The one who asked happened to be the next person to have a private chat with Wang Peng that Wang Peng had promised before.

Wang Peng put up a smile on his face and said politely: "You say, you say!"

"That's right, when we chatted with this Mr. Yang and Mr. Cheng before, we found that they didn't talk about the matter of not chasing the money before. ”

"So I have a doubt, is this matter tacitly acquiesced by both parties, or will it be written into the agreement?"

"Manager Wang also knows that the time span of the loan is very long, and the bank's personnel and positions change rapidly, and it is difficult to guarantee that one day, you will have a better job, and when the time comes, the later people are unwilling to abide by such an agreement, which is a troublesome matter. ”

"Oh, Manager Wang, I didn't mean to say what you would do, I just talked about it and was a little worried, after all, I was attracted by the condition that you don't chase the money!"

As he spoke, he was worried that Wang Peng would have an opinion on him, so he hurriedly explained at the end the starting point of his question.

"I remember, wait a minute, it's your turn!" Wang Peng said with certainty.

He was quietly avoiding trouble, and directly set the order to prevent it from happening, and some people would have an argument about it, so as to accidentally expose the fact that he had been to the bathroom.

Of course, Wang Peng was very thief, and as soon as he finished speaking, he didn't wait for others to react, and then said:

"This is my fault, because Mr. Cheng and Mr. Yang, their business situations are different, so I mainly go to sort out a reasonable loan plan, so that I forgot to explain this!"

"That's right, I will attach the relevant agreement directly to your final loan agreement, as long as you can repay the money on time, there is absolutely no need to worry about being recalled. ”

"We can even agree that if our city commercial bank violates this point, it will be punished with funds, what do you think?"

Immediately, someone asked in disbelief, "Is this true?"

Wang Peng said: "I have promised to write it into the agreement, it doesn't matter if it's true or not, as long as we violate it, you can apply to the court to punish us in accordance with the agreement!"

Then Wang Peng said with a smile: "Of course, correspondingly, if your repayment is not timely, the overall interest will be increased by two points, and it will be paid in the remaining loan time." ”

"The first time, we will give a one-month grace period, but if it happens twice, we will determine that you are in bad faith, and at that time, you will need to repay all the loans in advance, which will be clearly agreed in the agreement!"

"Ah, I'll still urge it!" Hearing this, some people were a little disappointed.

Wang Peng explained: "It's not that you will urge, but as long as you abide by the repayment agreement and don't let us go, you feel that the safety of your funds cannot be guaranteed, what do you have to worry about?"

"Unless ......"

Wang Peng looked around, saw that everyone was waiting for his next step, and continued to smile and said: "Unless the real purpose of your loan is not to develop the enterprise, but to arbitrage the funds themselves." ”

"Or if your skills are not good, you can't make money at all, in that case, the city commercial bank will consider whether to provide funds to you. ”

Immediately someone shouted:

"Hey, I said Manager Wang, what you said is too serious, let's take out a loan, but there is no other purpose!"

"That is, Manager Wang, the use of funds for our company is also well planned, and we will definitely not fail to make money!"

"That's it!"

"Manager Wang, you really have too much heart!"

"That's it!"

For a while, no one dared to say that their purpose was not pure, or they did not have the ability, and after having funds, they would earn corresponding profits.

Wang Peng smiled, bowed slightly, and then said, "It's me who is too careful!"

"Manager Wang should be worried!"

"That's it, that's it!"

The excitement here is abnormal, but it makes a few people who don't fit in with each other, and after glancing at it twice, they no longer care.

Wang Peng stretched out his hand, signaled everyone to be quiet, and then said: "Everyone, can I say a few words to Mr. Cheng and Mr. Yang alone?

Everyone was very interested when they heard it, and they all hurriedly took the initiative to retreat and vacate the venue for Wang Peng.

As soon as everyone walked away, Wang Peng said with a smile:

"Mr. Cheng and Mr. Yang, on the matter of dunning just now, I would like to emphasize to the two of you that your loan model is special, so if there are two overdue repayments, the remaining principal will no longer be issued. ”

"Huh, how can this be?" asked Yang Qidong.

Yang Qidong was a little surprised, and even more unhappy, if it was at the beginning, Wang Peng said this, he would not necessarily find Shangcheng Commercial Bank!

Cheng Tianchu, on the other hand, just looked at Wang Peng quietly, and did not have any special expression.

Wang Peng smiled apologetically and said: "I'm sorry, I have to think about the funds in the bank, your capital needs are so big, and the conditions can only be regarded as average, under normal circumstances, it is extremely difficult to get this fund through the bank." ”

"This point, Mr. Yang, you should also know in your heart, so in order to allow the city commercial bank to finally approve the corresponding loan and ensure that there is the amount of funds you need, the enterprise side should also be more or less responsible. ”

"Besides, just talking about the default, I don't think it will happen to you, and there is also the fact that the loans of the two of you are less and then more, which is also specially considered, so that you will not be under too much financial pressure in the early stage. ”

Here in the sermon, Wang Peng looked at Yang Qidong and said: "Of course, if Mr. Yang finds it difficult to accept, then there are two options for you to choose, the first is to reduce the amount of funds. ”

Yang Qidong asked, "How much?"

"Subtract three-quarters!" replied Wang Peng.

"This won't work, definitely don't consider it!" Yang Qidong didn't think about it, and immediately vetoed it.

All of a sudden, from 1.2 billion to 300 million, Yang Qidong couldn't accept it, and lowered the quota to this extent, so what did he still do with Shangcheng Commercial Bank, would it be completely meaningless!

"What about the second one?" Yang Qidong asked.

"That's giving up cooperation!" Wang Peng spread his hands and said.

However, Wang Peng is not worried at all, Yang Qidong will choose this, although the two sides have only negotiated for the first time, they have talked quite carefully, and if the 1.2 billion is gone, he believes that Yang Qidong will not be able to sleep well.

Besides, Yang Qidong is just a vice president, and there is a boss above.

If the boss knew that because he was unwilling to agree, the guarantee terms of repayment led to the 1.2 billion that was very likely to be received, and it was gone, and he had to tear Yang Qidong alive?

I am especially grateful for the reward of my dear CA Izumo Atsuki, thank you for your continued support!

(End of chapter)