By the summer of 1995, Citibank had opened four branches in Chinese mainland, located in Shenghai, Shencheng, Huadu and Beijing.

However, only Shenghai Branch has comprehensive business qualifications, and the other three branches do not do personal business, and can only do part of the financial business to the public. For example, the Shenzhen branch is not qualified to handle the B-share dollar clearing work on the Shenzhen Stock Exchange, and needs to send someone from the Shenghai headquarters to do it for two days a week, and the relevant person in charge is a Hong Kong man in his 30s.

Similarly, only Shenghai has a PR department at its headquarters, and Alan Lee has just been appointed deputy general manager of Citi China's PR department.

As soon as Song Weiyang stepped into the gate of the bank, a staff member came to receive him: "Hello sir, what business do you want to handle?"

"Can your bank handle personal business?" Song Weiyang asked.

"Yes," the staff member smiled, "our Citi China Shenghai branch has just opened a full-fledged business ......"

Without waiting for the other party to finish speaking, Song Weiyang interrupted: "Okay, I'll save 10 million first." ”

The staff was stunned and immediately overjoyed: "Sir, please follow me to the VIP room, we have a special account manager in charge." ”

"Your bank is quite a local custom, and the VIP rooms have been built. Song Weiyang said.

The staff smiled: "Sir, we at Citibank put our customers first, and we try our best to provide customers with a home-away service no matter what country we are in." Sir, please come in, this is our account manager, Mr. Pei Yigen. ”

A young man with glasses about 30 years old shook hands and said, "Hello sir, my name is Pei Yigen, and I am very happy to serve you." ”

"I'm Song Weiyang. Song Weiyang smiled and shook hands, he actually met an acquaintance.

I don't know each other very well, and I've only met a few times in my last life. After all, Song Weiyang is just a local tyrant in a small place, and the Pei Yigen in front of him will rise step by step and grow into the president of Citibank in China.

Pei Yigen's eyes lit up: "Xifeng, that Mr. Song?"

"It's me. Song Weiyang said.

"Boss Song, please take a seat. Pei Yigen received him warmly.

The staff had already brought the coffee, and Song Weiyang sat on the sofa and sipped the coffee, and said with a smile: "Mr. Pei is very young." ”

Pei Yigen said: "After graduating from Fudan University, I joined Citibank. ”

"You're also from Fudan, senior brother!" Song Weiyang said with a smile, "I'm from the 94th class." ”

"What a coincidence, I'm 88. Pei Yigen was also quite happy.

Should this have been renamed "My Alumni Are All Over the World"?

The two don't talk about business, only talk about campus topics. The taste of the food in the central cafeteria, the row of barber shops in front of the school is about to be demolished, and the crooked-neck tree in front of the first school building is haunted...... The conversation was full of laughter.

For Pei Yigen, from the moment he knew Song Weiyang's true identity, he already had a choice - Mr. Xifeng, I have made up your friend!

Citibank fell into a huge crisis around 1990, and while rapidly adjusting its business structure, it also frantically improved customer service and improved its customer relationship management system. As long as you meet high-quality customers, you will really worship God, and even hold receptions and banquets for customers, invite customers to go to the suburbs for weekend activities, watch performances, sports meetings and so on.

Song Weiyang claimed to be here to deposit 10 million today, and Citibank will be very attentive and continue to consolidate the relationship, so that Song Weiyang can develop a series of services such as asset management, personal finance, consulting, finance and insurance in their bank. Even when Song Weiyang said that he was going to travel to Europe one day, Citibank would help formulate travel routes, help book air tickets and hotels, and help contact landing tour guides......

You have money, you are the master.

Grandpa, is your grandson happy to serve you?

Pei Yigen is now putting things down and chatting with Song Weiyang vigorously, just to get more customer information, including Song Weiyang's interests and hobbies. Through chatting, he already knew that Song Weiyang liked rock and roll, and liked Cui Jian and Moyan Sanjie. If a well-known rock singer comes to Shenghai for a concert, Pei Yigen will call to ask if he is available, and then help Song Weiyang buy tickets for free.

Song Weiyang took the initiative to say: "Xifeng now has cooperation with European dealers, is also in contact with North American dealers, and is ready to order foreign advanced machines, foreign exchange business is a lot." ”

Pei Yigen hurriedly asked: "I don't know ...... Mr. Song"

"Just call me Brother Song, you're a senior. Song Weiyang said with a smile.

"Then I'll trust it," Pei Yigen said, "I don't know which bank Brother Song's company is cooperating with to handle foreign exchange business now?"

"ICBC. Song Weiyang said.

"ICBC's strength is still very strong, but," Pei Yigen said, "in terms of external business, ICBC is definitely not as good as Citibank." We provide a global service, with branches in Europe, Asia, the Americas, and even Africa, which can greatly improve the efficiency of Xifeng's overseas work. ”

"Senior brother, are you pulling business?" Song Weiyang asked with a smile.

"It's just telling the truth," Pei Yigen said, "If my brother is not at ease, you can contact and understand it first." In this case, I will get you a credit card with an overdraft limit of $1,000,000. In the future, when you go to Hong Kong City to shop, you can brush and buy as much as you want, and then you will know how convenient it is to cooperate with Citibank. ”

"This is good, you don't need to exchange Hong Kong dollars when you go to Hong Kong City in the future. Song Weiyang nodded and said.

Pei Yigen said: "If Brother Song wants to speculate in stocks, he can also open a special account in our bank. Regardless of whether it is the Shenzhen Stock Exchange or the Shanghai Stock Exchange, the US dollar settlement of B shares is handled by our bank. ”

"It's illegal to speculate on B shares. Song Weiyang said with a smile.

"That's why we need to set up a special account. Pei Yigen said with a smile.

In these years, Chinese (mainland) cannot buy B shares, which are specially set up for overseas personnel.

Song Weiyang asked: "Senior brother is very familiar with the securities market?"

"Three months ago, I was a securities trader at Citibank. ”

"How is the Hong Kong stock market doing?" Song asked.

"Don't mention it," Pei Yigen waved his hand and said, "At the beginning of the year, I dived across the board, and now it is still falling, what you buy and what you lose." ”

Song Weiyang asked: "How is Lenovo's stock market?"

"It's been falling, it's been a year and two months," Pei Yigen shook his head and said, "Lenovo's stock was more than 7 yuan (Hong Kong dollars) at its peak, and now it has fallen below 4 cents, and I estimate that it is very likely to fall below 3 cents." ”

Lenovo has been really miserable in the past two years, with an issue price of 1.33 Hong Kong dollars, which rose to more than 7 yuan in less than three months, and then plummeted all the way, falling to 0.295 Hong Kong dollars before it began to rebound.

Song Weiyang said with a smile: "When Lenovo falls below 3 cents, senior brother remember to call me." ”

"Do you want to buy Lenovo?" Pei Yigen persuaded, "Now that several major foreign manufacturers are invading on a large scale, Lenovo can't hold on, and it is likely that it will go out of business directly one day." ”

"Lenovo computers have been selling well in the past few months, and their reputation is also very good. Song Weiyang said.

"That's a price war, and with Lenovo's current funds, it is estimated that it won't last long. Pei Yigen said.

Song Weiyang smiled and said, "I'm optimistic about Lenovo." ”

Pei Yigen no longer dissuaded, nodded and said: "Okay, I'll let my colleagues in Hong Kong City pay attention to it at any time, and I'll notify you once Lenovo's stock price falls below 3 cents." ”

After chatting for a while, Song Weiyang asked casually: "Is there a man named Li Aaron in your bank?"

"He doesn't work at the Shenghai branch, he was transferred to the public relations department of the headquarters," Pei Yigen asked, "What, Brother Song knows Li Aaron?"

"We've had a drink together," Song Weiyang said, "he's very young, just over 30 years old, and he's been staying abroad, so why would Citibank let him join the public relations department? ”

Pei Yigen smiled: "Hehe, he has a relationship in China, and his grandfather knows some people." That's all official dealings, you know. ”

Okay, Song Weiyang finally understood it completely.

It turned out that Alan Li's grandfather had friendships with some domestic officials, and most of them were old friends before the founding of the People's Republic of China. This grandson can come to China to do anything, just run to eat and drink with him when it is critical, no wonder he will serve as a special adviser and a public relations officer.

How do you kill him?