When Jiang Xi's mother heard this, her eyes immediately widened and she asked, "What's the difference?"

Xiao Liu said, "If you write the name of your sister, then you have to take out a loan alone, if you do a loan, your sister's bank flow must have a fixed salary every month, like if you take out a loan of 100,000 yuan, your sister's monthly fixed income must exceed 3,000, if you borrow for 20 years, you will repay the loan almost more than 1,000 per month, and if you borrow 300,000, you will repay the loan more than 700 per month." ”

Before Jiang Xi could speak, Jiang Xi's mother rushed to say, "My daughter doesn't have a fixed income of 3,000 yuan a month, but she can sometimes earn 40,000 or 50,000 yuan at once, is this okay?"

Xiao Liu said, "Auntie, this is not possible, the bank requires stability, and the bank with the lowest requirements is that the turnover must have more than 3,000 yuan of income in the account for four consecutive months, so it will be fine." ”

"Oh, why is this rule so rigid?" Jiang Xi's mother complained.

Jiang Xi said, "Then write the names of me and Jiangdong, and take out a loan in his name." ”

Xiao Liu said, "Okay, then I'll do it like this." ”

Jiang Xi's mother was obviously unhappy, she probably thought about it for a while, and finally couldn't hold back the words in her heart.

"Jiangdong, although I have accepted you as a person, but I have not completely let down my guard against you and your family, although this house says that you have also paid for it, and you have to count on you to repay the loan, but if you are true love for Jiang Xi, I want you to write a prenuptial property agreement, just write it...... In case you divorce Jiang Xi in the future, you can't divide this house, you have to leave it to Jiang Xi, I Jiang Xi gave you such a beautiful yellow flower girl, I don't want anything for you, in the future, if you two can't get by, she has to make something, she can't put her youth into it for nothing, there is nothing, right? You are a man, when you are thirty years old, you are quite popular, Jiang Xi is thirty years old, if she is still a divorced woman, how can there be any future at all!"

"Mom, what are you talking about, I haven't married Jiangdong yet, so you curse us to divorce?" Jiang Xi didn't like to hear it.

Jiang Xi's mother was red-eyed, " You tell me this Jiang Xi, let me tell you, at the critical time you are still stupid, know the face and do not know the heart, when you are in love, you love to death, and when you can't go on, you stab each other to kill each other, a professor at the University of California who studies marriage and family psychology once said that the intimate relationship between husband and wife is a complex relationship, and experts have done an experiment: use a very small electric current to shock a woman's toes, when the woman is alone, her brain waves will reflect her fear, and when the partner who loves the woman holds her hand, her brain waves have no response, which fully illustratesThe woman's trust in her partner belies her fears and sanity. ”

She bit the word "sanity" deeper, clearly implying that Jiang Xi likes me and has no reason.

She then said in a high-pitched tone, "This is the intimacy between husband and wife, when partners love each other, they trust each other, and are willing to give for each other, even their own lives." And another investigation is that when every homicide occurs, the first suspect to be investigated is the partner of the deceased, and often the deceased is indeed more likely to be killed by his partner than an outsider, which is also an intimate relationship. So, I have to insist on this matter, otherwise, you don't buy a house, if Xiao Jiang doesn't even agree to this, what else do you have to do with him?"

Oh my mother! I really didn't expect that Jiang Xi's mother didn't seem to be such a literate person, and she even knew about the research of American psychologists, but seeing that the more she talked, the more excited she became, and her eyes became more and more red, I quickly expressed my position.

"Auntie was right. ”

I turned my head to look at Xiao Liu and said, "Do you think this will work? Before, Jiang Xika had a turnover of three consecutive months, 10,000 yuan per month, and we put more than 3,000 yuan a month into her account, can this pass the bank's approval? And then the house also wrote her name and took out a loan in her name?"

Xiao Liu said, "This method is feasible, and if all the transaction procedures are completed, it will take about three months, so there is no need to write a prenuptial agreement, the house is my sister's alone, and my aunt can rest assured." ”

Jiang Xi's mother hooked her lips slightly, and her eyes were full of satisfaction when she looked at me, and she said with a smile, "Xiao Jiang said this method is good!"

Otherwise, I have to sign a prenuptial property agreement, which always feels weird, as if it is an insult to the love between me and Jiang Xi, I don't like it, and I don't want to sign it.

House, I don't have it, it's enough for me to have Jiang Xi, anyway, as long as Jiang Xi is mine, isn't the house still mine?

What's more, we didn't understand it at first, but later we learned that there is a joint repayment between husband and wife, no matter whose name the house is, it belongs to joint property.

The three of us came out together to meet the landlord's mother and son, and under Xiao Liu's arrangement, we successfully signed the contract and paid a down payment of 43,000 yuan.

After signing the contract, the landlady still took Jiang Xi's mother's hand and said, "Oh, the more I look at your daughter, the better!"

Jiang Xi's mother also took the other party's hand, frowned and glanced at me, and then sighed deeply, "Ahem! Don't mention it!

This sigh seems to be full of rich content! It seems to say: If only Jiang Xi hadn't known Xiao Jiang, if only they had known each other earlier.

The landlady also has a regretful face!

The two sisters hate to see each other late!

You regret yours as if I didn't exist!

About another month later, Xiao Liu was in the process of helping us through the process, and suddenly one day said to us, " Oh, sister, you are fortunate not to buy the previous landlord's house, that house is now seized by the court, because the landlord gambled and lost the house to others, and he took it out to sell it for money, as a result, one of my colleague's customers was pitted, and now he is fighting a lawsuit with the court, my colleague is also affected, think about it I feel afraid, if my sister chooses that house, now no matter if you are in trouble, I can't get out of the relationship, I really want to thank my sister for her wisdom!"

After Jiang Xi's mother and I heard this, we looked at each other, our faces were full of fear and horror, and I clearly felt that I had a layer of goosebumps on my body.

We are poor, how difficult it is to buy a house, if we encounter such a pit person, the heart is not strong enough, and the heart of jumping off the building is there, this kind of lawsuit, sometimes a dozen is several years, and the whole youth is put into it.

At this moment, I realized more deeply that Jiang Xi's kind of house that would rather spend an extra 13,000 yuan and choose a house with less risk is simply a wise saying!

At that time, the laws and regulations of the second-hand housing market were not as perfect as they are now, and there were often problems at that time.

In short, we escaped a disaster this time, all because Jiang Xi's brain is clear, wise, and not greedy!

The agency fee and taxes for the house cost more than 10,000 yuan in total, and I paid another two months' salary, so when we got the coveted house book, we just had 10,000 yuan left in our hands for living expenses.

Everything was fine, it was as if we had opened another door to a better life.

During the seven days of waiting for the landlord to hand over the house, Jiang Xi and I planned to go to Nanjing to get a marriage certificate at the place where my household registration was located, however, what I didn't expect was that something happened to me, an unlucky guy, that made me extremely annoyed and guilty.

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