Chapter 18: The Trick of a Liar
In real terms, the basic salary price for a day has doubled, and the commission has been increased by another 10% on this basis.
If so, it's a very good part-time job.
Shen Du pondered roughly, and then nodded and agreed.
After all, isn't there a necessary condition before this group leader gives him a long-term part-time job?
That is, he has to do the second order with the same excellence.
We'll see what we'll see tomorrow.
It's also thanks to Shen Du that he is a child who has a little insight in the society, and after he got the phone and the product content he sold the next day, he sat in front of the telephone and pondered wildly.
The rhetoric of this financial product and the standard answers to any questions that the other party may ask are all on these A4 sheets of paper.
Even if this kind of information is handed over to Ruan Rou to make this phone call and read it, it can be explained to the other party's customers.
The success rate of this sales pitch depends on the tempting tone of the caller.
Really, some people read an ordinary article, and they can make people feel their blood boiling or their hearts are unbearable, while some people read the same text, but they taste like chewing wax, and they just want to sleep.
Shen Du felt that he might really have some potential to be a big fool.
He read it twice with the whole text, and he was sure that he could sell this product.
Because the description of this financial product is really good.
It's so good that even a child like Shen Du, who has never studied finance, or even has never done financial management, is very moved just by looking at it like this.
However, the poorer the children, the more cautious and important money is.
The more Shen Du looked, the more he felt that this was impossible.
First of all, the beginning of the is a bit too much, it says that it is the guaranteed rate of return of the bank's fixed deposit, and there is no need to be afraid if it falls.
Shen Du didn't believe it, his suspicions were born from this.
He doesn't believe that there is a free lunch in this world, if this financial product can really do this, then it is equivalent to giving money to the other party for free.
Is there such a good thing in these years?
People who can afford a single order of 1,000 yuan, and the highest profit is ten orders, that is, 10,000 yuan, are they people who need relief?
Since it's not, why give money for nothing?
Is this a fraudulent financial product that spends an unrealistic pie in the void, first fools other people's money into the chassis fund and forms a certain scale, and then uses various contract traps to achieve the purpose of defaulting on the debt.
And this product also has a place that makes Shen Du very vigilant, because the financial market is an emerging market for Shen Du, but it is also a very unfamiliar emerging market for adults who have already gone to work.
As mentioned above, there are also sales in banks, so why not indicate which bank is cooperating with this wealth management investment company? What is the regular number of the wealth management products that it is allowed to sell in the market?
There's nothing written in that.
If these Shen Du can be confirmed, there is one more thing that is also very worried.
This matter involves the core issue of the contract, that is, the contract details that can only be seen by Party A and Party B of the purchase, why can't the purchaser withdraw money within one year?
What if the investor needs to withdraw money in an emergency during the year?
Will the money be returned to the investor by the investment company as usual?
It's okay to think on your toes.
First of all, they will delay the repayment period for a very long time, and secondly, they will also give a super high proportion of liquidated damages, even if the investor gets the money on time according to the contract, the amount of money deducted will make the investor begin to doubt his life.
It's like if you invest 10,000 yuan, you can only get back 8,000.
Don't say that you haven't seen the guaranteed fixed deposit interest, you have even lost the principal.
As for waiting for a year later, the investors hurriedly recovered the money......
How much money will be recovered then? Is it as much as it is advertised now......
It's really hard to say, because people have the final right to interpret.
As for what you said, how did Shen Du know?
After he sat in his cubicle and watched these exaggerated and somewhat excessive words repeatedly, the first call he made from the telephone machine was to the office of the second customer.
As a very professional reception and consulting staff over there, the words that come out of his mouth are much more down-to-earth than those of Shen Du, a part-time staff who temporarily solicits customers.
Just listening to the introduction of the other party, it will give people the feeling: I just say, most of the people in front are bragging, and only what the current regular workers say is what they can do...... It gives the impression that the other party is very credible and honest.
According to Shen Du's experience in selling vegetables in the past, isn't this the old routine of two vegetable farmers with similar sources of goods having a discussion, one serving the other as a trust, and actually selling the vegetables of the two families together?
Anyway, whether it's him, the 'vegetable farmer' A, who blows it out, or the 'vegetable farmer' who pretends to be an honest person, makes people feel that there is a bargain to take advantage of before buying it...... Anyway, the dish was sold.
Therefore, Shen Du, who was circling with the other party, did not believe in the other party's promise, but instead started acting with many parties.
Single-handedly disguised as an honest man who had just graduated not long ago, and his savings were very pitiful.
It is precisely because there is not much money left in the pocket that when you have to ask about every detail of the investment, the person on the other side will not really doubt it.
After going back and forth, the phone and microphone were all hot, and Shen Du also figured out the basic terms of the investment contract over there.
He remained silent, pretending to be like he had something at home, walked out of the cubicle of the consulting company, and turned to the safe passage of the building, in order to prevent his part-time company from seeing that he was stabbing them in the waist and destroying the ancestors of the guests who paid them, Shen Du also deliberately went down two more floors, and made a report call on the floor on the first floor where not many companies were leased.
The call involved multiple departments.
There are securities regulatory offices and financial market management investigation offices for financial fraud, local police stations that handle economic cases, and industrial and commercial administration departments that specialize in investigating enterprises' business income and tax payments.
In short, Shen Du can manage this financial investment company to deceive people, and Shen Du has made a circle.
It wasn't until he had done all this that he staggered back to his cubicle as if he were all right, and he had been wandering around all morning, not at all like the first business, and every minute was spent on the phone.
Ruan Rou didn't understand Shen Du's performance.
Who would have thought that Shen Du, who was reminded by Ruan Rou, didn't care at all, not only did he not work hard, but he also pulled Ruan Rou, who was already very poor, to grind foreign workers together.
The angry Ruan Rou didn't concentrate all the time, and waited until twelve o'clock at noon, when the part-time staff could rest for lunch, then pinched the soft flesh on Shen Du's arm and pulled him into the dark, and asked him: "What are you doing? A minute before work, let me work hard and don't be fired because my performance is too poor, why are you playing some empty head when it is really your turn to work hard?"
And Shen Du was not ambiguous, his voice was lower than Ruan Rou: "Let me tell you, you will also listen to me in the afternoon, just grind the foreign worker." ”
"At the end of this investigation, maybe our part-time company won't even be able to get a basic labor fee. ”
"You said that if the second commission company goes bankrupt, do you think our part-time job can last long?"
"It's not me scaring you, as an information company that is an intermediary, it is a big loss, the more effective calls you make, the more the other party loses. ”
"On the premise that we let him lose money, will he still think that it is a good thing that your performance is very good?"
Not only did he not rejoice, but his heart flowed with blood. ”
"The better you are, the bigger the piece of meat you dig into the other person's body. ”
"Ruan Rou, listen to me, wait and see first, three days, no, only one day is enough. ”
"If our company still lets us make this phone call a day later, you will hammer me or scold me, and I will bear all the consequences. ”
"According to your success rate, there are so many words on this list, even if your success rate is ten lists a day, it's a big deal that I will help you complete these ten lists, and it won't delay your performance." What do you think of this?"
When Shen Du said this, the expression on Ruan Rou's face was very surprised.
Now Ruan Rou's focus has shifted from making money and face to the origin of this matter.
What she cared about was how Shen Du could see that there was something wrong with the company.
As a good boy who is still asked to do whatever he wants, Ruan Rou's sensitivity to the taste of sin is much lower than that of Shen Du.
She felt that it was necessary to study hard with Shen Du for her future career.
Lest in the future, when she comes to school and learns no longer the knowledge in books, a child like her, who only knows how to learn, will become the tail of the crane in the class.
Regarding Ruan Rou's inquiry about this question, Shen Du actually didn't have any standard answers.
If there is a reason why he is so sensitive? If you really want to find a reason, it is that he has experienced too much and seen too much, so that he has been forced to grow up when he should be young and simple.
"You can't really teach this, it requires an in-depth understanding of certain aspects of this society, and a permanent suspicion of human nature. ”
"People who don't trust others very much, even themselves, should be more sensitive to the kindness or malice that others give you. ”
"To put it more simply, if you see more malice or more negative emotions, you will naturally feel it. ”
"You just have too little social experience, and you still have unnecessary ignorance and innocence. ”
"When you enter the police academy and see more cases, your performance in this area will definitely be better than mine. ”
"So you don't have to envy my acumen at all now, these are what you will have in the future. ”
Well, Shen Du's words really comforted Ruan Rou.
She curled the corners of her mouth and followed Shen Du to start waiting for the unlucky commission company of this second order.
In Shen Du's judgment, after the relevant departments received a report or a call to the police, they should start an investigation.
He had to wait until the next day to slowly show the results he wanted.
In order to cast a wide net and catch more fish, they not only entrusted Shen Du's consulting company to carry out telemarketing promotion, but also carried out paper media promotion, as well as squatting at the door of major banks and insurance companies to promote their own products.
Although some bank tellers will kindly remind these customers not to easily believe some false investment claims when they are not busy at work.
But most bankers don't even know that outside their savings bank or branch, there is a group of people in black suits very similar to their lobby manager, who are swaying potential customers out of the bank.
Then, two days ago, there was a very rich aunt who listened to the fool of one of the salesmen.
Compared with those small businesses with small orders or even ten orders, as soon as this aunt made a move, it was 200 orders.
One is 1,000 yuan, and two hundred orders are 200,000 yuan.
In this era when the people do not have tens of thousands of yuan in savings, and the basic salary of college graduates is 2,000-2,500 yuan, 200,000 yuan can afford to open a luxury beauty salon, you can buy a small shop that is not too big a square meter, you can pay a down payment for a house with an average price of about 5,000 yuan, and you can also buy yourself a Citroen with a luxurious configuration.
Such an investment is big business.
This aunt was naturally promoted to a VIP quality customer.
When signing the contract, it was a variety of preferential treatment for VIP users, as if compared with ordinary customers like Shen Du who repeatedly consulted for 1,000 yuan, it was really a big advantage.
But at this time, if there was a lawyer who specialized in economic law here, he would definitely stop the aunt from signing the contract.
Because this contract is so insidious, it is full of pitfalls.
The degree of cheating is even worse than the contract of ordinary customers.
But no, the company that cheats people is afraid that this kind of customer will find out that it is wrong and ask for a refund.
As long as the other party dares to ask for early repayment, then they dare to take the contract and directly deduct forty percent from the other party.
The four achievements of 200,000 are 80,000 pieces.
The other party didn't do anything, and he made so much money by making money with one hand and paying with the other.
Why are there so many people who cheat money in this world, and they don't have to work hard, the money comes quickly, and the profit return of the white wolf with empty gloves is too high.