269. Credit report

She is also an old salesman, so she naturally knows a lot of peers, but she doesn't mean to introduce He Zhou, not that she is afraid that He Zhou will win over her own cooperative peers, and she will pull orders for her peers, but her peers will be closer to herself, and she is afraid that He Zhou, who does not know how to do it, will be more attentive.

He Zhou looked at the time and said, "It's 12 o'clock, it's time for lunch, I'll invite you to dinner." ”

He found that there were still a lot of tricks in this business, and he still needed to ask them for advice.

The little girl was about to speak, Jiang Yaoyao walked in, waved at He Zhou, and said to her, "Wang Yue, let's go to dinner together." ”

He Zhouxin said, it turned out that the little girl's name was Wang Yue.

They were located in a commercial plaza, and the downstairs was full of well-known restaurants, but none of the company's employees who went downstairs with them walked in.

They are all office workers, and they can make do with lunch if they can, and they are still very affordable.

Unless it's a party, they won't spend hundreds of dollars on a meal.

He Zhou followed behind the two of them and entered a small stall, full of people, Jiang Yaoyao skillfully grabbed a seat and asked them to sit down.

She pointed to the menu hanging on the wall and said, "Whatever you eat, order yourself." ”

Fu Yao looked up and saw that it was nothing more than fast food such as rice bowls and noodles, and he said, "Let's pour rice with tomatoes." ”

Wang Yue followed and asked for a topping of the noodles, and Jiang Yaoyao then shouted towards the kitchen window.

The meal came quickly, and the three of them chatted while eating.

Jiang Yaoyao probably inquired about He Zhou's harvest in the morning, and then said with a smile, "If there is an engraved seal next to it, you can ask for twenty, just give fifteen, and it is a trivial matter to carve a certificate of income, don't use it for other purposes." ”

He Zhou knew that it was illegal to engrave the official seal privately, but the other party was kind enough to teach him, and he couldn't contradict it, so he could only smile and say, "Anyway, try to let the customer get it himself, I still don't like trouble." ”

Jiang Yaoyao said, "That's the best, didn't your business card be made yesterday?

He Zhou said, "Brought it." ”

Before he joined the company, he made a business card according to Jiang Yaoyao's requirements and bought a cheap suit.

The suit is now worn on the body, with a stack of business cards in the pocket inside.

Jiang Yaoyao said, "The People's Bank of China is nearby, you can follow Wang Yue around in the afternoon, and I guarantee that you can meet many peers, leave each other's business cards, and you will have a place to throw your list in the future." ”

Wang Yue said, "I will take the customer to pull the credit in the afternoon, and we will do it together." ”

He Zhou said, "Thank you." ”

Jiang Yaoyao said, "So it's good to do our business, we make more than one profit, we can send a customer to several companies to do, and if we approve one hundred and eighty thousand, we can earn three or four thousand yuan."

Of course, if we are active, we will not only make this money, sometimes depending on the customer's situation, we can also make a little money. ”

He Zhou didn't understand what 'liveliness' meant, and looked at Wang Yue and Jiang Yaoyao.

Wang Yue bowed his head and was silent.

Jiang Yaoyao continued, "Wang Yue is not an outsider, I told the truth, sometimes you can ask for a penny from the customer, of course, it must be based on the customer's voluntariness, and if the relationship is not handled well, as soon as the customer complains, you will be finished."

It is best not to come forward to collect the money yourself, and let the intermediary or other small loan salesman collect it on your behalf.

It's useless to say so much, you can do it for a month or two first, some things still have to rely on self-realization. But what, you can't say that I taught you in the future. ”

He Zhou was a little moved, but also a little crying and laughing.

If he didn't treat him as a friend, Jiang Yaoyao would not have been able to say these heartfelt words to him, but he had only solemnly said the words of compliance with him in the morning, how could this teach him to violate the rules?

Wang Yue said, "If you think about the recession in other industries now, doing business is hard work, only about four or five thousand a month, we are in this industry, in fact, it is very good, diligent, clever, it is easy to make money."

In fact, the company provides a platform, and the company can't make any money, so it still has to rely on the outside. If the customer has good qualifications, as long as he has a need for funds, you can operate casually and lend him more than 100,000 or 200,000 yuan, and you can easily earn 10,000 yuan. ”

He Zhou understood what she meant by 'outside', which was to collect money from customers.

He Zhou ate well first and went to pay the bill, which was only 25 yuan in total.

Wang Yue said, "I'll invite you tomorrow." ”

Usually when they go out to eat together, they take turns to pay, they are ordinary office workers, and no one is a big money.

As soon as he went out, a cold wind blew, and He Zhou was so cold that he shrunk his neck, and he forgot to put on his down jacket just downstairs.

Back in the office, he continued to talk on the phone, and as he expected, nothing was gained, but his speech grew more and more fluent.

Approaching two o'clock, Wang Yue beckoned to leave, this time He Zhou learned smartly, put on a down jacket, and put the suit inside.

The People's Bank of China was not far from the company, and the two of them walked to that side.

Wang Yue said as she walked, "Small loan units need credit reports, and most small loan companies, like us, need to go to the People's Bank of China to pull customer credit, but like Yixin, they are backed by the banking system and can directly access the credit records of customers." ”

A credit report is an objective record of personal credit information.

It records all the credit payment history of a person, mainly including the performance record formed by the credit relationship with the financial institution.

As long as you have a resident ID card, you can pull a personal credit report, the difference is whether it is blank or not.

It only took about 20 minutes for the two of them to arrive at the place, and Wang Yue contacted his customer on the phone at the intersection.

The People's Bank of China was full of people, some people who came out of the bank building, and these people went over to talk and hand over business cards, whether they were colleagues or customers.

Wang Yue personally accompanied the customer to pull the credit, for fear that his customers would be poached by his peers.

Fu Yao was curious about what the style of the credit report was, Wang Yue took the customer's credit report and looked at it, but he only glanced at it and didn't look at it in detail.

There weren't many people in line at the counter, so he simply took his ID card and went to pull a copy of his credit report.

"Twenty-three dollars. When the staff handed him a stack of printouts of reports and ID cards, they looked at him differently.

"There are so many?" Fu Yao himself was startled, a piece of paper was only a dollar!

Twenty dollars is twenty-three pages!

He doesn't even have a credit card!

It is said that the credit report should be blank, how can it be possible to print out twenty-three sheets!

He paid the money, picked up the credit report, and stepped aside to look at it carefully.

"Wow, you're such a tyrant. He Zhou heard the exclamation, and turned back to the stunned Wang Yue.

I only heard Wang Yue say, "How many houses do you have?"

"What do you mean?" He Zhou hadn't fully understood, and was completely in a state of confusion.