Lu Jianchuan replied as a matter of course: "If our company develops a real estate project, the main source of funds is the bank, which is also the source of funds used by more than 99% of the real estate chamber of commerce. Pen, fun, pavilion www. biquge。 After all, like Huanghua Linxi, a few of our friends cooperate in development, which can only be regarded as a small fight, and everyone can just throw some money into it. ”

"Yes, it's the bank!"

Lu Heng snapped his fingers, and he had expected Lu Jianchuan's answer.

"But what does this have to do with the prospects of the real estate industry?" Lu Jianchuan was puzzled and looked at Lu Heng suspiciously, "And this also has little to do with the cooperation between you and me, and even my acquisition of Sanlin shares!"

Lu Heng smiled slightly, "Why doesn't it matter? If the attitude of the bank changes, it will affect the industries related to people's lives in all aspects." The industries you and I are engaged in are inseparable from clothing, food, housing and transportation, and are greatly influenced by banks. I wonder if you have paid attention to the policy changes of major banks recently?"

Lu Jianchuan shook his head, his brows furrowed together, it was obvious that he hadn't turned the corner.

Maybe it was Lu Heng's snap of his fingers that made a slightly louder sound, or maybe it was because he saw that Lu Jianchuan gradually lost his dominant position in the process of negotiation, and even the host and guest were reversed, and he retreated, Gu Yuanchao, who had been reading quietly, put down the newspaper.

With a cough, Gu Yuanchao slowly spoke after attracting the attention of the two.

"Jianchuan has not had any major projects launched recently, so I don't know what the major banks are doing. However, several real estate companies I have invested in have projects that have started, and I have been in contact with banks a lot, so I may be clear. Their mouths are relaxed!"

Lu Jianchuan looked at Gu Yuanchao in surprise, he understood very well what it meant to "relax the mouth".

"Uncle Gu, what do you mean?"

Gu Yuanchao glanced at Lu Heng, who was smiling on the side, and while he was surprised, he said in a very calm tone: "There are not many factors restricting the real estate industry, money is one, and land prices are one." The bank has relaxed, the difficulty of lending has been reduced, and the amount of loan has become larger, which directly solves the problem of insufficient funds for real estate developers. In other words, taking your company as an example, usually your company can only start two or three projects with a loan, but with the current bank policy, at least you can support more than four projects!"

"It's ....... Impossible!"

Lu Jianchuan opened his mouth wide and said in disbelief, but when his eyes fell on the calm Gu Yuanchao and Lu Heng, who already knew his expression, he had to believe it.

Choking on his spit, Lu Jianchuan still asked in disbelief: "Why is this happening, the national government doesn't seem to have issued any major policies recently?"

No wonder Lu Jianchuan is so out of shape, it is true that almost all the changes in China's major banks are closely related to the country.

For example, private enterprise housing loans, interest rates, loan qualification review, etc.

If the state or the Bank of China does not release the weather vane, all banks will not dare to make any unusual moves.

After all, the largest bank in China is the Bank of China, and the president is at the vice-provincial, ministerial level, and the existence of high-level officials at the central level is directly linked to the government!

Gu Yuanchao glanced at Lu Heng and said with some expectation: "I don't know much about the reasons for the change in the bank's policy, maybe Lu Heng can solve the confusion for the two of us." ”

Looking at the eyes of the two, Lu Heng smiled even more.

Knocking on the table, Lu Heng said with a smile: "The reason is actually very simple! What is the biggest crisis that the country is currently encountering, everyone knows that it is nothing more than the financial crisis that has swept the world. Since this financial crisis is said to have spread to the whole world, and the United States has even fallen into an economic depression, it can be seen that its impact is huge. China seems to be sitting on a high platform and staying still, but in fact, the economy has also been seriously affected.

China's economic growth has always been the fastest in the world, and the government is unlikely to let this momentum be curbed too much. In order to save the economy, macroeconomic regulation and control at the national level will inevitably be made. ”

Lu Jianchuan swallowed his saliva, still not quite understanding the relationship here.

Gu Yuanchao was old and realized something, but there was still a layer of window paper there, which made his heart not so bright.

"How can we save the economy and keep the momentum of development in the whole country? The method is very simple, to stimulate consumption, because consumption is the main means of stimulating economic activities. You may not know very well, but those of us majoring in economics and finance know that there are only three ways: one is to raise taxes, the second is to issue bonds, and the third is to print money.

First of all, it is impossible to raise taxes, and even if they can increase government revenues, it is definitely not what a wise government organization should do in times of economic downturn. It leads to an increase in the burden on the common people and a reduction in the quality of life, which can only be done in times of war or mediocre government organizations, and it is obvious that the ruling team of our country is not mediocre, but excellent!

The second is to issue bonds, which is a good choice and will not create inflation. However, the disadvantage is also obvious, which will cause interest rates to rise, which is not conducive to corporate financing, but also puts pressure on the appreciation of the renminbi.

Then in the end, there is only one option left, print money, print a lot of money!"

Lu Heng waved his hand vigorously and said fiercely, Lu Gu and the others who heard this could feel the affirmation of Lu Heng's tone, which was a kind of 100% confidence in their own guesses!

At the same time, the answer in my heart is about to come out.

Lu Heng breathed a sigh of relief, shook his head and said: "I don't know how much money was printed, and it is impossible for the vast majority of people in China to know." But that's definitely a lot of numbers, so much that it can cause inflation, and a piece of Chongqing noodles in the past may cost three, five, or even ten yuan in the future!

Ahem, we don't have to think about this, the state will definitely consider the consequences before printing money. What we have to consider is how to use so much money printed and turn it into money in the hands of the common people and into currency circulating in the market, rather than the Guanjin coupons during the rule of the Kuomintang/Kuomintang/Party, which is extremely vicious and worthless. So now, what do you think, how is the country going to spend this money?"

Printing Lu Heng's gaze, Gu Yuanchao suddenly brightened.

Lu Jianchuan even blurted out, "Loans! Bank credit! Only bank credit can easily use the money, and finally fall into the hands of entrepreneurs and ordinary people! By the way, this is it, and only in this way can we explain why it is so easy for banks to borrow money now, and they will borrow more money than before." ”

Lu Heng snapped his fingers again and said appreciatively, "Yes, that's it!"

Gu Yuanchao sighed with emotion, "You college students, it's really ........ Tsk, it's good to read more books, but for those of us who haven't learned the relevant knowledge, where can we reason from world events to things that are closely related to life. ”

"Uncle Gu laughed, you just didn't have such good learning conditions in that era. ”

Lu Heng said modestly, and then immediately returned to the topic.

Therefore, don't think that the explosion of the real estate industry in the past few years will bring housing prices down, this is just an illusion seen in the eyes of ordinary people. In the next decade, housing prices will usher in a new round of explosive increases!"

Lu Jianchuan was a little confused again, and asked embarrassedly: "The real estate dealer has more money, and the number of properties that can be built has increased, the supply is sufficient, and the money in the hands of the people has also increased, and they can easily buy houses, how can house prices rise?"

It's just that as soon as the words came out, he found Gu Yuanchao glaring at him with hatred.

"How else to say that you are an ordinary person, Lu Heng is a genius, a melon baby!"

Poof, Lu Heng smiled very unkindly.