Liu Hongda took a sip of wine and said: "I've thought about it, and I've asked the banker to understand, but I can only mortgage the land of the storefront, I don't think it's troublesome, and I can't borrow much money, so I don't care about it." ”

Wang Peng smiled, put down the wine glass in his hand, looked at Liu Hongda and asked:

"Brother Liu, if I can provide you with a loan now, which can allow you to get a large amount of money, are you interested?"

After pondering for a while, staring at Wang Peng's eyes, Liu Hongda said:

"There is really a way, and I can get a large amount of money, I am naturally interested, Pengzi, let's not talk about anything else, you make a price, I will definitely not blink!"

Wang Peng was stunned for a moment, and then reacted to what the other party meant, feeling that the other party was talking about kickbacks.

He laughed and said: "Hahaha~ Brother Liu, you are misunderstood, I don't have any other ideas, you ask Junzi, I am not short of money, I just want to increase the performance of the industry." ”

"Yes, Brother Liu, he lacks everything, and he's not bad for money, didn't he say a few days ago that he wanted to buy two sports cars, they were all used as toys for beautiful women, this kind of person, don't talk about money with him, it's too elegant, he can't play." ”

The fat man was talking there, he was nibbling on a chicken leg and pouring himself wine, his eyes were still staring at a large piece of beef, completely a pair of do-it-yourself, automatic dining machine panaches.

"Really?!It seems that Pengzi is a young talent!"

Liu Hongda listened, smiled, and looked at Wang Peng with slightly squinted eyes.

He and Wang Peng are definitely not familiar with each other, and they have guessed before that this young man who doesn't seem to want the second generation at all will get the money.

Unexpectedly, now he is even more confused.

Wang Peng smiled slightly, pulled the topic back and said:

"Brother Liu, let's not talk about that, let's just talk about this loan, if you are interested, I will introduce it to you, you can figure it out by yourself, whether it is feasible or not!"

"Pengzi, you say!"

Liu Hongda picked up chopsticks and took a piece of roast duck to eat.

Wang Peng nodded his head and said: "Okay, that's the case, Brother Liu also mentioned just now that the most difficult problem now is to solve the problem that the funds are backlogged on the inventory, resulting in a tight capital chain, am I right?"

Liu Hongda sighed as if he had mentioned something sad, and said:

"Yes, Pengzi, now manufacturers are implementing order-based production, we do distribution, we must buy cars from manufacturers first, and then sell cars to customers. ”

"At this time, if a popular model comes out, I don't have the funds to eat new goods, to be honest, watching others are holding a lot of money, my heart hurts!"

With that heart-wrenching look, Wang Peng could see that no matter whether it was true or not, this Liu Hongda was indeed greedy for others.

After Liu Hongda performed for a while, he asked, "Pengzi, what tricks do you have?"

Wang Peng smiled and said: "I can't talk about high tricks, I think so, Brother Liu, you can use the bank's funds to buy a new car!"

"In this way, not only the problem of inventory can be solved, but also what new models you like, you can eat what new models, and follow the market, at most just pay some interest and handling fees. ”

Wang Peng has never said a specific plan, but has always been holding on to the funds, making the other party uncomfortable, and drawing a blueprint to make the other party greedy.

The reason why he did this was to whet Liu Hongda's appetite and pave the way for the future.

"I want to hear it!"

Liu Hongda touched a cup with Wang Peng and the fat man, and after the three of them left, he said.

"Vehicle certificate pledge loan!" Wang Peng said a proper noun.

"What do you mean?" asked Liu Hongda.

Looking at the time on the watch, it is estimated that I will not be able to make it to the dinner.

Wang Peng also took the food and said while eating: "It's very simple, you mortgage the new car in your hand to the bank, and the vehicle itself, as well as the certificate of conformity, are used as collateral for the temporary custody of our bank." ”

"When your new car is sold and the funds are returned, you will return the money to the bank, get back the car and the certificate, and issue it to the car buyer. ”

Using the vehicle for sale and its certificate of conformity as a pledge, Liu Hongda will never be able to complete all the sale procedures without a license.

In this case, the other party's store must pay to the bank after receiving the advance payment, and return the full amount to the bank after picking up the car, so that the car certificate can be finally redeemed and the customer can complete other procedures.

The car and the license are all detained by the bank, and the funds are relatively safe, so there is no need to use the supervision and control system.

Liu Hongda listened carefully, thought for a while and said:

"Pengzi, your method is good, but I thought about it, at most it is twice the number, if the new model is expensive, it will not be this number!"

Wang Peng smiled and said, "Brother Liu, you are so confused, how can it be doubled?"

"Your current funds can buy a car in the manufacturer, and then mortgage it to us, and the funds you get can go into the second car, and then the second car will be in hand, and you will mortgage it to us again, so repeat, hehe, how much do you say?"

Listening to it, Liu Hongda's eyes lit up, and he slapped the table and shouted:

"Eh, don't say it, it's really a god! In this way, you only need to pay the money for a new car, and you can get countless cars!"

Wang Peng patted the other party's arm and said funny:

"Brother Liu, Brother Liu, don't get excited, it can't be countless cars, our bank will definitely have a discount when assessing the value and issuing loans, and we can only give 60,000 yuan for your 100,000 car, so that the risk will be reduced, right?"

Hearing this, Liu Hongda was stunned, and asked there dumbfounded: "Ah? That's not an infinite number of cars, how many can it be?"

Wang Peng recalled the number he calculated at the time and said: "The main thing is to look at the discount, according to the operation I said, with the funds of a car, the last car can be between four and six." ”

"Four to six times, Made, done. Liu Hongda picked up the wine glass, he had been completely persuaded by Wang Peng.

Drinking the wine dry, Liu Hongda asked again: "But Pengzi, you are so good for me, what are the conditions?"

I would ask like this, it seems that the other party hasn't drunk too much!

Wang Peng said: "The conditions, hehe, are not excessive conditions, but they are a little cumbersome." ”

"Don't be afraid of cumbersome, the more cumbersome it is, the greater the profit inside, the amount ...... Pengzi, don't kill your brother's sheep!" Liu Hongda said, coming to his senses.

Wang Peng replied: "No, if you want to slaughter, let's join forces to slaughter your customers!"

(End of chapter)