Chapter 212 Buying a House Boss and Rookie, New Knowledge Points

"It's really sister, according to your requirements, in

I have found more than a dozen houses near Yuhang to show you, and tomorrow Saturday, I will take you to see a few suitable houses!"

"Okay!"

Hanging up the phone, Jiang Xi said to me with a smile, "After sending Jiang Dongxi to cram school on Saturday, the two of us went to see the house." ”

"Okay!" I said with a smile.

I'm also curious, what house is so suitable for our more than one million yuan, still near a certain mile, as far as I know, the house in that place is not cheap, such as the "mansion" in my Emerald City, let's talk about it later, let's leave a suspense first.

On Saturday morning, our family of three got up together, I finished sending Jiangxi, and Jiang Xi took a taxi to the vicinity of Yuhang, when we arrived, the intermediary Xiao Zheng had already arrived, and he was a young man in his thirties.

Jiang Xilu told me that after the last unpleasant experience with that agent, she summed up an experience, and she will find a real estate agent in the future, and try to find experienced people as much as possible.

Now the big intermediary companies are very formal, as long as you have a long mind, do not give any money to the personal account, there is no deception, such a situation, find an experienced broker, you will save a lot of worry, and the other party knows how to achieve your satisfaction, of course, character, character should also talk more about their own to experience, but also a test of vision.

Xiao Zheng was wearing a uniform, and Jiang Xi recognized him first and waved at him.

Xiao Zheng immediately greeted us warmly, "Big brother, sister, you are here, the name of this building is 'XX Tianmao Plaza', and the developer is a large enterprise in Guangzhou, so the quality of their house is guaranteed." ”

I had doubts in my heart, but I didn't ask right away, thinking that I would look at the house first, maybe the house was not good, so it was cheap.

What I didn't expect was that he showed us a ninety-four square meter north-south transparent two-bedroom apartment, the room type is very positive, the floor-to-ceiling windows are very bright, and the decoration is also very good.

At the moment, the house is rented to three young women as a beauty salon, so the bad environment in the house is clean, tidy and fragrant by them! If there's one bad thing about this house, it's the top floor.

After Jiang Xi and I carefully looked at every corner of the house, Jiang Xi said to Xiao Zheng, "It's okay, let's leave first!"

Coming out of the house, all the way to the elevator, Xiao Zheng began to refine the introduction to us, "The price of this house is 1.6 million, and a few days ago I just sold a set, and the transaction price is 1.69 million, so on the one hand, the landlord of this house is a little anxious to sell, on the other hand, the landlord does not pay much attention to the second-hand housing information, she does not know the market very well, this price is definitely a market leak, if you buy sincerely, you can talk about it." ”

Jiang Xi asked, "According to your estimate, can you still cut down 200,000?"

Xiao Zheng's legs shook, and then he said exaggeratedly, "No, didn't I tell you? A few days ago, a set of 1.69 million yuan was sold, which is already very low, and it is impossible to cut down another 200,000 yuan." ”

Jiang Xi smiled formulaically, looked ahead, didn't look at Xiao Zheng, and said lightly, "Doesn't she understand the market?"

Xiao Zheng, "......" seems to be speechless.

Jiang Xi continued, "There is a danger of water leakage on the top floor, and it is normal for the price to be cheap, and if the landlord is in a hurry to sell, it is reasonable to quote this price, and how low the price is, just reflects the degree of her eagerness." ”

After Jiang Xi finished speaking, he smiled confidently again, and then looked at Xiao Zheng, Xiao Zheng looked at her, rolled his eyes, and said after holding back for a long time, "Sister, you have worked as a real estate agent before, right? I have been in this business for eight years, and I think your familiarity with the house can be pk with me." ”

"Hahaha!" Jiang Xi laughed again and didn't say anything more.

I finally couldn't help but ask curiously, "Although this house has no community, and there are commercial and office offices below, it still doesn't affect that it is a good house, why is this house so cheap, isn't there any problem?"

That's what worries me the most.

Jiang Xi smiled, "This house is a commercial and residential house, I forgot to tell you." ”

"What exactly does it mean to use commercial and residential?" I wanted to ask a little more clearly.

Xiao Zheng immediately explained to me, "Commercial and residential use means that the land is approved for commercial and residential purposes, and the house built can be registered as a company, opened a shop, and can be lived, but it cannot be settled, and children with families cannot go to school with this house, so the price cannot be compared with the nature of the residence." ”

"Oh, so it's cheap because of this, so how old is the property right of this land?"

Xiao Zheng said, "The land property right is for 40 years, and after 40 years, you can pay some land tax." ”

I thought about it for a moment and asked, "Wouldn't the land tax be expensive?"

Xiao Zheng said, "No, because the land is evenly shared, this 90-square-meter house occupies about 30 square meters of land area, and the last time I traded a 50-square-meter house, it only occupied 20 square meters of land area, so it can't be very expensive at all." ”

"Oh!" In this way, yes.

"So how much does this house cost?" and is it easy to rent?" is also an important question for us.

Xiao Zheng smiled again and said, "I've told my sister about these things before, and it seems that my sister hasn't told you." ”

Jiang Xi smiled and said, "He's busy with work, and I haven't decided to buy it yet, so I don't think I'm in a hurry to say, you can explain it to him clearly now, he is the head of my family, and the money is out of his pocket." ”

Xiao Zheng's eyes lit up and looked at me.

"Hahaha!" I smiled, quite face-saving, but why did I feel so uncomfortable and feel very empty?

Xiao Zheng told me more passionately, "At present, this house is rented to several women to open a beauty salon, I heard that the business is not bad, you buy it and collect rent directly, 6,000 a month, 72,000 a year." ”

As soon as I heard about this rent, it was really very good, my big house was 144 square meters, and if I wanted to rent it, it would be 5,008 a month, and the cost of that house was more than 5 million, and the cost of this house was only 15.6 million, and the rent received was about the same, and even the rent of this small house was more than that big house, which was really surprising to me.

I feel in my heart that this house is quite worth buying, we just have this money, and we will collect rent when we buy it, and I think it's a good thing to think about.

Jiang Xi saw the expectant look on my face, and said to me with a smile, "Don't worry, watch a few more sets to compare!"

"Alas, my sister is right, at first glance, my sister is an experienced person in buying a house. ”

Me, "......".

After thinking about it, I decided that it would be better to ask less in the future and ask Jiang Xi in private.

Next, Xiao Zheng was in the same community, and took us to see several sets of 77-square-meter south-facing two-bedroom apartments, with a price of about 1.35 million, and several sets of 50-square-meter south-facing single-bedroom apartments, with a price of about 1 million.

The smaller ones are certainly not as open as the larger ones, so they are naturally the best of the first set, and of course, the price is higher.

Later, Xiao Zheng took us to see the houses in another community, this community is not a commercial area, it looks like a residential area, a community guarded by security guards, and the greenery in the community is very good, anyway, it is no different from a high-end residential community.

I wondered why there was such a thing in a dual-purpose house, but I didn't ask this time.

In this building, Xiao Zheng took us to see a total of three houses, all of which were quoted at about 1.5 million yuan, more than 40 square meters high, and four meters high.

In addition to these differences from the houses in the neighborhood just now, there is also a particularly important difference between the two houses that the windows of this house cannot be fully opened, just like the kind of windows in the office building that can only be opened, obviously the ventilation is very bad, and the windows and floor heights of the house just now are exactly the same as the residence.

Compared with the two, I personally prefer the first one, not to mention, that is a regular ninety-four square meters, and these rooms are more than forty square meters, although there are high ceilings, there can be three beds, but there is no independent room, and the price of these two houses, but it is about the same, how to look at the first set is better!

After a few houses were finished, Xiao Zheng said, "Sister, which one do you like?"

Jiang Xi smiled and said to Xiao Zheng, "You don't need me to say, you can guess it, right? Aren't these houses you showed me later all to set off the first house?"

If you are a newcomer, you really don't have so much scheming, and the old employees are different, and it seems that every word you say is guided.

Hearing Jiang Xi's words, Xiao Zheng did not show weakness, but said calmly, "Sister, that house is good, I don't have money, I will definitely buy it if I have money." ”

I have heard this more than five times from different intermediaries over the years.

Xiao Zheng continued, "I admit it, I showed you the house in the back to set off the one in front, but that's also because that set is really good, otherwise it's useless for me to set off, right? ”

Jiang Xi nodded, "I understand, so, I don't blame you for anything, I don't like ink, and I don't come with you, just tell you, I want to buy the first set of ......."

I saw Xiao Zheng's eyes glowing with hope, smiling like a flower, as if it meant that his intermediary fee was about to arrive.

But Jiang Xi's next words made him look like he couldn't cry or laugh.

Jiang Xi still said with a smile, "I don't have much money in my hand, I can only take out 1.5 million, this 1.5 million yuan, including taxes and intermediary fees, you look at the talk, look at the arrangement, you negotiate the price more, the intermediary fee will give you more, you negotiate the price is less, the intermediary fee can only be halved, all this is in your hands, my husband and I haven't had lunch yet, let's go to dinner first, you go back and think about how to talk!"

I wanted to laugh when I heard Jiang Xi's words.

And Xiao Zheng smiled bitterly and said helplessly, "Sister, people quote 1.6 million, taxes and fees need 120,000, plus the intermediary fee is 20,000 or 30,000 even if it is cheap, and if you remove 150,000, you can only give 1.35 million to others?

"No, no, I'm not ruthless, I'm just poor!" Jiang Xi said with a smile, "Everything is up to you, let's go first, thank you!"

"You're welcome, sister!"

I heard Xiao Zheng looking at us behind us with a wry smile on his face.

It seems that he is afraid that he has met Jiang Xi, a tricky customer, but no matter what, we are also customers, and he will not offend us, at least we gave him a chance to talk.

When I was far away from Xiao Zheng, I asked Jiang Xi, "Do you think this house can be bought?" I think this house is really good, but the price you gave is indeed a bit ......."

"You don't understand, the landlord is in a hurry to sell, the price I give is still possible to sell, even if it really can't be sold, it should be able to find out the real reserve price of the landlord, if the difference is not big, you can add tens of thousands, if more, don't buy." ”

"Ahem!" I sighed, I felt that buying a house is really not easy, it is expensive, I am afraid that I will lose money, I want to spend less money, and I can't buy a good house.

"You don't have to worry, my hunch is that she may sell this house, because it is a commercial and residential house, the taxes are high, and it cannot be settled, which invisibly reduces 70% of the customers, so her house has been on the market for a year and has not been sold. ”

When I heard this, I had another worry, "Then if we buy it, if we are in a hurry to use the money to sell it in the future, will it not be easy to sell?"

Jiang Xi said, "That's right, there is this problem, so this house is mainly bought to earn rent, but this house is also better than the residence, that is, this commercial and residential house, there is no limit to purchase or loan, you can buy it casually if you have money, and you can sell it immediately after you buy it, this is the benefit of commercial housing, since it is commercial, it is used for investment, so the state does not restrict it." ”

"Oh! "Oh, that's right!" It seems that there are pros and cons to everything, and what to choose depends on your own needs and judgments, "so should you buy it or should you not buy it?"

Jiang Xi rolled his eyes, thought for a while and said, "We don't need to buy a house urgently now, and now the policy direction is unstable, so, from the perspective of investment rather than residence, no matter how good the house is above the market price, don't buy it, and the house that is equal to the market price has a certain risk to buy, so the best choice for investment now is to pick up the leakage, you can earn it if you pick it up, and if you can't pick it up, it's just to press the money to collect some rent, so we, buy a house now, it's just to pick up the leak, otherwise I won't make a move." ”

Listening to Jiang Xi's words, my heart suddenly fell into my stomach, I think it's funny, I'm a rookie, what to worry about with the big guy who buys a house, she thinks everything clearly, and plans it rigorously and perfectly.

On the way back, I saw a storefront house on the first floor of the community by the side of the road, and I casually asked, "Should we consider buying a storefront?"

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