Chapter 263: Ten Million
On December 19, 1984, Beijing once again became the focus of the world.
On this day, the Republic and the United Kingdom formally signed the Joint Declaration on the Hong Kong Question.
It was also announced that the Republic would resume the exercise of sovereignty over Hong Kong on 1 July 1997.
That is to say, nearly 150 years of shame in our country are coming to an end.
And at a time when the world is in a sensation, our whole country is extremely excited, and idealism, patriotism, and nationalism are rising simultaneously.
On the same day, Hong Yanwu also got a major piece of good news.
That is, he was matched by He Jiefu's daughter, and the director of the credit department of the Beijing branch of the China Construction Bank he had just met notified him by phone.
He said that after a preliminary review, the bank had agreed in principle to his loan application for 10 million yuan for the "Polar Bear Hotel Project".
In this way, his most important business layout is equivalent to "listening" with lightning speed and the jingle of the bell. It's almost the last time to find the land.
Speaking of which, even Hong Yanwu himself never thought that this matter would be done so quickly and smoothly.
Because first of all, he felt that Sister Wei was not very easy to pass.
That's 10 million!
In this era, this loan is undoubtedly an astronomical amount.
The total profit of the entire "Polar Bear" factory is only this amount every year.
Don't say that Sister Wei has always been a brainchild who pays attention to "having one point to do one thing".
Even if she is so good to Shui Qing, I am afraid that out of consideration of not being afraid of 10,000, she is afraid of what if, and she is worried that Shui Qing may have to take responsibility for this, she will inevitably oppose it vigorously.
So initially, Hong Yanwu's plan was actually to wait until the three crowns he ordered for the company were in place, and then let Shui Qing try to be a lobbyist.
You must know that the Toyota Crown of this era is very famous in China.
There are Chinese people who don't know Audi, Mercedes-Benz, and BMW, but few people don't know about Toyota Crown.
And this model is also a contemporary classic.
Not to mention the built-in air conditioning, the CD player that just came out in 1982 is equipped with it, and there is also a built-in refrigerator.
Hong Yanwu absolutely believes that once she sees this most luxurious imported car in contemporary times, Sister Wei will probably not be able to bear it.
Even if she really has a will like steel, she can refuse to "corrode" and be unmoved, it doesn't matter.
Because as the advertising slogan says, "There must be a road before the car reaches the mountain, and there must be a Toyota car when there is a road."
Isn't there still Director Yang to cover it?
He can't refuse this kind of "super-ministerial treatment" sugar-coated shells, so he must do his best to help.
But what Hong Yanwu didn't expect was that when he got to Shui Qing, he was beaten by a stinky meal.
Shui Qing blames him for not going down the right path all the time, and thinks of everyone too much.
thinks that if he really wants to do this, it will only make Sister Wei feel that his motives are not pure, and he is thinking crookedly, but he will cause misunderstanding.
So Shui Qing didn't adopt Hong Yanwu's strategy, so she took the sketch of the appearance of the hotel and the business plan that Hong Yanwu found the design institute to do, and went directly to Sister Wei for a showdown.
What Hong Yanwu didn't expect was that he also had times when he couldn't calculate.
Don't look so straightforward, Shui Qing actually really did the old lady's ideological work.
For this reason, Hong Yanwu was surprised.
I really can't help but admit that I live the belly of a gentleman with the heart of a villain.
Hey, in the long road of life, there will always be a few wrong steps.
As a result, Shui Qing comforted him with a smile and said another truth.
"Don't be presumptuous, in fact, this can be done, in addition to the eldest sister's integrity and open-mindedness, it is mainly because of your great ability. ”
"You see, I showed Sister Wei our accounts, and asked Cao Fang to introduce the income and expenditure situation, seeing that we have achieved a net profit of 900,000 yuan this year with only 100 people, and the performance is actually three times that of the factory, so the eldest sister is not so nervous. ”
"Later, I accompanied her to the 'Beijing Railway Station' to see what the two new stores were like after they opened. As a result, it has been further proved that our business is in good condition, and it is no longer a problem to bear the interest on bank loans and repay the principal in the future. ”
"After going back like this, I will explain it to Sister Wei again. It is said that borrowing is equivalent to saving money, and turning back will definitely save a building for our factory. Otherwise, it will be difficult to stop others from moving our crooked thoughts, and most of them will spoil this belongings under various excuses. The eldest sister naturally agreed. ”
"So then again, it's your own credit. Okay, the praise is over, don't be proud. ”
Indeed, although Shui Qing's words were joking, this truth was correct.
In fact, these days, because everyone has no business acumen, and they are all poor, they are desperate to develop the economy.
In fact, the leaders of any unit are quite important to talents with business talents and means, and they are also eager to have such a good helper.
Otherwise, why did Director Yang override public opinion and have to promote Hong Yanwu unusually?
Why is Secretary Guo willing to tear his face and support his henchmen to start a company?
It is because everyone knows that the sky has changed, and in the future, it will be up to economic strength to determine the superstructure.
So on the other hand, since Hong Yanwu has never missed a step in business operation, what can be done.
Then others will only become more and more confident in him in this regard, more and more superstitious.
For example, Director Yang is the person who feels this most deeply.
Don't forget, now the "Oriental Divine Water" has become the king of drinks sought after by the whole country.
Even if the price is so high, it has torn a big hole in the Beijing soda market that "polar bears" once dominated.
Can Director Yang, who missed the opportunity, not regret it?
But who can he show this regret to?
Behind the scenes, there is only a chatter with Sister Wei.
In this way, Sister Wei was exposed to it, and a concept was gradually formed subtly.
That is, Hong Yanwu's stinky problem is true.
But only in the shopping mall, his vision is more accurate than anyone else, and listening to him is right.
He is the "Xia Boyang" who can win the battle in the mouth of Director Yang.
In fact, after Shui Qing's reasoning, although he was still surprised by the large amount of this loan.
But after thinking about it again, whether out of public or private feelings, Sister Wei was afraid that she would make the same mistake as Director Yang again.
The interference hindered the normal development of the service company and wasted a piece of the hard work of Hong Yanwu and Shui Qing.
Therefore, the release was decisively approved.
Of course, after Sister Wei has passed this level, the most important thing is the bank level behind.
It is also interesting to say, based on the experience of real estate in the previous life.
Hong Yanwu thought that it would be difficult, and I was afraid that the idea of "hemorrhage" in need of a treat and gift was also wrong.
Because this year is a relatively special historical period.
First of all, in May last year, CCB had just been restructured into a national specialized bank that operated independently, accounted for independently, and managed capital construction investment.
However, due to the backward business concept and the small scale of the private economy, there was actually no demand for loans in the society during this period.
Even the interest-free loans provided by the state to support the economy are not even asked for because people are afraid that "the father will repay the debt of the son".
For the banks with more funds in hand at this stage, they wish that someone would come to lend money.
Secondly, in recent years, a number of joint ventures in Beijing have been built one after another.
There has also been a trend of investing in hotels and restaurants in China.
This area is precisely the main business area of CCB.
Because of this, there is policy encouragement and support, and the bottom is familiar with the procedural process, and it is easier to pass the loan for such a project, so the speed of work is also fast.
Finally, there is the most critical one, Hong Yanwu and Shui Qing's service companies, which are different from those enterprises that are eager to take out loans to solve business difficulties, they are real high-quality enterprises.
Independent economic accounting, separate calculation of profit and loss, complete accounting statements, contractual ability, and lucrative profits, absolutely with the ability to repay.
All of this is in line with the bank's standards for high-quality customers, so how can there be a reason not to lend?
So in essence, as soon as Hong Yanwu looks at the list of corporate assets and financial statements submitted by Hong Yanwu, the bank no longer has any concerns.
Even if Hong Yanwu has only set up a project now, the land has not been bought, and the sketch of the exterior of the building issued by the design institute has not been finalized.
Then the matter was also approved.
This is called the time to run joyfully, all troubles will be rested from now on, all things will be satisfactory, and everything will not be worried about the future.
。 Sogou