The next day, in the morning.

A quarter of an hour before the official opening of Dongfanghong Commercial Bank, the sidewalk outside the door was full of people.

That's the power of advertising.

"Maxim, you're here too?"

"Yes, it's so close, come and take a look, I heard that this new bank opened today and launched some good financial products, come and find out, if it's okay, buy two." By the way, what about you?"

"Me too!haha...... It is said that this bank rate belongs to a multinational group, it is strong, and the money is kept with them, so it should be safe. I've also heard that there are some wealth management products with good returns, and I plan to come and take a look. ”

"Together?"

"Of course. ”

Conversations like this can be heard everywhere on the sidewalks, where there are rich and poor people in every country, and even though the economy of the Soviet Union is in a slump and many people don't even have enough to eat, there are not many of them in a core city like Moscow.

On the contrary, these elites have not long received paid bonds issued by the state, and each person has 10,000 rubles or 20,000 rubles, and their pockets are quite bulging.

Most of them were Yeltsin's loyalists, who advocated freedom and democracy, and were interested in everything that was open to the West, including the financial markets.

So much so that now after the gradual opening up of the capital market, investment and financial management are a very fashionable thing in the entire Soviet Union.

People flock to it.

There were not only these prospective customers at the scene, but also many media reporters, and at this time the long barrels and long guns had been erected.

Because according to reliable sources, there will be big news here today.

Unlike the patient waiting of prospective customers and reporters outside the bank, although the bank has not yet opened, the inside is already brightly lit, and the staff are nervously arranging and checking everything to ensure that the next opening is foolproof.

At the same time, in the backyard of the base camp, Li Yadong was chatting happily with a group of middle-aged people with extraordinary bearing, and Brother Shengli was also there, wandering among them, introducing these government officials he had been acquainted with one by one to Li Yadong.

This is another plan of Li Yadong to ensure the reliability of his bank: inviting these officials to his bank to make deposits.

None of them were high-ranking officials, but they were officials, and the move was private, and none of them wore overalls.

The external statement has long been discussed: the applause between friends.

Of course, Li Yadong did not let them work in vain, and a hard fee must be indispensable.

Although there is a pay, compared to the benefits, it is insignificant in Li Yadong's opinion.

If you think about it, a new bank has just opened, and a large number of government officials have come to the door to make deposits, which is destined to have an unparalleled impact on the confidence of the people.

Since those who are in power are not afraid, what are we afraid of?

This bank must be reliable!

But how did the people know that at this time, on the desk in a certain room in this courtyard, a sum of money was piled up, divided into dozens of stacks, each stack was not very large, and the face value of the banknotes was not very large, which met the savings standards that state cadres of different statuses could get.

And these are the "deposits" that Li Yadong prepared for this group of officials.

And, as long as they take the money and go to the bank counter and deposit it, the money is theirs.

It's as simple as that.

Just take what they need, Li Yadong wants their drive, they want Li Yadong's money.

In addition, Li Yadong also spent "a lot of money" and invited several Moscow municipal officials such as Sergeil to cut the ribbon for the opening of the bank.

Naturally, they didn't have to save money, because they came to congratulate them in the name of the government, which was a bit inappropriate.

Soon, a quarter of an hour passed, and it was the customary opening time in the industry.

The roller shutter of the bank was pulled up by Victor, and two beautiful waitresses stood on both sides of the glass door and opened the door at the right time.

Li Yadong appeared at the door of the bank with several municipal officials such as Sergeil, and the ribbon-cutting ceremony officially began.

The cameras in the hands of the reporters below kept flashing, and the appearance of Sergeil and others not only gave them a good news material, but also made a group of prospective customers, who were somewhat uneasy before, a lot more stable.

Segail and the others did not stay long, and there was no need, and they left after cutting the ribbon.

Tens of thousands of rubles will be credited to the account in a matter of minutes, and I have to say that the right thing is really good.

When the door was finally officially opened to customers, a group of people flocked in, and were soon deeply shocked by the splendid decoration inside, as well as the regal service.

You must know that in the past, no, even now, when they went to several state-owned banks in the Soviet Union to handle business, they had to queue up.

Who cares if you're standing or sitting?

Standing in line crookedly, the bank security guard with a stinky face might even give you an elbow.

It's like here!

As soon as you enter the door, the best beauties will serve you personally, serve you to shine your shoes, greet you with warmth, and personally serve you tea and pour water.

Coffee that is better than a coffee shop is actually free, do you dare to think?

Otherwise, how can you say that capitalism is good!

In fact...... How do they know that even in the capitalist countries they admire, even if it is a top bank like Merrill Lynch, Citigroup, UBS, etc., you don't have millions of dollars in the bank and want to drink coffee?

Do you want cat poop?

It can only be said that these private bankers who have now run to the USSR are bad!

Why?

Because Li Yadong learned from them.

Originally, he didn't expect to be able to open a bank here, and the advantage of sending Uncle Luo to come over in advance to explore the road lies in this.

Then Li Yadong felt that these private bankers were very thieves, and the idea of using high-quality services to grab business with the Soviet state-owned enterprises was very good, so he learned it.

Now it can only be regarded as blue out of blue and better than blue.

After the prospective customer enters the door, he is more likely to "admire" the exquisite decoration of the bank, as well as enjoy the high-quality service provided by the beautiful waitress, and a few people run to the counter to ask about financial products, but so far, no one has taken out the money in his pocket.

At this time, the show is on.

Under the guidance of the lobby manager, a group of officials in plain clothes walked in from the door of the bank with a smile, and then came directly to the counter, without asking much, just one action - take out money, and a word "save money".

"Eh, isn't that the mayor of our district?"

"I'll ...... Really!"

"He's here to save money, too?"

"Obviously. ”

"It seems that this bank is really reliable, on the opening day, not only the city leaders came to cut the ribbon, and then these cadres came to deposit money. ”

"That's right. Let's go, let's also go over to consult, see if there are any good financial products, just rush this service, under the same conditions, I am also willing to put money here. ”

"Yes. That's what I mean, go ......"

Similar conversations soon came from all corners of the bank hall, and the arrival of a group of petty officials was like a catalyst, instantly igniting the enthusiasm of prospective customers to save money and buy wealth management products.

An old man came to a counter and asked the little teller girl with the same beautiful face inside, "I have 80,000 rubles, if it is deposited in your bank, what benefits can I get?"

He actually has something to say in his words, I heard that the staff of these private banks have business assessments, if the girl in front of him can meet his "little needs", then his coffin book, why not exist here.

"Of course, there are many benefits. The teller replied enthusiastically.

"Oh?" Uncle Yile smiled, and asked in a low voice, "Tell me about it." ”

"We opened today with a big offer and launched an ultra-high yield term wealth management product with an annual return of up to 10%. This means that if your deposit of 80,000 is deposited in our bank, after a year, you will receive 88,000 rubles. Sir, don't you think it's a good deal?"

"......" Uncle paused for a moment, and said in his heart: Why don't you little girl understand the world, uncle, am I a poor money-earner? But ......

"10% in one year? That's so high? What about saving for two years?"

He is a regular customer of the state-owned bank, and even his money is now in the state-owned bank, but the interest over there is ...... Forget it, don't mention it, a month's interest is not enough for him to buy a bag of flour.

He was instantly attracted by such a high interest rate.

Eight thousand rubles, enough for him to find a few good girls. It's not that he's sexy, the key wife went early, and he's quite lonely.

"Two years, two years, that's even higher, the interest is doubled, it can reach 20 percent!"

"What?" the uncle was taken aback, "which means that if I deposit 80,000 yuan in your bank, in two years, I will be able to get 16,000 rubles for nothing?"

"That's right, that's what it means. ”

Uncle was stunned, feeling a bit like a dream, and said in his heart: Capitalist society used to play like this? No wonder everyone eats and drinks spicy food.

"Is there anything higher, I can save it for ten years!"

"Sorry sir, at present, we have launched the longest two-year term wealth management product, and there is no longer one. ”

"Oh. The uncle thought about it for a while, but he was quite fine, and asked again, "Are there any special conditions?"

"It is basically the same as the state-owned banks, except that our fixed term products are truly fixed, and we cannot withdraw money in advance for any reason during the period, even if it is not interest. Nothing else. ”

"Why?" said the uncle.

"This ...... I don't know the specifics. It is probably because the group will use the customer's savings funds to make some targeted investments, which need a fixed period to obtain good returns, which is why we will bear such a high interest rate for customers. ”

"There will be no risk, so what if your group loses money in investment and loses all our depositors' money?"

"Sir, you don't have to worry about this at all. In fact, the reason why the bank will pay you interest on the fixed-term wealth management products you buy in the bank is that the money will be used for investment, which is the same as our nature. And I don't know if you have understood, our group has a market value of more than 10 billion US dollars, to put it mildly, a big group like this, if you want to lose all your money for two years, it's quite difficult, right?

"It seems like that's the truth. The uncle nodded subconsciously.

Besides, who would want to withdraw their money if there is really some urgency in the bank?

After thinking about it for a while, the uncle made up his mind, 80,000 rubles, save 70,000, so that it should be foolproof, even if there is some emergency, 10,000 rubles is enough.

"Okay, I know, I'll go back and get the money, and I'll come back later. The uncle said, leaving his seat and running out of the bank in a hurry.

I'm afraid that such a good thing will not be there for a while, after all, people have also said that the opening is a big reward.

Luckily, it came over today.

In just one day, Dongfanghong Commercial Bank was completely on fire in Moscow.

Why?

Because the financial products launched by the other party are so tempting!

With a profit margin of 10% a year and 20% for two years, the entire USSR had never had such a highly profitable financial product before.

And there is almost no risk, because it is a wealth management product issued by a bank. 8)