In just one day, Dongfanghong Commercial Bank was completely on fire in Moscow.

Why?

Because the financial products launched by the other party are so tempting!

With a profit margin of 10% one year and 20% for two years, the entire Soviet Union, which had never had such a highly profitable financial product before.

And, most importantly, there is hardly any risk because this is a wealth management product issued by a bank.

Although there is a possibility that banks will fail, it is very unlikely, and since the state has issued licenses, it will strictly supervise banks, and no one will sincerely play their own company to fail.

Besides, news from various sources indicate that this Dongfanghong commercial bank has a strong background and strength, and should be ranked first among many private banks in Moscow.

In this way, it is even more unlikely that it will go out of business easily.

Many people didn't make it during the day, and only learned the news from friends and relatives in their free time in the evening, so they made up their minds that they would definitely take the time to visit this bank tomorrow to see if that was the case.

If so, then who would want to miss out on such a good thing as money making money?

The annual interest rate is 10%, and you can earn 10,000 yuan a year by investing 100,000 yuan, and doing a little business is almost this point of making money, and how easy it is, saving money into it, regardless of it, and enjoying its achievements.

Seven o'clock in the evening.

Dongfanghong Commercial Bank.

Although the door of the bank has been closed, but the inside is still brightly lit, no way, today's business is too hot, especially in the afternoon, the staff are so busy that they don't even have time to go to the toilet and drink saliva, they have handled too much business, and they have collected a lot of money, and they have left a lot of sweeping work.

"Everyone, add some oil, get some coffee and snacks, everyone eat first, cushion your stomach, the canteen is already preparing a big meal, please eat Chinese food in the evening, keep it so that you can fall in love after eating it once." Li Yadong paced in the bank hall and said with a smile to the busy staff.

The chef arranged by Jiang Tengfei over there, coincidentally, arrived in the afternoon, so can they still be idle?

I want to wear it!

The battle girl translated in due course.

At the same time, eight waitresses, who had already rested in advance, delivered the prepared coffee, cakes and other food to those staff members in turn.

"Thank you to the owner. ”

The old employees are not hypocritical, they know who the boss is, but a group of Russian employees thank them one after another.

This was the first time they had contact with the boss, only to find that the boss had no arrogance at all, and was a very good and generous person.

A bold young man asked, "Boss, is Chinese food the kind with a lot of vegetables?"

"Of course, I know that you like to eat vegetables, and not only do you have big fish and meat at night, but there are also a wide variety of vegetables. Li Yadong smiled and nodded.

His airway will be put into use soon, and a day to and from China is enough, although the current reserves are not very sufficient, but after a while, as long as the employees who work hard, he dares to raise them as rabbits, do you believe it?

"Oh-"

The hall burst into cheers, and some of the uncompetitive fellows almost didn't save their saliva and began to work harder, wanting to finish the work at hand quickly, and then they could enjoy the feast of vegetables.

Half an hour later, Uncle Luo found Li Yadong, who was sitting in the lounge area of the hall drinking tea.

"Boss, the number has been counted. ”

"Oh?" Li Yadong asked with a smile, "How much?"

"The demand deposit is not much, it is only about 2 million, I know that the boss does not care about this, if the time deposit, the fraction is not counted, the total is 53.17 million rubles. ”

"Over 50 million?" Li Yadong's eyes suddenly lit up, and his heart blossomed even more happily.

In just one day, 53 million rubles were credited, which is almost 30 million dollars, how can it be unpleasant?

Yes, in the account.

Because the shortest term of these fixed deposits is one year later, and today, a year later, a few months after the collapse of the Soviet Union, the ruble at that time will depreciate at least a thousand times compared to now!

What is this concept?

This means that five hundred and three million rubles are now, and by that time the value will be equivalent to fifty-three thousand at best......

Yes, that's it.

Even if you add another 10%, or 20%, it's still not worth mentioning!

There is no such lucrative business in the world, netting $30 million a day, an average of $347 per second.

Come on, Bill Gates, I heard that you didn't bother to pick up ten dollars when they fell on the ground, so let's compare them.

"All the money went into the treasury?" asked Li Yadong.

"Yes. Uncle Luo nodded, said, and handed a large copper key with a complex shape to Li Yadong.

The bank has limited renovation time, although the vault is not ironclad, but it is also made of reinforced concrete, and there is only one Swiss imported alloy security door in and out, and this door is only a key, which is the one in Li Yadong's hand.

"Go and call Zhang Shengli over. ”

When Uncle Luo heard this, it didn't take much effort to leave, and Brother Shengli walked in from the back door of the bank and came to Li Yadong.

"Brother Dong. ”

"Sit. ”

After Brother Shengli sat down on the sofa next to him, Li Yadong asked, "How is the matter at the airport?"

"No problem. Brother Shengli said with a smile, "Vidocq's deputy, that Andrey, has brought ten bodyguards to Kuz Airport, and will be stationed there in the future, the former military instruments and equipment of the airport, the old boy of Sergeil was reluctant to give us, and then bought a set of civilian ones, and the personnel were also recruited in place, as soon as our high salaries opened, they had no reason not to change jobs, and the current major airports in the Soviet Union basically have no passenger flow." Two pilots were recruited, both of whom had the old qualifications of flying 100,000 kilometers without accidents, and they were at the Zhukovsky airfield for the past two days to familiarize themselves with the performance of our aircraft, and when they learned it, they could drive back. The question of the route is simpler, just give money, the Soviet side is already in order, and the capital side should be fast. ”

Li Yadong nodded, which can be regarded as affirming his work, and then said, "You have a new job next." ”

"Brother Dong, it's good for you to say it. Brother Shengli smiled.

I'm not afraid of a lot of work, I'm afraid of nothing.

He is a smart man, and he knows very well that the more things he does, the more valuable he is, and if he suddenly loses work one day, he will probably be cold.

"You have to arrange a pair of people to come out, and then do nothing every day, break it into pieces, and go to several large state-owned banks in the Soviet Union every day to exchange dollars. In your head, you can probably already guess why I did this, and as you think, I analyze that the ruble will depreciate sharply in the future, so this thing must not be left in your hands, and the best way is to exchange it for dollars as soon as you get it every day. ”

"Okay, I see. Brother Shengli nodded.

He also felt that Dongge's analysis was very reasonable, and the ruble was very likely to depreciate sharply, because the economy of the Soviet Union was too chaotic and the society was also chaotic. Anyway, money shouldn't be worth more and more, only less and less.

"Remember, don't let them carry too much cash at a time, and would rather run a few more times. As for the intention, I don't need to talk about it, right?" Li Yadong reminded.

"No, I know that. Brother Shengli smiled.

Too much is definitely not good, first, it is not safe, and second, what if which dog calf sees the wealth and absconds with the money?

"One more point. Li Yadong paused at this point, looked at Brother Shengli and asked, "Do you know anything about the black market in the Soviet Union, and I mean the black market in foreign exchange trading?"

"This ...... Not really. ”

"Then you'll need to arrange for a few more people to get to know the situation and break into the black market. Not only the US dollar, but also the RMB, the euro, the British pound, etc., the exchange ratio between these world's mainstream currencies and the US dollar, as well as the supply channels, must be found out in case of emergency. ”

"Oh, okay, I'm clear, I'll start arranging it tomorrow. ”

Li Yadong waved his hand, signaling that he could leave.

The reason why Brother Shengli opened up the black market is also a necessary move, in this Soviet land, he must master any channel that can be exchanged for foreign exchange.

Think about it, now that his bank is open, he can get 50 million rubles in a day, what about a month?

1.5 billion!

The Soviet Union collapsed on December 25, 1991, which happened to be Christmas, and Li Yadong will not be mistaken.

At this time, there were still eight months before the collapse of the Soviet Union.

That's a whole 12 billion rubles!

For example, tomorrow, Li Yadong speculates that it may reach 100 million, and for example, a few months later, when the ruble depreciates sharply, people should no longer consider depositing it in the bank to earn interest, but want to exchange it for more preserved US dollars and other currencies.

But in any case, Li Yadong is confident that he will be able to harvest at least 10 billion to 20 billion rubles by relying on this bank deposit business alone.

Proper thing.

Don't forget, he also has six branches.

What is this concept?

According to the current exchange ratio, if it is 20 billion rubles, it is a real amount of tens of billions of dollars.

With the Soviet Union's 70 years of total assets of several trillion US dollars, there must be foreign exchange reserves, but it is not easy to redeem them from state-owned banks.

Besides, when the ruble falls sharply, everyone wants to redeem it, and the banks will also have difficulties.

Therefore, it is necessary to take the lead in opening up the black market.

But don't underestimate these non-governmental forces, as the so-called gathering sand into a tower, gathering armpits into a fur, anything that gathers together to form a market, should not be underestimated.

"Are the accounts all right?" At this time, Uncle Luo's voice came from the hall.

"It's over. The staff replied.

"What about data entry and validation?"

"It's over. ”

Uncle Luo trotted in front of Li Yadong and said with a smile, "Boss, it's all done, you can get off work." ”

"Hmm. Li Yadong nodded, got up from the sofa, and shouted at the staff who came out of the counter one after another: "Hurry up, the meal has begun." ”

"Oh, here it is!"

"Wait for me, you must wait for me, I'll go to the toilet first, and make more time for it." ”

“……”8)