Chapter 15 Husband and wife pay their debts
Ling Yuyan was stunned and watched Huo Lang run away like a rabbit, and then stared at the box on the shoe cabinet for a long time, what was he doing?
After being stunned for a long time, Ling Yuyan opened the box. The eye is a fat coffee cup, the goose-yellow cup body is embossed with the footprints of a puppy, like a plum blossom, the most special thing is that on the handle of the cup, there is a cute corgi.
Corgi's front paws lie on the rim of the cup, and his short hind legs push the handle of the cup with difficulty, although it is made of metal, but the lines are not calm at all, but look soft and vivid, and just look at it makes people feel very healing. And this corgi is separate from the cup, so you can either lie on the coffee cup or take it off separately and let it lie on top of the computer screen, or even on the edge of the table. Ling Yuyan immediately liked it, took the little corgi down, and played with it for a while, before she realized, is Huo Lang giving her a gift?
Ling Yuyan was a little confused at first, but then a wonderful feeling of joy rose in her heart, although she didn't know what she was happy about. Even though he was home alone, he still looked around weakly, and then he turned around and continued to stare at the corgi in his hand in a daze.
She has never received such a cute gift, when she was young, no one gave it, and when she grew up, when she reached the age where she could fall in love, the boys who chased her, seeing that she was usually always lonely, judged that she didn't like these cute gadgets, and never gave them away. Even between several girlfriends who have a good relationship, they always love to give her books, cosmetics, and jewelry, and after a long time, even she herself has forgotten whether she likes these knick-knacks or not. It wasn't until today that Huo Lang gave the puppy that she was sure that she liked it, and she liked it very much.
Ling Yuyan took out the puppy and put the coffee cup back into the box, but she looked around with the puppy in her hand and took out the coffee cup again, she still felt that it was more appropriate to put the puppy and the coffee cup together.
Because of Ling Yuyan's approval, Huo Lang didn't go to work the next day, and took a taxi directly to Aoqi, where he saw Jiang Yun again.
I haven't seen her for two days, and Jiang Yun looks a lot haggard. Because she knew that CEFC would not give her a loan the day before, and when she saw Huo Lang again, she didn't have a good voice: "What are you doing again?"
Huo Lang understood that it was not easy for her, and he was not angry, but still amiable: "I am not here today on behalf of CEFC, I want to see if there is anything I can help." ”
Jiang Yun didn't appreciate it, and said sharply: "Want to help? Then do you have three or four million in cash?"
Huo Lang deliberately ignored her mocking expression and tone, and said very sincerely: "Sister Jiang, have you ever thought about why CEFC won't lend you money? If you don't solve this problem, not only CEFC, but other banks will not lend you money. ”
Huo Lang didn't mention this stubble, but when he mentioned it, Jiang Yun became even more irritable: "What's the problem? What can I do? He already owes so much money outside, and now he is killing him, or is there so much debt outside, what can I do?"
Huo Lang patiently continued to enlighten her: "Sister Jiang, it is his business that Zhang Wei owes money outside, as long as you can draw a clear line with him, with Ao Qi's existing assets and your previous credit history, you will not worry about not being able to borrow money." CEFC is reluctant to lend you money this time, also because it is not worried about Zhang Wei, not because there is anything wrong with you or Aoqi. ”
When Jiang Yun heard this, she realized that Huo Lang really wanted to help her on this trip today. He sighed, and his tone softened: "Your surname is Huo, right? I heard the little girl in our company say that after President Zhou and they left that day, you ran back to her alone to understand the situation." I know you are warm-hearted, and I have received your heart. However, you don't know the situation in our family, and you can't help much, so go back and don't waste time. ”
Huo Lang didn't answer her words, but pulled a chair over and sat down, looking like he was talking for a long time: "Sister Jiang, this matter, as long as you make up your mind, it will definitely be solved." If you don't think I'm troublesome, just tell me, do you plan to pay back the money that Zhang Wei owes outside, or not?"
Jiang Yun smiled bitterly and shook his head: "Do I think it matters? I have asked others, and they all say that we are husband and wife, and if he owes money, I owe money, the same." ”
"Who are you asking? is it a lawyer?" asked Holland.
"It's a lawyer. Jiang Yun nodded affirmatively: "We have known each other for a long time, and I will consult him if there is anything in the company in the past." ”
Huo Lang felt a little strange, thought about it, and asked tentatively: "Does Zhang Wei know the lawyer you are talking about?"
"I know," Jiang Yun felt that something was wrong after Jiang Yun finished speaking, and asked: "What do you mean, that he colluded with Zhang Wei to deceive me?" But I have checked on the Internet before, and the Marriage Law does stipulate that no matter who borrows money from one of the husband and wife, it will be counted as a joint debt between the two people. If it weren't for this reason, I wouldn't want to divorce Zhang Wei. It's just that he has been dragged until now, and he hasn't left it. After speaking, she realized that she had leaked her mouth, and in front of outsiders, she actually told her privacy, Jiang Yun couldn't help but be a little embarrassed.
Huo Lang breathed a sigh of relief: "Sister Jiang, if you really want to divorce, then this matter will be easy to do." ”
Seeing Jiang Yun's puzzled face, Huo Lang further explained: "Article 24 of the previous judicial interpretation of the Marriage Law does stipulate that during the marriage, the debts incurred by one of the husband and wife shall be treated as the joint debts of the husband and wife. However, in the past two years of practical application, there have been cases where many people use this clause to avoid debts, or even throw debts to innocent spouses. Therefore, in January this year, the Supreme Court issued a new judicial interpretation. The original interpretation has been amended. ”
Jiang Yun didn't fully understand what Huo Lang was saying, but this did not prevent her from keenly grasping the key word: "original".
"You said this was the original rule, but what about now? The money Zhang Wei owes has nothing to do with me?"
"As long as Zhang Wei can't prove that you spent the money with him, then these debts have nothing to do with you, and you don't have to pay them back. Moreover, even if a creditor wants you to pay it, as long as the court has not ruled that you need to bear the debt, you can refuse the creditor's request. ”
Jiang Yun was surprised and delighted, and even a little incredulous: "What you said is true? Of course I haven't touched a penny of that money, and I've never spent his money." ”
"Since this is the case, you can apply directly to the court for a divorce and at the same time the judgment that the debt is not related to you. When you get divorced, you're free. But you'll have to find another lawyer, and you won't be able to consult that one before. ”
Jiang Yun trembled slightly with excitement. Just now, she thought that her life had fallen to a low point and there was no possibility of turning over. If you don't have money, you can't start work, and no matter how big an order is, it's useless, and the company will have to go bankrupt. has to go bankrupt again, and has to pay back the money for Zhang Wei, no matter how you think about it, it is a dead end, but I didn't expect to meet Huo Lang in a desperate situation, and he actually pulled her up from the bottom.
Jiang Yun looked at Huo Lang now, and was completely moved and trusted: "Can I ask you to be my lawyer? You know so much, you should be able to be a lawyer." ”
Huo Lang smiled and shook his head: "I can't, I'm not qualified to practice." If you need it, I can ask a friend and introduce you to one. However, your situation is actually relatively simple, and since the beginning of this year, local courts have been applying new judicial interpretations to correct many cases similar to yours. So you don't need to ask for a well-known or top lawyer, as long as you are experienced in this field, you can inquire first and find a familiar lawyer for consultation. ”
Jiang Yun stood up excitedly, reached out and reached out to get the phone on the table: "Then I'll contact you." The number was dialed halfway, and suddenly remembered something, put the earpiece back again, and raised his head solemnly: "Even if I can get a divorce smoothly, it will take time to file a lawsuit." Far water can't quench the thirst of the near, and I need money to start work now. ”
Huo Lang nodded: "That's right, the divorce case is the most tangled, and it involves the division of property, and sometimes the court has to mediate several times, and it may drag on for a month or two." ”
Jiang Yun's face turned white: "Drag on for a month or two? ”
Huo Lang smiled mischievously: "Sister Jiang, I have traveled so far, if I just give you such an idea that does not solve the problem, I will not be beaten out by you." You first file a lawsuit application with the court, and then take a lawyer to negotiate with the bank, and use your plant or machinery as collateral, you should be able to borrow money. The point is to bring a lawyer with you, and to convince the bank that you can definitely shake off Zhang Wei's mess. ”
Jiang Yun looked at Huo Lang's clean smiling face, listening to his words falling into his ears word by word, his heartstrings that had been tense since a few days ago suddenly relaxed, and he laughed first, laughing and laughing, but tears fell involuntarily, and choked up: "Thank you, thank you." ”
Huo Lang stood up at a loss, saw a box of tissues on the table, and hurriedly pushed it in front of Jiang Yun: "Sister Jiang, don't cry, you see, there are solutions to problems, I ......" I didn't know what I was talking about, so I shut up.
Jiang Yun cried a few times, picked up a tissue and wiped it on her face a few times, and reluctantly smiled: "I'm sorry, I'm too excited." Just now I was sitting here settling accounts, seeing what was left if the company couldn't support it. You have been here for a while, not only saving my company, but also saving me as a person, and I don't know how to thank you. ”
This time it was Huo Lang's turn to be embarrassed: "Sister Jiang, don't say that, I'm just moving my mouth and raising my hands." Even without me, you would have been able to overcome this hurdle yourself. ”
Jiang Yun shook her head and changed the topic: "When I take the lawyer to talk again, should I continue to find President Zhou who contacted before, or just find you?" But I heard President Zhou say that day, you are from the branch, and you don't handle the loan directly, right?"
Unexpectedly, Huo Lang shook his head: "CEFC has already rejected you once, in fact, it is better to change the bank and apply again, and the probability of success is greater." ”
Jiang Yun was surprised: "Do you want to change the bank? But you are from CEFC......
Huo Lang made an exaggerated silence gesture and deliberately whispered: "So you must not tell others, don't let my boss know that I drove customers out." ”
Jiang Yun was amused, and sighed again: "I have cooperated with CEFC for so long, but this time the loan was life-saving money but was rejected, and my heart is cold." I thought that if I could get over this hurdle, I would definitely not get along with CEFC in the future, but I didn't expect to accept such a big love from you, but you persuaded me to change banks. ”
"Don't think so much, solve the trouble in front of you first. Huo Lang knew that Jiang Yun must be uncomfortable in his heart, and he proposed to choose another bank, but he didn't want to force her.
Jiang Yun nodded heavily: "Yes, first go through the difficulties in front of you!"