Chapter 153: The History of Real Estate
After buying a car, Chen Shi was ready to take the driver's license test, and Li Yalian also had to take the test, it was impossible for Chen Shi to be the only one who had a driver's license, and my sister also signed up by the way, because she knew that she should drive often in the future, so the three of them went to sign up together.
The driving school is in Baiyun District, which is far away from the city center, and it takes an hour to make a bus and a taxi to take thirty or forty minutes.
The driver's license test is quite strict, and there are three subjects that must be examined, one is the written test, which mainly tests traffic laws and related knowledge, with a full score of 100 points and a pass of more than 90 points. The second is field driving, in the field, real cars. Only pass and fail are divided. Nine compulsory tests are implemented, including reversing into the garage, turning around on narrow roads, parking in the side direction, parking and starting at a fixed point on a ramp, turning at right angles, driving on a curve, emergency braking, tunneling, and picking up cards at toll stations. Only those who pass all nine compulsory items can pass the subject 2 exam. The third is road driving, highway or simulated field, real car. The test is all carried out by electronic eye monitoring + traffic police test, and the road test is more fair.
Since January 1, 2013, since the implementation of the new traffic regulations, the test has increased the use of lights, left and right turns and passing the crosswalk, etc., and the road test has been added after the safe and civilized driving common sense theory test. The exam has 50 questions, each of which is worth 2 points. Full score of 100 points, 90 points and above qualified.
However, there are not so many rules now, compared to later generations, most of them are man-made, of course, there are many speculative profit-making, and some can even buy a driver's license with money.
Chen Shi doesn't want to spend some money to buy a driver's license, because after all, this is a matter of life and death, if you spend some money to buy a driver's license, you will know that you will regret it when something happens. If you don't understand the traffic rules, you don't know when you will be deducted points, this is still a little lighter, and the important thing is that car accidents are often caused by not obeying traffic rules. A person who obeys the traffic rules and honestly gets a driver's license is definitely much safer than a person who speculatively spends money to buy a driver's license, and the chance of getting into a car accident is much smaller.
Chen Shi cherishes his life very much, so he still studies honestly. Many driving schools have a few classes a week, because most of the white-collar workers who have learned driver's licenses have no time to spend here every day, so they can take time to learn on weekends, so they can learn in a few months, and they can generally pass the test.
In the exam, the most important thing is the written test, as long as the written test is passed, the other two subjects are very easy to pass, because the hands-on operation is taught by someone, it is easier than the written test, the written test at least has to memorize the regulations, and it is difficult for people who have a bad memory or do not like to learn.
In order to drive, Chen Shi is of course serious about learning.
On the weekend, the three of them took two classes, and then had to wait for the next week to continue learning, Chen Shi and Li Yalian could study in a row, but because they had to take care of their sister, they couldn't leave her behind, and if she came to class alone in the future, it would not be good if she had an accident, so they decided to go to class together, so it would be good to have a response.
Classes on weekends, when my sister went to school on Monday, Chen Shi was ready to go to see the house, because to move, he had to find a villa with a good location, there must be mountains and rivers, it must be quiet and not noisy, and it must be convenient and not far from the place where to shop.
Chen Shi and Li Yalian first found a map of Lin Cheng, studied the map first, and saw what places were suitable for living. Chen Shi values Jinyang New District, which is a high-tech zone that has not yet been opened, although it is not prosperous now, but Chen Shi knows that in the next five years, it will be a place where Lincheng will focus on supporting development. However, Li Yalian disagreed, she thought that Jinyang is too barren now, there is no popularity at all, it is okay to buy a house and keep it for later, if you live in that place now, not only is it inconvenient to shop, but also there is no popularity, and the streets are not prosperous, compared to the city center, the difference is 108,000 miles.
Chen Shi asked Li Yalian where to choose, she said that she fancy Huaxi District, because the scenery here is good, not far from the city center, it only takes ten minutes to drive, and Huaxi also has an open park, you can visit the mountains and rivers at any time, where there is a lake, there are mountains and boats, you can barbecue by the lake on the weekend, drink a little wine, it is very leisurely.
Chen Shi thinks about it, Jinyang is indeed too barren now, you can buy a house, but you must not live in the past, because there is no popularity, because it is inconvenient, even the station has not been relocated now, and all the infrastructure has not been established, so it is not suitable.
He said, "Then Huaxi District! Let's go to the agent now and ask if there are any good houses nearby." ”
Real estate is a good project, Chen Shi suddenly thought, this is an absolutely money-making project, as long as you are not a fool, you can make money with a little money in your hands, as long as you have capital, real estate is definitely a profiteering industry, although he will not open real estate, but speculation will always be, although he can't eat the bulk of the profits of real estate, but he can drink some soup to kill him.
China's real estate began in 1981, "in the coastal began to carry out the pilot development of commercial housing, before that, there was only real estate development in China, no commercial housing development, public institutions or enterprises to build houses are mainly for internal employee welfare distribution, including the government to build houses is also for welfare distribution, there is no real estate market." Due to the success of the pilot project at that time, the pilot development was started on a small scale. In 1992, after the leader of the southern inspection, he found that the appearance of the city has undergone earth-shaking changes after the construction of the market economy in the special zone, among which the real estate development has been very successful, and he believes that the experience of the development zone is worth promoting to the whole country, so he sounded the clarion call for China's real estate development, which began to unfold in the coastal cities, especially in the southern coastal cities, but it did not take long, due to the formation of a serious bubble in the real estate market in the south of the country.
In 1993, the leaders inspected and found that the real estate market had gone out of control, mainly because the land market had quickly formed a very serious bubble. So the leader gave an order: stop bank loans. As a result, China's real estate market remained in turmoil from the second half of 1993 to the first half of 1998.
1998 was a crucial year for China's real estate industry, and the watershed was the first half of the year and the second half of the year, and many developers could not survive in the first half of 1998 and sold their land one after another and withdrew from the market. But in the second half of 1998, around June, the policy began to change, and a series of policies to stimulate real estate development were introduced, mainly one is to cancel the welfare housing, which means that all people want to obtain housing, they have to go to the market to buy a house, and solve the housing problem through the market, this policy makes the effective demand explode in the short term, and rise sharply and rapidly. The first effect of this policy was to "catch the last train" - all the units with money bought existing houses one after another, sweeping away all the existing houses that could not be sold in the market at that time. At this time, the housing reform policy provided a huge effective demand, and the financial policy and tax policy created a huge effective demand. Interest rates have been continuously lowered, and the mortgage threshold has been lowered, and the down payment at that time was only 30% or 20%, and some banks even proposed zero down payment. There is also a price policy, before that, the price of commercial housing was controlled by the price bureau, and the price could not be increased casually, and the price was limited. However, at this time, these controls were canceled, providing the possibility for developers to raise prices later, and then developers themselves could decide what they wanted, and began to increase prices indiscriminately. As a result, 1999 to 2003 was a period of rapid growth for China's real estate industry. It reached its peak in 2003, exposing the problems of excessively high housing prices and unreasonable structure, leading to serious social contradictions, and the real estate industry became the focus of social attention. In 2004, macroeconomic regulation and control began to be implemented, and the main characteristics were the tightening of the two floodgates of land and credit, mainly to regulate and control supply.
In 2005, the central government further intensified macroeconomic regulation and control, which was mainly characterized by two-way regulation and control of supply and demand, with demand as the main focus. From the second half of 2005 to 2006, the transaction volume began to rise, but the good times did not last long, because when the real estate market in the Yangtze River Delta region was snowing, Beijing, Shenzhen, Guangzhou and these cities were a sunny day, and housing prices rose rapidly, just like the previous Yangtze River Delta, which led to the further strengthening of the policy in March.
The main feature of macroeconomic regulation and control in 2006 was to adjust the structure of real estate products. At present, a series of changes are taking place in real estate: from a seller's market to a buyer's market, from investment-led to consumption-led, from short-term investment to medium and long-term investment, from land-centered to product-centric, from incremental market to stock market, from general rise and fall to rising and falling, from general market to market segmentation.
The real estate market that began in 1998 to 2003, this round of upward movement reached its peak, and then from 2003 to 2007 were sideways at the head, in 2004 to regulate supply, in 2005 to regulate demand, in 2006 to regulate the structure, in 2007 to continue to adjust, it is estimated that by the end of 2007 almost adjusted, and then, with the 2008 Olympic Games, China's new round of real estate, after the head into the bottom, there is another wave of rise. In this process, all the risks are released, the bubble is reduced, the structure is adjusted, the unreasonable situation is alleviated, and the backlog of houses is digested, which lays a solid foundation for the next round of development, and a new round of steady growth begins in 2008, which is a step-by-step upward trend, which is the characteristic of China's real estate development. ”
This is Chen Shi from the later generations of Baidu can be searched out of the article, although his memory is not so clear now, but the general idea is still known, and, the current housing prices are much lower than in later generations, as long as he holds it for a long time, he can definitely make money, as long as he does not engage in short-term reselling, there is absolutely no need to worry about the destruction of real estate.
In later generations, there were many people who boasted that the real estate bubble was about to burst, but every boast was just a boast, and those who believed that real estate would plummet with remorse, while those who dared to do so made a fortune.
Economists often use the real estate market in the West or Japan to warn the domestic market, but no matter what others say, China's real estate market is not going in the direction they boast, but is getting higher and higher.
Western economic theories do not work for China's real estate, no matter which economist has a clear statement, no one can figure out why China's real estate is only up and down. Of course, the fall here is the bursting of the bubble, and there are still small falls.
Chen Shi can't remember the rise and fall of real estate, but he knows that the final result is that it will rise, so he can speculate, buy a house and wait for appreciation. Especially in first-tier cities, the real estate market in this kind of place will never fall, even if it is regulated by the state and restricts buyers and sellers, but the market is on the rise, and it cannot fall at all.
Chen Shi estimates that this may have something to do with the large number of Chinese people. The reason why the real estate market in foreign countries will fall sharply and the bubble will burst, one of the major factors may be that the population base of foreign countries is too small, and China has a population base of 1.3 billion, and there are a lot of urbanized people every year.
Of course, this is just the result of Chen Shi's cranky thinking, and I am afraid that even the country's leaders cannot understand what the real situation is.
In the next ten years, China's economy will take off, a large part of which is driven by real estate, whether it is steel or cement and real estate is inseparable, so the golden period of China's development in the future can be said to be a period of real estate pulling. At this point in time, if he does not invest in real estate, then he cannot be regarded as a reborn person.
How is it possible for a born-again not to hoard a little bit of real estate?
Chen Shi and Li Yalian found the agent who bought the house before Chen Shi, and then after saying their requirements, Jiang Ping, who had sold the house to Chen Shi before, took the two to see the house. Along the way, Jiang Ping introduced the environment of this villa to Chen Shi and Li Yalian, talking non-stop all the way, Li Yalian also kept asking, Chen Shi couldn't interject, as long as Li Yalian was there, he didn't dare to be too presumptuous, if Li Yalian misunderstood, how would it be good?
Soon they came to the villa, which had just been built, it was still new, although it had been renovated, but no one had lived in it, and it was obvious that the house speculator had bought it. In the past, Chen Shi hated people in the real estate speculation group, but now he may be a member of the real estate speculation group, which makes him not know what to do.
At that time, the small house he and Li Yalian lived in was only twenty or thirty square meters, and he couldn't afford to buy a bigger one, so Chen Shi complained that the people in the real estate speculation group had speculated the housing prices, so he didn't scold people in private, but now he actually wants to become a member of the real estate speculation group, which is really a big irony.