0852 The Power of Role Models Is Immense
Yang Qidong also understood this truth, and after being silent for a long time, he raised his head, stared at Wang Peng and said, "Then follow what Manager Wang said." ”
"Manager Wang, I can be regarded as falling for you, in order to get the funds, I can only obediently drill into your trap!" Yang Qidong was still a little angry.
Wang Peng said with a smile: "What is this, Mr. Yang is also thinking about his own business, and I have reason to believe that your company has no plans to repay the loan on time!"
Without waiting for Yang Qidong to complain, Wang Peng hurriedly said: "Besides, the city commercial bank also gave you two chances, which you can't grasp, and I can't say anything, right?"
Wang Peng was cunning and sealed all Yang Qidong's words in the other party's stomach.
Yang Qidong was done here, Wang Peng looked at Cheng Tianchu again, and asked with a smile: "What does Mr. Cheng mean here?"
Cheng Tianchu saw Wang Peng asking, shook his head, and said very reasonably: "I have no opinion, it should be the same, if you change to another industry, the conditions are estimated to be even more choking, and it is impossible to lend so much money!"
Wang Peng smiled, and in an instant, his favorability towards Cheng Tianchu was rising.
At this time, Hu Die called and said that he had already gone downstairs, but because there was no invitation, he was stopped downstairs and couldn't come up.
"Then you just wait on the first floor, I'll lead the big guy down!" Wang Peng hung up the phone after speaking.
Looking at the people who had gathered around again, Wang Peng said with a smile:
"Everyone, our line has arrived, now I will take Mr. Cheng and Mr. Yang over first, please wait a little longer, after I come up, we can continue to talk!"
Someone said: "It's okay, Manager Wang, we will wait for as long as we want, even if you look like a ......"
It's bad, this is to mention the bathroom, isn't it just a stomachache, why these people, I honestly want to mention it!
didn't want to think about it, Wang Peng immediately said: "There is another very important point, please listen to me!"
This trick was successfully interrupted, and that person's words, Manager Wang had something to say, everyone was in a hurry, and they all shut up.
"That's right, what about our line, after all, it's a small bank, and I won't boast about this, so there are certain restrictions on lending. ”
Wang Peng said with a smile: "Originally, we came over, and we planned to talk about about three interested companies at most." ”
When he said this, Wang Peng deliberately paused and waited to see everyone's reaction.
Someone immediately said: "Manager Wang, you can't be like this, I have supported you from beginning to end, and I have been waiting to talk to you in detail!"
There are also people who are pitiful and say: "Manager Wang, I am different from them, I recognized you as good, and let me go to other lines, I won't do it!"
The heat is enough, let everyone talk about it again, I am afraid that I will mention the bathroom again, especially, Wang Peng saw the one who personally "escorted" him, and he also wanted to speak.
Frightened, Wang Peng hurriedly said loudly: "Everyone, please rest assured, I have fully felt your enthusiasm." ”
"There is an old saying that meeting is fate, so after my special instructions, as long as you can reach your intention today and are willing to start the loan process, you will accept it. ”
"Good, good!"
"Manager Wang insists on getting it!"
"Manager Wang, your friend, I've made it!"
For Wang Peng's big turn, everyone is doing business, and this kind of marketing method is not disgusted at all, but is there, applauding warmly and shouting loudly!
Even in the hearts of many people, they feel that Wang Peng's turning point is not fully paved, and it is difficult to completely arouse everyone's emotions.
So they are all in their hearts, designing all kinds of better ways for Wang Peng.
I feel that I can have a good exchange with Wang Peng on this matter when I go back.
Wang Peng said at this time: "I also want to say that because there are too many possible enterprises, it will definitely delay everyone's time, so we decided to give everyone a certain compensation!"
"What compensation?"
As for the possible benefits, entrepreneurs are quick to talk and do not hide them at all.
Wang Peng said: "There are two, the first is that regardless of whether the final loan is successful or not, as long as you are willing to deposit the funds in our bank, the longer the time, the higher the annualized interest rate will be!"
"What kind of high law?"
Originally, there was an element of a show, but now, directly related to the money itself, the interest of the entrepreneurs present is increasing rapidly.
Wang Peng said: "Starting from the benchmark interest rate, we calculate according to the year, and for every year that the deposit period is extended, then we will adjust it by a certain range, and the guaranteed range is not less than 10% of the benchmark interest rate." ”
When he said this, he didn't shy away from it at all, there may be peers around, it is difficult to have secrets in the industry, and it is not one or two companies involved, so there is no need to hide at all.
"Is there a cap?"
Greedy entrepreneurs always want to get as much as possible.
Wang Peng replied funny: "That's necessary, otherwise, in twenty or thirty years, we won't be able to pay the interest alone, and we will go out of business directly." ”
When he said this, he deliberately pretended to smile helplessly, but it caused everyone to burst into laughter.
Wang Peng said: "On the issue of restrictions, we will refer to everyone's final loan term, which means that the longer the loan period, the longer the time to enjoy this deposit interest rate increase, the longer it will be. ”
However, looking at the expressions of some people, Wang Peng, who understood what was going on in his heart, said again: "Enterprises that have not succeeded in taking out loans, don't worry, we will still give you three years to enjoy." ”
Everyone understands that the one mentioned by Wang Peng is actually directly bound to the loan, which further stimulates everyone, and finally chooses to take out a loan in the city commercial bank.
Assuming a loan of 100 million yuan for ten years, then even if there is an upper limit, the final income on interest can far exceed that of other banks.
What's more, Wang Peng also said that the interest rate on loans is decreasing year by year.
As long as the conditions of the city commercial bank are not so harsh that they are unacceptable, the entrepreneurs present plan to take out a loan in the city commercial bank.
As for Wang Peng, he dares to disclose his loan characteristics here, and he also has his own grasp.
First of all, he believes, in the end, the line will definitely approve it.
First, city merchants are small banks, and many of the terms are relatively flexible.
It's not like the four major lines, a small thing, it takes several weeks to go through the process, and in the end, the yellow flower girl has become an old woman.
Therefore, as long as it is beneficial to the bank and does not violate the relevant regulations, the city commercial bank has a great deal of autonomy in terms of business from the branch level.
This is also a killer feature for some small banks to compete with the four major banks, or big banks such as business and letters, to grab the market.
(End of chapter)