Chapter 55: Have an Explanation for Your Youth!

Among the people in the 90s, there was an unwritten standard: drive a Santana and hold a big brother in your hand. It's a successful person!

"Big Brother" weighs more than two pounds, it can also add a lot of chips to negotiate business, the bosses take it to talk about business, as soon as the two sides sit down, they put "Big Brother" on the table, and then take out a pack of Chinese cigarettes and the most popular lighter at that time, and resolutely become a tasteful "big money" appearance.

However, He Zilong feels that this thing is like an artifact brick, killing people invisibly, usually like daily necessities, and it can become a sword in the hands of a swordsman at an important moment!

In fact, it is true that Big Brother is also multi-purpose, and He Zilong used it to smash walnuts and eat them at night, and the effect was quite significant. It is estimated that it is even better than the later Nokia!

Day 2!

He Zilong, who drove a car, held a big brother in his hand, wore a brand-name suit, had Chinese cigarettes in his pocket, and a famous watch on his wrist, and was almost armed to the teeth, pretending to be a rich second generation and set off!

Compared to the previous two days, because I could only walk and take the bus, I purposefully went to several nearby banks to go around.

Today, when I drive my own car, there will be no traffic jams on the road in the 90s, and there are many more places to inspect.

"The appearance of the five tigers in CS City is not very good, well, in the nineties, it is equivalent to the scale of the commercial buildings in the county more than ten years later......" From this street to that street, He Zilong looked at the flowers at a glance. First of all, I reviewed the five tigers of CS City!

In the late 80s and early 90s, the retail market in CS City, the provincial capital, has been entrenched by the "Five Tigers".

The "Five Tigers" are all state-owned commercial enterprises, and they echo each other and reinforce each other with the status of Changsha's retail giants. The five tigers are: Apollo, Friendship, Zhongshan, Xiaoyuan, and Dongtang Department Store!

In He Zilong's memory, in the end, only "Friendship Apollo" had the last laugh, and the other tigers were either bankrupt or reorganized and swallowed up.

"Squeak......

Amid the sound of the car's brakes, He Zilong stopped the car and stopped at the door of a CS city flour shop.

"Boss, come to a bowl of rice noodles, put more spicy, the spicier the better......" He Zilong's saliva was about to flow down.

"Boss Fine Boy, a bowl of rice noodles, increase the amount and spicy ......" The boss's business is very good, he glanced at He Zilong's appearance, looked at his car, and shouted at the kitchen, positioning He Zilong, a guest, as a young baby boss.

On the breakfast table of Hunan people, rice noodles are definitely the most popular choice.

It is recorded in the "Ta Kung Pao" in Changsha during the Republic of China that during the Guangxu period of the Qing Dynasty, rice noodle vendors appeared in various parts of Hunan.

Get up early with a bowl of noodles, and the gods can't stand steadily.

The pork bone broth is the base, the rice noodles are boiled until soft, covered with a spoonful of simmered shredded pork, beef or sauce, and drizzled with the sauce-colored gravy broth. Salty, smooth, and sweet, a bowl of rice noodles is hot from head to toe.

One word, cool! Two words, really cool, three words, cool to heaven!

In Hunan, some state-owned enterprises or private companies may have closed down after only opening for more than ten years, but N Duomi noodle shops have even been passed down for three generations, and even a century-old store has appeared.

On CCTV TV in later generations, "A Bite of China", there is a mention of the rice noodle shop that He Zilong is eating now.

He Zilong was so intoxicated by the delicacy of rice noodles that he didn't even notice that there was a familiar person sitting in a seat behind him. Until he finished eating rice noodles and walked into the Guangfa Bank opposite, ready to pretend to work again.

The familiar figure saw He Zilong walking into Guangfa Bank and was entangled for a moment. I turned around and walked to the back door of Guangfa Bank, swiped my card to the security guard, and walked in.

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China Guangfa Bank was established in September 1988 with a registered capital of RMB 11.408 billion and is headquartered at No. 713, Dongfeng East Road, YX District, Guangzhou City, GD Province, China. Here is the branch, the full name of which is the registered name "Guangdong Development Bank Co., Ltd."!

People who play credit cards, but all the powerful card gods, know such a sentence, that is, recruit migrant workers!

It refers to the five major banks, namely China Guangfa Bank, China Merchants Bank, Agricultural Bank of China, Minsheng Bank, and ICBC Bank.

However, in January 1992, Minsheng Bank had not yet been established, and naturally there were only four. Then the four major state-owned banks are not fun with pledged loans, and it will be fun in a few years. Of course, ICBC can try it now!

In this way, He Zilong's choice is only Guangfa Bank, China Merchants Bank, China CITIC Bank, Industrial and Commercial Bank of China, etc.

In addition to the Industrial and Commercial Bank of China, the credit cards of other commercial joint-stock banks have a characteristic, that is, there is no upper limit on the limit. As long as you dare to use it, have the qualifications, and when the bank releases water, you just happen to bump into it. So a credit card gives you a limit of 30-500,000, or even more than 1 million, it is not a dream.

Especially in the first few years of credit card development, banks released a lot of water. After 20XX, the audit requirements have increased a lot.

He Zilong concocted the same method, pledged hundreds of thousands of yuan by himself, plus the money in several credit cards, all of which were set out with handling fees, and added together, and directly deposited one million yuan in the majority of banks for financial management.

This directly surprised the president, looked at his car, the eldest brother in his hand, and hurriedly pulled him to the president's room with a smile to talk.

In this nineties, in addition to the public account, (some small factories, the public account may not be able to deposit one million at a time.) ), personal to private account, deposit 1 million in, is definitely a super high-quality customer. In a joint-stock bank, even the president can't afford to offend customers!

After learning about He Zilong's intentions, the president of the CS branch of Guangfa Bank made a decision on the spot and met He Zilong's request. In the end, it is the legendary Guangfa Bank, which is very bold, and even the bank that can approve credit cards in seconds for people who are not working in the future is hanging!

So far, 900,000 have been pledged. He Zilong also had a few more empty credit cards in his hand, and an additional platinum credit card of Guangfa Bank with a limit of 200,000 yuan.

At this point, He Zilong has a total of 1.2 million funds in his hands, of which 500,000 is his own principal, and the other 700,000 yuan is made from the bank in the form of paying interest.

The hidden nineties millionaire in Chalin County was officially born!

Of course, the risks are also significant. Hundreds of thousands of them were loaned, and the interest was quite a lot. If a year later, it is not clear to him. The principal of 500,000 yuan will be returned to the bank, and hundreds of thousands of dollars will be reversed by the bank. Cars and houses will come to naught, and if you are an ordinary person, how many people dare to gamble?

To be honest, if it weren't for being reborn, He Zilong wouldn't have the guts.

Everyone in the world knows a successful Ma Tu, but who knows that the success of a Ma Tu boss is followed by a boss who has only 10 million fewer people and has become cannon fodder?

As soon as He Zilong, who was away with excitement, drove away, a beautiful staff member ran out of the backstage of Guangfa Bank, came directly to the front desk, and asked He Zilong what business he had done here just now.

"You said that young man, he saved 1 million financial management, and then borrowed his own and pledged 900,000 yuan to get it back. However, the president specially approved him a platinum credit card with a limit of 200,000 yuan...... I heard that there is a house and a car, and I look so young. I don't know which one it's from!" replied the staff at the front desk.

"It's only been a month or so, and he's got a million? How did this come about? When my dad made a deal with him, it was only a 500,000 deal. Could it be that he has other valuable stamps at home......" the beautiful staff member muttered softly.

"What's his big brother number......" The beauty frowned and turned to look at her colleague. Then he copied a number, asked the leader for leave, walked to the back door of the bank, got into his car, and drove away.

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