Chapter 229: The Zhou Family's Existential Crisis
Of course, the brand awareness and practical economic benefits brought to Ai Bing Group are also immediate.
ST Ai Bing's performance in the secondary market can be described as a "dark horse", which is already the seventh price limit, and if it continues like this, it is only a matter of time before the stock price breaks through the 100 yuan mark.
An ST stock that has been included in the list of delisting risks, can have such a dazzling performance, which can be regarded as a rare myth and legend in the domestic capital market in recent years.
Ai Bing Group is booming, but Bluestar Group has suffered the biggest Waterloo since its establishment.
Bluestar Group has expanded rapidly in the last two years. In addition to the two projects in cooperation with Zhao San's Tiancheng Trust Company, there is also a large-scale steel project - Bluestar Steel will be put into operation in the middle of the year.
Zhou Dingnan has great ambitions, he wants to be the largest private iron and steel enterprise in China. Iron and steel smelting and rolling processing, the steel industry is a technology-intensive industry, the technical level is very high, coupled with Zhou Dingnan's positioning is very high, the main equipment of Bluestar Iron and Steel 1380m3 blast furnace, 1080m3 blast furnace, 110 tons of converter and 100 tons of converter has reached the equipment level of domestic super-large iron and steel enterprises, 800,000 tons of rebar and 700,000 tons of high-line equipment is also claimed to have reached the most advanced level in the world.
The investment in steel industry projects can be imagined. Relying on the financial strength of Bluestar Group itself, this project not only occupies more than 90% of Bluestar Group's capital reserves, but also raises a total of more than 1 billion yuan from major banks.
Zhou Dingnan said more than once in an interview with the city's media that Bluestar Iron and Steel must build a first-class steel enterprise in China with high-standard design and high-standard construction.
The Bluestar Steel project is also the largest industrial project in the city, and the first of the 100 key projects personally supervised by the municipal government.
Zhou Dingnan is almost like a gambler, and the chips for the development of Bluestar Group in the next ten years are all pressed on Bluestar Steel.
Zhou Dingnan never dreamed that there would be a problem with Bluestar Steel.
The construction period of Bluestar Steel is more than two years, and it will be put into trial operation this year. But just three days ago, the largest financing institution, China Construction Bank C City Branch, suddenly refused to renew the loan after the loan of 200 million yuan expired, and asked Bluestar Group to repay all the loans within one month.
Bank loans are repaid annually and then renewed and extended, which is the regular route. CCB's sudden refusal to renew the loan caught Zhou Dingnan and Bluestar Group off guard.
Soon after, two other banks also made similar requests, not to renew the loan and extend the loan, and to repay the loan within a time limit.
A loan of one billion yuan, a concentrated outbreak of repayment, which is enough to directly lead to the rupture of the capital chain of the Blue Star Group, and the Zhou family is facing a crisis of life and death!
When Guo Yang got the news and rushed to the conference room of the Blue Star Group, Zhou Dingnan was convening all the high-level members of the group to discuss countermeasures. Zhou Bing had just gone to the United States to handle his withdrawal, and he had no idea about it.
Guo Yang pushed the door and entered, and sat down in a corner of the conference room.
Zhou Dingnan's face was obviously pale, and his voice was faintly trembling.
All the Bluestar Group executives remained strangely silent and silent. Everyone didn't know how to face and solve such a crisis and dilemma, because before that, Zhou Dingnan and these executives separately mediated and communicated with the main person in charge of the bank, and the results were still very bad.
The three banks were resolute.
And the reason for not renewing the loan is almost the same: the bank believes that there is a possibility of rupture in the capital chain of Bluestar Group, the projects invested in recent years occupy too much liquidity, and the real estate projects in the provincial capital and the fine chemical projects in the city have a major risk of being unfinished.
The performance of the bank is infuriating, but the reason is that the people have good reasons, and you can't find the slightest loophole.
And Zhou Dingnan knew very well in his heart that Zhao San must be behind this. Zhao San himself is a person in the field of financial trust, and he has abundant contacts and resources at the financial level in the northern province, and it is very likely that he will exert pressure on the branches in the city through the provincial bank, which has led to this bad result.
Zhou Dingnan was very angry, Zhao San was trying to push the Zhou family into a desperate situation!
Zhou Dingnan looked around at everyone and saw that all the executives were silent, and couldn't help but roar angrily: "In the face of life and death, you don't have the slightest opinion or suggestion? How to deal with it? There is no way at all? So, what does the group want you people to do?"
Zhou Dingnan slapped the table angrily. The table slammed, and the glass of water in front of him nearly toppled to the ground.
All the executives remained silent.
This matter is simply helpless, the people of the Zhao family came forward to exert pressure on the bank, unless you have more influence than Zhao San in the financial industry, you can resolve this crisis. Otherwise, you'll have to suffer.
Such a large loan repayment is simply not affordable for Bluestar Group. If this matter is not handled properly, the Blue Star Group will collapse.
Zhou Dingnan was ashamed and angry: "The meeting is over!
All of them are listed.
Only Guo Yang and Zhou Dingnan were left in the conference room.
"Zhao San, this little brute is really ruthless...... The means are under the means, he is trying to force Lan Xing to a dead end!" "Zhou Dingnan is a person with great cultivation and grace, he rarely speaks ill of someone, and he can burst out foul language, which is enough to prove that he is flustered and angry at the moment.
Guo Yang was silent.
He naturally understood Zhou Dingnan's bad mood at the moment.
The Zhou family is facing life and death, and it is naturally difficult for Zhou Dingnan to calm down.
Needless to say, it must be Zhao San's ghost.
But Zhao San's ghost is one thing, the reason for falling into such a predicament is Zhou Dingnan's decision-making mistakes. In Guo Yang's view, Bluestar Group's contact with such an industrial project that occupies a large amount of capital is a failure within a failure.
Fine chemical projects, steel projects, which are industrial projects that require large capital investment, the capital return cycle is quite long, this blind expansion in the traditional production capacity is a major hidden danger of Bluestar Group. Zhao San's behind-the-scenes manipulation is just a gust of wind, if it is not for the fact that the Bluestar Group itself has a major risk of breaking the capital chain, how can it be so?
But Guo Yang knew very well in his heart that this was not the time to discuss decision-making mistakes with Zhou Dingnan. At this time, we must come up with a way to help the Zhou family get through this crisis, otherwise the Zhou family will be finished.
Zhou Dingnan was short of breath and looked at his son-in-law, his eyes full of expectation.
He was like a drowning man who saw a life-saving straw.
Guo Yang sighed lightly: "Dad, what is the attitude of the city? Have you talked to the city?"
Zhou Dingnan sneered irritably: "I talked to Meng Jianmin, but this Deputy Mayor Meng doesn't want to do anything except be an official." ”
"Dad, Bluestar Steel is the largest industrial project in the city, and Bluestar Group is facing a financial crisis, and the city should not let it go. After all, if this project is ruined, it will have a big impact on the city. I suggest that you come forward to find Secretary Jiang and Mayor Ma and listen to the opinions of these two main leaders. ”
Zhou Dingnan was silent.
In fact, he has signed up to meet Secretary Jiang and Mayor Ma, but the information fed back by the Municipal Party Committee Office and the Municipal Government Office is not optimistic, saying that the two main leaders are now busy with official business and have no time to meet Zhou Dingnan for the time being, so let him wait.
Guo Yang glanced at Zhou Dingnan, who was anxious and angry, his brows were furrowed, and his heart flashed.
——————
Municipal.
Jiang Xuefeng, secretary of the municipal party committee, looked at Mayor Ma Pingshan with a shocked face, and said in a deep voice: "It's really too much, Lao Ma, because of a little personal grudge, he interfered with major industrial projects in our city with black hands, and behaved badly!"
Ma Pingshan sighed: "Secretary Jiang, you can calm your anger, first, we don't have any evidence for this matter, and second, this is completely the bank's internal decision-making behavior, and our city can only coordinate and mediate, not intervene." ”
Ma Pingshan had something in his heart that he didn't say.
In fact, in Ma Pingshan's view, although the bank's decision has Zhao San's elements of fanning the flames behind his back, it is not completely aimed at the Zhou family. People have also undergone scientific evaluation, in order to avoid and prevent their own loan risks.
The decision of one bank directly affects the other two.
Therefore, this matter has nothing to do with Zhao San, but it has nothing to do with it.
Zhao San's insidiousness lies in the fact that he aimed at the bank's worries, and directly amplified the bank's risk prevention awareness by fanning the flames, which led to the bank's decision not to renew the loan.
Jiang Xuefeng was silent for a while, and then said in a deep voice: "Anyway, we can't watch the success of the Blue Star Steel project come to fruition, Lao Ma, you personally come forward to make an appointment with the heads of the three banks, and when necessary, our city can come forward to make a guarantee!"
"With our city as a guarantee, what are the banks worried about? The strength of the Blue Star Group is here, as long as this project is put into operation, the future profits can be imagined, what is the repayment of this loan? Old horse, we must protect the big enterprises in the city, otherwise these enterprises will collapse, and the impact on the city's economic development will be too great!"
Ma Pingshan snorted: "Secretary Jiang, I have asked the city government to make an appointment with the heads of the three banks, I will meet with them this afternoon to talk about the attitude of the city, and hope that they can take into account the overall situation and support the economic development of the city!"
"When necessary, I can also come forward to find the leaders of the provincial bank, but according to the information I got in the morning, the pressure of not renewing the loan is passed down by the provincial bank, and it is difficult to do the work of the provincial bank. ”
Jiang Xuefeng waved his hand in disappointment: "Try it, tell these banks that it's best not to take advantage of the fire to rob!"
……
Xue Chunlan, who was visiting Xue Lao at her mother's house in the provincial capital, got the news from her husband, and her face became ugly. Although her husband repeatedly told her not to disclose it to the Xue family, Xue Chunlan couldn't help but tell her father Xue Lao about it.
Xue Chunlan subconsciously still hoped that Xue Lao could come forward to help the Zhou family through this crisis. But Xue Lao's performance and reaction made her a little disappointed and desperate.
Xue Lao was silent for a long time before he said lightly: "Chunlan, is Zhao San making trouble behind his back? Do you have any evidence? There is absolutely no possibility that the old man of the Zhao family came forward in this matter, and the old man of the Zhao family is not that kind of person! If it is Zhao San, he must not have this ability! Are you sure that your Zhou family has no problems in operation?"
Xue Lao is worthy of being a person who has gone through the vicissitudes of life, and he saw the essence of the problem at a glance.
Xue Chunlan was stunned, she didn't know much about the management and operation of the Blue Star Group, and she felt that the old man's words were very reasonable. Zhao San will certainly make trouble behind his back, but the three big banks suddenly did not renew their loans together, and Bluestar Group suddenly faced a crisis of broken capital chain, which is not something Zhao San can do at all.
Only when the Bluestar Group itself has major risks and hidden dangers was Zhao San caught.