Monday was my first day reporting to the Weaver Girl listed company.

At eight o'clock, Qingqing's wife drove me.

"Junjun, why are you so sought-after?"

She gave me a sunny look.

"Hey, hey. I don't know, maybe my wife is beautiful. ”

You can't be humble, you can't be proud, find a reason.

Some people say that if you want to know a man's shortcomings, look for his wife, and if you want to find a man's strengths, ask him about his confidantes.

Therefore, in front of Qingqing's wife, buddies don't dare to hold up.

"Hehehe, you just make me happy. I don't believe it, it's still my husband's ability and ability. ”

A seductive and adoring voice.

"Ah, I'm serious. Haven't you heard others say that to see a man's ability, you have to look at his wife's appearance?"

I don't know who said it, right or not?

"Hehehe, I'm embarrassed to be praised by you. Hey, husband, why do you think I'm like this, like you?"

Tenderness and sweetness.

"Hehe, because of me, I deserve your liking!"

I'm a little proud, too. The man, who can't help but boast, swells up if he is not careful.

"Well, I just love you, confident and humorous. Hey, husband, how did you feel when you saw someone for the first time?"

Generally, lovers like to ask each other about the impression of meeting for the first time, it's okay, it's so secret, empty and happy.

"Oh, do you want to hear the truth, or do you want to tell a lie?"

The language between lovers must not be flat and straightforward! Don't talk about vicarious inheritance, at least, you have to set some options.

"Hehehe, I want to hear it. Is that okay?"

That's it, a few more words.

"Ah, it's a lie, I don't feel it. Tell me the truth, I'm afraid you will criticize me. ”

I feel like I have no teacher, and my language is witty and discolored.

"Hehehe, I promise not to talk about you. ”

An eager look.

"Then I'll just say it. The first time I saw you, it was in the hallway, and I thought, when can I eat you, then I will die of happiness. Chaowen said, Xi can die. ”

Actually, this is not true, at that time, the buddy was so annoyed that he was going to be greened by his ex-girlfriend, and his son's school was not implemented, so how could he have leisure to watch other people's homes full of spring.

"Hmph! When I first met you, you weren't lustful. I feel that this girl is the air. I still like to ignore it. Right?"

Look, Qingqing's wife, it's not easy to fool. In fact, there is a woman in the world who is so foolish! Because of the love you love, there is no time to look back.

Seeing that I was silent, she asked shyly and coquettishly.

"Hey, husband, the first time you sent me home, were you tempted?"

"Hey, that's right. You didn't see it, that night, buddy endured so hard!"

Almost, fell in love.

"Hehehe, do you know how I felt that night, after you left?"

The little stars of admiration twinkle.

"Hahaha, it must be a five-body throw, right?"

I'm kidding.

"Well, my husband is smart. At that time, I thought, this man is not simple. Those who can sit still and not be chaotic will have great success. ”

"Hahaha, I'm not as good as you think, it's just that at that time, I had a girlfriend and didn't want to hurt two women, and besides, buddy was most afraid of doing multiple-choice questions. Alas, the most unaffordable debt in the world is emotional debt!"

I thought to myself, why some people can't achieve great things in their lives, it's because they are too casual emotionally! Flowers can be folded straight and must be broken, don't wait for no flowers to break the branches. It's easy to fold flowers, but it's hard to raise flowers!

As a result, he fell into a huge whirlpool of feelings and conscience, and it was difficult to extricate himself.

"Well, I do. Husband, why were you so bold later?"

"Abandoned by my ex-girlfriend, my buddy is already singing a single love song, and the dawn stimulates me again, so I want to try my luck, otherwise, my nobleman will not be snatched away by others?"

Looking at her face, I said emotionally. Feelings cannot be cultivated, but if they are generated, if they are not brave enough to confess, they will also dance and fly. From the cuckoo, I learned what it means to be indefinite?

"Hehe, because of love, I have nothing to worry about. Also, your gentleness has given me the greatest courage. ”

I continued to sensationalize.

"Husband, I'm really happy and lucky to know you in this life. ”

Jade hand, caressing my face.

"Ah, I'm luckier than you. ”

He quickly touched her hand and said passionately.

At about half past eight, the car arrived at Dongshan Road, the door of the company.

When I walked into the office of the finance department on the 4th floor and looked at a large office, I wanted to go straight inside.

"Hey, comrade, who are you looking for?"

A middle-aged man of 41 or 2 years old stopped me, with thick glasses and a smile on his face, which naturally revealed sincerity, kindness and truthfulness. He is about 170 tall, wearing a very ordinary white shirt, gray pants, brown and red leather shoes on his feet, and obvious dust. The hair was unkempt, and the left side was a slightly messy lock, drooping around the frame.

Later, I learned that he was the company's financial manager, Lu Jianping.

"Oh, I'm here to report, my surname is Liu, and my name is Dajun. ”

I thought to myself, Mr. Fei should have already reported it, right?

"Ahh ”

His exaggerated statements almost amused me.

"Hehehe, I'm the new financial director, by the way, what about Mr. Fei?

Although there was a little unpleasantness, I quickly adjusted my mentality.

You're not a celebrity, you're not a star, 10 billion people, why do people know you.

"Ah, yes? Mr. Fei never talked about it. By the way, excuse me, do you have a red-headed document for the company?"

Although it is a town-run company, it is also a local state-run company, and it pays attention to the process of appointment by superiors.

"Ah, I came in a hurry, and I didn't ask where the company documents were. Hey, let's take me to my office first, and then I'll ask Mr. Fei to come and announce, okay?"

I said with a smile.

"Okay. Please go this way. ”

A large bay on the left and right sides.

On each side are high baffles and partitions of the office area.

I can only see the heads of people, and those who are full of seats are afraid that there are 2 or 30 of them.

Later, Lu Jianping told me that he was sitting in the last row of the leftmost partition.

On the right, is the Office of the Chief Financial Officer.

Manager Lu didn't knock on the door, and pushed the door directly. Come to think of it, the CFO has been retired for a few months, so it's probably an empty room, right?

"Ahh

One of the ducks inside had a very sharp throat and roared.

"I'm sorry, I'm sorry, I don't know, Mr. Fei is also there. I really didn't mean to. Well, I didn't see anything. I'm out, I'm out. ”

Lu Jianping seemed to have been bitten by a rattlesnake, and hurriedly retreated.

Walking behind, I quickly flashed to the side, don't bump into it.

In the large office, in the innermost place against the wall, there is a large desk, and on the boss's chair, there is a person who sits the fury of thunder.

"Hehe, Mr. Fei, hello, why are you so angry? I was just saying that I was going to look for you. ”

I was surprised to see him red-faced, red-eared, and bruised.

"Ah? Liu, Dajun, well, you go out first, Xiao Qi and I, research work. ”

Seeing that I didn't listen to the greeting, I went inside, and people were in a hurry.

"Hey! I said Xiao Liu, do you know the rules? Is my general manager's words useless? Please go out and wait! Don't be embarrassed, do you have to force me to scold?"

Presumably he leaned in, and a man emerged from under the table.

His face was sweaty and red, his hair was scattered, like a frightened rabbit, and his shirt was buttoned 3 without buttons, and it was dazzling white, which was clearly visible.

Woman, a woman with a bit of possibility, is 28 or 9 years old.

"Little wife, what about a concubine? ”

Later, I learned that this woman was the company's cashier.

"Ah, I'm sorry, I'll go, oh, research work, you go on, ah, go on. ”

Damn, my face is red.

When he got out, the buddy slammed the ground three times.

"What a wicked door!"

Some people say that if you look at something you shouldn't see, you will be unlucky.

"Ah, Director Liu, come and sit with me for a while. I'm afraid I'm leaving!

Lu Jianping, trembling, asked me to go to the left.

"Hehe, Mr. Fei, have you always been so strong?"

Buddy is new to the city, so let's find out about the situation first.

"Well, who's to say it's not? provoked him, and none of them had good fruit to eat. ”

Sitting next to Manager Lu, holding the faint color of tea water he handed over, I didn't say anything.

Silence is to listen, and to speak better in the future.

"The most incomprehensible thing is that if you offend him, you may end up in the army and be an accountant in the most remote factory. ”

Manager Lu may think that he is hopeless, so he simply broke the jar and broke it.

"Well, doesn't anyone care?"

I'm understating.

"Hahaha, who dares to do it? Fei Daxia, brother-in-law is the mayor of the town, it is said that he is about to be promoted. ”

Lu Jianping said angrily.

"Oh, what's going on with the CFO's office?"

It's very strange, why a small cashier would occupy Nestle, and it would not be her turn to be so extravagant!

"Hehe, Mr. Fei said, people have safes, and they also manage the company's top-secret files. ”

After walking through so many units, I have never heard of a cashier who shoulders the major event of the company's life and death!

"Well, how much is her monthly salary?"

I continued to be silent.

"Hehe, the salary is not high, 10,000 yuan per month. However, there are two kinds of reimbursement, one is a confidential subsidy, 8,500 yuan, and the other is more cola, a dedication award, 13,500 yuan.

Manager Lu looked disdainful.

"Oh, then, what's your monthly salary?"

Without comparison, there is no discrimination. Besides, maybe the salary of a listed company is high, maybe it's okay.

"After adding and adding net, 8750 yuan. ”

Manager Lu smiled wryly.

"What about the vice president's salary?"

I was surprised, but held back.

"Even the year-end bonus, more than 17,000. ”

Lu Jianping replied softly.

"Okay, got it, keep it secret. Remember, I didn't ask anything, and you didn't say anything. Right?"

I smiled and ended the inquiry.

After a while, Xiao Qi blushed, but said very arrogantly, "Mr. Fei told you to hurry over, he is very busy, take some time to arrange your work." ”

Entering the CFO's office, Mr. Fei was laboriously researching the financial statements.

Get off the horse, we understand.

Finding a stool, I sat across from him, like a man on trial, waiting patiently.

10 minutes later, Mr. Fei finally found a shortcut to get rich overnight from the report, and became confident.

"Ah, Xiao Liu, first of all, I want to remind you that if the leader doesn't speak, you can't sit, understand? By the way, what's the matter with you? I don't know I'm busy?

The troika has become your little follower at will, well, about the same as a maid. Again, the kind that is live with crude benzene.

"Hehe, hello Mr. Fei. I'm here to report, and I would like you to arrange your office and your upcoming work. Thank you. ”

I said lightly.

"Ah, look at my memory. Yesterday, Mr. Ming called, yes, yes, it's time to arrange it for you. However, as I said in the past, whether it is a mule or a horse, it depends on your own performance! If you do not do a good job or make up the number of indiscriminate use, I can also apply to the government department to exempt you! After all, we are a state-owned enterprise! At present, state-owned assets still account for 1.5 percent of the shares!

This has risen to the realm of killing the mighty.

"Well, I will do my duty of supervision and management as authorized by the board of directors! Otherwise, I will resign without you needing to say. ”

Buddy retreats as advances.

"Actually, there are no requirements, it doesn't matter! As long as you are obedient, I am a fair and upright man, and I will never shoot a black gun behind my back! Also, let's not talk about high morality, in this one-third of an acre of land, it is still a good word! By the way, in view of Xiao Qi's special identity and great role as a thief, you should be wronged and sit in the executive position at her door first! When there are conditions in the future, I will definitely arrange another single room for you, after all, you are still as important as her!"

I finally have the status of Uncle Liu in the communication room.

"By the way, Xiao Liu, do you see that my understanding is correct? If we divide the 80 million yuan of the 87.35 million yuan spent this year according to 10 years, will we have a profit of more than 70 million yuan? Then, at least, we are the top 100 in the town, right? Hehe, we don't want to be advanced! What rewards are all yours, how about it?"

I said Mr. Fei, why did you smile on your face? Feelings are waiting here.

"Well, I haven't looked at the statements and sub-ledgers yet, so let's wait and see. ”

I am steadily perfunctory.

"Hmph! I know you're not cooperative. Don't forget, brother, I'm the general manager in charge. Okay, you go out! I'll get the office, give you a seat, and change it to the boss chair that I used. Don't be grateful, as long as you're obedient and do your job well. Go ahead, I want to think about the company's major strategic layout in the next 15 years!"

Look at how dedicated Mr. Fei is. I left the office speechless. After a few steps, I heard the door slam on a huge decibel.

My career in the communication room began.

In accordance with professional prudence and good habits, buddy did not show the mountain dew, and began the last 5 years of accounting processing and tax audit. Only with first-hand information can you have a target, right?

Two days later, the stock market is a barometer of the economy, and it is also out of a cyclical chart.

At the trough, I looked at the executives of several listed companies, in order to enhance shareholder confidence and stabilize the stock price, they increased their holdings of their own companies. The shares of the Weaver Girl Company, after rising 33%, also turned straight down. At one point, it was only about 7% of the increase before the launch.

"Hey, Qingqing's wife, how much money do we have?"

In the evening, I met her frankly, and after a few red sunsets, I smoked a cigarette and asked.

She is tender like water, sweet and sweet, said.

"Well, husband, isn't it, noble man, I have pocket money again?"

"Hahaha, little money fan. Yes. ”

Scratched her delicate little nose, I told her, now, because the real estate project has not been officially launched, some shareholders, looking at the market is not good, have little confidence, follow the trend and throw out.

"Hey, husband, do you really think that real estate has a future?"

Qingqing's wife, tilting her head, asked coquettishly.

"It's too professional, I won't go into details. A country, at every stage, must have a pillar industry, which will drive the upstream and downstream, hundreds of industries. For example, our initial manufacturing, later the automotive industry, and now, it's the turn of real estate. ”

I'll tell her briefly.

"Well, husband, I believe you, now, we have, oh, I'll do the math. Ah, plus your classmate Yang's company rewarded you, 2.07 million. ”

Qingqing's wife shouted happily with a happy face.

"Ah, is it so much? wife, you will still save money. ”

I kissed her lips excitedly, and aroused her spring heart, so, at this time, silence is better than sound, and two lonely steppenwolves, licking, driving away the empty long night.

"Evil, I want to know you and live a long life. The mountains have no tombs, the rivers are exhausted, the winter thunder and earthquakes, the summer rain and snow, the heaven and the earth are combined, and you dare to be with the king!"

This is the last poem that Qingqing's wife recited to me warmly.....

On the weekend, Qingqing's wife and I went to the cherry blossom community.

Looked, relatives from hometown.

Three floors, all occupied. Even in the aisles, there are people.

In a few days, they will go to the blue classic construction site and join the construction army.

There are those who call their sisters-in-law, and those who call them aunts, who move Qingqing's wife.

"Hey, Junjun, let's leave some more money for them, shall we add more meat to eat?"

She said softly, with a kind face.

"Well, you're the housekeeper, and you have the final say. ”

I was also touched for her kindness and care.

"Hehe, husband, you're just lazy! You must be better at managing finances than me!"

Qingqing's wife, really cute, always likes to praise me in a different way.

"Hehe, spare me, I manage the money in the company during the day, and I have to count when I go home at night, I will be tired to death. ”

Dude said mockingly.

"Oh, husband, thank you. ”

After we stayed for a while, we went to the construction site to go around, and saw Liu Dahai's management on the site in an orderly manner, and the construction site was boiling and in full swing, and we didn't stay long.

"Brother, nothing else, the project payment is also very timely. It's just that on the construction site, the temporary shed is almost uninhabitable. Two more monomers have been started. There is not enough money to build another shed. ”

The sea complains. This kid usually doesn't complain, and every time he sees him, he is beaming.

"Hey, can you rent a few existing houses next to the construction site?"

Qingqing's wife, I have an idea.

"Well, think about it. ”

They reminded me of some hazy thoughts.

One day in early September, several people came to the office, both men and women, and they were carrying laptops.

"Hey, comrade, where is your leader?"

One of my peers, who wore glasses, asked me with a smile and politeness.

Before he could answer, another little girl pulled him and went straight to the CFO's office.

The door was not closed, and when I heard the voice of Xiao Qi inside, it was harsh and reckless.

"It's out there. Our interim leader, Lao Liu. ”

Interestingly, those who were officially appointed and who were also announced, actually became temporary.

"Oh, excuse me, leader, what do you call it?"

The leader of the audit team who led the team said with a smile that they were from a regular accounting firm, because our company's stock had been closed for several days, and they were ordered to verify whether there were any major restructurings or abnormal financial matters after the semi-annual report.

"Hehe, my surname is Liu. Is there anything we need to work with?"

I stood up and replied kindly. I feel like an accounting firm, like someone from my mother's house.

"Hey, Team Leader Han, this is our Director Liu, who has announced it. ”

Lu Jianping knew the leader, and he walked over and introduced him enthusiastically.

"We don't know, we thought it was an accountant sitting outside. ”

The little girl, blushing, said.

"Hahaha, it's okay, let's do it, you communicate with Manager Lu first, and he will fully cooperate, if there are any major problems, we will exchange opinions at the end, okay?"

I'm very polite to say.

"Okay, Director, you're busy, don't worry. If you are not sure, I will report on the topic. ”

Later, Lu Jianping gratefully told me that after a few years, there was finally a leader who called him the manager, and let him take charge of such a major matter alone. Instead of sending an accountant or a little relative to supervise.

"I can't pick it up, and I still point fingers, I don't believe in my business level, so just dismiss me, are you okay?" ”

At that moment, he said indignantly.

"Hahaha, I believe in your level of business. Accountant, more than 10 years of professional practice, I initially looked at the accounts, most of them have no problems. ”

I was boasting, but what I was thinking in my heart was, what a management expert said, what is a good leader?

"Ah, a good leader is that he is drinking wine in the restaurant, mingling with the guests, and his subordinates are working overtime in the office, the lights are bright, and they are boasting, oh, we have to be more careful, don't make mistakes, it's rare for the leader to trust us so much! Why, don't we call Zhang San, Li Si, and Wang Ermazi to do it? People are not nepotism at all, and who has the ability can use whomever is used. Also, people have fought for our welfare.

Well, what about bad managers. He was alone, in the office, fighting all night.

The subordinates, at the KTV next to the office building, are also working overtime and singing.

Well, he deserves a pain in his liver, he doesn't trust us, what do you want us to do at all levels? Hey, you say, he won't die young, right? It's so pitiful. ”

"Leader, since you trust me so much, you can leave the accounting handling to me. If you don't understand something, I'll ask you again, okay?"

Manager Lu's tears of gratitude rolled and patted his chest.

"Okay, when I'm done, we'll exchange opinions. ”

I am neither a dictator nor a greedy person.

"Well, the credit is yours! But in the work, be rigorous and careful, don't drop the chain, especially at critical moments, such as the end of the month, the end of the quarter, and the end of the year. ”

One day, after I straightened out my relationship, I gave my first inaugural speech.

"The division of labor is a must! I am responsible for connecting with the leaders of government departments and banks, and then, the managers and backbones, are responsible for connecting with friends at the corresponding levels. Unless you think I'm obviously unfair, or retaliate against you, only then can you report to the next level!

Otherwise, the behavior of individual people will disrupt the order of the company. Everyone has something to do, looking for the chairman, he is an old man, how to think about the macro issues of the company's development?"

Just when I endured the humiliation and stepped up the audit, Mr. Qian provided good news.

It's still Saturday, Wanmin Real Estate Company, conference room.

Qian always got straight to the point and hit the problem of a sharp decline in sales.

The hard-working director, the whitehead scratching is shorter, and the hairpin is overwhelming.

"Well, according to my judgment, it is unlikely that there will be a big improvement in the short term. We have exhausted almost all marketing means, such as discounts, sending gold, paying 20,000 yuan, reaching 30,000 yuan, lottery and so on. ”

"Yes, the overall market is not good, but now we have stopped building a lot of projects, but there are still some projects, because it has been more than half, if the work is stopped, the loss will be greater, and the project will be poor!"

Mr. Qian is also worried.

After a while, seeing that the participants were silent, he looked at me expectantly.

"Oh, Mr. Qian, colleagues, I have an immature idea for your reference.

Let's start with a story.

Kong Rong was collected, and China and foreign countries were terrified. Shi Rong'er is nine years old, the youngest is eight years old, and the second son is so nail-dead, and there is no shame. Rong said to the messenger: "If the sin stops in the body, the second son can get nothing." Xu Jin said: "How can you see that there are eggs under the nest?"

The market environment is not smooth, it is the norm, and everyone is surviving the difficulties.

According to Keynesian Theory of Business Cycles: A theory of business cycles from the perspective of psychological factors.

In 1936, John Maynard Keynes, a famous modern British economist, put forward it in his book "The General Theory of Employment, Interest and Money". He believes that economic development will inevitably have a cyclical movement that starts upward, then goes downward, and then rises again, and has obvious regularity, that is, economic cycles. Among the four stages of boom, panic, bust and recovery, "boom" and "panic" are the two most important stages in the economic cycle. In the late boom. Because the capitalists are optimistic about future returns. As a result, production costs gradually increase or interest rates fall, and investment increases. In fact, however, two situations have emerged at this time: one is that labor and resources are becoming increasingly scarce and prices are rising, which is increasing the cost of production of capital goods; However, because the capitalists are overly optimistic and still invest in large quantities, and the speculators cannot make a reasonable estimate of the future returns of capital, they are overly optimistic and buy too much, so that the marginal efficiency of capital suddenly collapses.

Then the capitalists lost confidence in the future, causing a sharp increase in people's preference for flexibility, rising interest rates, and as a result, a sharp decline in investment, and thus an economic crisis. After the economic crisis, it was followed by the economic depression stage, in which the capitalists were not confident in the future, the marginal efficiency of capital was difficult to recover, and the bankers and the business community were unable to control the market, so investment was sluggish, production shrank, employment was underemployed, commodity inventories were overstocked, and the economy was in a state of recession. With the gradual recovery of the marginal efficiency of capital, the gradual absorption of inventories, the reduction of interest rates, and the gradual increase of investment, economic development enters the recovery phase. At this stage, the marginal efficiency of capital was fully restored, investment increased substantially, and the economy entered a boom phase again.

The reason for the cyclical fluctuations is mainly the cyclical changes in the marginal efficiency of capital, which are generally presented. Periodicity of 3-5 years. There are three main factors that decide:

(1) the life of fixed assets and the growth rate of population;

(2) preservation fees for excess inventory;

and (3) the time required for the production capital to be used up

In Keynes's logic, an important cause of the crisis of capitalism is the lack of effective demand, which leads to overproduction and the outbreak of a crisis. Why is there a shortage of effective demand? Because there are three major psychological laws that affect people's consumption and investment:

1. The law of diminishing marginal consumption tendency. The increase in people's income can stimulate the increase in consumption, in the early and middle stages of income increase, the increase in income is proportional to the increase in consumption, that is, the increase in income, the increase in consumption, the enthusiasm for consumption is higher, but the income increases to a certain extent, in the middle and late stages, the increase in income is greater than the increase in consumption, income is not proportional to consumption, and the enthusiasm for consumption decreases.

2. The law of diminishing marginal efficiency of capital (investment). Similar to the law of diminishing marginal consumption tendency, the initial and medium-term returns of investment are directly proportional to the proportion of investment, and the investment income is higher and the investment enthusiasm is high, while in the middle and later stages, the proportion of investment is not proportional to the return, the return on investment decreases, and the investment enthusiasm decreases.

3. Liquidity preference law. The so-called liquidity preference is that people have a psychological preference for holding cash. People psychologically prefer cash because of three motivations:

(1) Transaction motives. Facilitate daily living expenses;

(2) Prudential motivation. Prevent accidents and save cash;

(3) Speculative motives. In search of greater gains, keep cash on hand to call it up.

According to Keynes's analysis, the existence of these three psychological laws makes it impossible for the macroeconomy to be balanced in a completely free market economy, and the result is an economic crisis. To solve the economic crisis, it is necessary for the government to intervene in economic operations, increase the effective demand of the whole society, and offset the negative impact of the three major psychological laws on the macroeconomy. In addition, Keynes made a lot of expositions on the relationship between people's psychology and investment in "The General Theory of Employment, Interest and Money", which can be summarized into two theories of short-term speculation and one theory of long-term investment.

Beauty Pageant Theory

In the stock investment operation, Keynes put economics on the back burner and focused on psychology and behavior. He argues that the movement of the stock market is not based on value, but on group psychology. Keynes used the metaphor of participating in a newspaper beauty contest to illustrate the importance of analyzing and grasping group psychology in stock investing. He likened stock selection to a beauty contest in a newspaper: "A hundred photographs are published in the newspaper, from which a reader chooses a few beautiful women whom everyone thinks are the most beautiful, and whoever chooses a prize if the result is close to the average preference of the other contestants, in which case each contestant chooses not the person he thinks is the most beautiful, but the one whom everyone else thinks is the most beautiful." Each of the contestants held this idea, so they did not choose the one they thought was the most beautiful, nor did they choose the most beautiful person in general, but used their intellect to speculate on the ...... person who participated in the contest thought that the most beautiful person was the most beautiful" The result of the pageant was that the "public lover" was chosen, and the face that most of the contestants would like. This theory is used in stock selection, which is to study the investment behavior of the public and profit from it. The essence of this is that "the value of a thing that others are willing to pay". Malkiel summed up Keynes's view as a theory of foolishness. For example, I'm stupid to buy a stock at a higher price than its true value, but I expect someone to be even more stupid than I am who would be willing to pay a higher price for the stock I just bought, and so on.

The Theory of Castles in the Air

Keynes believed that the stock price is the performance of the virtual economy, and the stock price is not determined by its intrinsic value, but by the psychology of investors. He believes that although stock prices are theoretically determined by their future returns, because long-term forecasts are quite difficult and inaccurate, public investment should divide long-term forecasts into a series of short-term forecasts. Volkswagen revises its judgment and changes its investments through a series of short-term forecasts, which cause fluctuations in stock prices. The theory of the castle in the sky completely abandons the intrinsic value of stocks, emphasizing the castle in the sky constructed by the mind. Keynes believed that instead of spending energy on estimating the unreliable "intrinsic value", it is better to confidently analyze the possible future investment behavior of the public, and buy or sell before the public. If the "beauty pageant theory and the castle theory" are the theoretical basis of short-term speculation, then Keynes's "long-term friendship theory" is the theoretical basis of long-term investment.

Long-term friendly theory

Keynes believed that the world economy will only become more and more prosperous, moving forward without going backwards, people's living standards will generally trend upward, and the price index will become higher and higher. According to Keynes's theory of continuous economic prosperity, the overall economic form is developing in a good direction, the stock market trend remains upward, and the stock price index is generally trending higher. Therefore, adhere to the principle of "long-term investment, long-term holding, buy casually, buy at any time, don't sell", accumulate wealth over time, and make stable profits in the long run.

Keynes advocated that the state should intervene in the economy with fiscal and monetary policies.

Of course, this is only the statement of mainstream Western economists, "socialism can also engage in a market economy." This is an important thesis put forward by *** on November 26, 1979 in the article "Socialism Can Also Engage in Market Economy".

This breaks with the previous view that the market economy exists only in capitalism, and puts forward the important thesis that planning and the market are both economic means.

I guess there will be some policies to encourage and develop this industry.

But the key question is, how do we get through it now?

Mr. Qian, I have an immature idea, do you think it is feasible?"

looked at Mr. Qian and nodded earnestly.

"You see, for internal employees, or some people with better economies, sell off-plan properties at a little discount, of course, with a pre-sale license. ”

In fact, this fund-raising plan, which I promoted in a listed company a year later, has received a good response because it solves the problem that ordinary employees cannot afford to buy a house, and also solves the worries of some young migrant workers who want to take root.

"Well, okay, anyway, people don't buy up or down, how do you reduce the price, you can't sell it, it's better to give employees a little welfare, but also to solve the short-term funding gap of the enterprise, I agree, what do you see?"

Qian always was happy, and his voice trembled.

In fact, from the perspective of capital turnover, the actual loss will be greatly offset by the accelerated return and turnover of funds.

A simple knowledge of management accounting.

After the decision, I immediately called Wang Chuhan and Yang Yan.

Wang Chuhan works in a bank, because there are several big customers, the reward is higher, she bought a garden house and a four-bedroom and two-living room house. Yang Yan's salary is low, and she only bought a three-bedroom house.

The down payment is 20%, and it is agreed that the house will be handed over next year.

Then, I sold my stock and used the money to subscribe to more than 100 ordinary houses.

When my wife and I told the news to Dahai and Yongliang, the two of them were stunned!

"Well, I'll make a down payment first, and when the real estate company handles the property certificate a year later, it will be allocated to everyone's name. ”

I said straight to the point, and, Mr. Qian, I heard that I was thinking about the migrant workers in my hometown, and it dropped from 6% to 5%.

"Ah, uncle, thank you so much! Now, we also have a nest in the East China Sea. ”

Yongliang's face was flushed, and he was very happy.

"Hehe, this is not my free lunch!"

Ask yourself, you are not a noble person, and paying off the mortgage through a mortgage can make employees work harder. The company's performance, hehe, can it not rise the tide?

"Well, you say, brother, what conditions, let's agree on behalf of them. ”

The sea looked urgent.

"First, this house, which is cheap and hard to come by, I think it should be given priority to the backbone of the construction company, or to hard-working people, and secondly, preferably, to those who have reached the age of marriage. Of course, after a year, I want to recover all the down payment, but not interest, as for raising the house, that's everyone's own business, okay?"

I put forward the conditions.

"Ah, no problem, thank you, uncle, thank you, aunt. ”

Yongliang wanted to bow gratefully, but was helped up by Qingqing's wife.

"Husband, I didn't expect you to be so responsible. ”

On the way home, Qingqing's wife sincerely praised.

"Hehe, actually, I also have a little ninety-nine. ”

When I smiled and said my thoughts, Qingqing's wife was happy.

"Hehehe, really, where in the world will there be a kind landlord......"