Chapter 236: Wang Ye's Financial Difficulties
The good days are short-lived, and after staying in London for half a month, the fully customized clothes have been tried on twice, and there is no need for Wang Ye to continue to stay here and wait. ~With ~ dream ~ small ~ said ~ ั ~ suimะตng~ lฤ clothes, it will take about a month to make, and then it will be sent directly to him in China.
Isabella is also going back to China, she has been very happy for a while, and she is too lazy to go to other countries.
As for the two hundred pounds a day that Wang Ye said at the beginning, she naturally did not accept it, but asked Wang Ye to help her buy a ticket back to China.
Isabella was on November 22, and Wang Ye was a day late.
At Siathrow Airport, Wang Ye and Liu Ruomei were bidding farewell to Isabella, and the two girls first hugged and reluctantly said goodbye.
Then Isabella came to Wang Ye and said with a smile: "Yes, it's a pleasure to meet you, this time is my happiest time, and I will never forget it." โ
Wang Ye smiled and said, "I won't forget it." By the way, I will visit you in your country when I have time, and it would be a shame not to see you when you describe it so beautifully. โ
Isabella hails from the Nordic island nation of Nolan, a small country with little known name, but the Nordic landscapes are famous all over the world. During this time, she told Wang Ye about the beautiful scenery of her hometown.
"I will also go to see you, and then you will take me to climb the Great Wall, didn't you say that if you don't go to the Great Wall, you are not a hero, I have to be a hero. And, I'm going to eat all over your country, hee-hee. Isabella also responded with a smile.
When the time of separation came, Isabella's big blue eyes looked at Wang Ye, her eyes were full of reluctance and nostalgia, and she slowly stretched out her right hand again.
Wang Ye was used to it, bowed down, gently held up her little hand, and kissed the back of her hand gently.
"Your Highness, what is there to serve you?"
"Wait for me, I'll visit you. โ
There was a constant stream of travelers around, some people watched this scene curiously, and most of them turned a blind eye and continued to move on.
Isabella suddenly reached out and pulled open her collar, untied a necklace, and hung it directly around the neck of Wang Ye, who was bent over.
"This is what I have always worn with me, and I am giving it to you now. โ
This is a white gold necklace, the pendant is a delicate angel, the body of the ruby, the spread of the wings are all inlaid with diamonds, look at the intricate craftsmanship, you know that it is worth a lot.
Wang Ye opened his mouth to refuse, but was stopped by Isabella with a smile.
After receiving a gift in return, Wang Ye touched his body to find a suitable thing, but he never wore jewelry. After fumbling for a long time, except for the watch on his wrist, it was still valuable.
Just as I was about to unload my watch and give it to Isabella, I saw that she had already turned around and walked towards the security checkpoint with her suitcase. After passing the security check, he turned around and waved his hand to Wang Ye and the others, and then disappeared into the crowd.
Wang Ye stood for a long time, stunned, until Liu Ruomei reminded him: "Wang Dong, it's time to go back." โ
"Ahh
"No, she doesn't seem to have a mobile phone, I haven't seen her use it, and you didn't ask her to keep it?" Liu Ruomei asked rhetorically.
Wang Ye thought about it for a while, and he really forgot to ask Isabella for his contact information during this time, which was done.
"But she wrote down the mobile phone numbers of both of us, probably because she didn't bring her mobile phone when she went out, and she will call us when she gets back." Liu Ruomei guessed.
It was only like this, and Wang Ye and the two returned to the hotel by car.
This trip to London was really like a dream, in a distant foreign land, I met such an angelic girl, and spent a period of time together, and then disappeared again, leaving only the necklace that seemed to still carry her body temperature.
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After another long day of journey, Wang Ye and Liu Ruomei finally returned to Pengcheng.
At the pick-up place, Ai Li was already waiting there, and Lu Jianjun was also waiting in the parking lot in his car.
sent Wang Ye home first, and then Lu Jianjun drove Liu Ruomei back to the school dormitory.
Liu Ruomei has long been a figure in her major, and many students know about this vacation abroad, and when they see this black Bentley, the classmates who know her know that she is back.
After getting out of the car and saying goodbye to Lu Jianjun, Liu Ruomei pulled the suitcase, carried a few handbags in her hand, and walked towards the dormitory building.
Some classmates she knew greeted her, "Xiaomei, just returned to China?"
"yes, just got off the plane. Liu Ruomei responded with a smile.
It attracted a chorus of envy.
"Look at other people, they are all in the same major, the same class, and the same class! Why do I have to work overtime every day when I look for a job?"
"You're okay, I have to work six days a week!
"I really want to go abroad on vacation with my handsome boss. โ
"Hehe, first of all, you have to find a handsome boss, secondly, the boss must be strong, and finally, the boss must be able to look at you!"
When Liu Ruomei returned to the dormitory, her friends in the dormitory greeted her warmly and asked in a gossipy manner.
"Ah Mei is back, welcome!"
"There must have been a gift for us, so take it out. โ
"What gifts did you bring, if you don't satisfy us, don't think about sleeping tonight!"
Liu Ruomei smiled and didn't speak, just lifted the handbag in his hand and shook it.
"Ah, it's Burberry, I love you to death!"
Burberry's plaid gift bag is so conspicuous and easily recognizable that roommates recognize it at a glance.
Liu Ruomei is not a stingy person, and brought a Burberry scarf to each of her roommates. Of course, it's not the most upscale kind, about a hundred pounds each.
But even so, it's amazing, this kind of scarf is sold for three or four thousand in domestic Burberry stores.
Several little girls scrambled to grab the bag in her hand, opened one by one, and compared and discussed with each other.
"It's a nice color, I like it. โ
"Hey, the one in your hand is more beautiful, let's change it. โ
"No, it's mine!"
"Hmph, really don't change it? See clearly, my price is more expensive than yours!"
"Ahh โ
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After being full of wine and food, lying on the big sofa in the living room, it is still comfortable at home, Wang Ye thought comfortably.
Now that he is back, all sorts of things have followed, starting with Lisa reporting on the company's IPO process. Everything is going well, it will be reviewed at the meeting next month, and if nothing else, it will be listed before the year.
This speed was beyond Wang Ye's expectations, and he asked curiously: "Why is it so fast, have all these processes of financial auditing passed? Didn't the leader instruct to do these basic processes solidly? Don't ignore these things for the sake of speed, and there will be trouble then." โ
"No problem, this time it was also the city government's urban planning team that asked to speed up the progress, and there are a total of three companies in your batch that are ready to go public, and the other two are high-tech enterprises. Only Huashang International is considered a fashion industry, and the urban planning team wants you to go public together, so the effect of building momentum will be better. Lisa explained.
In this way, Wang Ye understands, and he also understands a little about the other two companies, which are preparing to go public two months earlier than Huashang International. However, this is a good thing, and the sooner you go public, the better!
During this time, Wang Ye made a lot of money and spent a lot, as his full-time financial advisor, Lisa once again helped him sort out his asset situation.
Handing over the latest asset information statistics table, Lisa kindly reminded: "Dong Wang, you don't have much cash in your account, you have to pay attention, otherwise the bank loan will not be repaid." Although as our highest-tier Citi user, we can do the rollover for you, but this will pay higher interest and the record will not be good. โ
Wang Ye stood up in surprise and opened his asset statistics table to see what went wrong.
His biggest wealth now is naturally Huashang International's shares, with 21.7 billion shares, according to the latest listed stock price calculated by the two listed underwriters, about 30 per share, which is 6.5 billion.
The house and car are all small money, so you don't have to count them.
With such a high net worth, how can he not even be able to repay the loan.
However, this is not how the account is calculated, although on the books, Wang Ye's net worth is as high as 6.5 billion. However, this is a premise, first of all, the company must be successfully listed, the previous time, it must wait for the three-year lock-up period of the major shareholder, and then successfully cash out, that is the real wealth.
All of this now is paper wealth, and it can't be really.
However, the bank loan has to be repaid with real money!
In this way, Wang Ye's 20 million deposits have become the only funds he can use.
Calculate his arrears again, buy a house and acquire Lihua shares, plus the investment company with Nie Dingwen and them, he owes the bank 1.1 billion!
This money was made into a ten-year loan, and Citi gave a very favorable interest rate, which only needs to be repaid once a year at the end of the year. Even so, the annual loan repayment is still as high as nearly 1.8 billion!
In other words, more than a month later, Wang Ye will face the dilemma of not being able to pay the money.
As the chairman and general manager of the company, Wang Ye also has a salary and dividends. The annual salary is not low, 8 million, but this is still a car and water salary, compared with the loan repayment pressure of up to 1.8 billion, it does not play any role.
As for dividends, I don't know the company's profitability this year, looking at the current sales situation, it is possible to get a sum of money, but it is estimated that it will not be too much.
Wang Ye, who had just become a half-billionaire, fell into financial trouble. His most urgent task at the moment is to find at least 1.5 billion cash to repay the loan!
Perhaps this is the trouble of the rich, who have a strong net worth but also a lot of debts. Sometimes fixed assets such as shares and real estate cannot be realized, and they will be overwhelmed by a small amount of money.