CHINA CITIC BANK, FORMERLY KNOWN AS CITIC INDUSTRIAL BANK, WAS FOUNDED IN 1987 AND CHANGED TO ITS CURRENT NAME AT THE END OF 2005. China CITIC Bank is one of China's national commercial banks headquartered in Beijing.

China CITIC Bank is the seventh largest bank in Chinese mainland, with total assets of more than HK$1.2 trillion, more than 16,000 employees and more than 540 branches. It is one of the six banks and three guarantees of Hong Kong's Chinese financial stocks.

Banco Bilbao Vizcaya Argentaria (S.A BBVA) spent 501 million euros (about HK$5.02 billion) to buy a 5% stake in China CITIC Bank, with the option to increase its stake in China CITIC Bank to 10.07%.

Mr. ***** Rong (Yi) Ren is the Honorary Chairman of China CITIC Bank!

Not long ago, on October 30, 1991, China CITIC Bank issued the first floating rate Japanese yen bond on behalf of CITIC Corporation in RB Tokyo.

He Zilong is just like in China Merchants Bank, concocted the same method. took out 700,000 yuan and deposited it, and then asked to buy wealth management, and finally pledged the loan. The same is true for the back hand, asking for another diamond credit card along the way, and if it is not approved, open a platinum credit card.

And named, if you downgrade the card, you will need a CITIC Express platinum card!

Annual fee: The rigid annual fee is 2000 yuan/year, which is placed in the nineties, which is almost equivalent to the salary income of a worker for more than half a year.

Of course, the benefits are also obvious, the rare Express, a status symbol, this is a magic credit card with a maximum of 6 times the points. This card can get up to 6 times the points for overseas transactions, and the points can be exchanged for mileage of Air China, China Eastern Airlines, and China Southern Airlines, and the conversion rate for customs clearance is almost 4.2 yuan per mile, which is very cost-effective.

In addition, currency exchange fees are waived for overseas transactions, and Amex Platinum Credit Card allows for foreign currency consumption and RMB repayment, which is convenient and fast.

"Mr. He, you go slowly, do you want us to arrange a special car to take you ......back?" The manager of China CITIC Bank, with a group of security guards, escorted He Zilong out of the bank, and then asked him politely.

"No need, oh yes, do you have cooperative merchants in your bank and car dealership?" I want to buy a car and drive ......" He Zilong wanted to take a taxi and leave, but suddenly remembered the appearance of the third uncle who seemed to want to talk and stopped.

"Oh, Mr. He wants to buy a car, that relationship is good, the Shengda car dealership on the corner over there happens to be a cooperative car dealer of our bank, the down payment is 30%, oh no, for high-quality customers like Mr. He, we can make a down payment to complete the line, pay in installments, and the interest rate will be reduced to a certain extent...... I'll take you there. The manager of China CITIC Bank was stunned and quickly took over the conversation.

"That's okay, let's go over there......" He Zilong nodded, the down payment will work, and the fool will not take advantage, don't talk about interest, it is king to be able to integrate into capital. Similarly, in the era of rapid development, it is really a fart to be able to occupy resources with the least amount of money, and then give money later.

Just like the mortgage in later generations, if you borrow millions and repay the bank in 30 years, because of 30 years of inflation, it is appropriate that you are taking advantage of the bank, not that the bank is taking advantage of you.

So, no matter when. Even if you have the ability to buy a house and a car in full, it is best not to settle it all at once. As long as there are investment channels, installments are the best choice. This is also the richer the person, the more money he owes to the bank, and the more he owes it, the more he is the uncle.

As for why there are so many poor people who owe money to the bank, their wives are separated. That's because, first, he has no investment channels, second, he spends the money when he gets it, and third, he doesn't owe enough money to the bank.

As long as you have investment channels, or you don't spend money indiscriminately, and you owe enough, not only will you not go to jail, but the bank cares more about your health than you does.

Just like what Wang Jianlin, the richest man in later generations, said to his son Wang Sichong. Son, you can spend money with confidence, you can't spend all the money in our family.

My son asked him, "How much do we owe to the bank?"

Wang Jianlin replied, don't care, anyway, the two of us combined, we can't pay off the money in the bank in the tenth life!

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Although He Zilong was dressed in an ordinary way, he was personally brought over by the manager of China CITIC Bank in a special car.

Naturally, the sales ladies in Shengda car dealership will not appear anything, and the slap in the face and look down on people in the novel. It was even received by the manager of the car dealership in person, and after a round of introductions, the contract was signed.

In the middle, He Zilong paged the third uncle with a BB machine. After learning that Chen Aijun had several taxis in his hands, the owner of the car dealership became more enthusiastic. The procedures were quickly completed, the down payment was 10%, and He Zilong swiped the credit card of CITIC Bank on the spot to give the money, and everyone was happy.

Hanging up the temporary license plate, He Zilong said that he could drive, and after greeting the third uncle, after demonstrating on the spot, this Jetta car was owned by He Zilong!

When it comes to Jetta, people naturally think of "durable", which is a chain reaction that other hot-selling sedans can't do. People always like to use miracles to describe Jetta's 20 years of hot sales in the Chinese market, but looking back at the history of Jetta's introduction, it is found that this is not accidental.

The domestic models are all 1.6L engine models, and in 1992, they built their own temporary assembly line and began CKD production, and by the end of 1996, a total of 75,263 cars were produced. Since 1993, Jetta has taken four major steps for four consecutive years with an annual growth rate of 20%, and by the end of 1996, the localization rate of Jetta cars has reached 84.02%.

After playing while it was hot at night to explain that the car hanging in his name was used by the third uncle when he was not there, He Zilong went to the street with the third aunt and the third uncle and bought himself a few sets of Zhongliang suits.

Then I entered a communication mall and bought a big brother for more than 10,000 yuan on the spot. The BB machine obviously doesn't fit his image as a successful person () now.

Walking on the street, He Zilong shouted loudly in the crowd: "Hey, hey, I can't hear clearly, you say it again!" attracted countless admiring eyes.

People in the nineties were very simple and never hid their admiration for others. Many people have quickly opened up their social circles because of Big Brother. For a time, combing his back hair, smearing hairspray, and holding Big Brother have become the ideal image of a rich man for many people.

It's just that people like He Zilong, who look about eighteen years old, but actually have a big brother at the age of sixteen, are even rarer. For a while, pedestrians passing by looked sideways!

If it weren't for the third uncle and three aunts standing on the side, they would be a bit like He Zilong's parents. He Zilong clearly saw that with a "big brother" in his hand, the eyes of many girls and children on the road lit up, and he seemed to want to step forward and take the initiative to talk to him.

Sure enough, you can really do whatever you want with money!

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