It is said that Chen Jiao and Xia are busy verifying the relevant data of the loan judgment documents of the Kishio Company and asking the head office not to appeal. After a few days of busy summer, www.biquge.info reported to the head office the "Report on the Review of the Loan Case of Kishio Company", and met with Shen Lixia of the asset loss prevention department of the head office, and the above oral reply was of little significance to appeal. After checking the accounts with Tan Feiyan and Wu Dongmei for a few days, Chen Jiao and Tan Feiyan and Wu Dongmei respectively listed the loans of the two companies in the sub-branch, and accordingly, he also wrote a report and reported it to the accounting department of the head office. The text says:

Hubei Branch of Shenzhen Minxing Bank

Shen Shi Yinhu Zi (1999) No. 022

Report on the accounting treatment of loans of Anyan and Kishio

Accounting Department of Head Office:

On March 20, 1999, the Shenzhen Intermediate People's Court ruled in the civil judgment (1998) Shen Zhong Fa Shen Jian Jian Zi No. 0155X-0156X that the IOU signed by Anwei Company, Shenzhen Jinkaige Development Co., Ltd. and Hubei Financial Services Co., Ltd. The contract is invalid, and Shenzhen Anyan Automobile City Co., Ltd. (hereinafter referred to as "Anyan Company") shall repay the loan of RMB 116.5 million and its interest to Hubei Branch.

Errors and omissions in the judgment No. 0155X-0156X of the Shenzhen Intermediate People's Court: The judgment inaccurately described the loans of Anyan and Kishio, resulting in a decrease of 5 million yuan in the balance of the loan of Kishio and 1.5 million yuan more than that of Anyan. If the judgment is made and the account of Anyan Company and Kishio Company are consolidated and restored, the balance of the loan will be less than 3500000 yuan. The facts are: An Yan Company borrowed a total of 215.5 million yuan from our bank, and then because it had passed the inspection of the People's Bank of China, the loan of 169 million yuan was divided into the name of the Anwei Company, and a total of 94 million yuan was repaid later, with a balance of 75 million yuan, while the Anyan Company retained 46.5 million yuan; on January 23, 1996, the Anyan Company repaid 1.5 million yuan, and the balance was 45 million yuan, which is consistent with the current loan balance in the statements of the Bank。

When our bank sued Kishio, we did not find the original voucher of the loan of 169 million yuan originally issued to Anyan Company, and the complaint was based on the relevant contracts and IOUs of Kishio Company after the account split, and Kishio Company provided the original IOUs in the retrial, and claimed that we should be held liable for providing false evidence.

In view of the above circumstances, our bank proposes to merge the loan of 75 million yuan and the corresponding interest of Anyan Company into the loan account of Anyan Company on the basis of the original IOU, that is, the current balance of Anyan Company's loan in our bank is 120 million yuan of principal and corresponding interest.

Yes, please reply.

annex

l. (1998) Shen Zhong Fa Jian Jing Zi No. 0155X-0156X;

2. "Explanation of the Relevant Situation on the Loan of Bao'an Shore Tail Company";

3. Report on the Review of the Loan Case of Kishio Economic Development Corporation

Shenzhen Minxing Bank Hubei Branch (India)

12 April 1999

This official document written by Chen Jiao and reported in the name of Hubei Sub-branch was transferred by the head of the department to the Asset Loss Prevention Department for joint study after being reported to the Accounting Department. Then, in the name of the Property Loss Prevention Department of the Head Office, the written reply to the Hubei Branch is as follows:

Hubei Branch:

Your bank has received the "Report on the Accounting Handling of Loans of Anyan and Kishio". According to the actual situation, this case can be appealed. However, Anyan's property condition is poor, and no other property can be found except for the property that has been sealed, so the appeal in this case is of little significance. Your bank's opinion is to collect 116.5 million yuan from the outside world, and hang 120 million yuan on the bank's internal account, which increases the interest and is actually unfavorable to the branch. Because the court has made a judgment, the accounts of Anyan Company are recorded according to the court judgment. After the president's instructions, the difference of 3.5 million yuan was handled by way of write-off. However, the write-off will not be handled separately first, and will be handled together later.

This is the case.

Asset Loss Prevention Department of Shenzhen Minmin Bank (Print)

30 April 1999

The official heard that time passed quickly, from 1994 when Zhu Chier got acquainted with Zhuang Yu and vigorously carried out the "deposit and fixed loan, deposit and loan linkage" arbitrage loan in the Hubei Financial Service Society, which had not yet opened, to the present, five years have passed in a blink of an eye. In the past five years, the Hubei branch did not get any benefits from the hands of Anyan Company and Zhu Chi'er, a self-proclaimed "great man" farmer brother, but made Zhu Chier's Anyan Company owe 120 million yuan in loan principal and nearly 100 million yuan in arrears of interest. Before the reform and opening up, a peasant who had not read much was doing some resale and dumping some mountain goods, which was called "speculation" at that time, and he made a small profit. Unexpectedly, after the policy was liberalized, he jumped out of his own small mountain village, and he actually had such a great ability to toss up a righteous and well-behaved bank, which was so prosperous and turbulent, which really surprised many financial doctors. Of course, it also made many people in the city ashamed. Sadly, the leaders of the Citizens Bank have seen such bad debts accumulating more and more, and they have not found a good way to deal with them for several years. Invite new people to drive away old people all day long, let Zhang Lang dispense with Li Lang, and be very busy. As a result, in the People's Bank, there are always endless personnel appointment and dismissal documents. In response to the old saying that "foreign monks can recite scriptures", these new officials are usually not familiar old faces with the employees of the Citizens Bank, they are all so-called "capable people" who come to the Citizens Bank from outside. These people can take office casually, as long as they blow a cowhide to Shen Yifeng, chairman of the Citizens Bank, or through the joints of "Brother Kong Fang", they can become the president of the branch, and they will be equally quick to step down: "You said that I have no achievements and have dismissed my official? Okay, there is no place to keep my grandfather here, I have my own place to keep my grandfather -- I won't play with you! Bye!"

As a result, even the middle and senior managers who are in the high positions of the general managers of the head office departments and branch presidents do not know how long they can be officials: one year or half a year? Everyone is thinking about what they can do in public and private during this period of service, and the so-called "right not to use, expired and invalid." As a result, all kinds of short-term behaviors have come into being, and few people have thought about the long-term interests of the people's banks.

said that Wang Xianyao felt very uncomfortable when he returned home after talking to Xu Donghai in the summer that day, and thought in his heart, it seems that this disease is really not good if it is not cured. When his wife, who was the director of the department, returned home, she also insisted that he stay in the hospital in a down-to-earth manner, and stop being hospitalized for three days of fishing and two days of drying nets! His wife said: "Don't think that without you, the Hubei branch will not even turn the earth." Look at our country, Chairman Mao and his old man have passed away, didn't Deng Xiaoping do a better job in the economy? He retreated, Jiang Zemin didn't carry out reform and opening up in the same way! Therefore, don't take your role as superb, let's take care of your illness with peace of mind. Your illness is also a big deal, you fell asleep last night, your mouth was crooked, you couldn't close it, and your saliva flowed onto the quilt. ”

Wang Xianyao also wanted to talk about the two people he found in the branch today to do ideological work, and then thought about it: "My wife is also for her own good, there is no need to explain, I will go to the head office tomorrow, go to the Ministry of Human Resources and Education to ask Xu Guang for a leave, talk to President Huanglu, let Chen homework preside over the work, and I will be hospitalized with peace of mind." ”

On the morning of the next day, Wang Xianyao came to the Citizens Bank, first went to the Ministry of Personnel and Education, found Xu Guang and chatted for half an hour, filled out the leave form for hospitalization due to illness, and asked the head office to consider temporarily arranging a candidate to preside over the work of the Hubei branch. Then, I went to the office of President Huanglu and reported to him my physical condition and suggestions on the work of the Hubei branch. Later, he went to the office of Shen Rong, secretary of the Commission for Discipline Inspection, and chatted with him in detail.

In the afternoon, accompanied by his lover, he was honestly admitted to the Department of Neurosurgery of Shenzhen Honghui Hospital, which is now the Second People's Hospital, and began to treat his disease seriously.

In the Hubei branch, Gao Shang of the capital and credit department was the first person to hear that President Wang was hospitalized, that is, on the afternoon of the second day of Wang Xianyao's hospitalization, Gao Shang proposed to Xia to use the car in the bank to visit President Wang with Wang Yang, and after hearing this, Xia said: "Let's go together." ”

In the summer, I drove Gao Shang and Wang Yang to the Municipal Red Cross Hospital, and saw President Wang Xianyao, who had led him for four years, with a scorched face, lying on the hospital bed weakly, as if he was more sick than a few days ago. After some comfort and encouragement from several people, half an hour passed.

In the summer, when the three of them retired, he whispered to the last summer: "You can discuss the work with President Chen." ”

Later, according to the memories of Xia Xia and Wang Xianyao respectively, this was Wang Xianyao's last instruction to Xia at work when he was the president of the Hubei Branch.