost is very high, and the amount of funds required is relatively large, so she has borrowed some money from relatives and friends.

I have been paying 1.2% monthly interest on private loans to relatives and friends, and finally many relatives have spare money in their hands and immediately ask if the company still needs funds?

Wang Zhe took the initiative to take 100,000 yuan at that time and earned interest for several years, but the money was put into the company through Guan Xiaowei at that time.

But as soon as there was a problem with the company's turnover, relatives and friends tried every means to ask for their own money, and they asked for it immediately, without any affection.

This is undoubtedly worse for the company, and Guan Yaping's business can't go on.

Wang Zhe is the son of Guan Xiaowei's aunt's cousin, and he has been taken care of by Guan Xiaowei before, but he is sitting at home and not leaving without getting money.

It wasn't until the evening that Guan Xiaowei borrowed 100,000 yuan from his colleagues, and Wang Zhe walked away with an unhappy face.

Guan Xiaowei felt very uncomfortable, numb! What is this matter, even if the bank withdraws money, you have to make an appointment, not to mention the money you put here in a private place.

I've never refueled when I came to borrow a car before, but when did I say a word, isn't it because I'm a relative?

For this 100,000 yuan, he was paid 14,400 yuan in interest every year, and he has earned tens of thousands of yuan in the past few years!

Kinship is also vulnerable in the face of money! This is also very good, as soon as you recognize the faces of these people, it is better to deal less with them in the future.

Anger is anger, and the current economic crisis at home has to find a way.

Guan Xiaowei works in a small public institution, with a monthly salary of only more than 4,000 yuan, and the salary card is also in the hands of his wife, and his wife and children are in the provincial capital.

Guan Xiaowei has a façade house, the purchase price was 900,000 yuan at that time, and it was 950,000 yuan after completing various procedures, he didn't mind selling the façade house, but it wasn't something you could get rid of immediately if you wanted to.

Once people are unlucky, just like a chain reaction, Guan Yaping has financial difficulties, and opens a restaurant in Guan Xiaowei's storefront room, making money while urging the progress of the case.

However, the debt collector was in a mood all day long, so he made up his mind to make money to pay off the debt first, and the court judgment was executed slowly.

So, the couple went to work in other places, and unlike other debtors, they were not unwilling to repay their debts, and their wages would still be paid back first, leaving only a small amount of money every month for living.

Guan Xiaowei decided to contact the sales of acacia seedlings as soon as possible!

Guan Yaping planted more than ten acres of acacia in the township, and at the critical juncture of the need to manage, she went out to work, resulting in the height of the acacia tree not growing, it is already four years old, and it can be sold if it is cheaper.

Open the address book and find the buddy who is doing greening, "Hey, Brother Zhao, what are you busy with?"

"It's nothing, at home!"

"What buddy said before, do you still need the national acacia seedlings?"

"Of course you need to, but this won't be until next year's Arbor Day, what are the specifications of your trees?"

"It is about 2.6 meters high, more than five centimeters in diameter, and eight or nine centimeters thick. ”

"Oh, your trees are not tall enough! It's a pity, you can only use them when planting trees in beautiful villages, and in the cities, you need to be shortest than 2.8 meters, and the price is far behind!"

"The price is negotiable, a little lower than the social price, just started planting, no experience, why don't buddies take the time to go to our field to have a look?"

"Okay, I got it!"

"Thank you, buddy!"

"It's okay, we always have to use it, there's nothing else to hang up beforehand!"

"Okay!"

After hanging up the phone, Guan Xiaowei looked on the Internet again to see if there was any need for seedlings, and finally had a glimmer of hope in his heart.

Guan Yalian hung up Guan Xiaowei's phone, but she was also worried about him, Guan Xiaowei shouldn't have a lot of money owed, but Guan Xiaowei, as the youngest in the family, has never had any burden, and I'm afraid it will make him embarrassed this time.

In the past, the Bank of China seemed to have low-interest loans for people working in the unit, and they also went to the unit to publicize it, so maybe they could go over and ask.

Guan Yalian made a phone call, and the manager of the Bank of China said that Guan Yalian's unit had not been done because it was involved in institutional reform, and that business had not been done, and it was over.

Guan Yalian used the universal fund of Shanghai Pudong Development Bank before, although the interest rate is a little high, but it can also solve the urgent need.

So, Guan Yalian made another call to the hotline of Shanghai Pudong Development Bank, and got a reply saying that there was no Guan Yalian's name in the universal fund experience quota this time, and she would be notified if there was one in the future.

Guan Yalian thought that this month's Pudong Development credit card repayment was still a problem, so she still had to apply for another credit card.

Very easily, Guan Yalian applied for a credit card at the Postal Savings Bank with a credit limit of 20,000 yuan, and finally relieved, with this card, you can swipe cash when you are in a hurry.

Two days later, the credit card with a credit limit of 10,000 yuan from the Agricultural Bank of China was sent by EMS.

A few years ago, I had a credit card from the Agricultural Bank of China, but when the validity period expired, the address I left before was wrong, and I didn't plan to ask for it.

The Agricultural Bank of China mailed it to the branch and asked Guan Yalian to pick it up, because she couldn't use it for a while, so she didn't go to pick it up, but she didn't expect it to be delivered to her home this time.

It's okay to be prepared in case there is an urgent need.

called Guan Xiaowei to ask him if the problem of money had been solved, Guan Xiaowei said, don't worry about it, he arranged it, and Guan Yalian was relieved.

The arrears in the overdraft card this month have been paid in installments for 12 months, and the credit card repayment will be more than 4,300 more per month, and the repayment due for the next month must be about 13,000 yuan, and there will be 9,000 yuan left for the repayment of each month for two months, and then some of the previous installments will be repaid month by month, and the amount of repayment will be reduced accordingly, of course, all this on the basis of not increasing the overdraft limit.

Guan Yalian's monthly salary is more than 5,000 yuan, her father Guan Xiaofu's salary is about 1,700 yuan, repairing bicycles is about 3,000 yuan per month, and her mother Li Juan is 1,600 yuan, and the pension is the minimum standard of pension insurance for urban and rural residents of 108 yuan, and her sister Guan Yaping's salary is 4,000 yuan.

Guan Yalian, who had never been careful about her calculations before, had to tighten her belt, save every penny, and try to use as much money as possible to pay off her debts.