Although he only spent the night on the couch in the office last night and didn't rest at all, Huo Lang couldn't calm down after seeing Ling Yuyan walk into the conference room, and he had to run to the door of the conference room every few minutes to listen to the movement. It's just that the soundproofing of the conference room is so good that he can't hear anything.

In addition to several management personnel of the Ministry of Trade, Zhou Tianming of the Qianjiang Branch participated in this meeting, a total of five people.

At first, Huo Lang's heart couldn't help but go up and down, but the longer the meeting lasted, the calmer he became. Opposition to lending prevailed, and if the meeting ended soon, the result would still be against lending. On the contrary, the more time passes, the more it shows that Ling Yuyan's efforts are effective. Holan comforted himself as he paced around the conference room.

The meeting lasted for about an hour, and when the door of the conference room opened and everyone came out, Huo Lang saw Ling Yuyan who was behind to pack his things.

He ducked aside, waited for everyone else to leave, and hurriedly ran into the conference room: "Mr. Ling, how is it?"

Ling Yuyan looked uncertain: "Come to my office and say." ”

Huo Lang's heart sank suddenly, and he followed without saying a word, and without waiting for Ling Yuyan to sit down, he asked again, "Mr. Ling, how is it?"

Ling Yuyan shook his head: "No loans." ”

"Why?" Although he expected this ending, Holan was still disappointed.

"Zhang Wei, no one knows how much money he owes, and how many things will happen in the future, the Qianjiang branch does not dare to take risks. ”

"But Zhang Wei is Zhang Wei, Jiang Yun is Jiang Yun!" Huo Lang did not give up: "Zhang Wei is not a shareholder of Ao Qi, he will not affect Ao Qi's operation!"

"But Zhang Wei is Jiang Yun's husband, in case the judicial authorities enforce it, how do you know that it won't affect Ao Qi's assets?"

"No!" Huo Lang blurted out: "According to the latest judicial interpretation, as long as Zhang Wei borrowed money without him and Jiang Yun's husband and wife living together, Jiang Yun does not have to bear the responsibility of repayment." Jiang Yun didn't know that Zhang Wei was borrowing money outside, let alone spending his money, so he didn't have to bear this part of the debt!"

"I don't quite understand what you're talking about. Ling Yuyan's voice was very calm: "But CEFC has also experienced lawsuits to collect loans, and I probably know some of the processes." Even if, as you said, the court finally ruled that Jiang Yun did not have to bear the debt, it is very likely that the joint property of the husband and wife will be frozen during the trial to prevent the transfer of property. If Ao Qi can't start work for a few months, then how will Jiang Yun repay CEFC's loan?"

"But......," Holland still wanted to argue.

"Don't say it, it's already decided, it's useless for you to argue with me anymore. Ling Yuyan waved weakly at Huo Lang.

Huo Lang always believed that Ling Yuyan and himself belonged to the same country, and seeing that she did not support him at this time, he couldn't help but be a little anxious, and said without hesitation: "This is too unreasonable! When selecting customers, CEFC requires not only that the company's assets are in good condition, but also that its business conditions are stable, and that the actual controller does not have large debts. Are you all so dislike the poor and love the rich?"

Huo Lang, whom Ling Yuyan saw, was kind to everyone, and had never spoken so loudly. At this time, I saw him standing there angrily, with a height of more than one meter and eight meters, giving people a strong sense of oppression.

But Ling Yuyan was not angered by his attitude, and even her tone did not change: "You are right, banks are not charities, and they don't lend money to help people, but to collect interest and make money." The icing on the cake is often done, but I don't dare to do it. ”

Huo Lang didn't expect Ling Yuyan to say such a thing, his lips trembled twice, and finally he didn't speak again, turned his head and ran out of the office.

Ling Yuyan watched Huo Lang run away steadily, then turned back to sit on the chair, rubbed his eyebrows tiredly, and was depressed.

She had already persuaded Zeng Nianpu just now, but Zhou Tianming resolutely disagreed, stating that the Qianjiang branch already had two loans on the verge of overdue, in case Jiang Yun couldn't rely on it, another one, the branch really couldn't bear it, and he didn't dare to take the risk.

Zhou Tianming is right, if Aoqi's loan really has an accident, several management personnel involved in the decision-making of the trade department must be held accountable, but in the end, it is the front-line account manager and branch president who will bear the consequences. Ling Yuyan understood his difficulties, and she couldn't bear to force him. As for Huo Lang, when he stays in Huaxin for a long time, he will naturally understand.

For the rest of the day, Ling Yuyan didn't see Huo Lang. But he is such a big person, and he is a boy, and Ling Yuyan didn't pay attention to it.

Just after getting off work, Ling Yuyan just drove the car to the entrance of the garage in the community, and saw a familiar figure standing there. Holland actually came here.

Huo Lang had been waiting for a long time, because he was afraid of missing Ling Yuyan's car, he didn't even dare to look at his mobile phone, so he stared at the entrance of the garage so intently, so he also saw Ling Yuyan for the first time.

Ling Yuyan hurriedly jumped out of the car: "Why are you here?"

Huo Lang changed his irritability in the morning, scratched his head, and said shyly at Ling Yuyan: "Mr. Ling, that, I ......"

At this time, there happened to be a car driving behind him, and he was also about to enter the garage, but he was blocked by Ling Yuyan's car, so he kept "horning" and honking the horn, and the security guard at the door heard the movement and saw that they were blocking the door, and also walked over to this side.

Ling Yuyan saw that Huo Lang couldn't speak for a long time, so he frowned and said, "Get in the car quickly, let's go back." ”

Huo Lang hurriedly followed and got into the car, but when he got to the car, he secretly regretted it: he should have said the words at the door of the garage as planned, and left directly after delivering the things, and now the two of them are sitting side by side, and it always feels strange to talk about those words again.

He secretly glanced at Ling Yuyan's side face, and secretly pinched the small package in his pocket, but he couldn't open his mouth. Entering Ling Yuyan's house in silence all the way, Huo Lang felt even more embarrassed.

Fortunately, as soon as Ling Yuyan entered the door, she put down her bag first and said, "You can sit casually, I'll bring you a bottle of water." And he went into the kitchen. The kitchen and the hallway were separated by an opaque piece of glass, and Huo Lang could vaguely see Ling Yuyan turning on the faucet to wash his hands. So I hurriedly took a breath and reviewed what I was going to say in my heart before I began to look around.

Looking from the direction of the entrance where Holland stood, you can see the entire dining room and living room. Ling Yuyan's home and her office are one style, except for the necessary furniture, appliances and a few pots of greenery, almost nothing. But fortunately, the furniture and floors are made of solid wood in warm tones, which dilutes the feeling of coldness in the home.

In just a minute or two, Ling Yuyan took out two bottles of mineral water and motioned for Huo Lang to sit at the table: "Say, what's the matter?"

Huo Lang took a deep breath and said quickly: "Mr. Ling, I'm sorry for the morning's incident, I was too impulsive and shouldn't have lost my temper with you." I will definitely correct it in the future, never again!" said a long list in one breath, and then lowered his head, looking honest and correcting his mistakes.

Ling Yuyan couldn't help but laugh: "You're here for this?"

Huo Lang nodded, peeked at Ling Yuyan's expression, and said cautiously, "Mr. Ling, aren't you angry?"

"I'm not angry," Ling Yuyan thought Huo Lang was quite interesting: "You are arguing on the basis of reason, and you are not making trouble unreasonably, why should I be angry?"

"But I yelled at you. Thinking of the events of the morning, Huo Lang still felt guilty.

"It's not a bad thing for young people to be angry, but when you go back to the head office in the future, you still have to pay attention and try not to lose your temper. Ling Yuyan said as she wrung the cap of the mineral water bottle, looking really unconcerned.

Seeing this, Huo Lang hurriedly took the mineral water bottle and helped her twist the cap. But looking at her without a trace of mustard, there was something unpleasant in my heart.

He came home in the morning, slept for a few hours, and when he woke up in the afternoon, the remorse in his heart came flooding back one after another. wanted to apologize, but there were people everywhere in the industry, and his words and deeds were watched, and Huo Lang felt awkward. After thinking about it, he simply guarded the door of Ling Yuyan's house.

By the way, and that thing, Huo Lang couldn't help but touch his pocket again. After returning from here last time, he saw this thing on the Internet and bought it without even thinking about it. But when something arrives, I don't know how to send it. Since I'm going to apologize today, I simply brought it here.

But now, Huo Lang knew that he should be happy that Ling Yuyan didn't mind, but looking at her light face, Huo Lang only felt empty in his heart. He originally thought that Ling Yuyan would be very angry.

"In the morning, in the end, the position is different. Huo Lang was thinking nonsense, and Ling Yuyan spoke again: "You have been in CEFC for a short time, and many times, you will not look at problems from the perspective of banking practitioners. Perhaps from an outsider's point of view, our approach is very unkind, but from another point of view, if we don't consider other factors, we can get banks to lend money just because we need money, what about those loans that cannot be recovered? If the banks have problems in their own capital chain due to the drag of non-performing loans, who will suffer in the end? It is the ordinary people who keep their money in the banks. The most fundamental reason why banks should operate steadily is to protect the interests of depositors. ”

Huo Lang nodded, he didn't know these truths, but under impulse, it was inevitable that sensibility would prevail over reason: "I know." Also, in fact, Shen Wenrui told me a long time ago that whether you will take a loan or not, you don't count, and even what Mr. Zeng said, in the end, it is up to the Qianjiang branch to make its own decision. I shouldn't be angry with you because my ideas didn't come to fruition. ”

Ling Yuyan smiled and shook her head.

Huo Lang remembered another thing that he had been thinking about for a long time, hesitated for a moment, and still asked, "Mr. Ling, can I take a day off tomorrow?"

"Is it related to Ao Qi?" Huo Lang's mind was now all on Ao Qi, and Ling Yuyan couldn't think of any other reason to ask for leave.

"Yes," Huo Lang admitted, but he didn't want to explain too clearly now, but fortunately, Ling Yuyan didn't ask, just took the cup in front of him and began to pour water for him.

The two of them were relatively speechless, Huo Lang had said everything he should say, and he couldn't sit down, so he got up suddenly: "Mr. Ling, if there is nothing else, I will leave first." ”

Ling Yuyan's hand shook lightly when she heard this, and a few drops of water fell on the dining table: "Leave now?" "Reach for the car keys.

Huo Lang hurriedly shook his head and hurriedly walked to the door: "No need, it's still early, you should be able to get a taxi." As he spoke, he opened the door, paused, and took out the small box that he had been carrying for a long time, and quickly put it on the cabinet in the entrance. Afraid of being stopped by Ling Yuyan, he went outside with a dodge and closed the door with his hand.