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Liang Haiping shook his head and said: "Bureau Liu, the car factory can't even pay wages in the first half of the year, how can there be money to solve the financial problem of the road bureau." However, although the car factory has no money, there is a unit that has never been short of money. ”

Looking at Liu Changhe's enthusiastic appearance, Liang Haiping smiled and continued: "Liu Ju, the bank has never been short of money. ”

After Liu Changhe heard Liang Haiping propose the bank, his interest was obviously greatly reduced, he gently tapped the table with his finger a few times, and said after a moment of silence: "Haiping, you don't know, the annual loan indicators of several major banks in the province are numerous, and there are too many large state-owned enterprises in Liaoning Province, such as Qingyuan Petrochemical in the petrochemical industry, Panjin Petrochemical, Anshan Iron and Steel in the steel industry, Dalian Shipyard, etc., each of which lacks funds for technological transformation, and the competition for loans is very fierce. In addition, in the past, loans for the railway system were directly provided by the ministry, and there were more dealings with the China Development Bank and the Bank of Communications, and very few dealings with several major banks in the province. ”

"During this time, the Road Bureau is working with several major banks in the province to study the loan for the electrification transformation project of the Changchun to Dalian section of the Harbin-Dalian Railway, and the talks are very difficult. ”

"Since Liu Ju can't negotiate a loan, has he considered financing?" Liang Haiping asked, "What is the difference between financing and loans?"

"Bureau Liu, when I say financing, I don't mean funds, but equipment."

"Equipment, how to finance equipment"

"Liu Bureau, that's the case, railway insiders like us are very clear about the profitability of the double-decker bottom, it can be said that the road bureau has a strong repayment ability, but the bank loan to the road bureau must consider the road bureau as a whole. and not one of the sub-items" Liang Haiping, which means that the bank is afraid that the road bureau will misappropriate the loan.

In the 80s, the embezzlement of bank loans by state-owned enterprises was a very common thing, and after countless enterprises took out loans from banks in the name of technological transformation, they became workers' wages, leaders' welfare, raw material payments, debt repayment, and so on.

"I spent a long time in Shenzhen, a special zone, some time ago. A new equipment financing business in the Special Zone is a perfect fit for the Road Bureau's situation. It just so happened that there was a person in charge of a company in the Shenzhen Special Economic Zone who had just been established and was going to carry out this business, and he was a very good personal friend of mine. It just so happened that Liu Ju also had the intention of going to the bottom of the double-layer car in large quantities. This is a good fit for both sides. Liang Haiping directly told Liang Yuan's backup plan.

The backup plan that Liang Yuan threw out to Liang Haiping was to take a part of the common financial leasing and installment payments in later generations to come up with an installment financial leasing plan.

At the heart of the plan is Shenzhen United Credit Bank, which Liang Yuan has just acquired. In order to circumvent the restriction that the United Credit Bank could only carry out banking business in Shenzhen, Liang Yuan planned to set up a brand-new trust and investment company in Shenzhen, and the newly established trust company would come forward to purchase a 40-car double-decker car from the Northeast Locomotive Factory, and then lease the double-decker car to the Shengjing Road Bureau.

The Shengjing Road Bureau pays a part of the rent to the trust company every year, and after the lease expires, the double-decker car bottom belongs to the Shengjing Road Bureau.

"Liu Bureau, as long as the Road Bureau pays 400 million yuan per year, you can get 40 groups of double-decker car bottoms, and the Road Bureau has been leased for five consecutive years. The double-decker bottom of the 40-car group was completely owned by the Road Bureau. Liang Haiping briefly explained the plan.

Five years and 200 million, it seems to be about the same as installments, 40 marshalling is enough to change the express in the management of the 10 train road bureaus, after changing the double-decker car bottom, counting the station tickets, these ten lines can increase their income to 3 or 400 million yuan a year. It can be said that in addition to the first year, the road bureau purely invested 400 million yuan. After that, the annual profit generated by the double-decker car is almost enough for the rental cost.

If you take into account the social effects attached to the redress, the strong growth figures of the passenger transport performance of the road bureau, these will add a heavy weight to your career. Five years later, the Shengjing Road Bureau's 40-column marshalling was a great achievement, no matter which position he was in at that time, the shining performance of the railway fixed assets increased by 2 billion, at least half of which would fall on his head.

Liu Changhe calculated the stakes in a blink of an eye. Holding on to his excitement, Liu Changhe pondered for a moment before saying, "Haiping, how much does your factory quote for a double-decker undercar?"

"The double-decker bottom of the Nanjing factory at a speed of 120 per hour costs 2.8 million cars, and the bottom of our factory can run at least 140 per hour, and 2.9 million cars is considered very kind. ”

"Haiping, you are looking for a trust and investment company in Shenzhen, which company can have such a big spirit, throw 20 billion yuan in the Shengjing Road Bureau, although the bottom of the car can be put into operation, but it has to run 300,000 kilometers from the official finalization, and the risk in the middle is not ordinary."

"Don't hide it from the Liu Bureau, I also want to open the situation of the double-layer car as soon as possible, if you run with several formations step by step, you want to open the situation, so that other road bureaus will have to wait at least two years, if it is put into operation in large quantities, as long as there is no big problem under the car, there will be other road bureaus in the second half of next year can not sit still. ”

"Of course, for the sake of this car factory, the 40 cars may be sold to the leasing company at a lower price, but as long as we get the brand out early, the profit will be worth it, and I am now confident in the bottom of the car. Liang Haiping said with a smile.

"However, the trust and investment company alone does not have such a big strength to take over this big order, this company has the support of a bank in the Shenzhen Special Economic Zone, so this matter is still very likely to be successful. ”

"If Bureau Liu thinks that this matter is feasible, I will contact Shenzhen, and if this matter can be done, it will be beneficial to the Road Bureau, the locomotive factory, and the leasing company. Liang Haiping finally said.

Liu Changhe just thought about it for a moment, waved his hand decisively and said, "Okay, Haiping, you can contact this company when you go back, and if you need help from the Road Bureau, you can contact me at any time." ”

After the two of them decided the matter, Liu Changhe enthusiastically sent Liang Haiping out of the office door under the surprised eyes of the young secretary.

Liang Haiping walked out of the office building of the Road Bureau and walked slowly to the Volga car, Zhou Heng looked at Liang Haiping frowned and hurriedly opened the car door, and after getting into the car and signaling Zhou Heng to go to Nanhu Science and Technology Park, Liang Haiping leaned on the back of the car seat and breathed a sigh.

Still can't keep up with the demonic thinking of his nephew, when he has 10 million in his hand, this little guy dares to calculate the equipment of the army of 600 million, and now the cash that Liang Yuan can use in his hand will not exceed 50 million, so he dares to operate a project of 2 billion, this is no longer a matter of guts.

Liang Haiping rubbed his forehead, now that he has reached a preliminary agreement with the Road Bureau, he should go directly to Nanhu to ask the little guy what he thinks and what to do in the next steps

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