Xue Lao glanced at his daughter, "Chunlan, this is a matter of your company's own management, and I can't control it." You tell Zhou Dingnan to find a way to solve it yourself, the Xue family will not interfere in this matter, and they can't interfere!"

"If you can't get past this hurdle, there will be no need for your company to continue to exist. ”

Xue Lao walked away.

Xue Lao's seemingly indifferent and ruthless attitude made Xue Chunlan even more desperate.

Xue Guangyao sighed on the side: "Chunlan, you don't have to think too much, your company has grown from scratch, and how many ditches and ups and downs have you experienced, what is this?"

Xue Chunlan bit her lip: "Second brother, Lao Zhou never complained in front of me, but this time, I could feel his helplessness and panic." This time, I'm afraid it's a hurdle for our Zhou family, if we can't get over, it may be ......"

Xue Guangyao frowned: "Isn't it just a loan of 1 billion yuan? The Blue Star Group has a big business, claiming to have assets of nearly 10 billion, and this amount of funds can't be raised?"

What Xue Guangyao said was layman's words.

The total assets are nearly 10 billion, which refers to the combination of various tangible and intangible assets, not the amount of cash. Of course, if the Bluestar Group sells its enterprises and assets, it is not impossible to take out one billion, but because of this, the Bluestar Group will completely collapse.

Xue Guangyao saw that his sister's face was pale, and he couldn't help but soften his heart again: "Okay, Chunlan, you guys think of a way first, if there is really no way, I will come forward to find Secretary Jiang in your city, and let the city help coordinate it!"

……

When Xue Guangyao mentioned this matter, Mayor Ma was coming forward to interview the heads of the three banks, and Zhou Dingnan and Guo Yang were also present.

However, no matter how Mayor Ma expressed his position on behalf of the municipal party committee and government, asking the bank to take into account the overall situation, the bank's attitude was still very resolute and refused to give in.

Zhou Dingnan couldn't help but said angrily: "Ladies and gentlemen, our Bluestar Group has always maintained a good cooperative relationship with major banks, and we are very clear about our reputation and reputation, when did we rely on the bank's account? I need to remind you that this loan was taken by you to take the initiative to ask us for a loan, and now our project is about to be put into operation, you will take advantage of the fire to rob, what is this not malicious extortion?"

Zhou Da, the president of the CCB branch, smiled calmly: "Dong Zhou, you don't have to be angry, our bank has made this decision after scientific assessment, and your current capital situation and asset management status have not passed our bank's risk assessment, so ...... Please also understand that our bank itself must guard against risks, which is the requirement of the provincial bank and the central bank!"

The heads of the other two banks also chimed in.

Zhou Dingnan was furious: "You guys are really ...... Let me tell you, if the Bluestar Group collapses, you will also not get a penny, and you will not be able to recover the principal and interest of the loan!"

Zhou Dakuan smiled: "Dong Zhou, the total assets of your Bluestar Group are nearly 10 billion, isn't it trivial to repay our loans of hundreds of millions? Don't say such cruel words, if we can't repay them when due, we will definitely go through the judicial process!"

An interview collapsed like this, and Ma Pingshan couldn't control it.

The heads of the three banks hurried away, and Zhou Dingnan and Guo Yang also had no choice but to leave.

On the way back to Zhou's house, Zhou Dingnan almost gritted his teeth and said: "If it doesn't work, we will break the net with them! Drag it out and let them go through the judicial process, isn't it just a lawsuit? There is still time to come and go, I don't believe that the company can't pass this hurdle!"

Guo Yang smiled bitterly and was silent.

This kind of lawsuit, Bluestar Group will definitely lose. Even if it is delayed, it will not last long, but it will discredit the Bluestar Group.

Guo Yang has been thinking about a problem, he has a bold idea about how to help the Zhou family survive this crisis, but he has never made up his mind.

After hesitating for a moment, he said softly: "Dad, how much money can the Bluestar Group try to raise now?"

Zhou Dingnan was silent for a moment, "One or two hundred million is dead, after all, in the past two years, we have continuously launched large projects, and the funds have been invested in the project, plus the fine chemical industry and the real estate project in the provincial capital also account for a lot of funds......"

Guo Yang gasped.

He has thought too much about the current predicament of the Blue Star Group, but he still feels helpless about the current situation.

He was really helpless.

Zhou Dingnan is in a daze? Doing a real industry is not a way to play? Blindly expanding and ignoring the risk control of the capital chain, isn't this looking for death?

This can't be blamed on Zhao San at all, it's completely a problem with the Zhou family's own business strategy.

……

Guo Yang sent Zhou Dingnan home and drove straight to the provincial capital.

He had an idea, but he had to urgently meet with Shen Xiaoman to see if it was feasible.

Shen Xiaoman had just dealt with a group of media reporters, and was just about to take a breath and go back to his residence to rest, when he suddenly received a call from Guo Yang: "Guo Yang, have you come to the provincial capital?"

"I'm in the café across the street from the company, come over here, I have something to discuss with you. Guo Yang hung up the phone after speaking.

Ten minutes later, Shen Xiaoman wore wide-brimmed sunglasses and lowered the brim of his hat and walked in.

"Sit!" Guo Yang waved his hand: "I have something to talk to you about!"

Guo Yang hurriedly briefly explained the situation faced by the Zhou family, and Shen Xiaoman frowned: "Guo Yang, according to what you said, in fact, no one can be blamed for this situation, on the surface, someone is fanning the flames behind the scenes, but if it weren't for the risk of the Blue Star Group itself, it would not have led to this situation." ”

"I didn't expect that Zhou Bing's company would be in this situation. I said that your old man is also dizzy, this kind of project occupies such a large amount of funds, how can it be so frequent?

Guo Yang sighed: "Do you have any good solutions?"

Guo Yang stared at Shen Xiaoman deeply. Shen Xiaoman is an elite in business management, and her thinking and vision may bring a different way out to the Zhou family.

"It's not easy to do, there is only one way, and that is to raise funds and pay off the loans. After repaying the loan, find a way to obtain financing from the bank to alleviate the problem of financial difficulties. Shen Xiaoman said softly: "However, in the current situation of the Blue Star Group, it is estimated that it is very difficult to raise funds. ”

Guo Yang smiled bitterly: "Then we can't watch the Blue Star collapse." We ......"

Guo Yang wanted to speak and stopped.

Although Ai Bing Group is his company, it is not simply his own company. Ai Bing Group is now a big platform with a bright future, pinning the ideals of many people, including Shen Xiaoman.

Shen Xiaoman's pretty face changed: "Guo Yang, you have to think clearly, the Blue Star has collapsed and our Ai Bing, the Zhou family and you are a family after all, with us, they still have a chance to make a comeback, but if you drag Ai Bing down in order to help the Zhou family, we will all be finished!"

Shen Xiaoman thought that Guo Yang wanted to lend the 300 million yuan in cash invested by the Gaolan Fund to the Bluestar Group to pay off the bank loan, so he said this.

Guo Yang smiled bitterly: "Xiaoman, you misunderstood what I meant, I mean ......"

Guo Yang took a deep breath and continued: "Using the cash on our hands, and then through bank financing, we will raise one billion funds, and we will use this to acquire part of the equity of Bluestar Group, and then list the operation of Bluestar Group...... Is this possible?"

Shen Xiaoman raised his eyebrows: "Guo Yang, in our current situation, financing is not a problem." But we invested more than a billion to fill the hole for Blue Star, the risk is too great, and I firmly oppose it!"

"Besides, the assets of the Blue Star Group are huge, and we will acquire about 10% of their shares at most with this billion yuan, and with this equity, how can we put the operation of Blue Star on the market? Once we do not see returns for a long time, our financial pressure will become greater, then, the problem of Blue Star may not be fundamentally solved, and in turn it will drag down our Ai Bing! I firmly oppose your idea! You are too impulsive! You can't be dizzy just because the Zhou family is your father-in-law!"

Shen Xiaoman's emotions were very excited.

Guo Yang sighed and fell silent.

In fact, Shen Xiaoman's backlash was expected by him, Shen Xiaoman said it was very reasonable, his idea was too crazy, and there were emotional factors.

Shen Xiaoman stared at Guo Yang: "Guo Yang, I can understand your feelings of helping the Zhou family tide over the difficulties, but our Ai Bing Group is in the rising period, and we can't take a wrong half a step at present, as long as we work steadily and steadily, it won't take five years for us to become one of the top two large enterprises in China! We can't take risks with the future development of the enterprise because of emotional impulses!"

Guo Yang sighed: "Xiaoman, I understand what you said, but I can't watch the Zhou family be unlucky...... If you can help, you still have to help a little. ”

Shen Xiaoman pouted: "What are you worried about? The Zhou family's company has collapsed, and our Ai Bing, your wife will not suffer in the future, so why do you have to drag both families down?"

The atmosphere was dull, and the two sat facing each other, silent.

Suddenly, Guo Yang's heart flashed, and an electric light shone in his mind, and his eyes lit up and said: "Xiaoman, you said that if we raise a billion yuan of funds and merge Bluestar Steel, how about it? This steel project is built with high standards, and the equipment is world-class, if it is not for this incident, there will be a few months to put into trial operation, and the future benefits will definitely not be ...... bad."

"With an investment of one billion, we can get at least 90% of the equity of Bluestar Steel, and we can completely operate this company in the future......"

Shen Xiaoman blinked: "Guo Yang, it is theoretically feasible, but the risk is too great." Have you ever thought that we are making investments, and the real industry involved is at most commerce, this kind of steel project is too strange to us, and we don't understand technology, and if we don't do it well, it will drag us into the quagmire......

"Bluestar Steel has a mature technology and management team, after we go in, we only need to manage the management team, and leave other business problems to them...... Anyway, we are a family, and there is no trust risk. ”